State Employees CU Owings Mills MD Credit Union | Quick Personal Loans & Online Banking

Introduction

Welcome to State Employees Credit Union of Maryland, Inc, located at 10801 Red Run Blvd, Owings Mills, MD 21117. Since our establishment in 1951, we've proudly served our community with a commitment to providing financial solutions that meet the needs of our members. With a robust membership of 261,235 individuals, we have become a trusted partner in achieving financial wellness. At SECU Credit Union - Owings Mills, our total assets stand at an impressive $5,702,055,189, reflecting our dedication to stability and growth for all members. We offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total deposits amount to $423,656,042, showcasing the trust our members place in us. Led by CEO David Sweiderk and Board President Gayle Seward, our team is committed to putting your interests first. We take pride in having a dedicated staff of 362 employees who are always ready to assist you with personalized service. Whether you're looking for help with loans where we currently manage 125,193 loans and leases or simply need advice on savings options, we're here for you. While you can visit us directly at our branch for any inquiries or transactions during our operating hours (M-Th: 9:00 AM - 5:00 PM; F: 9:00 AM - 6:00 PM; Sat: 9:00 AM - 1:00 PM), feel free to reach out via phone at 410-487-7328 or explore more about us on our website at www.secumd.org. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to the heart of Owings Mills, where the State Employees Credit Union of Maryland, Inc. has been serving our community since 1951. With a rich history spanning over seven decades, our branch stands as a beacon of trust and commitment to our members. Located at 10801 Red Run Blvd, we are proud to be part of this vibrant area, which is not just a place for banking but a hub for community growth and support. Since our opening in 1951, we have grown significantly, now boasting a total membership of over 261,000 individuals. This growth reflects our dedication to providing exceptional financial services that meet the diverse needs of our members. With total assets exceeding $5.7 billion, we have established ourselves as a solid and reliable institution in the region. At the State Employees Credit Union, our mission goes beyond traditional banking. We are committed to empowering our members by providing personalized financial solutions while fostering community development. Our goal is to help you achieve your financial dreams, whether through personal banking options like checking and savings accounts or loans for vehicles and homes. We also offer credit cards with rewards that make every purchase worthwhile. While members can visit us at 10801 Red Run Blvd, official correspondence should be sent to our mailing address: 10801 Red Run Boulevard, Owings Mills, MD 21117. Our branch operates with convenient hours Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m., ensuring accessibility for everyone. In addition to traditional banking services, we are dedicated to embracing digital advancements that enhance member experience. With online and mobile banking options available, managing your finances has never been easier. Although we do not currently offer ATM services at this branch, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Community involvement is at the core of who we are. We take pride in partnering with local organizations and supporting initiatives that uplift those around us. From financial education programs to community events, we strive to make a positive impact in Owings Mills and beyond. We invite you to join the State Employees Credit Union family and experience firsthand how we can help you achieve your financial goals while making a difference in your community. Together, let's build a brighter future! For more information about our services or to become a member today, give us a call at 410-487-7328 or visit us online at www.secumd.org.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the State Employees Credit Union of Maryland in Owings Mills! If you have questions or need assistance before your visit, feel free to give us a call at 410-487-7328. Our friendly staff is eager to help you on your financial journey!

Nearby Landmarks and Accessibility Features

Situated close to the Owings Mills Metro Centre and just a short drive from I-795, our branch is easily accessible for both local residents and commuters. We offer ample parking right outside the building, ensuring that you can find a spot without hassle. Inside, our facilities are ADA compliant, complete with ramps and accessible entrances, so everyone can enjoy our services comfortably.

Operating Hours and Services

We're here for you during convenient hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. With these flexible hours, we aim to accommodate your busy schedule. While visiting us, you can take advantage of our personal banking services like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and more. For those who prefer added convenience, we also have drive-thru banking available for simple transactions such as deposits and withdrawals. Although we currently do not offer ATM services on-site, our team is always ready to assist you with any cash withdrawal needs.

Member Eligibility

Becoming a member of State Employees Cu Of Maryland, Inc is like joining a welcoming family that's dedicated to your financial success. If you're looking to enjoy a range of financial services while being part of a supportive community, you're in the right place. To qualify for membership, you simply need to meet certain criteria, which typically include being an employee of a participating state agency or having a family member who is already a member. This means that many people in our community can easily join and benefit from everything we have to offer. Once you're ready to take the next step, opening an account at State Employees Cu Of Maryland, Inc is straightforward. You can visit us at our branch located at 10801 Red Run Blvd Owings Mills Md 21117, where our friendly staff will guide you through the process. If you have any questions, don't hesitate to reach out by calling us at (410) 487-7328. For more detailed information on eligibility requirements, feel free to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

At State Employees Cu Of Maryland, Inc, we understand that every business has unique needs and aspirations. Whether you're a startup or an established company, our business banking and commercial services are designed to help you thrive. Imagine having the financial support to expand your operations or invest in new technology that propels your business forward. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions for your customers. Picture this: a busy Saturday at your store where fast and secure payment options keep the lines moving smoothly. With our merchant services, you can enhance customer satisfaction while managing your finances efficiently. Visit us at 10801 Red Run Blvd Owings Mills Md 21117 in Owings Mills, MD or call us at (410) 487-7328 to explore how we can help your business reach its full potential!

Comprehensive List Of Services

Accessible Transactions

We understand that sometimes you need to handle transactions in person. That's why we provide basic drive-thru banking services for quick deposits, withdrawals, and other simple transactions without leaving your car.

Connect With Us

At State Employees Cu Of Maryland, Inc, we're committed to ensuring that all your financial needs are met with ease and satisfaction. Whether you're looking for personal banking options or business financing solutions, our friendly team is here to assist you every step of the way. Don't hesitate to reach out! Give us a call at (410) 487-7328 or visit us at our branch location in Owings Mills, MD. Explore how we can make banking work better for you today! Visit us online at Secu Credit Union - Owings Mills for more information about all our services!

Convenient Digital Solutions

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier! You can check your balance, pay bills, or transfer funds right from your smartphone or computer.

Credit That Works for You

For those who want to earn rewards on everyday purchases, our Credit Cards with Rewards program is an excellent choice. You can enjoy benefits while managing your spending effectively. Plus, if you're considering starting or expanding a business, our Business Banking services including merchant services and business loans provide the resources you need for success.

Financing Your Dreams

If you're in the market for a new car or looking to refinance your home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing options are here to support you. Imagine driving away in that new vehicle or finally getting the keys to your dream home our competitive rates and flexible terms can help make those dreams a reality.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for a secure savings option, our Personal Banking services have you covered. We offer a range of checking and savings accounts tailored to fit various lifestyles and financial situations. Need help with managing expenses? Our Debt Consolidation Loans can simplify your financial life by combining multiple payments into one manageable monthly payment.

Digital & Online Banking

Accessibility and Ease of Use

Our mobile payments feature allows you to make purchases quickly and securely without needing cash or cards. Plus, with the availability of e-statements, you can say goodbye to paper clutter while still keeping track of your financial activities easily. At State Employees Cu Of Maryland, Inc, we're committed to providing a banking experience that fits into your lifestyle seamlessly. Whether you're at home or out and about, our digital tools give you the flexibility to manage your money efficiently because banking should work for you, not the other way around!

Key Features

With our 24/7 online banking services, you can view your account balances, transfer funds, and pay bills whenever it suits you. Our user-friendly mobile application makes it easy to handle your banking tasks on the go. Whether you're checking your e-statements or making person-to-person transfers, everything is designed to be straightforward and intuitive. Security is a top priority for us. While we currently do not offer electronic signature authorization, we ensure that all transactions are protected with robust security measures. This way, you can focus on managing your finances without worrying about your data safety.

Financial Strength

At State Employees Cu Of Maryland, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a robust foundation built on sound financial practices, we ensure that you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases available for various needs. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $14,460,580. Total Share and Deposit Accounts: 613,109, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 10801 Red Run Blvd Owings Mills Md 21117 or call 410-487-7328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring that you can find the right financing option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $178,063,755 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing one, our loan solutions can support your business goals.

Loan Eligibility and Refinancing Options

At State Employees Cu Of Maryland, Inc, we believe that everyone deserves access to financial resources. If you're considering applying for any of our loan products, please reach out for information about eligibility requirements. We also provide refinancing options to help you secure better terms on existing loans. With our commitment to personalized service and competitive rates, State Employees Cu Of Maryland, Inc is here for all your borrowing needs. Don't hesitate to contact us at (410) 487-7328 or visit us at 10801 Red Run Blvd Owings Mills Md 21117 in Owings Mills, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. Our team is here to guide you through the process and help you understand your options for refinancing if needed.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. This product provides you with the freedom to make purchases without tying up your cash flow.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers every time you compare loans. Each listing is carefully verified, allowing you to trust that the information you see is accurate and up-to-date.

Get Started Today

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State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans