Nc State Employee Credit Union

Nestled in the welcoming community of Belville, NC, the State Employees' Credit Union branch at 51 Gregory Rd is your trusted partner for smart, local financial solutions. Whether you're ready to take advantage of some of the best auto loans and vehicle financing options available or managing your personal banking needs with convenient checking and savings accounts, this branch delivers expert guidance tailored just for you. Open Monday through Friday from 8:30 AM to 5:30 PM, fitting quality banking into your busy day has never been easier.
Serving a strong membership base of nearly 2.85 million with assets exceeding $57 billion, this Belville location also offers competitive mortgage loans and refinancing programs designed to make homeownership more attainable. Business owners can benefit from specialized merchant services and business loans crafted to support growth, while personal loans and debt consolidation services help simplify your finances. With drive-thru banking and ATM access for quick deposits, withdrawals, and balance checks—plus secure online and mobile banking platforms—you have flexible options to manage your money anytime.
Visit the State Employees' Credit Union branch in Belville or call 910-371-5434 today to experience friendly service that puts your financial goals first. Discover how our signature auto loans and mortgage programs can help you accelerate toward financial success!

Type of Loan Offerings

mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10-Year Fixed Rate
5.3 - 5.5 %
5.518 - 5.719 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5-Year ARM
5.5 - 6.15 %
5.591 - 6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
15-Year Fixed Rate
5.5 - 5.8 %
5.654 - 5.955 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
First-Time Homebuyer's (5-Year ARM)
6.15 %
6.456 %
5.0 Yrs
CONVENTIONAL
FIXED
20-Year Fixed Rate
6.2 - 6.75 %
6.325 - 6.878 %
20.0 Yrs
CONVENTIONAL
FIXED
30-Year Fixed Rate
6.5 %
6.596 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share-secured
3.1 - 6.75 %
2 - 10 Yrs
Share-secured term note
6.5 %
0.5 Yrs
Closed-end fixed rate
9.25 - 12.75 %
2 - 6 Yrs
Signature term note
11.75 %
0.5 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
5 % - 7.5 %
3 Yrs
Auto
5.25 % - 7.75 %
4 Yrs
Auto
5.5 % - 8 %
5 Yrs
Auto
5.75 % - 8.25 %
6 Yrs
Auto
6.5 % - 9 %
7 Yrs
Auto
7.25 % - 9.75 %
8 Yrs

Introduction

Welcome to State Employees' Credit Union, your trusted partner in financial growth and community support. Located at 51 Gregory Rd, Belville, NC 28451, we have proudly served our members since 1937. With a total membership of over 2.8 million and assets exceeding $57 billion, we are dedicated to providing exceptional service tailored to meet the needs of our diverse community. At State Employees', we understand that financial decisions can shape your future. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, and business solutions, all designed with you in mind. Our commitment to responsible lending is reflected in our impressive portfolio of 1,194,630 loans and leases, ensuring that we have options for everyone. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 51 Gregory Rd, BELVILLE, NC 28451-8577. Our friendly staff is here to assist you from 8:30 AM to 5:30 PM on weekdays. Led by CEO Leigh Brady and Board President Mona Moon, our team is passionate about fostering financial literacy and supporting local initiatives. With a net worth of over $5.4 billion and cash reserves of $708 million, we prioritize your financial security and strive to create lasting relationships with our members. Explore the possibilities with us today! Call us at 910-371-5434 or visit our website at ncsecu.org to discover how we can help you achieve your financial goals. Whether you're looking for a loan, want to open an account, or need financial advice, we're just a call or click away!

Branch History & Mission

Community Engagement

Our branch is deeply rooted in community outreach efforts. We actively partner with local organizations and participate in initiatives aimed at bettering the lives of those around us. Whether it's sponsoring local events or providing financial literacy programs, we strive to make a positive impact beyond just banking.

Join Us Today!

As we continue this journey together, we invite you to join the State Employees' family. Experience firsthand how our dedication to member service can benefit you and your loved ones. Visit us during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday or give us a call at 910-371-5434 for more information on becoming a member today!

Mission Statement

At State Employees', we believe in empowering our members through financial education and support. Our mission is not just about transactions; it's about building relationships that last a lifetime. We prioritize transparency and trust in everything we do, ensuring that our members feel secure and valued. We also embrace technology to make banking easier for everyone. Our digital advancements include online banking, mobile payments, and electronic signatures allowing you to manage your finances anytime, anywhere. In addition, we ensure ADA compliance so that all members can access our services comfortably.

Our Location

You can find us at 51 Gregory Rd, Belville, NC 28451, a convenient spot easily accessible for all residents. While members can visit us here for face-to-face assistance and banking services, official correspondence should be sent to our mailing address: 51 Gregory Rd, BELVILLE, NC 28451-8577. We are close to local landmarks and surrounded by the vibrant community that inspires us each day.

