State Employees' Credit Union Andrews NC: Affordable Vehicle Loans & ATM Services

Introduction

Welcome to State Employees' Credit Union, your trusted financial partner right here in Andrews, NC! Established in 1937, we have proudly served our community for over eight decades, building lasting relationships based on trust and reliability. Our branch, located at 1090 Main St, Andrews, NC 28901, is dedicated to helping our members achieve their financial goals with personalized service and a wide range of banking options. At State Employees', we understand that every member's needs are unique. That's why we offer an array of services including personal banking, auto loans, mortgages, and credit cards with rewards tailored just for you. With a total membership of over 2.8 million, our commitment to providing exceptional service is evident in everything we do. Financial strength is key to being there when you need us most. Our total assets stand at an impressive $57,229,286,839, with total deposits reaching $7,866,265,767. We are proud of our solid net worth of $5,446,832,560 and maintain significant cash reserves of $708,661,969 to support our members effectively. Whether you're looking for a new vehicle or planning for your future with a mortgage or personal loan, we've got you covered. Our leadership team plays a vital role in guiding our mission. Under the direction of CEO Leigh Brady and Board President Mona Moon, our dedicated staff of 8,258 employees is here to assist you with friendly advice and expert guidance. While members can visit us at our physical location in Andrews for all your banking needs including drive-thru services we also encourage you to explore our online resources at ncsecu.org for convenient banking from anywhere. We invite you to join us and experience the benefits of being part of the State Employees' family. Call us today at 828-321-8130 or drop by our branch during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. Let's work together towards achieving your financial aspirations!

Branch History & Mission

At State Employees' Credit Union, we take pride in our rich history and commitment to serving the community of Andrews, NC. Founded in 1937, our branch has grown alongside its members, evolving to meet their financial needs while fostering a strong sense of community. Located at 1090 Main St, Andrews, NC 28901, our branch is easily accessible for those in the area. Just a short drive from local landmarks like the Andrews Recreation Park, we strive to be a welcoming place for all who enter. With a dedicated team of professionals, we have successfully cultivated a membership base of over 2.8 million individuals who trust us with their financial journeys. Our mission is simple yet profound: to provide our members with exceptional financial services while contributing positively to the community. We believe that when our members succeed, our community thrives. This philosophy drives us to offer a range of services tailored to meet the diverse needs of individuals and families alike from checking and savings accounts to auto loans and mortgage refinancing. Throughout the years, we have adapted our offerings in response to technological advancements and member feedback. Today, we proudly provide convenient online and mobile banking services that allow members to manage their finances anytime and anywhere. Our commitment to accessibility includes ADA compliance and features such as ATM availability and drive-thru banking. We also understand the importance of giving back. Our partnerships with local organizations ensure that we actively support initiatives that uplift our community. Whether it's sponsoring local events or providing educational resources about financial literacy, we are dedicated to making a positive impact. While you can visit us at 1090 Main St, official correspondence should be sent to 1090 MAIN ST, ANDREWS, NC 28901 if you need assistance outside of normal operating hours. Join us at State Employees' Credit Union and experience firsthand how we can help you achieve your financial goals while being part of a vibrant community-focused organization. With total assets exceeding $57 billion, we have the resources and dedication necessary to support you on your journey. Contact us today at 828-321-8130 or visit us online at ncsecu.org for more information on how to become a member!

Branch Location & Accessibility

Accessibility and Parking

At our Andrews branch, we prioritize accessibility for all members. The building is ADA compliant, featuring ramps and designated parking spots to ensure everyone can easily reach us. Plus, ample parking space is available, so you won't have to worry about finding a spot during busy hours.

Get in Touch

If you have any questions or need assistance, feel free to call us at 828-321-8130. We invite you to come visit us at the State Employees' branch in Andrews! Our team looks forward to helping you achieve your financial goals.

Operating Hours

We are open Monday through Friday from 8:30 AM to 5:30 PM. These hours allow you plenty of time throughout the week to visit us before or after work or even during your lunch break!

Services Offered

Our branch offers a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Plus, if you're in a hurry, our drive-thru service makes banking even more convenient with deposits and simple transactions done without leaving your vehicle.

Member Eligibility

Joining State Employees' is more than just opening a bank account; it's about becoming part of a caring community that prioritizes your financial well-being. If you live, work, or worship in the area, or if you're related to someone who does, you may qualify for membership! We welcome individuals from various backgrounds and professions, making it easy for you to find your place with us. You'll enjoy a range of benefits designed to help you save money and achieve your goals. To learn more about the eligibility criteria, please visit our dedicated page at http://www.ncsecu.org/join#eligibility. When you're ready to take the next step, opening an account is straightforward just head over to https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu or give us a call at (828) 321-8130. We're located at 1090 Main St Andrews Nc 28901, and our friendly staff is here to assist you every step of the way. Join us today and discover how being a member can make a difference in your life!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions for you and your customers. Imagine being able to accept payments quickly and securely, whether online or in-person. This not only enhances customer satisfaction but also streamlines your cash flow, allowing you to focus on what matters most growing your business. Located at 1090 Main St Andrews Nc 28901 in Andrews, NC, we're here to help you navigate your financial needs. Call us at (828) 321-8130 to learn more about how we can support your business!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking solutions include essential tools like Merchant Services & Business Loans, designed to support your growth and help streamline your operations.

Convenient Access

When it comes to accessing your funds, we've got you covered with our ATM & Cash Withdrawal Services available at various locations. Plus, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle.

Digital Banking Features

We also recognize the importance of digital banking in today's world. With our Online & Mobile Banking, accessing your accounts has never been easier. You can manage transactions, pay bills, and check balances right from your smartphone or computer anytime and anywhere.

Financial Assistance

For those unexpected expenses or projects on your mind, our Personal Loans & Debt Consolidation services provide a safety net. Whether it's consolidating existing debt or funding a personal project, we're here to help you every step of the way. And don't forget about our Credit Cards with Rewards, allowing you to earn points on everyday purchases, making your spending work for you.

Personal Banking Solutions

We start with our Personal Banking services, where you can find everything from Checking & Savings Accounts to help you manage your day-to-day finances. Need a new car? Our Auto Loans & Vehicle Financing options make it easy to drive away in the vehicle you want, all while enjoying competitive rates. If you're looking to purchase a home, our Mortgage Loans & Refinancing services can guide you through the process smoothly, ensuring you have the best terms possible.

Visit Us Today!

Ready to explore what we offer? Stop by State Employees' at 1090 Main St Andrews Nc 28901 in Andrews, NC, or give us a call at (828) 321-8130. Let us help you take control of your financial future today!

Digital & Online Banking

24/7 Access

With our 24/7 online banking services, you're never far from your finances. Whether it's early morning or late at night, you'll always have access to your accounts, allowing you to stay in control of your money. At State Employees', we're committed to providing accessible and user-friendly digital banking solutions that prioritize both convenience and security. Explore all these features today by visiting https://www.ncsecu.org/ and experience banking made easy!

Enjoy Mobile Convenience

For those who prefer banking on their smartphones, our mobile application is available for download, giving you the freedom to manage your finances wherever life takes you. Plus, with our mobile payments feature, paying for goods and services is just a tap away.

Key Features of Our Digital Banking Services

Our online banking platform at https://www.ncsecu.org/ allows you to handle all your banking needs right from the comfort of your home or on the go. You can check your account balances, transfer funds, and pay bills with ease. We also provide electronic signature authorization, making it simple and quick for you to complete transactions securely.

Stay Informed with E-Statements

No more waiting for paper statements! With our e-statements feature, you'll receive your account statements directly in your inbox. This not only saves paper but also ensures you have immediate access to important financial information whenever you need it.

Transfer Funds Easily

While person-to-person transfers aren't available at this time, our online banking services make it easy to transfer funds between your own accounts or send money where it's needed.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1090 Main St Andrews Nc 28901 or call 828-321-8130 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Future

With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.

Solid Financial Health

With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At State Employees', we understand that securing a loan is a significant step in your financial journey. Whether you're looking to buy a car, purchase a home, or manage personal expenses, we offer a variety of loan products tailored to meet your needs. Located at 1090 Main St in Andrews, NC, our branch is dedicated to helping you navigate the borrowing process with ease. With over 1,194,630 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options are designed for you. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519, making buying or refinancing simple and accessible. For those interested in managing everyday expenses or unexpected costs, we also provide flexible unsecured credit card loans. With a total of $1,177,171,541 available in these loans, you can effectively manage your finances while enjoying the convenience of credit at your fingertips. In addition to these offerings, we have total credit lines amounting to $18,909,000,000, ensuring that you have access to extra funds when needed. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Feel free to reach out to us at 828-321-8130 during our operating hours (Monday through Friday from 8:30 AM to 5:30 PM) for more information on how we can help you today!

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STATE EMPLOYEES' CREDIT UNION - Andrews, NC

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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