State Employees' Credit Union Angier NC: Best Auto Loans & Checking Accounts

Introduction

Welcome to State Employees', your trusted financial partner located at 1305 N Raleigh St, Angier, NC 27501. Established in 1937, our credit union has grown into a robust community hub, proudly serving over 2.8 million members with a commitment to financial well-being and personalized service. At State Employees', we understand the importance of community. Our total assets of $57,229,286,839 reflect our dedication to providing secure and reliable banking solutions tailored to your needs. With total deposits amounting to $7,866,265,767 and a net worth of $5,446,832,560, you can trust that your finances are in safe hands. Our team of 8,258 employees, led by CEO Leigh Brady and Board President Mona Moon, is here to assist you every step of the way. Whether you're looking for personal banking services like checking and savings accounts or financing options including auto loans and mortgages, we have you covered. While members can visit us at our branch address mentioned above for any banking needs or inquiries, official correspondence should be sent to the same address for consistency: 1305 N RALEIGH ST, ANGIER, NC 27501. We invite you to discover how we can help you achieve your financial goals. Feel free to give us a call at 919-275-3376 or explore more about our services by visiting our website at www.ncsecu.org. Join us today and experience the credit union difference!

Branch History & Mission

Commitment to Community

Over the years, we've built strong partnerships within the Angier area. Our commitment to community outreach includes various initiatives that support local events and programs. Whether it's sponsoring educational workshops or participating in charitable activities, we believe in giving back to those who have supported us throughout our journey. As we embrace technological advancements like online and mobile banking, we remain committed to accessibility for all members. Our facilities comply with ADA standards to ensure everyone can benefit from our services comfortably. While members can visit us at 1305 N Raleigh St for all their banking needs, official correspondence should be sent to 1305 N RALEIGH ST, ANGIER, NC 27501 if it differs from our branch address. We invite you to become part of the State Employees' family. Experience firsthand how we can help you navigate your financial journey with care and expertise. Join us today! For more information or assistance, please call us at 919-275-3376 or visit our website at www.ncsecu.org.

Our Mission

The mission of State Employees' is clear: we strive to provide exceptional financial services while making a positive impact on our community. We believe that financial well-being is essential for everyone, and we are dedicated to offering personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our focus extends beyond transactions; we aim to empower individuals and families by helping them achieve their financial goals.

Branch Location & Accessibility

Call Us Today!

We invite you to visit us at the State Employees' Credit Union in Angier. If you have any questions or need assistance, don't hesitate to give us a call at 919-275-3376. Our team is eager to assist you on your financial journey come see what we can do for you today!

Easy Access and Parking

Finding us is simple! There's ample parking available right outside our doors, so you won't have to worry about searching for a spot. We've made sure that our facility is accessible for everyone, including ADA-compliant features like ramps to ensure ease of entry.

Operating Hours

Our lobby hours are designed to fit into your busy schedule. We're open Monday through Friday from 8:30 AM to 5:30 PM, allowing you plenty of time to stop by before or after work. Whether you need to open an account, apply for a loan, or simply ask questions about our services, our friendly staff is here to help.

Services Offered

At State Employees', we offer a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. If you're looking for quick transactions, our drive-thru banking service allows you to make deposits and withdrawals without leaving your car. Plus, enjoy the convenience of ATM access for cash withdrawals and balance checks whenever you need it! While members can visit us at 1305 N Raleigh St, official correspondence should be sent to the same address as our mailing address.

Member Eligibility

Welcome to the community at State Employees', where becoming a member is more than just opening an account; it's joining a supportive family dedicated to your financial well-being. To be eligible for membership, you generally need to be a state employee or a family member of one. This means if you work for the state or have loved ones who do, you can enjoy all the benefits we offer. Membership here at State Employees' comes with perks like competitive rates on loans and savings, personalized service, and access to a variety of financial products tailored just for you. Getting started is easy! You can check out the specific eligibility requirements by visiting http://www.ncsecu.org/join#eligibility. Once you're ready to join, simply head over to our account opening page at https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions along the way, feel free to call us at (919) 275-3376. We're excited to welcome you into our community at 1305 N Raleigh St Angier Nc 27501!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed for today's business landscape. Imagine being able to process payments seamlessly, making it easier for your customers to complete transactions. Our services provide you with essential tools that streamline operations and improve customer satisfaction. Whether you're looking to expand your current operations or start something new, State Employees' is here to provide the resources you need. Reach out today at (919) 275-3376 and let's discuss how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners in the community, we offer comprehensive Business Banking solutions. From Merchant Services that streamline payment processing to various Business Loans, we help ensure that your business has the financial support it needs to thrive.

Convenience at Your Fingertips

Accessibility is key in today's busy world. That's why we provide ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. Our ATMs allow for easy access to cash and balance checks without stepping into the branch. Our commitment extends beyond traditional banking hours as we strive to make banking convenient for everyone in Angier. With services available Monday through Friday from 8:30 AM to 5:30 PM, there's always time for you to get what you need. In today's fast-paced environment, having digital access through online banking and mobile payments ensures you have control over your finances wherever life takes you.

Credit and Debt Management

Managing debt can feel overwhelming, but with our Personal Loans & Debt Consolidation services, you can simplify your payments and potentially lower your interest rates. Plus, if you like rewards while spending, our Credit Cards with Rewards program allows you to earn points on every purchase perfect for those who love to travel or shop.

Join Us Today!

At State Employees', we understand that each member's financial situation is unique. We invite you to visit us at our branch or call us at 919-275-3376 to learn more about how we can assist you in achieving your financial goals. Let us be part of your journey towards financial well-being!

Personal Banking Solutions

For those who want to take control of their finances, our Personal Banking services are designed just for you. Imagine having the ability to easily open a checking or savings account that fits your lifestyle. With our online and mobile banking features, checking your balance or transferring funds can be done anytime and anywhere from your smartphone or computer. If you're considering buying a car, our Auto Loans & Vehicle Financing options can make that dream a reality. We offer competitive rates and flexible terms that fit your budget. For homebuyers, our Mortgage Loans & Refinancing solutions provide personalized assistance throughout the process helping you find the right mortgage or refinance option to suit your financial goals.

Digital & Online Banking

Accessible Online Banking

Our online banking platform, which you can explore at https://www.ncsecu.org/, allows you to view your account balances, transfer funds, and pay bills all in one place. Whether you're at home or on the go, our 24/7 online banking services ensure you have real-time access to your finances whenever you need it.

E-Statements for Easy Record Keeping

Gone are the days of cluttered paperwork! With our e-statements service, you can receive your account statements electronically. This not only helps keep your records organized but also enhances security by reducing paper waste. Plus, you'll always have access to your statements when you need them.

Secure Mobile Payments

If you're looking for a fast way to make purchases or send money, our mobile payments feature has got you covered. It's a secure option that allows you to shop without worrying about carrying cash or cards. While we currently do not offer person-to-person transfers through our platform, rest assured that all our digital banking features are designed with security in mind to protect your personal information. In summary, at State Employees', we prioritize making banking easier and more secure for our members. Whether through our online platform or mobile application, you'll find everything you need to manage your finances effectively. Dive into the world of convenient banking today!

User-Friendly Mobile Application

For those who prefer mobile access, our user-friendly mobile application is available for download. This app makes it simple to manage your accounts right from your smartphone. You can easily check balances, make payments, and even deposit checks using electronic signature authorization yes, that's right! With our electronic signature feature, signing important documents is quick and hassle-free.

Financial Strength

Committed Workforce

Our commitment to excellence is reflected in our team. We proudly employ 7,729 full-time employees and 529 part-time employees who are ready to serve you with knowledge and dedication.

Expanding Membership Trust

Total Share Accounts stand at 5,850,875, showcasing a strong and growing member base that trusts us with their finances. Our operational efficiency is evident as reflected in our $2,145,244, enabling us to continue offering competitive loan rates and solid financial products for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1305 N Raleigh St Angier Nc 27501 or call (919) 275-3376 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in You

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $193,516 in used auto loans and $34,904,944,116 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.71% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. Whether you are interested in financing a new or used vehicle, our flexible terms can accommodate your budget.

Credit Lines

If you're looking for more flexibility in your borrowing options, our total credit lines amount to $18,909,000,000. This allows you to access funds as needed without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple and straightforward. We offer competitive rates and various terms to ensure you find the right fit for your financial situation.

Refinancing Options

If you're considering refinancing existing loans or looking into eligibility options for our loan products, we encourage you to reach out. We're here to help guide you through the process and find solutions that work best for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to purchase a vehicle, buy a home, or manage expenses with a credit card loan, State Employees' is here to support your journey with quality loan offerings that fit your life. Visit us today to learn more about how we can help you!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $1,177,171,541 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending experience while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By relying on legitimate financial institutions, LendMesh guarantees that all loan comparisons are accurate and trustworthy.

STATE EMPLOYEES' CREDIT UNION - Angier, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Angier, NC (27501)