Branch Location & Accessibility

Accessibility Features

At our State Employees' branch, we prioritize accessibility for all members. The facility is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily access our services.

Convenient Services

We offer a variety of banking services to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our drive-thru service allows you to complete basic transactions without leaving your car, and with ATM availability on-site, you can manage your cash needs at any time.

Nearby Landmarks

Situated close to major roads, our branch is just a short drive from popular spots like the picturesque Belville Riverwalk Park. This makes us a great stop for anyone enjoying the outdoors or visiting local businesses.

Operating Hours

Our friendly staff is here to serve you during lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. If you need assistance outside these hours, feel free to reach out by phone at 910-371-5434. While members can visit us at 51 Gregory Rd for all their banking needs, official correspondence should be sent to our mailing address: 51 Gregory Rd, BELVILLE, NC 28451-8577. We invite you to stop by or give us a call today! Experience firsthand why so many in the community trust State Employees' as their go-to credit union.

Member Eligibility

Becoming a member of State Employees' is like joining a warm and welcoming family that prioritizes your financial well-being. If you're looking to become part of our community, we're excited to share that eligibility is open to a variety of individuals. Generally, you can join if you are a state employee, have a family member who is already a member, or meet other specific criteria outlined on our website. We encourage you to check out the full details at http://www.ncsecu.org/join#eligibility for the most up-to-date information about membership requirements. Once you've determined that you qualify, opening an account is easy! You can start the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or feel free to reach out to us directly at (910) 371-5434 if you have any questions or need assistance. We're here to support you every step of the way as you embark on your journey with us at State Employees', located conveniently at 51 Gregory Rd Belville Nc 28451.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine a busy café where customers can pay quickly using their mobile devices while you focus on crafting the perfect cup of coffee. Our services make transactions smooth and efficient, allowing you to serve more customers without delays. Visit us at 51 Gregory Rd Belville Nc 28451, Belville, NC, or call us at (910) 371-5434 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessible Services

We also offer basic drive-thru banking for simple transactions like deposits and withdrawals, making it easy for those on the go. With all these services available at your fingertips, banking with us becomes a hassle-free experience. If you're interested in learning more about what we can do for you or if you'd like to open an account, please feel free to reach out at (910) 371-5434 or visit us in person at 51 Gregory Rd Belville Nc 28451. We're here to assist you every step of the way!

Business Banking Solutions

For small businesses, we understand that managing finances is crucial for growth. That's why we offer tailored solutions including merchant services and business loans that empower local entrepreneurs. Our team is dedicated to ensuring that your business has the resources it needs to thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Leland. You can easily manage your accounts through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. Need cash? Our ATMs provide quick access for withdrawals and balance checks right when you need it.

Personal Banking Services

For individuals, we offer a variety of options to manage your money effectively. Start with our checking and savings accounts, designed to fit different lifestyles and help you save for future goals. If you're considering a new vehicle, our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. And when it comes to owning a home, our mortgage loans and refinancing services provide the flexibility and support you need. In addition, if you're facing unexpected expenses or looking to consolidate debt, our personal loans can offer a helping hand. Plus, don't forget about our credit cards with rewards that allow you to earn while you spend.

Digital & Online Banking

Additional Benefits

We also offer electronic signature authorization, so you can complete important documents without needing to visit a branch. Plus, say goodbye to paper clutter! Our e-statements keep your financial records organized and accessible anytime. While person-to-person transfers aren't available right now, our robust digital tools ensure you have everything else covered for everyday banking needs. If you ever have questions or need assistance, don't hesitate to reach out to us at (910) 371-5434. At State Employees', we're committed to providing accessible and easy-to-use services that fit into your lifestyle. Experience the future of banking today!

Key Features of Our Online Banking Services

Our online banking offers 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can enjoy the peace of mind that comes with knowing your information is safe with us, thanks to advanced security features. For those who prefer to manage their finances on the go, our mobile application is designed just for you. With mobile payments enabled, making quick transactions is a breeze. Whether you're out shopping or grabbing coffee, you can easily pay without reaching for cash or cards.

Financial Strength

At State Employees', financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 51 Gregory Rd Belville Nc 28451 in Belville, NC, we are committed to building a robust financial foundation for our members. With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $574,556,810. Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 51 Gregory Rd Belville Nc 28451 or call (910) 371-5434 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible terms to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We guide you through the process and help you find the right solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards programs to benefit your everyday spending. At State Employees', we're committed to providing excellent service and support throughout your borrowing experience. Whether you need assistance with refinancing or eligibility options for any of our products, our team is here to help. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can assist you in reaching your financial aspirations!

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