As we look toward the future, our commitment remains strong. We invite you to experience the benefits of membership at State Employees Cu Of Maryland. With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM we are here when you need us most. For any official correspondence, please send mail to 33 East Padonia Road, Timonium, MD 21093. If you have any questions or need assistance, don't hesitate to call us at 410-487-7328. Join us today and be part of a community that values your financial success! Visit us online at www.secumd.org for more information on how we can help you achieve your financial goals.
Over the years, we have seen significant growth and transformation. From our humble beginnings, we have expanded our services to include a wide range of personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Today, with total assets exceeding $5.7 billion, we are proud to provide robust financial solutions that meet the diverse needs of our members. Our commitment to community welfare drives us forward. We understand that financial well-being goes hand in hand with supporting our local communities. Through partnerships with local organizations and outreach programs, we strive to make a positive impact beyond just banking.
The mission of State Employees Cu Of Maryland is clear: to empower our members by providing accessible financial services while fostering a sense of community and support. We believe in offering products that not only help individuals achieve their personal goals but also contribute to the overall health of our neighborhoods. In addition to traditional banking services, we offer online and mobile banking for convenience. Whether it's through person-to-person payments or mobile applications, we aim to make banking easier for you. As a member-focused institution, we ensure ADA compliance across all services to cater to everyone in our community.
At State Employees Cu Of Maryland, Inc, we offer a wide range of services designed just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our online and mobile banking platforms make managing your finances easier than ever. While members can visit us at 33 E Padonia Rd, official correspondence should be sent to our mailing address at 33 East Padonia Road, Timonium, MD 21093. If you have any questions or need assistance, don't hesitate to call us at 410-487-7328. We invite you to stop by and discover how we can support your financial journey today!
Parking is plentiful at our branch, ensuring that you can stop by without any hassle. Our location is designed with accessibility in mind, featuring ADA-compliant ramps and facilities to accommodate all visitors. We want everyone to feel welcome and supported when they visit us.
We know that your time is valuable. That's why our lobby hours are crafted to fit your busy schedule: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. If you prefer drive-thru service for quick transactions like deposits and withdrawals, we have that available too!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.
Imagine running your business without worrying about payment processing. Our merchant services simplify transactions for you and your customers, allowing you to focus on what matters most growing your business. From card payments to digital wallets, we offer solutions designed to enhance your operational efficiency. Visit us at 33 E Padonia Rd Timonium Md 21093, Timonium, MD, or call us at (410) 487-7328 to learn how we can partner with you for success!
For local businesses, we offer specialized services such as merchant services and business loans designed to support growth and success. Running a business is challenging enough; let us take care of your banking needs so you can focus on what matters most your business.
Our credit cards come with rewards that allow you to earn points on everyday purchases. Whether it's grocery shopping or dining out, why not get rewarded for spending? It's an easy way to enjoy benefits while managing your finances wisely.
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can manage your accounts, transfer funds, pay bills, and even send money to friends all from the palm of your hand! Plus, our basic drive-thru banking makes transactions like deposits and withdrawals quick and easy for those who prefer face-to-face interactions. No matter what financial service you need, State Employees Cu Of Maryland, Inc is dedicated to making banking accessible and straightforward for all members. If you're ready to explore how we can assist you further, visit us online at Secu Credit Union - Timonium or give us a call at (410) 487-7328 today! Your financial journey starts here with us!
When it comes to mortgage loans and refinancing, we know this is one of the most significant decisions you'll make. Our team is ready to walk you through every step, ensuring you find the right loan that fits your budget. Maybe you're looking to buy your first home or refinance an existing mortgage; we're here to simplify the process.
Whether you're just starting out or looking to expand your finances, our personal banking services have you covered. We offer checking and savings accounts that cater to various lifestyles and financial habits. Imagine having a checking account that keeps track of your spending while also helping you save for future plans like a dream vacation or a new car. For those looking to finance their next vehicle, our auto loans and vehicle financing options make it easier than ever. With competitive rates, you can drive away in the car you've always wanted without breaking the bank.
If you're dealing with expenses that seem overwhelming, our personal loans and debt consolidation services can provide relief. Picture having one manageable monthly payment instead of juggling multiple debts it's possible with our tailored solutions.
With our 24/7 online banking services, you have the freedom to check your balance, transfer funds, and pay bills whenever it suits you. Plus, if you prefer to manage your finances on your smartphone, our user-friendly mobile application is available to help you stay connected to your accounts. We know that staying organized is important, which is why we provide e-statements for those who choose paperless options. You can easily keep track of your finances while helping the environment! Additionally, our mobile payments feature allows you to make quick and secure transactions directly from your device. If you need to send money to friends or family, our person-to-person transfer service makes it simple. Just a few taps on your screen, and you're all set! While we currently do not offer electronic signature authorization for documents, we strive to ensure that other aspects of your online banking experience are smooth and secure.
Your security is our top priority. Our digital banking services come equipped with advanced security measures to protect your information. We want you to feel confident when accessing your accounts online. At State Employees Cu Of Maryland, Inc, we believe in making banking accessible and stress-free for everyone. Explore our digital offerings today and experience the ease of managing your finances from anywhere!
With $308,586,792 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment is further reflected in the $4,244,538,519 total loans and leases we have extended to support our members' financial goals across various sectors. Our operational efficiency is underscored by our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.
Your savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
The total number of share accounts stands at 613,109, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $14,460,580. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 33 E Padonia Rd Timonium Md 21093 or call 410-487-7328 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans, helping our members get on the road with confidence. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.
For business owners, our outstanding commercial loans totaling $178,063,755 provide the capital needed to grow and expand your business operations. Whether you're starting a new venture or looking to enhance your current setup, our tailored solutions can help facilitate your goals.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606. Our experienced staff can assist you with eligibility requirements and refinancing options to ensure you find the best fit for your situation.
In addition, we offer competitive credit lines that total $1,877,392,773, providing you with financial flexibility whenever you need it. If you're unsure about which option is right for you or want more information on refinancing possibilities, don't hesitate to reach out. You can contact us at (410) 487-7328, visit us at our branch located at 33 E Padonia Rd Timonium Md 21093, Timonium, MD, or explore more online at https://www.secumd.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees Cu Of Maryland, Inc, we're committed to supporting your financial journey every step of the way!
We also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. These cards can be a great way to cover unexpected expenses or consolidate existing debt without needing collateral.