State Employees CU Towson MD Credit Union | Best Auto Loans & Online Banking

Introduction

Welcome to State Employees Credit Union of Maryland, Inc. a trusted financial partner for our community since 1951. Located at 8603 La Salle Rd, Towson, MD 21286, we have proudly served over 261,235 members with a dedication to financial well-being and community growth. Our mission is simple: to provide you with exceptional banking services tailored to your needs. At State Employees Credit Union, we understand that managing your finances is crucial. With total assets exceeding $5.7 billion, we are equipped to offer a wide range of services, including personal and business banking solutions, auto loans, mortgages, and credit cards with rewards. We believe in empowering our members through accessible financial resources and personalized service. While members can visit us at our Towson branch, official correspondence should be sent to the same address for convenience. Our dedicated team of 362 employees, led by CEO David Sweiderk and Board President Gayle Seward, is here to assist you every step of the way. Whether you're looking to open a new account or need guidance on loans, we're ready to help you achieve your financial goals. With total deposits of $423,656,042 and a net worth of $540,110,846, our solid financial foundation ensures that your money is secure with us. We also maintain a robust loan portfolio with over 125,193 loans and leases, providing essential support for both personal and business financing needs. If you're looking for a reliable credit union that puts its members first, look no further! Feel free to reach out at 410-487-7920 or explore our offerings online at www.secumd.org. Visit us today and discover how we can help you thrive financially!

Branch History & Mission

Welcome to the inspiring story of State Employees Credit Union of Maryland, Inc. (SECU), a trusted financial partner in Towson, MD. Since opening our doors in 1951, we have proudly served our community, evolving and growing alongside our members. Located at 8603 La Salle Rd, Towson, MD 21286, our branch stands as a testament to our commitment to the people we serve. Over the decades, SECU has transformed from a small cooperative into one of Maryland's largest credit unions, currently boasting over 261,000 members and total assets exceeding $5.7 billion. This remarkable growth reflects our dedication to providing personalized financial services while fostering a sense of community. Our team works tirelessly to meet the needs of our members with products ranging from checking accounts and savings plans to auto loans and mortgages. Our mission is simple yet powerful: to enhance the financial well-being of our members through exceptional service and strong community support. We believe that everyone deserves access to quality financial resources that empower them to achieve their goals. With this in mind, we prioritize not only competitive rates and innovative banking solutions but also meaningful engagement with local organizations and initiatives that uplift those around us. While members can visit us at our main location on La Salle Rd., official correspondence should be sent to the same address. Our operating hours are designed with your convenience in mind: Monday, Tuesday, Thursday from 8:00 a.m. to 3:30 p.m.; Wednesday from 8:00 a.m. to 4:30 p.m.; Friday from 8:00 a.m. to 6:00 p.m.; and Saturday from 8:30 a.m. to 1:00 p.m. Whether you prefer face-to-face interactions or online banking options, we strive to offer services that fit your lifestyle. We are proud to provide drive-thru banking for quick transactions and have embraced digital advancements like mobile payments and online banking for added convenience making it easier than ever for you to manage your finances on your terms. Our commitment goes beyond just financial services; it's about building relationships with our members and supporting initiatives that make Towson and the surrounding areas better places to live. As we continue this journey together, we invite you to join SECU and experience firsthand how we can help you achieve your financial aspirations while contributing positively to our community's growth. Together, let's build a brighter future! For more information or assistance, feel free to reach out at 410-487-7920 or visit us online at www.secumd.org.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to call us at 410-487-7920; our friendly team is always ready to assist you. While members can visit us at 8603 La Salle Rd, official correspondence should be sent to the same address for mailing purposes. We invite you to come in and discover how State Employees Cu Of Maryland, Inc. can help you achieve your financial goals!

Convenient Access

At our Towson branch, you'll find ample parking available, ensuring that your visit is hassle-free. We are committed to accessibility; our facility is ADA compliant, featuring ramps and other amenities designed to assist all members of the community.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. You can visit us Monday, Tuesday, and Thursday from 8:00 a.m. to 3:30 p.m., Wednesday until 4:30 p.m., and Friday until 6:00 p.m. We also welcome you on Saturdays from 8:30 a.m. to 1:00 p.m.

Services Offered

While you're here, take advantage of our wide range of services tailored just for you! From personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages, we've got you covered. Plus, our drive-thru banking service allows for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

At State Employees Cu Of Maryland, Inc, we believe that everyone deserves access to a supportive financial community. Joining us is easy! If you live, work, or worship in Maryland, you're likely eligible to become a member. We welcome individuals who are part of state government, their family members, and many others in our vibrant local communities. Membership opens the door to a range of benefits, including competitive rates on loans and deposits, personalized service, and tools designed to help you manage your finances effectively. For the most current eligibility details, feel free to check out this resource. Ready to take the next step? Opening an account at State Employees Cu Of Maryland, Inc is straightforward. Just visit us at our Towson location at 8603 La Salle Rd Towson Md 21286, or give us a call at (410) 487-7920 for any questions. We're here to help you get started on your financial journey!

Business Banking & Commercial Services

Merchant Services Made Simple

In today's fast-paced market, having reliable merchant services can make a difference. Imagine being able to accept payments effortlessly, whether through credit cards or mobile transactions. Our merchant services help streamline your operations, allowing you to focus on what you do best growing your business. Join us at State Employees Cu Of Maryland, Inc, located at 8603 La Salle Rd Towson Md 21286, Towson, MD, and discover how our business banking solutions can pave the way for your success. Let's build a prosperous future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Financing

When it comes to getting behind the wheel of your dream car, our Auto Loans & Vehicle Financing make it simple. We offer competitive rates and flexible terms designed to fit your budget. Whether you're buying a new vehicle or refinancing an existing loan, we're here to guide you through the process with ease.

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive Business Banking services. From merchant services that simplify transactions to business loans designed to support growth, we aim to empower local businesses like yours.

Convenient Access

We understand that life can get busy, which is why we also provide basic drive-thru banking for quick deposits and withdrawals. You can enjoy a fast and convenient experience without needing to leave your vehicle. At State Employees Cu Of Maryland, Inc, we prioritize your financial well-being by offering these diverse services in one welcoming location. If you have any questions or want more details about how we can assist you, please don't hesitate to reach out at (410) 487-7920. Visit us today or check out our website at Secu Credit Union - Towson for more information! Your journey toward better financial management starts here!

Credit Cards with Rewards

For those who love to earn while they spend, our Credit Cards with Rewards program offers great benefits tailored just for you. Enjoy cashback on purchases and various rewards that can enhance your everyday spending.

Mortgage Solutions

Thinking about purchasing a home? Our Mortgage Loans & Refinancing options can help you secure the best rates available. Our experienced team will work with you every step of the way, ensuring that you understand all your choices and find the right mortgage solution for your situation.

Personal Banking Solutions

For those seeking convenience, our Personal Banking options include checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having access to your funds anytime, anywhere with our user-friendly Online & Mobile Banking services. You can easily check balances, transfer money, and even make deposits right from your smartphone. Plus, if you ever need cash on the go, our ATM and cash withdrawal services are there to assist you.

Personal Loans

If unexpected expenses arise or you're looking to consolidate debt, our Personal Loans & Debt Consolidation services provide a viable option. We offer personalized loan solutions that cater to your financial goals and help relieve some of that financial stress.

Digital & Online Banking

Accessibility Anytime

With 24/7 online banking services available, you're never out of touch with your finances. Whether it's checking your account balance late at night or quickly sending money to a friend using our person-to-person service, State Employees Cu Of Maryland, Inc makes it simple and efficient. We believe in providing our members with tools that make banking easier and more manageable. Experience the freedom of modern banking today!

Key Services

With our online banking platform, accessing your accounts is just a click away. You can check balances, pay bills, and transfer funds without needing to visit a branch. We also offer e-statements for those who prefer going paperless saving trees while keeping your financial documents organized and accessible. For added convenience, our mobile application allows you to bank on the go! Whether you're out running errands or relaxing at home, you can manage your accounts from your smartphone. Plus, with our mobile payments feature, making purchases has never been easier; simply tap and go!

Secure Transactions

Safety is our top priority. While we don't use electronic signature authorization for transactions, we ensure that all your banking activities are protected with robust security measures. You can feel confident knowing that your personal information is safe as you handle everything from person-to-person transfers to bill payments.

Financial Strength

At State Employees Cu Of Maryland, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a solid financial foundation allows us to serve you better every day. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases available for various needs. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $14,460,580. Total Share and Deposit Accounts: 613,109, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 8603 La Salle Rd Towson Md 21286 or call 410-487-7920 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier for you to drive away in the car of your choice.

Business Loans

For business owners, our outstanding commercial loans totaling $178,063,755 provide the capital needed to grow and expand. We recognize that businesses play a vital role in our community's economy and are committed to supporting local entrepreneurs with tailored financing solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. These credit card options are designed to provide you with the purchasing power you need while keeping your finances manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans, our team can help assess your current situation and explore eligibility options that may lower your monthly payments or reduce your interest rates. For more information about our loan offerings or to discuss which option might be best for you, please contact us at (410) 487-7920 or visit us at 8603 La Salle Rd Towson Md 21286 in Towson, MD. Our friendly staff is ready to assist you during our operating hours: M, T, Th - 8:00 a.m. - 3:30 p.m., W - 8:00 a.m. - 4:30 p.m., F - 8:00 a.m. - 6:00 p.m., Sat 8:30 a.m. - 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loan options.

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Contact Us

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services Made Simple

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Financing

Business Banking Services

Convenient Access

Credit Cards with Rewards

Mortgage Solutions

Personal Banking Solutions

Personal Loans

Digital & Online Banking

Accessibility Anytime

Key Services

Secure Transactions

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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