State Employees' Credit Union Butner NC: Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees', your trusted financial partner located at 411 Central Ave, Butner, NC 27509. Since our establishment in 1937, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our over 2.8 million members. Whether you are looking for personal banking solutions, auto loans, or business banking options, we are here to support you every step of the way. At State Employees', we believe in building strong relationships with our members and fostering a sense of community. Our total assets have grown impressively to $57,229,286,839, allowing us to offer competitive rates and diverse financial products that cater to your needs. With total deposits reaching $7,866,265,767, we ensure your money is safe and accessible when you need it most. Our leadership team, including CEO Leigh Brady and Board President Mona Moon, is dedicated to enhancing your banking experience. Together with our team of 8,258 employees, we strive to provide outstanding service with a personal touch. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 411 Central Ave, Butner, NC 27509. If you have any questions or need assistance, don't hesitate to reach out via phone at 919-575-4581. Explore our wide range of services on our website at www.ncsecu.org and discover how we can help you achieve your financial goals today! We look forward to serving you and making your banking experience as seamless as possible.

Branch History & Mission

Community Commitment

We recognize that our success is intertwined with the well-being of our community. Through various outreach programs and partnerships, we aim to give back by supporting local initiatives that foster growth and prosperity in Butner and surrounding areas. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of State Employees'. Together, let's build a brighter tomorrow! For more information or to become a member today, call us at 919-575-4581 or visit our website at ncsecu.org.

Our Mission

Our mission is clear: to provide reliable financial services while uplifting our community through support and outreach. We believe that everyone deserves access to quality banking services, whether it's opening a checking account or financing a new vehicle. With offerings that include personal banking, auto loans, mortgages, and business services, we strive to empower our members financially. State Employees' is dedicated to making your banking experience easy and accessible. We embrace digital advancements with online banking options, mobile payments, and e-statements ensuring you can manage your finances anytime, anywhere. Our branch also features an ATM and drive-thru service for added convenience. While members can visit us at 411 Central Ave for all their banking needs, official correspondence should be sent to the same address for streamlined communication.

Branch Location & Accessibility

Accessibility Features

Our location is not only convenient but also accessible for everyone. We comply with ADA guidelines, ensuring that all members can easily navigate our branch. Ample parking is available right outside, and there are ramps for those who need them. Whether you're coming in for a quick transaction or to discuss financial options, we strive to make your visit as smooth as possible.

Operating Hours and Services

We're open Monday through Friday from 8:30 AM to 5:30 PM, giving you plenty of time to stop by after work or on your lunch break. At our branch, you'll find a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to loans for vehicles and homes. Plus, enjoy the ease of our drive-thru service for quick deposits and withdrawals without leaving your car. For those who prefer digital banking, we offer online and mobile banking options too. And yes, we have ATMs available for cash withdrawals and balance checks anytime you need them. If you have any questions or would like to know more about how we can help you achieve your financial goals, don't hesitate to reach out! Give us a call at (919) 575-4581, or better yet, come visit us at our Butner branch today. We look forward to serving you!

Member Eligibility

At State Employees', we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're curious about how to join us, you'll be pleased to know that eligibility is quite welcoming! Our members typically include individuals who work for certain employers or live in specific areas, and it's easy to find out if you qualify. For detailed information on the eligibility criteria, just visit http://www.ncsecu.org/join#eligibility it has all the specifics you need! Once you've confirmed your eligibility, opening an account is a breeze! Simply head over to our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu . Whether you're looking for checking accounts, savings options, or loans, our friendly team is here to help. If you have any questions or need assistance, feel free to give us a call at (919) 575-4581. We can't wait to welcome you to our community at 411 Central Ave Butner Nc 27509!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Running a business involves managing daily transactions seamlessly. Our merchant services are designed to simplify payments, allowing you to focus on what you do best growing your business. Imagine effortlessly accepting payments from customers through various channels, whether online or in-person, enhancing their experience while boosting your sales. Located conveniently at 411 Central Ave Butner Nc 27509, Butner, NC 27509, we invite you to explore how our business banking and commercial services can help you achieve your goals. For more information or assistance, feel free to reach us at (919) 575-4581. Let's build your success together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATMs are available for withdrawals and balance checks whenever you need them. Plus, if you're on the go, our drive-thru service ensures quick access for deposits and simple transactions without leaving your vehicle. At State Employees', we pride ourselves on being more than just a bank; we are a part of your community in Butner. Whether it's day-to-day banking or planning for future goals, we're committed to offering exceptional service every step of the way. Ready to take control of your finances? Contact us today at (919) 575-4581 or visit us at 411 Central Ave Butner Nc 27509! Let's work together toward achieving your financial dreams.

