State Employees' Credit Union Burlington NC: Best Auto Loans & Business Banking

Introduction

Welcome to State Employees', your trusted credit union located at 1176 Saint Marks Church Rd, Burlington, NC 27215. Since our establishment in 1937, we have been dedicated to serving our community with a strong commitment to financial excellence and member satisfaction. With over 2.8 million members and total assets exceeding $57 billion, we pride ourselves on being a pillar of support for individuals and families across North Carolina. At State Employees', we understand the importance of personalized banking solutions. Our offerings include everything from checking and savings accounts to auto loans, mortgages, and business banking services. We aim to empower our members by providing them with the financial tools they need to achieve their goals. Under the leadership of CEO Leigh Brady and Board President Mona Moon, our dedicated team of 8,258 employees is here to assist you every step of the way. Whether you have questions about your account or need assistance with a loan, we're just a phone call away at 336-538-4734. While members can visit us at our branch location, official correspondence should be sent to 1176 SAINT MARKS CHURCH RD, BURLINGTON, NC 27215 if different from our main address. Join us today and discover why more than 2.8 million members trust State Employees' for their banking needs. Visit our website at www.ncsecu.org or stop by our branch to learn more about how we can help you thrive financially!

Branch History & Mission

A Community Commitment

Our roots are deeply embedded in the Burlington area. We aim to be more than just a financial institution; we aspire to be a pillar of support within our community. Whether through local partnerships or sponsorships of community events, we are dedicated to giving back. While members can visit us at 1176 Saint Marks Church Rd, official correspondence should be sent to 1176 SAINT MARKS CHURCH RD, BURLINGTON, NC 27215 if different. Join us today at State Employees' Credit Union! Experience the benefits of being part of a community-focused credit union dedicated not just to your financial success but also to uplifting those around us. Call us at 336-538-4734 or visit our website at ncsecu.org for more information on how you can become a member. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings nearly nine decades ago, State Employees' has evolved significantly. We started as a small credit union aimed at providing financial services primarily to state employees. As we grew, so did our offerings and the communities we serve. Today, we proudly support not just state employees but a diverse range of individuals and families in Burlington and beyond. Our branch is equipped with modern amenities to serve you better. We offer ATM availability and drive-thru banking, ensuring that you have access to your finances whenever you need them. With operating hours from 8:30 AM to 5:30 PM, our team is always ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage loans, and more.

Our Mission

At State Employees', our mission is clear: we strive to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to fair financial opportunities. Our commitment goes beyond just banking; we actively engage in community outreach programs that make a real difference in people's lives. We emphasize customer-centric initiatives that include ADA compliance for all our facilities and digital advancements like online and mobile banking. This approach ensures that all members can easily manage their finances in ways that suit their lifestyles.

Branch Location & Accessibility

Accessibility and Parking

We understand how important accessibility is for our members. Our branch is ADA-compliant, featuring ramps and spacious areas for everyone to navigate comfortably. Plus, we offer ample parking right outside the entrance, so you can easily park your car and step inside without hassle.

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, allowing you plenty of time to come in and take care of your banking. Whether you're stopping by for a quick transaction or need assistance with loans or account services, our friendly staff is ready to help.

Services Offered

At the State Employees' Credit Union, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we've got you covered. Need to make a quick deposit? Utilize our drive-thru service for simple transactions without leaving your vehicle. And if you're on the go, our ATM is available for cash withdrawals and balance checks whenever you need it. While you can visit us at 1176 Saint Marks Church Rd for all your banking needs, please note that any official correspondence should be sent to the same address. If you have any questions or want more information about our services, don't hesitate to call us at 336-538-4734. We look forward to welcoming you to our branch soon!

Member Eligibility

Becoming a member of State Employees' is like opening the door to a supportive community that truly cares about your financial well-being. To join us at our branch located at 1176 Saint Marks Church Rd Burlington Nc 27215, you simply need to meet a few friendly eligibility requirements. If you live, work, or worship in the area, or if you're related to someone who does, you're likely eligible! We believe in inclusivity and want to welcome as many people as possible. You can find all the details about our eligibility criteria by visiting http://www.ncsecu.org/join#eligibility . Once you know you qualify, opening an account is straightforward and convenient. Just head over to our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx ?role=secu where you'll find simple instructions to get started. If you have any questions along the way, feel free to reach out to us at (336) 538-4734. We're here to help you every step of the way as you take this exciting step toward better banking!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds you need to purchase new equipment or hire additional staff. Our commercial loan products are designed with your success in mind. We've funded over $0 in commercial loans for our members, helping businesses scale and thrive. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various business aspirations.

Merchant Services

Beyond loans, we offer practical merchant services that streamline operations for businesses of all sizes. Picture this: accepting payments effortlessly through various channels while keeping your cash flow steady. With our merchant services, you can focus on what you do best running your business. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Visit us at 1176 Saint Marks Church Rd Burlington Nc 27215 in Burlington, NC, or call us at (336) 538-4734 to learn how we can help your business flourish!

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs and businesses, we provide comprehensive business banking services, including merchant services that make it easier than ever to process payments from customers. Need additional funds? Our business loans are available to help you grow or sustain your operations.

Convenient Digital Banking

We understand that convenience is key in today's fast-paced world. That's why online and mobile banking services allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and more all from the palm of your hand! Additionally, our ATM services ensure that cash withdrawal is straightforward and accessible whenever you need it.

Credit and Debt Management

Managing credit is crucial in today's world, which is why we offer credit cards with rewards. Earn points on every purchase that can be redeemed for travel, merchandise, or cash back making every dollar count! If you're feeling overwhelmed by debt, our personal loans and debt consolidation services can assist in simplifying your payments and lowering interest rates.

In-Person Services

For those who prefer face-to-face interactions, we offer basic drive-thru banking for deposits, withdrawals, and simple transactions at our branch located at 1176 Saint Marks Church Rd Burlington NC 27215. If you have any questions or need assistance with any service, feel free to call us at 336-538-4734 during our lobby hours from 8:30 AM to 5:30 PM on weekdays. At State Employees', we believe that financial wellness is within everyone's reach. Whether you're just starting out or looking to expand your financial portfolio, we're here to assist every step of the way. Visit us today or check out our website here for more information about how we can serve you better! Let us partner with you on this financial journey because at State Employees', your success is our priority!

Personal Banking Solutions

Our personal banking services make it easy for you to handle your finances. With various checking and savings accounts, you can choose the right option that fits your lifestyle. Imagine having the ability to save for your dream vacation or emergency expenses with ease. Our auto loans and vehicle financing help you get behind the wheel of your desired car without breaking the bank. Plus, if you're considering buying a home, our mortgage loans and refinancing options are designed to help you navigate the process smoothly.

Digital & Online Banking

Access Your Accounts Anytime

With 24/7 online banking services available at https://www.ncsecu.org/ , you can check balances, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time! Our user-friendly platform allows you to manage your accounts in real-time, giving you full control over your finances.

Go Paperless with E-Statements

Switching to e-statements is a breeze! Enjoy the benefits of receiving your account statements electronically, helping you stay organized while also reducing paper clutter. Plus, it's an eco-friendly option that keeps your personal information safe.

Manage Payments on Your Mobile Device

For those who prefer banking on-the-go, our mobile application makes it easy to send payments and manage your accounts right from your smartphone. With mobile payments enabled, you can make purchases or send money without ever needing to pull out your wallet.

Secure Transactions with Electronic Signature Authorization

Our electronic signature authorization feature adds an extra layer of security for all your transactions. It ensures that your approvals are verified and protects you against unauthorized access, making online banking not just convenient but also safe.

Stay Connected with Person-to-Person Transfers

Although we currently do not offer person-to-person transfers, we have other features that support easy financial management. You can still enjoy instant transactions through our secure online platform. With State Employees', you get more than just banking; you get a partner dedicated to making your financial life simpler and more secure. Explore all these features and more by visiting us at https://www.ncsecu.org/ today!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1176 Saint Marks Church Rd Burlington Nc 27215 or call (336) 538-4734 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We offer flexible terms to meet your budget, whether you're considering a brand-new model or a reliable used vehicle.

Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to suit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We provide guidance through every step of the process, ensuring you find the right loan for your situation.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans, we have options available that could lower your monthly payments and save you money over time. To learn more about eligibility and how you can take advantage of our offerings, please visit our website or contact us directly at (336) 538-4734. At State Employees', we're here to support you on your financial journey. Visit us at 1176 Saint Marks Church Rd Burlington Nc 27215, Burlington, NC, or check out our services online at https://www.ncsecu.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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STATE EMPLOYEES' CREDIT UNION - Burlington, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans