State Employees CU Linthicum MD Credit Union

Introduction

Welcome to State Employees Credit Union of Maryland, Inc, your trusted financial partner located at 971 Corporate Blvd, Linthicum, MD 21090. Since our establishment in 1951, we have proudly served over 261,000 members with a commitment to providing exceptional financial services tailored to meet your needs. With total assets reaching an impressive $5.7 billion, we are dedicated to ensuring that your financial journey is both secure and rewarding. At SECU Credit Union, we understand the importance of community and strive to make a positive impact in the lives of our members. Our total deposits amount to $423,656,042, reflecting the trust our members place in us. Whether you're looking for loans or savings options, our offerings include over 125,000 loans and leases designed to empower you on your financial path. Our leadership team is passionate about serving you. Under the guidance of CEO David Sweiderk and Board President Gayle Seward, we work tirelessly to create an environment where our members feel valued and supported. Our dedicated staff of 362 employees is here to assist you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: 971 Corporate Boulevard, Linthicum, MD 21090. We invite you to explore our website at www.secumd.org for more information on how we can help you achieve your financial goals. Join us today and experience the difference a community-focused credit union can make! If you have any questions or need assistance, don't hesitate to call us at 410-487-7010. We look forward to serving you!

Branch History & Mission

Community Engagement

We believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we actively engage in efforts that promote education, wellness, and economic development. Our dedication to social responsibility reflects our values and strengthens the bond we share with our members. While you can visit us at our branch address for all your banking needs during our operating hours from 8:00 a.m. to 4:30 p.m., official correspondence should be directed to 971 Corporate Boulevard, Linthicum, MD 21090 if different from your visit. In today's digital age, we offer online banking services that allow you to manage your finances conveniently from anywhere. Our user-friendly mobile application enhances accessibility, ensuring that you can bank on your terms.

Join Us Today

As we continue this journey together, we invite you to become part of the State Employees Cu Of Maryland family. Experience firsthand the benefits of membership from personalized service to innovative financial solutions tailored for you. Together, let's build a brighter future for ourselves and our community. For any questions or assistance, feel free to reach out at 410-487-7010. We look forward to welcoming you!

Our Journey

From our humble beginnings, we have consistently focused on enhancing the lives of our members. Over the decades, we have expanded our services and resources to support not only personal banking but also loans and investments that benefit the broader community. Our headquarters in Linthicum serves as a testament to our commitment to accessibility and service excellence. Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a spirit of community support. We understand that financial empowerment goes beyond transactions; it's about building relationships based on trust and transparency. We strive to be more than just a credit union our goal is to be a partner in your financial journey.

Branch Location & Accessibility

Operating Hours

We understand that convenience matters when it comes to banking. That's why we're here for you Monday through Friday from 8:00 a.m. to 4:30 p.m. Whether you need help with your accounts or are interested in our services, our friendly team is ready to assist you during these hours.

Services Offered

At our branch, we offer ATM services for quick cash access; however, please note that we currently do not have a drive-thru option available. If you're looking for shared services or specialized banking solutions, feel free to reach out we're here to help! If you have any questions or would like more information about our services, don't hesitate to give us a call at 410-487-7010. We look forward to welcoming you in person soon!

Member Eligibility

At State Employees Cu Of Maryland, Inc, we believe that everyone deserves a chance to be part of a caring community where financial growth and support are prioritized. To become a member, you simply need to meet a few friendly eligibility requirements. If you're an employee or retiree of the state of Maryland, or if you have family members who fit this description, you're well on your way to joining our community! We also welcome individuals who live, work, or worship in specific areas around Linthicum. For the most accurate and up-to-date details about eligibility, please visit our website at . Opening an account with us is just as easy as becoming a member! Whether you prefer to stop by our branch located at 971 Corporate Blvd Linthicum Md 21090 or give us a call at (410) 487-7010, we're here to help you every step of the way. Our dedicated team is ready to guide you through the process so you can start enjoying all the benefits that come with being part of State Employees Cu Of Maryland, Inc. Join us today and discover how we can work together for your financial success!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having the ability to accept payments seamlessly, whether you're at a physical location or selling online. Our services provide you with the tools to manage transactions efficiently, helping you focus on what matters most growing your business. Visit us at 971 Corporate Blvd Linthicum Md 21090 in Linthicum, MD or call us at (410) 487-7010 to learn more about how we can assist your business today!

Comprehensive List Of Services

Community-Focused Services

As part of the local community in Linthicum, we pride ourselves on offering services that cater specifically to the needs of our members. Our friendly staff is always ready to assist you with any inquiries about our offerings or help you navigate through different financial options. Whether you're just starting out in your financial journey or looking for ways to enhance your savings and investments, we're here to help. Our commitment is not only to provide excellent service but also to empower our members with the knowledge they need to make informed financial decisions.

Digital Banking Convenience

In today's fast-paced world, convenience is essential. At State Employees Cu Of Maryland, Inc, we embrace technology to make banking easier for you. Our digital banking features allow you to manage your accounts anytime and anywhere. You can check balances, transfer funds, and pay bills from the comfort of your home or while out running errands. Imagine needing to send money quickly to a friend or family member; with our person-to-person payment options, it's as easy as a few taps on your mobile device. Plus, if you're worried about keeping track of multiple payments or transactions, our online banking platform keeps everything organized for you.

Get in Touch Today!

If you're curious about how our services can benefit you or if you have any questions, don't hesitate to reach out! Call us at 410-487-7010 during our operating hours from 8:00 a.m. - 4:30 p.m. We're excited to be part of your financial future and look forward to serving you at State Employees Cu Of Maryland, Inc!

Personalized Banking Solutions

We understand that each member has unique financial goals and challenges. That's why we offer a variety of services designed to help you manage your money effectively. One key service available at our branch is ATM Services Only. Whether you're withdrawing cash for everyday expenses or checking your balance on the go, our ATM services ensure you have access to your funds when you need them.

Digital & Online Banking

Accessibility and Ease-of-Use

Managing your finances should be straightforward. Our user-friendly platform ensures that even those who aren't tech-savvy can navigate their accounts easily. Whether you're checking account activity or setting up alerts for transactions, everything is designed with you in mind. With the ability to view real-time account updates, you're always in control of your financial situation. Our commitment to providing accessible and efficient online banking means that you can focus more on what matters most your life while we handle the details of your banking needs. Discover the convenience of digital banking today with State Employees Cu Of Maryland, Inc! Visit us at https://www.secumd.org/ to get started.

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Plus, with our mobile application, banking on-the-go has never been simpler. You can enjoy features like mobile payments and person-to-person transfers, making it easy to send money to friends or family right from your smartphone. Security is paramount in all our digital services. While we don't currently offer electronic signature authorization, you can rest assured that your personal information is protected with the latest technology. We also provide e-statements for those who prefer a paperless option helping you keep track of your finances while reducing clutter.

Financial Strength

Commitment to Growth

With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $13,795 in used auto loans and $4,244,538,519 in total loans and leases to support your financial goals across various sectors.

Member Trust

We are proud to report that we have a growing member base with 613,109 total share accounts. This shows the trust that our community places in us as their financial partner. Additionally, net shares available for lending and investments stand at $14,460,580. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland, Inc is your trusted partner. Visit us at 971 Corporate Blvd Linthicum Md 21090 or call (410) 487-7010 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Your savings are secure with us. We hold $1,705,008,039 in share certificates and $749,692,233 in money market shares, both of which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For those looking for additional financing options, our total credit lines amount to $1,877,392,773, providing further flexibility for personal projects or unexpected needs. If you have questions about refinancing or eligibility for any of our loan products, don't hesitate to reach out. Our dedicated team at State Employees Cu Of Maryland, Inc is ready to assist you every step of the way. You can visit us at 971 Corporate Blvd Linthicum Md 21090, Linthicum, MD, or give us a call at (410) 487-7010 during our operating hours from 8:00 a.m. - 4:30 p.m. We look forward to helping you secure the financing you need! Please note that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process and find the right loan for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you'll ever make, and we're committed to making it as easy as possible for our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. These cards can be a convenient way to handle unexpected expenses or make purchases without dipping into your savings.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This transparency builds trust and helps users feel secure in their choices. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on delivering unbiased results that genuinely reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions. This feature empowers individuals to act quickly when they find a favorable offer. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the satisfaction many have experienced when using this service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers, allowing them to make informed financial decisions.

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans