State Employees' Credit Union Apex NC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to State Employees' Credit Union, where we believe in putting our members first. Established in 1937, our commitment to serving the community has helped us grow to a membership base of over 2.8 million individuals. Located at 1065 Vision Dr, Apex, NC 27523, we are proud to offer a wide range of financial services tailored to meet your needs. While you can visit us at our Apex branch for personal banking solutions, any official correspondence should be directed to our mailing address at 1065 VISION DR, APEX, NC 27502. With total assets reaching an impressive $57,229,286,839 and total deposits of $7,866,265,767, we stand as a pillar of stability and trust in the financial landscape. Our dedicated team of 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, works tirelessly to provide exceptional service. Whether you're looking for auto loans over 1.19 million loans have been issued or personal banking solutions like checking and savings accounts, we've got you covered. At State Employees', we take pride in our strong financial foundation with a net worth of $5,446,832,560 and cash reserves of $708,661,969. These figures reflect not only our robust health but also our unwavering commitment to your financial well-being. We understand that every member's journey is unique; that's why we offer personalized options that cater to all aspects of your life. Ready to explore what we can do for you? Reach out to us today at 919-363-8728 or visit our website at ncsecu.org for more information on how we can help you achieve your financial goals!

Branch History & Mission

Community Commitment

At State Employees' Credit Union, we pride ourselves on being more than just a financial institution; we are an integral part of the Apex community. We actively engage in partnerships that uplift local organizations and initiatives aimed at improving quality of life for residents. Our commitment extends beyond transactions; it's about building relationships based on trust and support. As we look to the future, we remain steadfast in our mission to empower our members through education and financial literacy programs designed to enhance their understanding of personal finance. We invite you to join us at State Employees' Credit Union and experience firsthand the benefits of being part of a community-focused institution that prioritizes your financial health. Call us at 919-363-8728 or visit us during our operating hours from Monday to Friday between 8:30 AM - 5:30 PM. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: to provide accessible financial services while enriching the lives of our members. At State Employees' Credit Union, we believe everyone deserves a chance to thrive financially. We offer a wide range of services from personal banking such as checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also provide business banking solutions to help local businesses flourish. We recognize that modern banking needs to be convenient and user-friendly. That's why we've invested in digital advancements like online and mobile banking options, making it easier for you to manage your finances anytime and anywhere. Additionally, our ATM availability ensures quick access to cash when you need it most. While members can visit us at 1065 Vision Dr in Apex for all their banking needs, official correspondence should be sent to our mailing address at 1065 VISION DR, APEX, NC 27502.

Branch Location & Accessibility

Get in Touch

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 919-363-8728. We look forward to welcoming you into the State Employees' family! Come visit us today and discover how we can help make your banking experience as smooth as possible.

Operating Hours

Our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to fit us into your day. Whether you need to deposit a check or discuss loan options, we're here to help during these hours.

Parking and Accessibility

At our Apex branch, we prioritize your convenience. Ample parking is available right outside our doors. Our facility is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps to ensure that all members can comfortably access our services.

Services Offered

We offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that work for you. Need cash? Our ATM is available for withdrawals and balance checks whenever you need it. Plus, take advantage of our drive-thru banking for quick deposits and simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of State Employees' is like stepping into a community where your financial well-being truly matters. If you're looking to join, eligibility is generally open to those who live, work, worship, or attend school in the area, along with family members of existing members. This means that whether you're a local resident or connected through family ties, there's a good chance you can benefit from our supportive services at State Employees'. Not only do we offer great banking options tailored to your needs, but as a member, you'll also enjoy lower fees and better rates on loans and savings. Getting started is easy! You can find detailed eligibility information by visiting this link. If you're ready to open an account, just head over to this page or give us a call at (919) 363-8728 for assistance. We're located at 1065 Vision Dr Apex Nc 27523, and we can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine having a reliable partner by your side when it comes to handling payments. Our merchant services simplify transactions, making it easier for you to accept payments from customers. This means more time focusing on what you do best running your business. Located at 1065 Vision Dr Apex Nc 27523 in Apex, NC, our dedicated team is here to help you navigate the financial landscape with confidence. Reach out today at (919) 363-8728 to learn how we can support your journey toward success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored solutions just for you! Our business banking services, which include merchant services and business loans, are designed to support your growth and help you manage operations efficiently.

Credit and Rewards

For everyday purchases, consider applying for one of our credit cards with rewards. Enjoy benefits while building credit that can help pave the way for future financial opportunities.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, banking has never been easier.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services are here to guide you through the process. We understand that purchasing a home is one of the most significant decisions you'll ever make, and we're committed to making it as smooth as possible. Additionally, if you're looking to consolidate debt, our personal loans can provide the financial relief you need.

In-Person Support

For those who prefer face-to-face interactions, our branch provides basic drive-thru banking options where you can handle deposits and withdrawals quickly. Our friendly staff at Apex is always ready to assist with any inquiries or transactions you may have. We invite you to explore all that State Employees' has to offer. For more information or assistance, please give us a call at (919) 363-8728. Together, let's take steps toward achieving your financial aspirations today!

Personal Banking Solutions

We offer a variety of personal banking services designed to make managing your money easier. Our checking and savings accounts provide you with the flexibility and convenience you need. Whether you're budgeting for everyday expenses or saving for the future, our accounts are designed with you in mind. For those looking to finance a new vehicle, our auto loans and vehicle financing options can help get you on the road without breaking the bank.

Digital & Online Banking

Accessibility and Ease-of-Use

Need to send money to someone? While person-to-person transfers aren't available at this time, our online banking system makes it simple to manage all other aspects of your financial life. You can enjoy real-time account management without any unnecessary complexity. With every service designed with you in mind, State Employees' ensures that banking is straightforward and accessible. Join us today and experience how easy banking can be!

Key Features

We prioritize your security and convenience. Our electronic signature authorization allows you to sign documents digitally, saving you time and hassle. You won't have to worry about paper clutter or missed deadlines anymore! Additionally, e-statements are available for those who want to go green; you can view your statements online instead of waiting for them in the mail. For members who love modern payment methods, our mobile payments feature lets you make transactions quickly and securely using your smartphone. Whether you're at a store or sending money to a friend, it's all right at your fingertips.

Financial Strength

Growing Together

Total Share and Deposit Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1065 Vision Dr Apex Nc 27523 or call (919) 363-8728 to learn more about how we can help you achieve your financial goals.

Member Savings Securement

Your savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $2,145,244 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Supporting Your Financial Goals

With $193,516 in used auto loans and $34,904,944,116 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Additional Loan Options

For those seeking financial flexibility, our total credit lines amounting to $18,909,000,000 provide an excellent option for various borrowing needs. Whether it's unexpected expenses or planned projects, having access to a credit line can help you navigate through life's uncertainties. Our commitment extends beyond just offering loans; we also provide refinancing options for existing loans and eligibility assessments to ensure that our members receive the best possible rates and terms. If you're interested in learning more about your options or want assistance with the application process, feel free to reach out. For more information or to speak with one of our friendly representatives, call us at (919) 363-8728, or visit us at our branch located at 1065 Vision Dr Apex Nc 27523 in Apex, NC. We're here to guide you through every step of your financial journey! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. We provide competitive financing options tailored to fit your budget, making it easier than ever to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, make buying or refinancing simple. We offer flexible terms and support throughout the process so you can focus on turning your dream into reality.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we're here to help. We also offer flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. This allows you to make purchases when needed while enjoying peace of mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh is designed to help users navigate the complex landscape of loans. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. LendMesh prioritizes verified data, meaning loan offers are sourced from legitimate financial institutions. This commitment to reliability fosters trust among users seeking loan options. One of the standout features of LendMesh is its policy of no sponsored listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh remains dedicated to providing unbiased results. Users can access real-time rate comparisons from multiple institutions, enabling them to make informed decisions about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and credibility of the platform in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STATE EMPLOYEES' CREDIT UNION - Apex, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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