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Mortgage Loans
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Personal Loans
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Introduction
Welcome to State Employees' Credit Union in Ahoskie, where we are committed to serving our community with integrity and care. Located at 1125 Academy St N, Ahoskie, NC 27910, our branch has been a trusted financial partner since 1937, proudly supporting over 2.8 million members across the state. We understand that financial needs can vary greatly, which is why we offer a wide range of services tailored just for you. At State Employees', we take pride in our robust financial health, boasting total assets of $57,229,286,839 and total deposits amounting to $7,866,265,767. Our net worth stands strong at $5,446,832,560, reflecting our commitment to maintaining a secure foundation for all our members. With over 8258 employees dedicated to providing exceptional service and support, we are here to help you achieve your financial goals. While members can visit us at 1125 Academy St N, official correspondence should be sent to the same address. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our friendly team is ready to assist you during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM. Led by CEO Leigh Brady and Board President Mona Moon, our leadership is deeply rooted in community values. We strive to build lasting relationships with our members while making a positive impact in Ahoskie and beyond. We invite you to explore how we can serve you better. For more information or to get started on your financial journey with us today, call us at 252-332-5339 or visit our website at www.ncsecu.org. Your future starts here!
Branch History & Mission
At State Employees', we take pride in our rich history and unwavering commitment to the community of Ahoskie, NC. Established in 1937, our branch has grown alongside the residents we serve, evolving from a small credit union into a vital financial resource for over 2.8 million members across the state. Located at 1125 Academy St N, Ahoskie, NC 27910, we are easily accessible for all your banking needs. Our branch is known for its friendly atmosphere and dedicated staff who are here to help you navigate your financial journey. Whether you're stopping by during our operating hours from Monday to Friday, 8:30 AM to 5:30 PM, or making use of our convenient drive-thru services, we aim to provide a welcoming experience. Our mission is clear: to empower our members through financial education and support while fostering a strong sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their goals. This mission drives us every day as we offer personal banking solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Over the years, State Employees' has made significant strides in enhancing our services. We embrace technology with features like online banking and mobile payments, ensuring our members have easy access to their accounts anytime, anywhere. Our commitment extends beyond banking; we actively participate in community outreach programs and partner with local organizations to support initiatives that uplift those around us. As we look to the future, our total assets have grown to an impressive $57.2 billion, reflecting the trust placed in us by our members. With nearly 2.9 million members benefiting from our services, we're not just a credit union; we're a part of your community. If you're seeking a financial partner that genuinely cares about your well-being and offers tailored solutions for your needs, we invite you to join us at State Employees'. Together, let's build a brighter financial future for you and our community! For more information or to open an account, visit us online at NCSECU or call us at 252-332-5339 today!
Branch Location & Accessibility
Get in Touch!
If you have any questions or need assistance, feel free to call us at 252-332-5339. Our friendly staff is always ready to help! We invite you to come by and see what we can do for you today at the State Employees' Credit Union in Ahoskie!
Nearby Landmarks and Accessibility Features
Nestled in Hertford County, our branch is just a short drive from local favorites like the Ahoskie Historic District and the beautiful Ahoskie Creek. We offer ample parking right outside, making it easy for you to pop in and take care of your banking tasks. Our facilities are designed with accessibility in mind, ensuring that everyone can visit us comfortably.
Operating Hours and Services
We're open Monday through Friday from 8:30 AM to 5:30 PM, providing plenty of time for you to stop by after work or during your lunch break. At our branch, you can enjoy a variety of services tailored to fit your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. Plus, if you're on the go, our ATM is available for quick cash withdrawals and balance checks. For those who prefer a drive-thru experience, we have that too! You can handle deposits, withdrawals, and other simple transactions without leaving your vehicle. While members can visit us at 1125 Academy St N for all banking inquiries, official correspondence should be sent to our mailing address at 1125 ACADEMY ST N, AHOSKIE, NC 27910.
Member Eligibility
At State Employees', we believe in creating a welcoming community where everyone can thrive. If you're looking to become a member, you'll be pleased to know that eligibility is open to individuals who live, work, or worship in our local area. This means that whether you're just starting out in your career or have been part of the community for years, there's a place for you here. We take pride in offering personalized services that make banking not just accessible but enjoyable too. To dive deeper into the specifics of eligibility, we invite you to check out our detailed criteria at http://www.ncsecu.org/join#eligibility. Once you're ready to take the next step, opening an account with us is a breeze! You can easily start the process online by visiting https://onlineaccess.ncsecu.org/o/enroll_validatecard.aspx?role=secu. If you have any questions or need assistance, don't hesitate to reach out at (252) 332-5339. Our friendly team is here to help you every step of the way as you join our thriving family at State Employees' located at 1125 Academy St N Ahoskie Nc 27910.
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable way to accept payments from customers whether they're shopping in-store or online. Our services make it easy for you to focus on what really matters: running your business. From credit card processing to payroll solutions, we have the tools to help you thrive. Located conveniently at 1125 Academy St N Ahoskie Nc 27910, Ahoskie, NC, our team is ready to partner with you for your financial needs. Call us at (252) 332-5339 or visit our website for more information!
Comprehensive List Of Services
Business Banking Services
For our business members, we offer essential services like merchant services and business loans. Whether you're an entrepreneur just starting out or a seasoned business owner, we have the tools you need to succeed.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your accounts from anywhere. With our user-friendly app, you can check balances, transfer funds, and pay bills all from the palm of your hand. Our ATM services ensure that cash withdrawal is always within reach, complemented by basic drive-thru banking for quick deposits and withdrawals.
Personal Banking Solutions
When it comes to personal banking, we offer a variety of options tailored to fit your lifestyle. Our checking and savings accounts make it easy for you to manage your day-to-day finances while earning interest on your savings. If you're in the market for a new car or need funds for a project, our auto loans and vehicle financing can help you hit the road without breaking the bank. For those dreaming of home ownership, we provide mortgage loans and refinancing options that fit your budget. If you're looking to consolidate debt or fund a personal project, our personal loans are here to assist you in achieving your goals with flexibility and ease. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases making each dollar count.
Why Choose Us?
At State Employees', we pride ourselves on being more than just a financial institution; we're a community partner dedicated to supporting our members' financial journeys. Our team is available at (252) 332-5339 during regular hours Monday through Friday from 8:30 AM to 5:30 PM to answer any questions you might have about our services or help guide you through the process of opening an account. We invite you to visit us at 1125 Academy St N Ahoskie Nc 27910 in beautiful Ahoskie, NC, where personalized service meets comprehensive financial solutions. Experience the difference with us today! For more information or to get started with any of our services, feel free to check out our website at Ahoskie. We look forward to helping you achieve all of your financial goals!
Digital & Online Banking
At State Employees', we understand that banking should be easy and secure. That's why we offer a variety of digital and online banking services designed to fit your lifestyle, all accessible from the comfort of your home or on the go. With our online banking platform, you can manage your accounts anytime, anywhere. Check your balance, transfer funds, or pay bills with just a few clicks. Our 24/7 online banking services ensure that you have full control over your finances whenever you need it. Plus, with electronic signature authorization available, signing documents is simple and hassle-free. We also offer e-statements, allowing you to receive your bank statements electronically. This not only helps you stay organized but is also an environmentally friendly choice. If you prefer using a mobile device, our mobile application makes banking even more convenient. You can access all the same features right from your smartphone, making it easy to bank on the go. For those who enjoy modern payment options, our mobile payments feature allows you to make quick and secure transactions directly from your device. While person-to-person transfers aren't available at this time, our other features are designed to enhance your banking experience. At State Employees', we prioritize your security while ensuring that our services are user-friendly. Whether you're checking balances or managing transactions, you can do so with peace of mind. Join us in embracing the convenience of digital banking today!
Financial Strength
Commitment to Growth
With $133,577,509 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $193,516 in used auto loans and $34,904,944,116 in total loans and leases.
Member Trust
Total Share Accounts: 5,850,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $574,556,810. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees' is your trusted partner. Visit us at 1125 Academy St N Ahoskie Nc 27910 or call (252) 332-5339 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Operational Efficiency
Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7,729 full-time employees and 529 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Opportunities
Members' savings are secured through $13,895,511,732 in share certificates and $15,232,786,618 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $5,446,832,560, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans provide some of the most competitive rates in the market. We have already issued over $2,955,872,351 in used vehicle loans and $1,138,258,230 in new vehicle loans to help our members get on the road with confidence. Whether you're considering a brand-new ride or a reliable used vehicle, our financing options can make your purchase smoother and more affordable.
Credit Lines and Other Financing
In addition to auto and mortgage loans, we provide credit lines totaling $18,909,000,000, giving you the flexibility to cover unexpected expenses or make larger purchases without stress. For those who may be looking into refinancing options or checking eligibility for our various loan products, we encourage you to reach out to us at (252) 332-5339. Our team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees' Credit Union, we're committed to providing affordable solutions that empower our members financially. Come visit us today!
Mortgage Loans
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,138,885,519. We simplify the process of buying or refinancing your home so you can focus on what truly matters making it your own.
Unsecured Credit Card Loans
Managing daily expenses can be challenging. We also offer flexible terms on unsecured credit card loans with a total of $1,177,171,541 in loans helping members navigate their finances effectively. These cards come with features that make spending easier and more manageable.
Loan Aggregator
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