State Employees' Credit Union Arden NC: Best Auto Loans & ATM Access

Introduction

Welcome to State Employees', your trusted financial partner located at 231 Long Shoals Rd, Arden, NC 28704. Since our establishment in 1937, we have proudly served our community with commitment and care. With over 2.8 million members, we focus on providing personalized banking solutions that cater to your unique needs. At State Employees', we understand the importance of financial stability and growth. That's why we manage a robust portfolio of assets totaling an impressive $57,229,286,839. Our offerings include everything from auto loans and mortgages to credit cards and business banking services. We are proud to report total deposits of $7,866,265,767, showcasing the trust our members place in us. Our dedicated team of 8,258 employees is led by CEO Leigh Brady and Board President Mona Moon, who work tirelessly to ensure that you receive top-notch service every time you visit or call us at 828-687-4070. Whether you're looking for help with personal banking or seeking advice on business loans, we are here for you. While you can visit us at our branch, please note that all official correspondence should be sent to the same address: 231 LONG SHOALS RD, ARDEN, NC 28704. We invite you to explore how State Employees' can support your financial journey. Visit our website at ncsecu.org or drop by during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

Community Engagement

Our engagement goes beyond banking. We actively participate in local initiatives and support various community programs that uplift those around us. From partnerships with local organizations to hosting financial literacy workshops, we're dedicated to making a difference in the lives of our members and neighbors alike. While members can visit us at 231 Long Shoals Rd Arden Nc 28704, official correspondence should be sent to 231 LONG SHOALS RD, ARDEN, NC 28704 if different. We invite you to experience the convenience of our drive-thru services and access our ATM facilities available at this branch.

Join Us

As we continue to grow and evolve, we invite you to become part of the State Employees' family. With our operating hours from Monday through Friday, 8:30 AM - 5:30 PM, there's always time for you to drop by or call us at (828) 687-4070 with any questions or inquiries. Discover the benefits of being a member at State Employees' today! Your journey towards better financial health starts here. Visit us online at https://www.ncsecu.org/ for more information on how you can join us and take advantage of everything we have to offer.

Our Mission

At State Employees', our mission is clear: to enhance the lives of our members through exceptional financial services while fostering a strong sense of community. We believe that banking should be about more than just transactions; it's about building relationships and supporting each other's dreams. We are proud to have total assets amounting to an impressive $57,229,286,839 and strive to use these resources wisely to support both individual aspirations and collective community growth. We are committed to providing financial education and tools that empower our members. Whether it's offering competitive rates on loans or providing resources for better money management, we aim to make a positive impact on everyone we serve.

Branch Location & Accessibility

Call Us Today!

If you have questions or would like more information about what we offer, don't hesitate to give us a call at 828-687-4070. We're excited to help you achieve your financial goals! Come visit us soon!

Convenient Access and Parking

At our Arden branch, we prioritize your convenience. There's ample parking available right outside, ensuring you can quickly hop in and out. For those who may need assistance, our facility is fully ADA compliant with ramps and accessible entrances, making your visit comfortable and hassle-free.

Operating Hours and Services

We're here to serve you Monday through Friday from 8:30 AM to 5:30 PM. Our friendly staff is ready to help you with a range of services including personal banking, auto loans, mortgage options, and credit cards with rewards. If you're in need of quick transactions, take advantage of our drive-thru banking or utilize our ATM for cash withdrawals and balance checks. While members can visit us at 231 Long Shoals Rd for all their banking needs, please send any official correspondence to the same address as well.

