State Employees' Credit Union Asheboro NC: Top Auto Loans & Mortgage Rates

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner located at 1036 S Park St, Asheboro, NC 27203. Established in 1937, we have been proudly serving our community for over eight decades, helping members achieve their financial goals with confidence and care. With a strong commitment to our members, we currently boast a vibrant membership of 2,847,943 individuals who trust us with their financial needs. At State Employees', we understand the importance of having a solid financial foundation. That's why we offer a wide range of services tailored just for you whether it's personal banking, auto loans, mortgages, or credit cards with rewards. Our total assets amount to an impressive $57,229,286,839, reflecting our dedication to providing secure and reliable banking solutions. Our branch is equipped with modern facilities to ensure your convenience. You can easily access services through our ATM or enjoy the ease of drive-thru banking for quick transactions. If you're considering becoming part of our family or need assistance with your finances, don't hesitate to reach out! Call us at 336-629-7020 or visit our website at ncsecu.org for more information. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to 1036 S PARK ST, ASHEBORO, NC 27203 if different from the physical address. Led by our dedicated CEO, Leigh Brady, and Board President Mona Moon, our team is here to provide friendly service and expert guidance every step of the way. We believe in making a positive impact in Asheboro and beyond because when our members thrive, so does the entire community. Join us today and experience the difference that comes from being part of a member-focused credit union!

Branch History & Mission

Welcome to State Employees', a credit union deeply rooted in the community of Asheboro, NC. Since opening our doors in 1937, we have been dedicated to providing exceptional financial services while fostering a spirit of cooperation and support among our members. Located at 1036 S Park St, Asheboro, NC 27203, we have grown alongside our members and the local community, celebrating over 85 years of service. Over the decades, State Employees' has evolved significantly. From our humble beginnings, we've expanded our offerings to meet the diverse needs of our growing membership base, which now stands proudly at 2,847,943 members. We have also seen substantial growth in our total assets, which currently amount to an impressive $57,229,286,839. This growth reflects not only our commitment to sound financial practices but also the trust and loyalty of our members. At State Employees', we believe that our mission goes beyond just providing financial services; it is about enriching lives and building a strong community. Our mission statement focuses on serving our members with respect and care while actively participating in community development initiatives. We strive to empower individuals through affordable banking solutions such as personal loans, mortgage options, auto financing, and credit card rewards programs. We are dedicated to ensuring that every member feels valued and supported in their financial journey. While you can visit us at 1036 S Park St, official correspondence should be sent to the same address as we do not have a different mailing location. Our branch offers a range of convenient services including ATM access and drive-thru banking for quick transactions. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, designed with your busy schedule in mind. As technology advances, we remain committed to enhancing your banking experience through digital advancements such as online banking and mobile payments. We ensure that all our services are ADA compliant so that every member can easily access what they need. Community outreach is at the heart of what we do at State Employees'. We actively partner with local organizations and participate in events that uplift our community. Whether it's supporting local schools or hosting financial literacy workshops, we believe in giving back and making a positive impact. We invite you to become part of something special at State Employees'. Join us today and experience firsthand how we can help you achieve your financial goals while being a part of a caring community dedicated to mutual success. For more information or to open an account, please call us at 336-629-7020 or visit our website at ncsecu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

Our location is designed for your convenience. We offer ample parking, ensuring that you can easily access our building without any hassle. If you require assistance, rest assured that we are ADA compliant, featuring ramps and accessible entrances to accommodate all of our members.

Get in Touch!

We're here to help! For any inquiries or to learn more about how we can support your financial journey, don't hesitate to call us at 336-629-7020. We invite you to come by and experience the personal touch that makes banking with State Employees' credit union special. Your financial well-being is our top priority!

Operating Hours and Services

Visit us during our welcoming hours from Monday to Friday, 8:30 AM to 5:30 PM. Whether you need help with personal banking, auto loans, or even mortgage refinancing, our team is ready to assist you. Plus, if you're on the go, take advantage of our drive-thru banking for quick deposits and withdrawals. And yes! We have ATMs available so you can manage your cash needs anytime. While members can visit us at 1036 S Park St, official correspondence should be sent to the same address.

