State Employees' Credit Union Belmont NC: Top Auto Loans & Business Banking

Introduction

Welcome to State Employees' in Belmont, where our commitment to serving the community shines bright! Established in 1937, we have grown alongside our members, fostering a sense of trust and reliability that defines our credit union. Conveniently located at 7225 W Wilkinson Blvd, Belmont, NC 28012, we invite you to experience personalized financial services designed with your needs in mind. With a robust membership of over 2.8 million people and total assets amounting to an impressive $57,229,286,839, we stand as a pillar of strength in the financial landscape. Our dedication is reflected not only in our numbers but also in the relationships we build within the community. Currently, we offer total deposits of $7,866,265,767 and maintain a net worth of $5,446,832,560, showcasing our solid foundation. At State Employees', we understand that each member's journey is unique. That's why we provide a range of services from personal banking options including checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking for debt consolidation or business banking solutions, we've got you covered. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Leigh Brady and Board President Mona Moon, we are committed to ensuring that your financial goals are met with care and professionalism. With over 8,258 employees dedicated to serving you, we pride ourselves on being a resource for all your banking needs. While members can visit us at our Belmont branch for immediate assistance or ATM services, official correspondence should be sent to our mailing address: 7225 W WILKINSON BLVD, BELMONT, NC 28012. If you're ready to take the next step toward achieving your financial dreams or if you simply have questions about our services, don't hesitate to reach out! You can contact us at 704-825-1085 during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. We look forward to welcoming you into the State Employees' family! Explore more about what we offer by visiting our website at ncsecu.org. Your journey toward financial empowerment starts here!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the State Employees' family. Experience firsthand how our member-focused approach can make a difference in your life. Visit us during our operating hours from Monday through Friday between 8:30 AM and 5:30 PM or give us a call at 704-825-1085 for any inquiries. Together, let's build a stronger community!

Our Journey

Located at 7225 W Wilkinson Blvd, Belmont, NC 28012, our branch has evolved alongside the needs of our community. From humble beginnings, we have expanded our services and resources to ensure that all members have access to affordable financial options. Whether it's through personal banking solutions, auto loans, or mortgage services, our goal has always been to empower individuals and families with the tools they need for financial success. Our commitment to innovation is evident as we embrace digital advancements while maintaining ADA compliance for accessibility. We understand that convenience matters; that's why we offer online and mobile banking services that allow you to manage your finances anytime, anywhere.

Our Mission

At State Employees', our mission is clear: we strive to provide exceptional financial services while fostering a spirit of community support. We believe that when our members thrive, so does the entire community. This belief drives us to engage in various outreach initiatives aimed at improving the lives of those around us. While members can visit us at our physical location for personalized assistance and drive-thru banking services, official correspondence should be sent to 7225 W WILKINSON BLVD, BELMONT, NC 28012 if different from our branch address. We prioritize customer satisfaction by offering a range of services including personal loans, credit cards with rewards, and business banking solutions. Our dedicated team is here to help you navigate your financial journey every step of the way.

Branch Location & Accessibility

ATM Access

For added convenience, we also offer ATM access right at our location. You can perform basic transactions like withdrawals and balance checks without stepping inside if you're on the go. While members can visit us at 7225 W Wilkinson Blvd, official correspondence should be sent to the same address as our mailing address: 7225 W WILKINSON BLVD, BELMONT, NC 28012.

Convenient Location

Located just a stone's throw away from popular local spots, our branch is easy to find and reach. If you're coming from downtown Belmont, you'll find us just off Wilkinson Boulevard. We have ample parking available right outside the entrance, ensuring that your visit is as hassle-free as possible. The branch is also designed with accessibility in mind, featuring ADA-compliant ramps and facilities.

Get in Touch

Have questions or want to learn more about how we can assist you? Don't hesitate to give us a call at 704-825-1085. We invite you to stop by our branch soon; we look forward to welcoming you and helping you achieve your financial goals!

Operating Hours and Services

We're here for you Monday through Friday from 8:30 AM to 5:30 PM, so whether you prefer an early start or a mid-day visit, we've got you covered! At our branch, you can take advantage of a wide range of services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Need to make a quick deposit or withdrawal? Our drive-thru service makes it simple and convenient.

Member Eligibility

At State Employees', we believe that everyone deserves a place in our supportive community, and becoming a member is easier than you might think! If you're interested in joining us, you'll need to meet some simple eligibility criteria. Generally, membership is open to those who are employees of the state, their immediate family members, or even certain groups associated with us. To get all the details on what qualifies you for membership, feel free to check out our eligibility guidelines at http://www.ncsecu.org/join#eligibility. Once you find that you're eligible, opening an account is a breeze! We're here to help guide you through each step of the process so you can start enjoying the benefits of being a part of State Employees'. With access to personalized banking services, competitive loan rates, and a friendly team ready to assist you, there's never been a better time to join us. If you have any questions or need assistance, don't hesitate to reach out at (704) 825-1085. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies transactions for your customers. Our merchant services make it easy for businesses to accept payments, manage cash flow, and enhance customer satisfaction. Whether it's point-of-sale systems or online payment options, we've got you covered. Visit us at 7225 W Wilkinson Blvd Belmont Nc 28012, Belmont, NC, or give us a call at (704) 825-1085 to learn how we can support your business journey today!

Comprehensive List Of Services

Additional Services

For those quick transactions or deposits, take advantage of our basic drive-thru banking, which provides an efficient way to handle simple transactions without leaving your car. Our ATMs are also equipped for balance checks, ensuring you're always informed about your finances. At State Employees', we're not just about numbers; we're about people. Each service we offer is designed with you in mind making it easier to achieve your financial goals while enjoying peace of mind. If you're ready to experience personalized service and comprehensive financial solutions, contact us today at (704) 825-1085 or visit us at 7225 W Wilkinson Blvd Belmont Nc 28012 in Belmont. Let us help you take the next step towards securing a brighter financial future!

Business Banking

For small business owners, we offer tailored services including merchant services and business loans to help grow your enterprise. Our understanding of local businesses means we can provide insights and solutions that work specifically for you.

Credit Cards & Rewards

Don't forget about rewarding yourself! With our credit cards with rewards, you can earn points on your purchases, making it even more enjoyable to spend. Whether it's travel rewards or cash back, there's something for everyone.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've embraced technology with features like online and mobile banking. Manage your accounts from anywhere, pay bills with just a few taps, and keep track of your spending all from the palm of your hand. Plus, our ATM services allow for easy cash withdrawals anytime you need them.

Personal Banking Solutions

Whether you're just starting out or planning for retirement, our personal banking options cater to all stages of life. We offer checking and savings accounts that suit your everyday needs, allowing you to manage your finances effortlessly. Need a little extra funding? Consider our auto loans and vehicle financing options, which make purchasing a new car simple and straightforward. If home ownership is on your radar, explore our mortgage loans and refinancing services. We can guide you through the process, ensuring that you find the right mortgage product for your situation. For those unexpected expenses or plans that require a bit more cash, our personal loans and debt consolidation solutions can provide the support you need.

Digital & Online Banking

Key Features

Security is a top priority at State Employees'. Our electronic signature authorization makes it simple for you to sign documents securely online, while e-statements provide a paperless way to keep track of your account activity. You can feel confident knowing that your information is protected every step of the way. Want to make payments on the go? Our mobile payments feature lets you pay using your smartphone perfect for those busy days when you're out and about. And speaking of convenience, don't forget about our mobile application! With this handy tool, you can manage your accounts right from your phone. If you're looking to split costs with friends or family, we've got good news! While person-to-person transfers are not available at this time, we're continuously looking for ways to enhance our offerings based on member feedback. Join us today at State Employees' and discover how easy banking can be with our digital solutions tailored just for you. Whether you're checking balances or making payments, you'll find everything you need right at your fingertips!

Financial Strength

A Growing Community

Total Share Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $574,556,810, we're well-equipped to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 7225 W Wilkinson Blvd Belmont Nc 28012 or call (704) 825-1085 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Capital Foundation

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Are you planning to purchase a new vehicle? Our auto loans feature some of the most competitive rates available. With $1,138,258,230 allocated to new vehicle loans and $2,955,872,351 in used vehicle loans, we have already assisted many members in getting on the road without breaking the bank. Whether you're buying new or used, we can provide flexible financing options tailored to your situation.

Business Financing

For business owners looking for growth opportunities, we provide outstanding commercial loans totaling $0 as part of our commitment to support local enterprises with necessary capital.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. We make buying or refinancing straightforward and accessible. If you're interested in purchasing a home or refinancing an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, feel free to reach out to us at 704-825-1085. Our knowledgeable staff will be happy to discuss how we can assist you. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 7225 W Wilkinson Blvd, Belmont NC 28012 today and discover how we can support your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans with a total of $1,177,171,541 in loans available. These cards can help you manage your expenses effectively while providing an easy way to build your credit history.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Belmont, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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