Nc State Employee Credit Union

Nestled in the heart of Burgaw, NC, the State Employees' Credit Union branch at 1000 Rhodes Ave is your neighborhood destination for trusted financial solutions. Whether you’re looking to secure some of the best auto loans with flexible vehicle financing or manage your personal banking through convenient checking and savings accounts, this branch offers friendly, expert service tailored to your unique needs. Open Monday through Friday from 8:30 AM to 5:30 PM, it’s easy to stop by and receive personalized support that fits your schedule.
Serving nearly 2.85 million members with assets exceeding $57 billion, this Burgaw location also excels in competitive mortgage loans and refinancing options designed to make homeownership more attainable. Business owners can access merchant services and business loans crafted to help grow their ventures. With drive-thru banking and ATM access for quick deposits, withdrawals, and balance checks—plus secure online and mobile banking platforms—you have convenient tools to manage your finances anytime.
Visit the State Employees’ Credit Union branch in Burgaw or call 910-259-3747 today to experience community-focused service. Discover how our signature auto loans and mortgage programs can empower you on your path toward financial success!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

Welcome to State Employees' Credit Union, where we believe in building strong financial futures for our members. Located at 1000 Rhodes Ave, Burgaw, NC 28425, our branch has proudly served the community since 1937. As a trusted partner in your financial journey, we are dedicated to providing personalized banking solutions that meet your unique needs. At State Employees', we understand that every member is different. That's why we've fostered a welcoming environment with an impressive total membership of 2,847,943. With total assets exceeding $57.2 billion and total deposits reaching $7.9 billion, our stability reflects our commitment to your financial well-being. While you can visit us at our Burgaw location for friendly service and expert advice, please direct any official correspondence to 1000 RHODES AVE, BURGAW, NC 28425 if needed. Our knowledgeable staff is here to assist you with everything from personal banking services such as checking and savings accounts to auto loans and mortgage refinancing. Under the leadership of CEO Leigh Brady and Board President Mona Moon, we strive to create a positive impact in the lives of our members. With over 8,258 employees ready to serve you, we ensure that help is always just a phone call away at 910-259-3747. Join us in experiencing the difference that comes from being part of a community-focused credit union. Explore our wide range of services online at ncsecu.org or stop by today! We look forward to helping you achieve your financial goals!

Branch History & Mission

Mission Statement

Our mission at State Employees' is simple yet powerful: we aim to provide high-quality financial services while supporting and uplifting the communities we serve. We believe that everyone deserves access to reliable financial resources. By prioritizing member needs and creating programs that foster financial literacy and security, we strive to empower individuals and families throughout Burgaw and beyond. We understand that accessibility is key in today's fast-paced world. That's why we've embraced digital advancements alongside traditional banking methods. Our members can easily manage their finances through online banking, mobile payments, and e-statements all designed with convenience in mind. Additionally, we ensure that our facilities comply with ADA standards so everyone can enjoy seamless access to our services. Our commitment extends beyond banking. We actively participate in community outreach initiatives aimed at supporting local causes and partnering with organizations that share our values. Through these efforts, we not only enhance the lives of our members but also contribute positively to the wider Burgaw community. While members can visit us at 1000 Rhodes Ave for their banking needs complete with ATM access and drive-thru services official correspondence should be sent to 1000 RHODES AVE, BURGAW, NC 28425 if different from our physical address. Join us as we continue this journey together! Experience the benefits of being part of State Employees', where your financial well-being is our priority. Whether you're looking for personal loans or want to open a new account, we're here to help you every step of the way. Call us today at 910-259-3747 or visit our website at ncsecu.org for more information on how you can become part of our growing family!

Branch Location & Accessibility

Call to Action

We invite you to stop by and discover how we can help you achieve your financial goals. If you have any questions or need assistance before your visit, feel free to call us at 910-259-3747. We look forward to seeing you soon!

Nearby Landmarks and Accessibility Features

Situated close to local landmarks, you can easily spot us near popular spots in Burgaw. We understand that accessibility is important; that's why our branch is designed with features that accommodate everyone. From ample parking to ADA-compliant entrances, we strive to make your visit as smooth as possible.

Operating Hours and Services

Our friendly team is here to assist you during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. We offer a range of personal banking services, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. If you prefer quick transactions, take advantage of our drive-thru service for deposits and withdrawals without leaving your car. Additionally, we have an ATM available for your convenience anytime you need cash or want to check your balance. While members can visit us at 1000 Rhodes Ave for in-person banking needs, official correspondence should be sent to the same address as well.

Member Eligibility

At State Employees', we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards that. If you live or work in North Carolina, you're likely eligible to join us! We welcome individuals who are state employees, their family members, and even certain groups affiliated with our mission. To find out all the specifics about eligibility, take a moment to check out our detailed criteria at http://www.ncsecu.org/join#eligibility. Joining is easy and straightforward! Simply visit us at our branch located at 1000 Rhodes Ave Burgaw Nc 28425, or give us a call at (910) 259-3747 for assistance. You can also start the account opening process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. Once you're a member of State Employees', you'll enjoy a range of benefits, including competitive loan rates, personalized service, and access to various financial products tailored just for you. We can't wait to welcome you into our community!

Business Banking & Commercial Services

At State Employees' in Burgaw, NC, we understand that running a business comes with its own set of challenges and opportunities. That's why we're dedicated to providing tailored banking solutions that help you thrive. Whether you're starting a new venture or expanding an existing one, our commercial loan options are designed to support your growth journey. Imagine needing extra funds to purchase new equipment or hire additional staff. With our commercial lending programs, you can access the capital necessary to make those important moves. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing for your business. This means more time focusing on what you do best running your business while ensuring that transactions are smooth and secure. Visit us at 1000 Rhodes Ave Burgaw Nc 28425 or call us at (910) 259-3747 to learn how we can help take your business further!

Comprehensive List Of Services

Accessibility at Its Best

At State Employees', we prioritize accessibility and convenience in all aspects of banking. Our branch is open Monday through Friday from 8:30 AM to 5:30 PM, ensuring you can visit us when it suits you best. With an ATM available right outside our branch at 1000 Rhodes Ave, Burgaw NC 28425, accessing cash is hassle-free. Our friendly staff is always ready to assist with any inquiries or support you may need regarding any of our services. If you're interested in learning more or opening an account, feel free to call us at 910-259-3747 or visit us online at ncsecu.org. Join us today at State Employees' in Burgaw and experience a community-focused approach to banking that truly puts members first!

Business Banking Solutions

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. Let us partner with you as you grow your business.

Credit Cards with Rewards

Why not earn while you spend? Our credit cards come with rewards that can benefit you in everyday purchases. Enjoy the perks while making purchases that fit your daily life.

Loans for Every Need

When it comes to financing life's big moments, we've got you covered. Our auto loans and vehicle financing make purchasing a new car straightforward and affordable. If homeownership is on your mind, consider our mortgage loans and refinancing options that can help you find the perfect home without breaking the bank. For those unexpected expenses or consolidating debt, our personal loans provide flexible solutions tailored just for you.

Personal Banking Made Easy

We understand that managing your money can be overwhelming. That's why we offer personal banking services including checking and savings accounts designed to fit your lifestyle. With our online and mobile banking options, you can access your accounts anytime and anywhere. Need to make a deposit or check your balance? Just use our basic ATM services or stop by our drive-thru for quick transactions.

Digital & Online Banking

At State Employees', we believe that managing your finances should be as easy as a few taps on your phone or clicks on your computer. Our digital and online banking services provide you with the convenience and security you need to stay in control of your money, anytime and anywhere. With our online banking platform, you can access your accounts 24/7. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. If you prefer using your mobile device, our user-friendly mobile application allows you to manage your finances on the go. Plus, you can enjoy the convenience of mobile payments, making transactions quick and hassle-free. For those who like to keep things paperless, we offer e-statements so you can view your account statements online. This not only helps the environment but also keeps your financial information organized and accessible whenever you need it. And if you're ever in need of signing documents remotely, our electronic signature authorization feature makes it simple and secure. While person-to-person transfers aren't available at this time, we ensure that sending money between your accounts is effortless. Everything is designed with your security in mind rest assured that your information is protected with top-notch security measures. With all these features combined, you get real-time account management that fits seamlessly into your busy lifestyle. At State Employees', we are committed to providing you with a banking experience that prioritizes accessibility and ease of use. Join us today and discover how our digital banking solutions can simplify your financial life!

Financial Strength

Investing Back into Our Community

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support members' financial goals across various sectors.

Member Savings Security

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1000 Rhodes Ave Burgaw Nc 28425 or call (910) 259-3747 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those considering personal financing beyond these categories, we have credit lines available amounting to $18,909,000,000. These lines provide financial flexibility for unexpected expenses or planned purchases. If you're interested in refinancing or checking eligibility for any of our loan products, please don't hesitate to reach out. Our team is here to assist you every step of the way. For more information or to discuss your options further, please contact us at 910-259-3747 or visit us at 1000 Rhodes Ave Burgaw Nc 28425. You can also find additional resources and apply online at our website: ncsecu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options are designed to fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with various rewards and features that can enhance your spending experience while keeping you within budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We aim to provide clear and competitive terms to help you navigate your path to homeownership.

Loan Aggregator

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. By working exclusively with verified financial institutions, LendMesh provides reliable information that users can trust.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and peace of mind. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices about their financing options. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.