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a reliable vehicle, our auto loans can help you get behind the wheel without breaking the bank. We understand that transportation is essential, and our competitive rates make it easier for you to drive away happy.

Business Banking

We also cater to local businesses through our business banking services, including merchant services and business loans. If you're an entrepreneur looking for financial support, we can help you grow and succeed in today's competitive market.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards come with attractive benefits that can enhance your purchasing power. From cash back on everyday purchases to travel rewards, enjoy perks that make every dollar count.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll ever make. At State Employees', we offer mortgage loans and refinancing options that suit your financial situation. We walk with you through every step of the process, ensuring that you have all the support you need when making this life-changing investment.

Online & Mobile Banking

In this fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts from anywhere at any time. With features like mobile payments and electronic statements, staying on top of your finances has never been easier.

Personal Banking

Whether you're looking to open a checking or savings account, we offer various options that fit your lifestyle. Imagine having the peace of mind that comes with knowing your money is safe and easily accessible. Our personal banking services are designed to help you manage your finances effectively.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Whether it's an emergency repair or consolidating debt into one manageable payment, our personal loans provide flexible solutions tailored to your needs. We're here to help lighten your financial load.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking platform, accessible through https://www.ncsecu.org/ , you can manage your accounts anytime, anywhere. Whether you need to check your balance, pay bills, or transfer funds, everything is just a few clicks away. Plus, with the ability to opt for e-statements, you can say goodbye to paper clutter and easily access your account statements whenever you need them.

Mobile Banking at Your Fingertips

For those on the go, our mobile application offers a user-friendly interface that makes banking easy from the palm of your hand. You can also enjoy the convenience of mobile payments, allowing you to make purchases quickly and securely without needing cash or cards. Just think of how much easier life is when you can handle transactions directly from your smartphone!

Safe and Secure Transactions

Security is a top priority at State Employees'. Our electronic signature authorization feature provides an added layer of safety for your transactions, giving you peace of mind as you manage your finances online. Although person-to-person transfers are not currently available, our focus remains on providing robust security measures for every service we offer. We strive to empower our members by offering accessible, user-friendly solutions for everyday banking needs. Explore all these features and more by visiting us at https://www.ncsecu.org/ today!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 411 Central Ave Butner Nc 27509 or call (919) 575-4581 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we currently have $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Solid Financial Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our flexible financing options ensure you find a plan that fits your budget.

Credit Lines and Personal Loans

We also provide various credit lines and personal loan options tailored to your needs. With total credit lines reaching $18,909,000,000, our offerings are designed for both short-term and long-term financial planning.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We can guide you through every step of the process so you can feel confident in your investment.

Unsecured Credit Card Loans

Managing finances effectively is crucial, and we help with that too. We offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans assisting members in managing their expenses without added stress. At State Employees', we're dedicated to providing exceptional service and support throughout your borrowing journey. If you're considering refinancing or want to learn more about eligibility options, feel free to reach out! Our team is here to assist you every step of the way. For more information about our loan offerings or to discuss how we can help you achieve your financial goals, contact us at (919) 575-4581 or visit us at our branch located at 411 Central Ave Butner Nc 27509 in Butner, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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STATE EMPLOYEES' CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans