State Employees' Credit Union Benson NC: Affordable Auto Loans & Business Banking

Introduction

Welcome to State Employees', your trusted credit union located at 925 Dogeye Rd, Benson, NC 27504. Established in 1937, we have proudly served our community for over eight decades, growing alongside our members and adapting to their needs. Today, with a total membership of 2,847,943 and assets exceeding $57 billion, we are committed to providing personalized financial solutions that empower you to achieve your goals. At State Employees', we understand that banking is more than just numbers; it's about relationships. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, is here to support you every step of the way. Whether you need assistance with personal loans, auto financing, or business banking solutions, we offer a range of services tailored just for you. We invite you to explore our extensive offerings, which include checking and savings accounts, mortgage loans, credit cards with rewards, and more. With total deposits reaching $7.87 billion and a net worth of $5.45 billion, our financial strength ensures that your money is safe with us. While members can visit us at our Benson branch for face-to-face assistance, official correspondence should be sent to the same address: 925 DOGEYE RD, BENSON, NC 27504. If you have any questions or need help with your accounts, feel free to reach out at 919-207-3812. Join us at State Employees' where member service comes first! Visit our website at www.ncsecu.org for more information or come see us in person today!

Branch History & Mission

At State Employees' Credit Union, we take pride in our rich history and unwavering commitment to serving the community of Benson, NC. Founded in 1937, our branch has grown alongside our members, evolving to meet their financial needs while maintaining a strong focus on community support. Located at 925 Dogeye Rd, Benson, NC 27504, we are easily accessible and dedicated to fostering financial wellness for everyone in our community. Over the years, State Employees' Credit Union has seen remarkable growth. With a total membership of over 2.8 million and assets amounting to an impressive $57.2 billion, we have become a trusted financial partner for countless individuals and families. Our mission is simple yet powerful: to provide exceptional financial services while uplifting the communities we serve. We believe that by supporting our members in their financial journeys, we can contribute to their overall well-being and success. Our branch is equipped with modern conveniences designed to enhance your banking experience. We offer ATM services and a drive-thru banking option for quick and easy transactions. Our operating hours from Monday to Friday, 8:30 AM to 5:30 PM, ensure that you have ample opportunity to access our services. State Employees' Credit Union is not just about banking; it's about building relationships within the community. We actively engage in outreach efforts and partnerships that promote local initiatives and support those in need. Whether it's through financial education programs or charitable contributions, we strive to make a positive impact on the lives of our members. While you can visit us at our branch for personalized service, please note that official correspondence should be sent to our mailing address: 925 DOGEYE RD, BENSON, NC 27504. If you're ready to join a credit union that prioritizes your financial health and community growth, come visit us or check out our website at www.ncsecu.org. At State Employees' Credit Union, we're excited to welcome you into our family!

Branch Location & Accessibility

Connect With Us

We invite you to come by and experience firsthand what makes State Employees' a trusted partner in your financial journey. If you have any questions or need assistance before your visit, feel free to give us a call at 919-207-3812. We look forward to welcoming you soon!

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule. You can visit us Monday through Friday from 8:30 AM to 5:30 PM. During these hours, our dedicated staff is ready to assist you with a variety of services such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. For those who prefer quick transactions or need assistance during off-hours, we offer an ATM on-site for your convenience. Additionally, enjoy the ease of our drive-thru banking service for deposits and withdrawals without leaving your car.

Parking and Accessibility

We understand that convenience is key when visiting a bank. That's why our branch offers ample parking space right outside the entrance. Plus, our facility is equipped with ADA-compliant features, including ramps, ensuring everyone can easily navigate our space.

Member Eligibility

At State Employees', we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple and welcoming! To become a member, you just need to meet a few criteria, which may include being an employee of the state or having a family member who is already a member. We want to make it easy for you to access all the great benefits we offer, from low-interest loans to personalized banking services. If you want to know more about eligibility, feel free to check out the details at http://www.ncsecu.org/join#eligibility. Opening your account with us is just as straightforward. You can start your journey by visiting our website at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or give us a call at (919) 207-3812 if you have any questions. Our friendly team is here to help you every step of the way. We look forward to welcoming you to the State Employees' family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner that simplifies your payment processing. Our merchant services help streamline transactions, making it easier for you to serve your customers and manage your cash flow. From point-of-sale systems to online payment solutions, we provide tools that keep your business running smoothly. Visit us at 925 Dogeye Rd Benson Nc 27504 in Benson, or give us a call at (919) 207-3812 to learn how our business banking solutions can elevate your company today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. If you're not a member yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Services

If you're a business owner, State Employees' also offers tailored solutions through our business banking services. From merchant services that facilitate transactions to business loans that help grow your enterprise, we're committed to supporting local businesses every step of the way.

Convenience at Your Fingertips

Accessing your accounts has never been easier! With online and mobile banking, you can manage your finances anytime, anywhere. Our ATM services allow for quick cash withdrawals and balance checks without stepping into the branch. Plus, if you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru service is readily available during lobby hours. In summary, at State Employees', we strive to provide comprehensive financial services that cater to all aspects of your life personal or business-related. We invite you to visit us at 925 Dogeye Rd Benson Nc 27504 or give us a call at (919) 207-3812 to learn more about how we can assist you in achieving your financial goals. Join us today and experience the difference!

Loans and Credit Options

We understand that life can bring unexpected expenses. That's why our personal loans and debt consolidation services are available to help you navigate financial bumps along the way. Our credit cards come with rewards that allow you to earn while you spend, making everyday purchases work for you.

Personal Banking

For those seeking reliable personal banking solutions, our checking and savings accounts provide a solid foundation for your financial journey. Imagine having easy access to your funds with online and mobile banking at your fingertips. You can check balances, transfer money, and pay bills all from the comfort of your home or on the go. When it comes to financing, our auto loans and vehicle financing options make purchasing a new car straightforward. We offer competitive rates that fit your budget, helping you get behind the wheel without stress. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans are designed with you in mind, providing flexibility and support throughout the process.

Digital & Online Banking

Easy Transfers and More

Sending money to friends or family? While person-to-person transfers aren't offered right now, our other features ensure that managing your funds is still straightforward. You can make payments, view transactions, and stay on top of your account activity without any stress. At State Employees', we prioritize your security while providing accessible tools for managing your money. With every feature designed to be user-friendly, you can focus more on what matters most in life. Enjoy the peace of mind that comes with knowing you have all the resources at your fingertips whenever you need them!

Key Services Offered

With our online banking platform, available at https://www.ncsecu.org/, you can access your accounts anytime, anywhere. Our 24/7 online banking services let you check balances, transfer funds, and pay bills with just a few clicks. Plus, with electronic signature authorization, signing documents is quick and hassle-free. If you prefer to keep track of your finances on your mobile device, our user-friendly mobile application is here for you. You can make mobile payments easily and enjoy real-time access to your accounts right from your smartphone. And if you like to stay organized, e-statements are also available to help you manage your finances more effectively.

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to serve you with confidence and reliability. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 925 Dogeye Rd Benson Nc 27504 or call (919) 207-3812 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit any budget. Plus, if you're interested in refinancing your current auto loan for better rates or terms, we have options available to help you save even more.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade your living situation, our team is here to guide you through the process.

Total Credit Lines

In addition to our other offerings, our total credit lines amount to an impressive $18,909,000,000. This provides members with the ability to access funds as needed without going through a lengthy application process each time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of these loan products or would like to know about eligibility requirements and refinancing options available at State Employees', feel free to visit our website or give us a call. We're here to help!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to enhance your spending experience while giving you control over your finances.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their specific needs. The platform continuously updates its information to reflect the current market conditions, allowing users to make informed choices.

STATE EMPLOYEES' CREDIT UNION - Benson, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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