State Employees CU Pasadena MD Credit Union | Affordable Vehicle Loans & Drive-Thru Banking

Introduction

Welcome to State Employees Credit Union of Maryland, Inc, your trusted financial partner since 1951. Located at 8055 Jumpers Hole Rd, Pasadena, MD 21122, we pride ourselves on being more than just a credit union; we are a vibrant community committed to helping our members thrive. With over 261,235 members and total assets amounting to an impressive $5,702,055,189, we offer a wide range of financial services tailored to meet your needs. At SECU Credit Union - Pasadena, we understand the importance of financial security and empowerment. Our dedicated team is here to provide you with personalized service whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking solutions. We currently manage a total loan portfolio of 125,193 loans and leases while ensuring that our members' deposits are safe with total deposits reaching $423,656,042. While you can visit us at our Pasadena branch for all your banking needs, please note that any official correspondence should be sent to the same address: 8055 Jumpers Hole Road, Pasadena, MD 21122. Our friendly staff is available from Monday through Friday and even on Saturdays for drive-thru services. Under the leadership of our CEO David Sweiderk and Board President Gayle Seward, our mission remains clear: to support our members' financial well-being while fostering community growth. With a net worth of $540,110,846 and cash in hand totaling $30,755,103, we are positioned to provide reliable services now and into the future. Join us at SECU Credit Union - Pasadena and experience how we can make a positive impact on your financial journey. Feel free to reach out by calling us at 410-487-7328 or visiting our website at www.secumd.org. Together, let's build a brighter financial future!

Branch History & Mission

Community Connections

We are dedicated to being more than just a financial institution; we aim to be a pillar of support in Pasadena. Our partnerships with local organizations allow us to contribute actively to community outreach efforts. Through various programs and events, we work hand-in-hand with residents to address needs and foster growth. In addition to traditional banking services, we have embraced digital advancements to better serve our members. With online banking options and mobile payments available, managing finances has never been easier. Our branch also features ADA-compliant facilities and drive-thru banking for added convenience.

Join Us!

As we look toward the future, we invite you to become part of our growing family at State Employees Credit Union of Maryland, Inc. Experience firsthand how we can support your financial journey while making a positive impact in the community around us. Contact us today at 410-487-7328 or visit our website at www.secumd.org to learn more about membership benefits and services tailored just for you!

Mission Statement

Our mission is rooted in a deep commitment to our members and the community. We believe in offering a wide range of services from checking and savings accounts to auto loans and mortgages while ensuring that everyone feels valued and supported. We strive to provide financial education and resources that help individuals achieve their goals. While members can visit us at 8055 Jumpers Hole Rd, official correspondence should be sent to 8055 Jumpers Hole Road, Pasadena, MD 21122.

Our Journey

From our humble beginnings, we have made significant strides in providing essential financial services. Over the years, we've built a solid foundation with total assets amounting to an impressive $5,702,055,189. This growth is not just about numbers; it's about the relationships we've forged and the lives we've impacted. Our mission has always been clear: to empower our members through personalized banking solutions while supporting local initiatives.

Branch Location & Accessibility

Accessibility and Parking

At our Pasadena branch, we prioritize your convenience. There's ample parking available right outside our doors, so you can visit us without any hassle. Our branch is also designed with accessibility in mind, featuring ramps and facilities that comply with ADA standards, ensuring everyone can enjoy our services comfortably.

Get in Touch

If you have any questions or want to learn more about how we can assist you, don't hesitate to give us a call at 410-487-7328. We're excited to welcome you into our branch and support you on your financial journey!

Operating Hours

We know how busy life can get, which is why we offer flexible banking hours to suit your schedule. Visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., or stop by on Friday when we're open until 6:00 p.m. For those who prefer drive-thru banking, our services are available on Saturday from 9:00 a.m. to 1:00 p.m.

Services Offered

At State Employees Cu Of Maryland, Inc, we provide a wide range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Plus, with our basic drive-thru service for deposits and withdrawals, managing your finances has never been easier.

Member Eligibility

Becoming a member of State Employees Cu Of Maryland, Inc is like joining a welcoming family that supports your financial journey. At our branch, located at 8055 Jumpers Hole Rd Pasadena Md 21122, we invite anyone who works for or is related to state employees in Maryland to become part of our community. Whether you're looking for a checking account, an auto loan, or just some friendly financial advice, we're here to help you thrive. If you meet these simple eligibility criteria and want to learn more about what it takes to join us, you can find detailed information on our website at . Opening an account with us is straightforward and designed with you in mind. Our friendly staff are ready to assist you with the process, ensuring that it feels easy and inclusive. Plus, as a member of State Employees Cu Of Maryland, Inc, you'll gain access to a variety of benefits tailored just for you! Feel free to reach out at (410) 487-7328 if you have any questions or need assistance. We're excited to welcome you into our community!

Business Banking & Commercial Services

At State Employees Cu Of Maryland, Inc, we understand that every business has unique needs and dreams. Whether you're just starting out or looking to expand, our business banking and commercial services are here to support your journey. Imagine securing the funds you need to upgrade your equipment, hire new staff, or launch a marketing campaign that takes your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make daily transactions easier. Picture a local café seamlessly processing customer payments through an efficient point-of-sale system, allowing owners to focus on what they do best serving delicious coffee and creating a welcoming atmosphere. Located at 8055 Jumpers Hole Rd Pasadena Md 21122, Pasadena, MD, we invite you to discover how State Employees Cu Of Maryland, Inc can help your business thrive. Reach out today at (410) 487-7328, and let's start building your future together!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are tailored to help your enterprise thrive. We understand the unique challenges businesses face, and we are here to support your financial journey.

Cash Withdrawal Services

While we don't have ATMs at this branch, we do offer basic drive-thru banking services for deposits, withdrawals, and simple transactions. This means you can complete essential banking tasks without leaving your car perfect for those busy days when every minute counts! At State Employees Cu Of Maryland, Inc, we're committed to providing exceptional service that meets the needs of our members. Our friendly team is here to answer any questions you may have about our offerings or assist you in choosing the right products for your financial situation. Ready to take control of your financial future? Call us today at (410) 487-7328 or visit us at Secu Credit Union - Pasadena online at https://www.secumd.org/. Let's explore how we can work together toward achieving your financial goals!

Loans and Credit

Managing debt can be challenging, which is why our personal loans and debt consolidation options can help simplify your finances. If you're looking for extra purchasing power, consider our credit cards with rewards that allow you to earn benefits while making everyday purchases.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why online and mobile banking are vital components of our service offerings. You can manage your accounts from anywhere with just a few clicks or taps on your phone. Whether checking balances, transferring funds, or paying bills online, we ensure that banking is always at your fingertips.

Personal Banking

Our personal banking services are designed to support your everyday financial needs. We offer checking and savings accounts that provide flexibility and ease of access. Need a new vehicle? Our auto loans and vehicle financing options make it simple to drive away in the car you want. For those considering home ownership, we provide competitive mortgage loans and refinancing solutions that can help make your dream home a reality.

Digital & Online Banking

Key Features for You

Stay organized with our e-statements feature, allowing you to receive your account statements electronically. This not only helps you keep track of your finances but also reduces paper clutter making it an eco-friendly choice! If you're always on the move, our mobile application is perfect for you. It enables mobile payments and person-to-person transfers, so you can send money to friends or family in an instant. No more rushing to the bank or worrying about cash! Security is a top priority for us. While we currently do not support electronic signature authorization, rest assured that all transactions conducted online are safeguarded with robust security measures. You can bank confidently knowing that your personal information is protected. In today's fast-paced world, having real-time account management at your fingertips is essential. With our digital banking tools at State Employees Cu Of Maryland, Inc, managing your finances has never been easier or more secure. Join us today and experience the future of banking!

Financial Strength

A Growing Membership Base

We have built a strong member base with a total of 613,109 share accounts, showing that many trust us with their finances. Our net shares available for lending stand at $14,460,580, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 8055 Jumpers Hole Rd Pasadena MD 21122 or call 410-487-7328 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Our Community

With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is notable with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases supporting members' financial goals across various sectors.

Strong Financial Position

With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have solutions that suit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $178,063,755 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funding when they need it most. In addition to our wide array of loan products, we also offer refinancing options for many of our loans. If you're interested in lowering your monthly payments or consolidating debt into one manageable payment, be sure to ask about eligibility during your visit. Our dedicated team is here to support you every step of the way. You can reach us at (410) 487-7328 or visit us at 8055 Jumpers Hole Rd Pasadena Md 21122, Pasadena, MD. Explore our loan offerings today and see how we can help you achieve your financial dreams! For more information on our services and performance insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, visit our website at https://www.secumd.org/.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We provide personalized assistance throughout the process, ensuring that you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. These cards come with various benefits that can assist you in day-to-day transactions while keeping your budget in check.

Loan Aggregator

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LendMesh guarantees accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see is not just a random number but a fair and transparent option crafted by legitimate financial institutions.

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans