State Employees CU Linthicum MD Credit Union

Introduction

Welcome to State Employees Credit Union of Maryland, Inc., where we prioritize your financial well-being and community growth. Located at 989 Corporate Blvd, Linthicum, MD 21090, our credit union has been a trusted partner since 1951. With over 261,235 members and assets totaling an impressive $5,702,055,189, we are dedicated to offering personalized financial solutions that cater to your unique needs. Under the leadership of our CEO, David Sweiderk, and Board President, Gayle Seward, our team of 362 employees is committed to serving you with integrity and transparency. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location as our mailing address: 989 Corporate Blvd, Linthicum, MD 21090-2342. At State Employees Credit Union of Maryland, we believe in empowering our members through comprehensive services including loans and deposits. Currently, we have extended 125,193 loans while managing total deposits of $423,656,042 and maintaining a solid net worth of $540,110,846. Our financial strength is evident with a cash reserve of $30,755,103, ensuring that we are always ready to assist you in achieving your financial goals. We take pride in being more than just a financial institution; we are part of the community fabric. Our commitment extends beyond transactions as we support local initiatives and foster relationships that matter. Whether you're looking for savings options or planning for major life events like buying a home or financing education, we're here to help every step of the way. Ready to explore what we can do for you? Visit us online at www.secumd.org or give us a call at 410-487-7328. Let's build your future together!

Branch History & Mission

At State Employees Cu Of Maryland, Inc, we are proud to have a rich history that reflects our commitment to serving our community in Linthicum, MD. Established in 1951, our credit union has grown alongside the people we serve, providing financial services that empower individuals and families to achieve their dreams. With over 261,235 members and total assets of $5,702,055,189, we continue to be a trusted partner for financial well-being. Located at 989 Corporate Blvd Linthicum Md 21090, our branch is easily accessible for those in the area. Whether you are visiting us for personal banking needs or just stopping by to learn more about our services, you'll find a welcoming environment ready to assist you. If you need to send official correspondence, please note that our mailing address is also 989 Corporate Blvd, Linthicum, MD 21090-2342. Our mission is straightforward: to provide exceptional financial services while fostering a sense of community and belonging. We believe in making banking accessible and meaningful for everyone. This includes offering innovative digital solutions like online banking and mobile payments, which help simplify your financial transactions. Through partnerships with local organizations and community outreach efforts, we strive to make a positive impact in Linthicum and beyond. Our team is dedicated to supporting various initiatives that uplift those around us. We understand that being part of a community means more than just providing loans; it means investing in the lives of our members. As we look toward the future, we remain committed to enhancing our offerings. We are excited about what lies ahead whether it's introducing new products or expanding our services further into the community. If you haven't yet experienced the benefits of being a member at State Employees Cu Of Maryland, Inc., we invite you to join us today. Come visit us during our operating hours from 8 am to 5 pm on weekdays or give us a call at 410-487-7328. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to State Employees Cu Of Maryland, Inc., your trusted financial partner located at 989 Corporate Blvd in Linthicum, MD. Our branch is nestled in the heart of Anne Arundel County, conveniently situated near prominent landmarks that make it easy for you to drop by. Whether you're heading to the nearby shopping centers or just passing through on your way home, our location is designed for your convenience. At our Linthicum branch, we prioritize accessibility for all our members. The branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services with ease. Plus, we have ample parking available right outside for a hassle-free visit. We are open Monday through Friday from 8 am to 5 pm, ready to assist you with all your banking needs. Although we don't have drive-thru services or ATMs at this location, our friendly team is always available to help you in person. If you need to reach out, give us a call at 410-487-7328; we're here to answer any questions you may have. While members can visit us at 989 Corporate Blvd, official correspondence should be sent to the same address for consistency. We invite you to stop by and discover the variety of services we offer, tailored specifically for you as a member of State Employees Cu Of Maryland. Your financial journey starts here come see us today!

Member Eligibility

Becoming a member of State Employees Cu Of Maryland, Inc is like joining a close-knit family that supports your financial journey every step of the way. If you live, work, or worship in the area, or are related to someone who does, you're likely eligible to join us! We welcome individuals from various backgrounds and strive to create an inclusive environment where everyone can thrive. At State Employees Cu Of Maryland, Inc, you'll enjoy personalized service, competitive rates, and a range of financial products designed with your needs in mind. The membership process is simple just give us a call at (410) 487-7328 or stop by our branch located at 989 Corporate Blvd Linthicum Md 21090 for more information. For detailed eligibility criteria, feel free to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to focus on running your business while we take care of the payment processing. Our merchant services make it easy for you to accept payments from customers seamlessly. Whether you're in retail, hospitality, or another industry, our solutions help streamline transactions so you can concentrate on what matters most growing your business. Explore how State Employees Cu Of Maryland, Inc, located at 989 Corporate Blvd Linthicum Md 21090, Linthicum, MD, can empower your business today! For more information, give us a call at (410) 487-7328 or visit our website at https://www.secumd.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services

One of the key offerings at State Employees Cu Of Maryland, Inc is our ATM Services Only. While we currently do not provide traditional teller services or drive-thru options, our ATM services allow you to perform essential transactions quickly and efficiently. Imagine being able to withdraw cash, check your balance, or transfer funds anytime you need, all through our secure ATMs. This convenience is perfect for those who are always on the go.

Commitment to Member Satisfaction

We understand that every member's financial journey is unique, which is why we are committed to offering services that fit various lifestyles and needs. From helping you manage day-to-day expenses with ease to providing support for larger financial goals, we aim to be your trusted partner every step of the way. If you're curious about what we can offer or if you have any questions regarding our services, feel free to reach out! You can contact us at (410) 487-7328 during our operating hours from 8 AM to 5 PM, Monday through Friday.

Digital Banking Features

In today's fast-paced world, having access to digital banking features is crucial. At State Employees Cu Of Maryland, Inc, we prioritize your banking convenience through various online tools. With our online banking platform, you can easily manage your accounts from the comfort of your home or while you're out and about. Our mobile application enhances this experience even further, allowing you to handle transactions and stay updated on your finances right from your smartphone. If you ever find yourself needing to send money to a friend or family member, our person-to-person payment service makes this easy and hassle-free. You can send funds quickly without the need for cash or checks.

Get In Touch Today!

Whether you're looking for basic ATM services or want more information about our digital banking features, don't hesitate to connect with us at State Employees Cu Of Maryland, Inc. We're here to help you navigate your financial journey smoothly and effectively! Visit us at https://www.secumd.org/ for more details or give us a call today!

Digital & Online Banking

Key Features

Our online banking platform at https://www.secumd.org/ offers a variety of features tailored to your needs. You can enjoy the convenience of e-statements, which are not only eco-friendly but also provide you with quick access to your financial documents. Plus, with person-to-person transfers, sending money to friends or family is just a few clicks away. For those who prefer managing their accounts on-the-go, our mobile application is readily available. This app includes mobile payments, allowing you to make purchases directly from your phone without any hassle. And while we currently do not support electronic signature authorization, we ensure that all your transactions are secure and straightforward.

Security and Accessibility

Security is our top priority at State Employees Cu Of Maryland, Inc. Our online banking system employs robust measures to protect your personal information, giving you peace of mind while you manage your finances. The user-friendly interface makes it easy for everyone, whether you're tech-savvy or just starting out with online banking. We believe in making banking accessible for all our members. By using our digital services, you can efficiently monitor your account balances and transactions in real-time. This level of accessibility means no more waiting in lines; everything you need is at your fingertips. Join us today at State Employees Cu Of Maryland, Inc and discover how our digital and online banking services can simplify your financial life!

Financial Strength

A Solid Foundation

With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Our commitment to serving you is evident with a growing member base total share accounts stand at 613,109. This growth showcases the trust our members place in us as their preferred financial institution. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 989 Corporate Blvd Linthicum Md 21090 or call 410-487-7328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases available to our members, our lending capacity supports your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $178,063,755 provide the capital needed to grow and expand your enterprise. We understand that businesses require tailored solutions; therefore, we work closely with our members to create financing plans that suit their unique needs.

Credit Lines

Our total credit lines amount to $1,877,392,773, giving our members access to necessary funds whenever they need them. This flexibility can be crucial for managing cash flow or unexpected expenses. If you're considering refinancing or exploring eligibility options for any of these products, please don't hesitate to reach out to us at 410-487-7328. Our team is here to assist you every step of the way. We invite you to visit us or explore our offerings online at www.secumd.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We aim to provide competitive rates and flexible terms so that you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. This option is perfect for those looking for convenient spending power without tying up assets as collateral.

Loan Aggregator

No Sponsored Listings

One of the standout features of LendMesh is its commitment to neutrality. The platform does not prioritize lenders based on paid promotions; instead, it focuses solely on providing unbiased results that are in the best interest of the user.

Real-Time Rate Comparisons

Users benefit from up-to-date loan rates from multiple institutions. By having access to current data, individuals can make well-informed decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this powerful tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Every loan offer listed on LendMesh comes from legitimate financial institutions. This guarantees that users can trust the information presented and feel confident in their choices.

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans