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Mortgage Loans
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Personal Loans
Vehicle Loans
Introduction
Welcome to State Employees' in Barco, North Carolina! Located at 100 Fyvie Dr, Barco, NC 27917, we have been proudly serving our members since 1937. With a strong community focus and a commitment to delivering exceptional financial services, we are here to help you achieve your financial goals. At State Employees', we believe that your financial well-being is our priority. Our dedicated team, led by CEO Leigh Brady and Board President Mona Moon, strives to create a welcoming environment for all our members. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we have a range of products tailored just for you. With a robust membership of over 2.8 million and total assets amounting to an impressive $57,229,286,839, our credit union stands as a pillar of trust and reliability in the community. We manage total deposits of $7,866,265,767 and maintain a net worth of $5,446,832,560, ensuring that your money is in safe hands. While you can visit us at our branch location for any inquiries or services, please note that official correspondence should be directed to the same address: 100 FYVIE Dr, BARCO, NC 27917. Our friendly staff is available during regular business hours from Monday to Friday, 8:30 AM - 5:30 PM. Feel free to reach out at (252) 457-5091 or explore more about us on our website at ncsecu.org. We invite you to come see how we can make your banking experience better because here at State Employees', we're not just about numbers; we're about people.
Branch History & Mission
Community Focus
We take pride in being more than just a credit union; we are an integral part of the Barco community. Our team actively participates in local events and supports initiatives that uplift and empower residents. Whether it's through educational workshops or sponsoring community activities, we strive to make a positive impact on the lives of those around us. As technology advances, we continue to enhance our services with user-friendly online and mobile banking options, ensuring that all members can manage their accounts easily and securely from anywhere. We also maintain ADA compliance so that everyone can enjoy equal access to our facilities and services. In closing, we invite you to join State Employees' Credit Union and experience firsthand how we can help you achieve your financial aspirations while supporting our shared community values. With operating hours from Monday through Friday, 8:30 AM to 5:30 PM, we're here for you when you need us most. Call us today at 252-457-5091 or visit us online at ncsecu.org for more information on how you can become part of our growing family!
Our Mission
At State Employees', we believe in putting people first. Our mission is straightforward: we aim to provide exceptional financial services while empowering our members with the knowledge and tools they need to achieve their goals. We are dedicated not only to banking but also to fostering community growth through various outreach programs and partnerships that promote economic well-being. Our branch features convenient services such as drive-thru banking and an ATM for easy access to your funds. While you can visit us at 100 Fyvie Dr, official correspondence should be sent to our mailing address at 100 FYVIE Dr, BARCO, NC 27917 if it's different from where you bank with us.
Branch Location & Accessibility
Accessibility Features
At State Employees', we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. Plus, with a drive-thru service available, you can take care of your banking without ever leaving your car.
Operating Hours
We know that your time is valuable. That's why our lobby hours are designed with your schedule in mind. Visit us Monday through Friday from 8:30 AM to 5:30 PM. If you need assistance outside of these hours, feel free to give us a call at 252-457-5091; our friendly staff is always ready to help.
Services Offered
At this location, we offer a range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Additionally, our ATM is available for quick cash withdrawals and balance checks whenever you need them. We invite you to come by and see how we can assist you in reaching your financial goals. Whether you're looking for advice on loans or simply want to open an account, our team is here for you! Don't hesitate to visit or give us a call we're excited to welcome you into the State Employees' family!
Member Eligibility
Becoming a member of State Employees' is like joining a family that supports your financial journey. If you live, work, or worship in the area or have a family member who is already part of our community, you're likely eligible to join us! We welcome everyone with open arms, and our members enjoy a range of benefits including lower fees, better interest rates on loans, and personalized service. To learn more about the specific eligibility criteria, feel free to visit our detailed page at http://www.ncsecu.org/join#eligibility. When you're ready to take the next step, opening an account is a breeze! You can start the process online through this link: https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or give us a call at (252) 457-5091 for any questions you might have. We're here to help you feel right at home at State Employees', located at 100 Fyvie Dr Barco Nc 27917. Join us today and experience the difference of being part of a caring community!
Business Banking & Commercial Services
Commercial Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we provide essential merchant services that simplify payment processing for your business. Imagine having access to tools that help you accept payments seamlessly, manage transactions efficiently, and enhance customer satisfaction all from one trusted partner. Our services are designed to help you focus on what you do best: running your business. Located conveniently at 100 Fyvie Dr Barco Nc 27917, Barco, NC, we're ready to partner with you on your journey towards success. Give us a call at (252) 457-5091 or visit us today!
Comprehensive List Of Services
Business Banking
For small business owners, we offer specialized Business Banking services including Merchant Services & Business Loans. We recognize the challenges faced by local businesses and strive to provide the financial support necessary for growth and success.
Digital Banking Convenience
In today's fast-paced world, managing finances should be easy and convenient. Our robust Online & Mobile Banking features allow members to handle transactions from anywhere at any time. You can check balances, transfer funds, or pay bills with just a few taps on your phone. Plus, our ATM & Cash Withdrawal Services ensure that accessing your money is always within reach whether it's through our ATMs or via basic drive-thru banking for deposits and withdrawals. At State Employees', we aim to meet all your financial needs under one roof while ensuring accessibility through modern banking methods. We invite you to explore all these services further by visiting us at 100 Fyvie Dr Barco Nc 27917 or calling us at (252) 457-5091. Your financial future starts here!
Home Loans
When it comes to homeownership, our Mortgage Loans & Refinancing services provide flexible solutions to fit different budgets and needs. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we're here to guide you through every step.
Personal Banking
For those looking to manage their everyday finances, our Personal Banking services include Checking & Savings Accounts that cater to various preferences and lifestyles. Imagine having a checking account that not only helps you manage your spending but also rewards you for doing so. With our Credit Cards with Rewards, you can earn points on purchases, making every dollar spent count towards something special.
Personal Loans
Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Need funds for home improvements or consolidating debt? Our personal loans offer quick access to cash, helping you regain control of your financial situation.
Vehicle Financing
Planning to purchase a new car or refinance your current vehicle? Our Auto Loans & Vehicle Financing options are here to help make that process smooth and straightforward. We understand how significant a car can be in your life, and our competitive rates ensure you get the best deal possible.
Digital & Online Banking
Accessibility and Ease-of-Use
Our online banking services provide real-time account management right at your fingertips. Whether you want to view recent transactions or set up automatic payments, everything is just a few clicks away. The combination of accessibility and ease-of-use means that you spend less time worrying about banking and more time focusing on what matters most in your life. Join us at State Employees' today and experience how our digital banking services can simplify your financial management! For more information on how to get started, visit us at https://www.ncsecu.org/.
Key Features of Our Digital Banking Services
Managing your finances has never been easier! With our online banking service, you can check balances, transfer funds, and pay bills anytime, anywhere. You can also enjoy the benefits of e-statements, which are available for all members. This means you'll receive your account statements electronically, reducing clutter and making it easy to keep track of your financial activities. Security is a top priority for us. That's why we offer electronic signature authorization, ensuring that your transactions are both secure and simple to complete. You can feel confident knowing that your information is protected while you manage your accounts from the comfort of your own home. For those who prefer using their mobile devices, our mobile application is here to help. With features like mobile payments, you can make purchases directly from your phone without hassle. Plus, if you need to send money to friends or family, our person-to-person transfer option allows you to do so easily though please note that this feature is currently not available.
Financial Strength
Committed Team Ready to Serve You
We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 100 Fyvie Dr Barco Nc 27917 or call (252) 457-5091 to learn more about how we can help you achieve your financial goals.
Investing Back into Your Community
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us support various financial needs while fostering community growth.
Our Solid Foundation
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Secure Savings for Our Members
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Supporting Your Financial Goals
Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans to help our members get on the road. These loans come with flexible terms and competitive interest rates that fit your budget.
Credit Lines
If you're looking for added flexibility in managing your finances, consider our credit lines with a total available amount of $18,909,000,000. These lines are perfect for unexpected expenses or larger purchases when you need immediate access to funds. Our team is ready to assist you with any questions regarding refinancing or eligibility options for these products. For more information or to get started with an application today, contact us at (252) 457-5091 during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you navigate your financial journey with confidence and ease.
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple. We're here to guide you through the process and ensure you find the best solution for your housing needs.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans. With a total of $1,177,171,541 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit you as you spend.
Loan Aggregator
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