Member Eligibility

At State Employees', we believe that everyone deserves a chance to be part of a welcoming community that values your financial well-being. Becoming a member is easy! If you live, work, or go to school in the area, you can join us and enjoy a range of benefits designed to support your financial journey. Our membership is open to individuals who meet specific criteria, which you can explore in detail by visiting http://www.ncsecu.org/join#eligibility . Here at State Employees', located at 231 Long Shoals Rd Arden Nc 28704, our members benefit from personalized service, competitive rates, and a variety of financial products tailored just for them. Ready to take the next step? Opening an account with us is straightforward! You can begin the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx ?role=secu or feel free to reach out at (828) 687-4070 for any questions you may have. We're here to help you every step of the way as you join our family at State Employees'!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to our loan offerings, we provide essential merchant services designed to streamline your payment processes. Imagine running your retail shop without the hassle of complicated transactions our merchant services make it easy for your customers to pay, enhancing their experience and boosting your sales. Reach out to us at (828) 687-4070 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM, and discover how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Services

For our local business owners, we offer specialized services like merchant services and business loans that help you grow and manage your business efficiently. We understand the unique challenges businesses face, and our team is ready to provide personalized support.

Credit Cards and Rewards

Shopping just got more rewarding! With our credit cards with rewards, you can earn points on every purchase, making your everyday spending work for you.

Digital Banking Features

Embracing technology means banking at your convenience. Our robust online and mobile banking platforms allow you to manage your accounts from anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, our ATM services provide access to cash whenever you need it without the hassle of long lines.

Drive-Thru and ATM Access

If you're in a hurry, take advantage of our drive-thru banking for quick deposits, withdrawals, and simple transactions. Our ATMs are also equipped for easy withdrawals and balance checks ensuring that access to your funds is always just a short drive away. We invite you to visit us at State Employees' or give us a call at 828-687-4070 to learn more about how we can assist with all your financial needs. Join our community today and experience the benefits of being a member! For more information on opening an account or exploring eligibility, please visit our website. Let's make your financial journey smooth and successful together!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Need to finance a new car? Our auto loans and vehicle financing options can get you on the road quickly and affordably. If you're dreaming of homeownership, explore our mortgage loans and refinancing solutions that make it easier than ever to purchase or renovate your home. For those unexpected expenses or consolidating debt, our personal loans offer flexibility and support when you need it most.

Digital & Online Banking

Key Features

Our digital banking experience includes e-statements, which allow you to view your account statements electronically. No more waiting for paper copies in the mail! You can quickly check your financial history with just a few clicks. And yes, we offer electronic signature authorization, making it simple and secure to sign important documents without needing to print anything. For those on the go, our mobile application is a game changer. It not only supports mobile payments but also lets you manage your accounts right from your smartphone. Paying bills and making purchases has never been easier! While person-to-person transfers aren't currently offered, we're always looking at ways to enhance our services based on member feedback. In summary, State Employees' is dedicated to providing accessible and easy-to-use digital solutions that help you manage your money effectively and securely. Experience the future of banking today!

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $133,577,509 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. We hold $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees who are dedicated to serving you with expertise and care.

Solid Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

With net shares available for lending and investments amounting to $574,556,810, along with a robust membership base evidenced by 5,850,875, we have built trust within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 231 Long Shoals Rd Arden Nc 28704 or call (828) 687-4070 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

For those interested in lines of credit, we have credit line loans totaling $18,909,000,000 available. These can be beneficial for managing cash flow or funding larger purchases as needed. If you're thinking about refinancing any existing loans, our team is here to discuss eligibility options that could save you money over time. Our branch is located at 231 Long Shoals Rd Arden Nc 28704, Arden, NC, and we're just a phone call away at (828) 687-4070 during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At State Employees', we're here not just to lend money but to help you achieve your financial aspirations with confidence and ease.

Auto Loans

Our auto loan products are designed for both new and used vehicles. If you're interested in financing a new ride, you'll find great value with our new vehicle loans starting at $1,138,258,230. For those purchasing a pre-owned car, our used vehicle loans totaling $2,955,872,351 provide affordable options to help you make that purchase without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple. We aim to make home loans accessible and straightforward so you can focus on what truly matters your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This product provides an easy way to cover unexpected expenses or consolidate debt.

Loan Aggregator

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STATE EMPLOYEES' CREDIT UNION - Arden, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans