State Employees' Credit Union Burlington NC: Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to State Employees' Credit Union, your trusted partner in financial well-being located at 2623 Alamance Rd, Burlington, NC 27215. Since our establishment in 1937, we have proudly served our community and built lasting relationships with our members, currently numbering over 2.8 million. With total assets of an impressive $57,229,286,839 and total deposits reaching $7,866,265,767, our commitment to your financial success is evident. At State Employees', we understand that banking should be accessible and supportive. That's why we offer a wide range of services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgage options. Our dedicated team of 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, is here to provide you with exceptional service every step of the way. While members can visit us at our Burlington branch for all their banking needs, official correspondence should be sent to the same address: 2623 ALAMANCE RD, Burlington, NC 27215. Whether you're looking to manage your finances better or seeking advice on loans our doors are always open. With a net worth of $5,446,832,560 and a cash reserve of $708,661,969, State Employees' Credit Union stands strong as a reliable resource for all financial endeavors. We believe in making a positive impact on the community we serve. Feel free to reach out to us at 336-570-2565 or explore our offerings online at ncsecu.org. We're excited to help you achieve your financial goals!

Branch History & Mission

Community Commitment

Community outreach is at the heart of what we do. We actively participate in local events and initiatives designed to support education, health care, and economic development within Burlington. By partnering with local organizations, we strive to uplift those around us and create a thriving environment for everyone. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of a member-focused credit union that values your financial health and supports your dreams. Whether you are looking for personal banking solutions or ways to get involved in your community, State Employees' is here for you every step of the way. For more information or to become a member today, please call us at 336-570-2565 or visit our website at ncsecu.org. Let's build a brighter future together!

Our Journey

Located at 2623 Alamance Rd, Burlington, NC 27215, our branch has been a cornerstone of the local community for decades. From our humble beginnings, we have focused on providing accessible financial services tailored to meet the diverse needs of our members. Over the years, we have achieved significant milestones, including amassing total assets of over $57 billion, which reflects our stability and dedication to responsible growth. Our commitment to innovation is evident in our modern banking solutions. We offer online and mobile banking services that allow members to manage their finances conveniently and securely. With features like electronic signatures and mobile payments, we strive to ensure that banking with us is as easy as possible.

Our Mission

At State Employees', our mission extends beyond just providing financial services; it's about making a real impact in the lives of our members and the broader community. We believe in fostering financial well-being through personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our goal is to empower individuals to achieve their financial aspirations while contributing positively to the community. While members can visit us at our branch address for various services, official correspondence should be sent to 2623 ALAMANCE RD, Burlington, NC 27215 if needed. We also offer drive-thru banking and ATM access for added convenience.

Branch Location & Accessibility

Accessible Banking for Everyone

At State Employees', we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, ensuring that everyone can comfortably access our services. Parking is readily available, so you won't have to worry about finding a spot when you arrive.

Convenient Services at Your Fingertips

Whether you're stopping by for personal banking needs or looking into auto loans and mortgage options, we have you covered. Our operating hours are designed to fit your busy schedule; we're open from 8:30 AM to 5:30 PM, Monday through Friday. If you're in need of quick transactions, take advantage of our drive-thru service or ATM availability right at our location. While members can visit us at 2623 Alamance Rd, official correspondence should be sent to the same address for clarity. If you have any questions or would like more information about our services, feel free to give us a call at 336-570-2565. We look forward to serving you soon!

Member Eligibility

At State Employees', we believe in creating a welcoming community where everyone can thrive. Joining us is easy and offers you a wealth of benefits, from competitive rates on loans to personalized financial guidance. To become a member, you simply need to meet certain eligibility criteria, which mainly includes being an employee of the state or having a family member who is already part of our credit union. This means that if you're connected to the vibrant community around us, you're likely already eligible! For full details on eligibility, feel free to check out our website at http://www.ncsecu.org/join#eligibility. Once you confirm your eligibility, opening an account is straightforward and convenient. You can start the process online through this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to reach out to us at (336) 570-2565. We're here to help you take that important step toward better banking! Come visit us at 2623 Alamance Rd Burlington Nc 27215 and see how joining State Employees' can make a positive impact on your financial journey.

Business Banking & Commercial Services

Lending Solutions That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to loans, we offer merchant services tailored to your needs. Imagine being able to accept payments effortlessly while managing your cash flow effectively. Our services include payment processing solutions that allow you to focus on what you do best running your business. With easy-to-use tools and dedicated support, managing transactions becomes a breeze. Visit us at 2623 Alamance Rd Burlington Nc 27215 in Burlington, NC or call us at (336) 570-2565 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we provide business banking services including merchant services and business loans. We understand the challenges of running a business and are committed to helping you succeed by offering flexible financing options tailored to your needs.

Convenience at Your Fingertips

Accessing our services is easy with our ATM and cash withdrawal facilities available at various locations. If you prefer face-to-face interactions, our drive-thru service allows for quick deposits and withdrawals without leaving your car. At State Employees', we believe in making banking convenient and accessible so that you can focus on what matters most your life. Our branch hours are Monday through Friday from 8:30 AM to 5:30 PM, so feel free to stop by or call us at 336-570-2565 if you have any questions about how we can assist you. We invite you to explore all the ways we can support your financial journey today! Visit us online at ncsecu.org or come by our branch in Burlington for personalized assistance tailored just for you.

Credit Cards

We know rewards matter! That's why we offer credit cards with rewards programs that let you earn points for every purchase. Whether you're planning a vacation or making everyday purchases, you can enjoy benefits that add value to your spending.

Loans and Financing

If you're in the market for a new car or need some extra cash, our auto loans and vehicle financing options are designed with you in mind. We offer competitive rates that make it simple to drive away in the vehicle you want. For those looking to buy a home, our mortgage loans and refinancing options can guide you through the process seamlessly. Whether you're consolidating debt or taking out a personal loan for unexpected expenses, we have solutions that fit your budget.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your money efficiently. Imagine setting up an account that not only keeps your funds safe but also earns you interest over time. With online and mobile banking, accessing your account is easier than ever. You can check balances, transfer funds, and even pay bills from anywhere using your smartphone or computer.

Digital & Online Banking

At State Employees', we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services provide you with the tools you need to take control of your money anytime, anywhere. With 24/7 online banking, you can check your balances, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly online banking platform is accessible through our website at https://www.ncsecu.org/. Whether you're logging in to view e-statements or making payments, you'll find everything is designed with your convenience in mind. Speaking of e-statements, we offer this feature so you can easily access your financial information without the clutter of paper. For those who prefer to handle their banking on their mobile devices, we have a dedicated mobile application available for download. This app not only allows you to manage your accounts but also supports mobile payments, making it simpler than ever to make purchases or send money directly from your phone. Additionally, if you ever need to sign documents electronically, our electronic signature authorization makes the process quick and hassle-free. While we currently do not support person-to-person transfers, our other features ensure that you can efficiently manage your finances with ease. We prioritize security in all our online services, giving you peace of mind while accessing your account information. With our robust systems in place, you can rest assured that your personal data is protected. At State Employees', we're committed to providing a banking experience that suits your lifestyle. Enjoy real-time account management and all the benefits of modern banking at your fingertips!

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing you with reliable services and support. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $193,516 in used auto loans and $34,904,944,116 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 2623 Alamance Rd Burlington Nc 27215 or call (336) 570-2565 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience as smooth as possible.

Credit Lines

Need extra flexibility? Our total credit lines amount to $18,909,000,000, providing you with access to funds when you need them most. This option is perfect for managing cash flow or covering unexpected expenses without the stress of large upfront costs. At State Employees', we prioritize supporting our members through every step of their financial journey. If you're considering refinancing options or want to explore eligibility requirements for any of our loan products, feel free to reach out! You can contact us at 336-570-2565 for more information. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 2623 Alamance Rd Burlington NC 27215 or check out our website here for more details on how we can assist you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer competitive rates and various plans tailored to fit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you earn rewards while making your daily purchases easier.

Loan Aggregator

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State Employees

Type of Loan Offerings

Home Equity Loans

Personal Loans