STATE EMPLOYEES' CREDIT UNION

Welcome to State Employees' Credit Union, your trusted financial partner located at 313 W State St, Black Mountain, NC 28711. Established in 1937, we have proudly served our community for over 85 years, fostering a spirit of cooperation and support among our members. With a robust membership base of 2,847,943 individuals, we are dedicated to providing tailored financial solutions that meet the unique needs of our community. At State Employees', we understand the importance of financial security and growth. Our total assets exceed an impressive $57,229,286,839, reflecting our commitment to responsible management and member-focused services. We offer a wide range of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While you can always visit us at our branch in Black Mountain, please note that any official correspondence should be sent to the same address: 313 W STATE ST, BLACK MOUNTAIN, NC 28711. Led by CEO Leigh Brady and Board President Mona Moon, our team of 8,258 employees is here to assist you with every step of your financial journey. Whether you're looking to apply for a loan or need guidance on managing your finances, we are committed to being there for you. With total deposits amounting to $7,866,265,767 and a net worth of $5,446,832,560, we take pride in our stability and the trust placed in us by our members. Our dedication extends beyond just numbers; it's about making a positive impact within the communities we serve. We invite you to explore all that State Employees' Credit Union has to offer. For more information or if you have questions about our services, please don't hesitate to call us at 828-669-2722 during our operating hours from Monday to Friday between 8:30 AM - 5:30 PM. Join us today and experience the difference that member-focused banking can make!

Welcome to the vibrant community at State Employees'! Becoming a member here is not just about opening an account; it's about joining a family that supports your financial journey. To become part of our community, you simply need to meet some friendly eligibility criteria. If you're a resident of North Carolina or are employed by the state, you're likely eligible! We welcome not only individuals but also their families, making it easier for everyone to enjoy the benefits of membership. For a more detailed look at who can join us, feel free to check out the specifics at http://www.ncsecu.org/join#eligibility . Getting started is simple! You can open an account online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx ?role=secu or give us a call at (828) 669-2722 if you have any questions. Our team is ready to assist you every step of the way, ensuring that your transition into membership is smooth and welcoming. Join us at State Employees', located at 313 W State St Black Mountain Nc 28711, where we believe in building relationships that last and helping you achieve your financial dreams!

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial foundation is more important than ever. That's why we're proud to share insights into our financial strength, which reflects our commitment to serving you effectively. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 313 W State St Black Mountain Nc 28711 or call (828) 669-2722 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.