Member Eligibility

At State Employees', we're excited to welcome you into our community of members who benefit from personalized banking experiences and a commitment to your financial well-being. Becoming a member is straightforward! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We also extend membership to family members of existing members, making it easier for your loved ones to enjoy the same advantages. For a full understanding of the specific eligibility criteria, feel free to check out our detailed information at http://www.ncsecu.org/join#eligibility. Once you're ready to join us at State Employees', opening an account is just as simple. You can get started online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu, or give us a call at (336) 629-7020 if you have any questions. We're located at 1036 S Park St Asheboro Nc 27203, and our friendly team is here to help you every step of the way. Join us today and discover how being part of our credit union can make a difference in your financial journey!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having the ability to process payments quickly and efficiently, allowing you to focus more on serving your customers and less on administrative tasks. Our services enable you to accept various payment methods, ensuring convenience for both you and your clients. Located at 1036 S Park St Asheboro Nc 27203 in Asheboro, NC, we invite you to explore how our business banking solutions can help your venture thrive. For more information, call us at (336) 629-7020 or visit our website at https://www.ncsecu.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? We provide comprehensive ATM and cash withdrawal services, ensuring you can get what you need when you need it without hassle. At State Employees', we combine traditional values with modern technology to deliver exceptional service tailored just for you. To learn more about our offerings or if you're ready to open an account today, feel free to give us a call at (336) 629-7020 or visit our website at Asheboro - S Park Street. We're excited to help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed to make your dream vehicle a reality. We offer flexible terms and competitive rates that ensure you find a plan that fits your budget. Picture driving off in your new car with confidence, knowing you have the right financing in place.

Business Banking

For our business members, we offer specialized business banking services, including merchant services and business loans tailored to help grow your enterprise. We understand the unique challenges of running a business, and we're here to provide solutions that support your success.

Credit Cards with Rewards

Maximize your spending power with our credit cards featuring rewards programs. Each purchase brings you closer to earning points for travel, merchandise, or cash back. It's an excellent way to reward yourself while handling everyday transactions.

Digital & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a tap away on your smartphone.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we've got you covered. Our knowledgeable staff can guide you through the process so you can enjoy the comfort of owning your home without added stress.

Personal Banking

Our personal banking services include checking and savings accounts that cater to different lifestyles and financial goals. Imagine having a convenient checking account that helps you manage daily expenses while building savings for future plans. With competitive interest rates and easy online access, achieving your financial dreams becomes more straightforward.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation options come into play. These services help you manage large purchases or consolidate debt into one manageable payment. Imagine easing your financial burden with a loan that offers flexibility and support when you need it most.

Digital & Online Banking

Additional Services

While person-to-person transfers are not currently offered at State Employees', our online banking capabilities ensure that you can handle most of your financial needs without stepping foot into a branch. The focus is on accessibility and ease-of-use so that you can manage your money whenever and wherever you choose. In summary, our digital banking services at State Employees' empower you to take control of your finances with confidence. Enjoy real-time account management and peace of mind knowing that security is always our top priority. Explore all that we have to offer today!

Key Features

Our 24/7 online banking service allows you to check your account balances, transfer funds, and pay bills with just a few clicks. With e-statements available, you can easily stay organized and reduce paper clutter all while keeping your information secure. Plus, we provide electronic signature authorization, making it easier for you to complete transactions without the hassle of printing and signing documents. For those who prefer mobile banking, our mobile application is available for download, allowing you to manage your finances right from your smartphone. You can take advantage of mobile payments too, giving you the freedom to make purchases quickly and securely using your device.

Financial Strength

A Growing Community

Our commitment to you is further shown by our strong member base. We have a total of 5,850,875 share accounts, illustrating the trust members place in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1036 S Park St Asheboro Nc 27203 or call (336) 629-7020 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases. Our operational efficiency is reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Investment

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $5,446,832,560, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those seeking additional credit options, we provide total credit lines amounting to $18,909,000,000, giving you access to funds when you need them most. If you're a business owner, while we currently do not have outstanding commercial loans available, we encourage you to explore other avenues within our services that may suit your business needs. At State Employees', we believe in empowering our members with the financial tools they need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're considering any of these loan products or want to learn more about eligibility and refinancing options, don't hesitate to reach out! You can contact us at (336) 629-7020 during our operating hours from Monday to Friday, 8:30 AM - 5:30 PM. Our team is ready to help guide you through your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans come with some of the most competitive rates in the market. We have provided over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans, already helping many members get on the road with confidence. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our team is here to assist you through every step of the financing process.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. We make buying or refinancing simple and straightforward, ensuring that you understand all your options along the way. If you're interested in refinancing your current mortgage, we also provide tailored solutions to meet your changing needs.

Unsecured Credit Card Loans

We also recognize that managing finances effectively is crucial for our members. That's why we offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans available. These cards can help you navigate unexpected expenses or make planned purchases without straining your budget.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust the information presented when comparing loan options.

STATE EMPLOYEES' CREDIT UNION - Asheboro, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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