State Employees CU Linthicum MD Credit Union

Introduction

Welcome to State Employees Cu Of Maryland, Inc, your trusted partner in financial wellness! Located at 971 Corporate Blvd, Linthicum, MD 21090, we have been serving our community since 1951. With a dedicated membership of over 261,235 individuals, we take pride in being a cornerstone of support and guidance for all your banking needs. At SECU Credit Union, our mission is simple: to enhance the financial lives of our members. We manage total assets amounting to an impressive $5,702,055,189, with total deposits reaching $423,656,042. Our commitment to you is reflected in our robust offerings, including a diverse portfolio of loans and leases totaling 125,193. Led by our CEO, David Sweiderk, and Board President, Gayle Seward, our team of 362 employees is passionate about providing personalized service tailored to your financial goals. Whether you're looking for assistance with a loan or need advice on saving for the future, we're here for you. While members can visit us at our branch location for everyday banking needs, official correspondence should be sent to the same address: 971 Corporate Boulevard, Linthicum, MD 21090. Explore what makes us unique by visiting our website at www.secumd.org. Reach out today at 410-487-7300 to discover how we can help you thrive financially. Together, let's build a brighter future!

Branch History & Mission

A Rich Legacy

From our humble beginnings, State Employees Cu Of Maryland has grown into a financial pillar for many individuals and families. Our branch is located at 971 Corporate Blvd, Linthicum, MD 21090, easily accessible for all your banking needs. The close-knit community here has always been at the heart of our mission. We understand that each member's financial journey is unique, and we strive to offer personalized services to meet those diverse needs. As we evolved over the years, we embraced technology to improve our services while ensuring accessibility for everyone. Although we do not currently offer ATM or drive-thru services at this branch, we are committed to providing an array of digital banking solutions. Members can access their accounts online or via mobile apps, making banking more convenient than ever.

Our Mission

At State Employees Cu Of Maryland, our mission is simple yet powerful: to enhance the financial well-being of our members while contributing positively to the communities we serve. We believe that strong financial education and responsible lending practices empower individuals. Therefore, we actively engage in outreach programs that promote financial literacy and provide resources to help members make informed decisions. While our physical presence is important, our commitment extends beyond just providing financial products. We are dedicated to supporting local initiatives and partnerships that uplift our community. Through various outreach efforts, we aim to foster a spirit of collaboration and mutual support among residents. If you need to reach us for any inquiries or assistance, please call us at 410-487-7300 during our lobby hours from 8:00 AM to 4:30 PM on weekdays. While members can visit us at 971 Corporate Blvd, official correspondence should be sent to 971 Corporate Boulevard, Linthicum, MD 21090. Join us today at State Employees Cu Of Maryland and discover how we can help you achieve your financial goals while being part of a caring community focused on growth and support. We invite you to become a member and experience the benefits firsthand! For more information about our services and offerings, visit us online at www.secumd.org.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We understand that life can get busy. That's why we are open Monday through Friday from 8:00 AM to 4:30 PM. Whether you need assistance with your account or have questions about our services, our team is ready to help during these hours.

Convenient Access and Parking

At our branch, accessibility is key. We offer easy parking options right outside the entrance, ensuring that you can visit us without any worry. Our location is designed to be ADA-compliant, featuring ramps and other accessibility features to cater to all of our members.

Services Tailored for You

Although we currently do not have ATM or drive-thru services available, we focus on providing exceptional personal service inside our branch. Our staff is dedicated to helping you with a variety of banking needs, so feel free to stop by for assistance. We invite you to come visit us at the State Employees Credit Union of Maryland! If you have any questions or need more information, don't hesitate to call us at (410) 487-7300. We look forward to serving you!

Member Eligibility

At State Employees Cu Of Maryland, Inc, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us, becoming a member is easy and inclusive. Generally, eligibility is open to individuals who work for specific employers, live in certain areas, or are related to current members. This means that if you're part of our community or know someone who is, you likely qualify! Our members enjoy various benefits like competitive rates on loans and savings, personalized service, and a focus on your financial well-being. To learn more about the specific eligibility criteria and ensure you meet the requirements, we encourage you to visit this link for detailed information. When you're ready to open an account or have questions, feel free to reach out to us at (410) 487-7300. We're excited to welcome you into our family at State Employees Cu Of Maryland, Inc, located conveniently at 971 Corporate Blvd Linthicum Md 21090!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having the tools you need to make transactions smoother and more efficient. Our merchant services allow you to accept payments easily, so you can focus on serving your customers better. From card processing solutions to online payment options, we help simplify your financial operations. Located at 971 Corporate Blvd Linthicum Md 21090, Linthicum, MD, we're here to empower your business every step of the way. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community Focused Approach

At State Employees Cu Of Maryland, Inc, we understand that every member has unique financial goals and challenges. Our team is dedicated to providing personalized service that meets those individual needs. Whether you're saving for a new home, planning a family vacation, or managing day-to-day expenses, we're here to guide you with care and expertise. If you have questions or need assistance, feel free to reach out to us at (410) 487-7300 during our operating hours from 8:00 am - 4:30 pm. We are always ready to help you navigate through any financial decision.

Banking Services Tailored for You

Our offerings include essential banking features that cater to everyday needs. With ATM Services Only, members can conveniently access their funds anytime, anywhere. Imagine needing cash for an unexpected expense or wanting to check your balance while on the go our ATM services ensure you're never left without access to your money.

Digital Convenience

In today's fast-paced world, managing your finances should be easy. That's why we emphasize digital banking solutions at Secu Credit Union. Our online banking platform allows you to view your accounts, transfer funds, and pay bills from the comfort of your home or while out and about. Additionally, our mobile app provides the flexibility of managing your finances right from your smartphone, making it easier than ever to stay on top of your financial life.

Get Started Today!

We invite you to explore all that State Employees Cu Of Maryland, Inc has to offer. Our commitment is to provide reliable services that enhance your banking experience while ensuring convenience and accessibility. Visit us at our branch or check out our website at https://www.secumd.org/ for more information on how we can assist you today! Your financial well-being is our priority, and we look forward to serving you!

Digital & Online Banking

Key Features

We also offer e-statements for those who prefer a paperless option. Say goodbye to cluttered mailboxes! You can easily access your statements anytime with just a few clicks. Plus, if you're looking to make quick payments or share money with friends, our person-to-person transfer feature makes it a breeze. Whether it's splitting a dinner bill or sending a gift, transferring funds has never been easier. For those who enjoy shopping on the go, our mobile payments feature allows you to make secure transactions directly from your smartphone. And don't forget about our user-friendly mobile application available for download so you can handle all your banking needs while out and about.

Security You Can Trust

While convenience is key, security remains our top priority. We employ advanced measures to protect your personal information and ensure safe transactions every time you log in. While we do not currently offer electronic signature authorization, rest assured that each transaction is safeguarded for your peace of mind. With all these features combined, State Employees Cu Of Maryland, Inc ensures that managing your finances is not just easy but also secure. Join us today and experience banking that fits into your life seamlessly!

Financial Strength

At State Employees Cu Of Maryland, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to provide you with the services you need and deserve. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,795 in used auto loans and $4,244,538,519 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $14,460,580. Total Share Accounts: 613,109, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 971 Corporate Blvd Linthicum Md 21090 or call 410-487-7300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used car, our team is ready to help you navigate your options.

Credit Lines

For those who prefer having access to funds as needed, our credit lines totaling $1,877,392,773 offer flexibility and convenience. This allows you to borrow what you need when you need it without the hassle of applying for a new loan each time. If you're considering refinancing any existing loans, we have options available that could potentially lower your payments or improve your terms. It's worth exploring how refinancing might fit into your financial strategy. At State Employees Cu Of Maryland, Inc, we pride ourselves on being more than just a lender; we're your partners in navigating life's financial challenges. We invite you to visit us or call us at (410) 487-7300 to discuss how our loan products can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure that your journey to owning a home is smooth and straightforward.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $196,324,858 in loans helping members manage their finances effectively, our credit cards can provide you with the purchasing power you need while keeping your budget intact.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent. By partnering with reputable financial institutions, LendMesh guarantees that users receive accurate information when comparing loan options.

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans