STATE EMPLOYEES' CREDIT UNION

Welcome to State Employees' Credit Union, where your financial well-being is our top priority. Located at 1720 Oakhurst Commons Dr, Charlotte, NC 28211, we have been serving our community since 1937 with a commitment to providing reliable and accessible banking solutions. With over 2.8 million members and $57 billion in total assets, our credit union stands as a pillar of support for individuals and families seeking financial stability and growth. At State Employees', we believe in the power of community. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, works tirelessly to ensure that each member receives personalized service tailored to their unique needs. We offer a variety of services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards all designed to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 1720 Oakhurst Commons Dr, Charlotte, NC 28211. We pride ourselves on transparency and trustworthiness, holding a net worth of $5.4 billion and maintaining an impressive cash reserve of $708 million to ensure that we can support our members when they need it most. With a total deposit base of over $7.8 billion, we are well-positioned to provide competitive rates on loans while ensuring your funds are secure. Whether you're looking to purchase a new vehicle or simply want to save for the future, we're here to assist you every step of the way. Explore what makes State Employees' Credit Union not just another financial institution but a true partner in your journey towards financial success. For more information or to speak with one of our friendly representatives, feel free to call us at 704-366-4042 or visit our website at ncsecu.org. Join us today and become part of a thriving community focused on bettering lives through smart financial choices!

Welcome to the State Employees' Credit Union, located conveniently at 1720 Oakhurst Commons Dr in beautiful Charlotte, NC. Our branch is nestled in the heart of Mecklenburg County, making it easily accessible for all our members. If you need to send us any official correspondence, please use our mailing address: 1720 OAKHURST COMMONS DR, CHARLOTTE, NC 28211. You'll find us near popular local landmarks, including shopping centers and parks, which makes stopping by a breeze whether you're running errands or just enjoying a day out. Our location offers ample parking and features designed to accommodate everyone, including ADA-compliant ramps for easy access. We invite you to visit us during our welcoming hours from 8:30 AM to 5:30 PM, Monday through Friday. If you prefer banking from your vehicle, take advantage of our drive-thru service for quick and simple transactions. We also have an ATM available on-site for your convenience. At State Employees', we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we're here to help you every step of the way. If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 704-366-4042. We look forward to welcoming you into our branch soon!

At State Employees', we believe that everyone deserves a chance to thrive in a supportive financial community. Joining us is a straightforward process, and we welcome individuals from various backgrounds. To become a member, you need to meet some basic eligibility criteria. Typically, this includes being an employee or family member of certain organizations or residents of specific areas. For detailed information on eligibility, feel free to check out our website at http://www.ncsecu.org/join#eligibility . Once you know you're eligible, opening an account is easy and quick! Just visit our account opening page here: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu . If you have any questions or need assistance, don't hesitate to reach out to us at (704) 366-4042. We're excited for you to join our community at State Employees', located at 1720 Oakhurst Commons Dr Charlotte Nc 28211, where you can enjoy personalized service and a variety of financial products designed just for you!

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. As a trusted partner in your financial journey, we are committed to providing you with the best possible services while ensuring our sound financial standing. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our financial performance reflects our operational efficiency, with a reported $0 enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees who are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1720 Oakhurst Commons Dr Charlotte Nc 28211 or call (704) 366-4042 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted resource for consumers looking to make informed borrowing decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified sourcing means that users receive fair and transparent offers tailored to their needs. The benefits of using LendMesh are clear: - Verified Data: Loan offers come exclusively from legitimate financial institutions, which enhances transparency and trust in the comparison process. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on delivering unbiased results to users. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, equipping them with the information needed to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces the platform's credibility and effectiveness in helping consumers navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.