State Employees CU Hagerstown MD | Affordable Vehicle Loans & Drive-Thru Banking

Introduction

Welcome to State Employees Credit Union of Maryland, Inc., proudly serving our community since 1951 from our branch located at 17239 Cole Rd, Hagerstown, MD 21740. At SECU, we understand that financial decisions can significantly impact your life, and we are here to provide you with the trustworthy guidance and resources you need to achieve your goals. With a total membership of 261,235 and assets exceeding $5.7 billion, we are committed to offering tailored financial solutions that fit the unique needs of our members. Our dedicated team is led by CEO David Sweiderk and Board President Gayle Seward, who together ensure that our services remain member-focused and community-driven. While you can visit us at our Hagerstown branch for personal banking services such as checking and savings accounts, auto loans, mortgages, and more, please note that official correspondence should be sent to our mailing address: 17239 Cole Road, Hagerstown, MD 21740. At SECU, we pride ourselves on being a reliable partner in your financial journey. Whether you're looking for competitive loan options currently totaling 125,193 across various categories or simply seeking advice on managing your savings effectively, our experienced staff is ready to assist. With total deposits of over $423 million and a solid net worth of $540 million, we have the resources to support your aspirations. We invite you to explore what we have to offer by visiting our website at secumd.org or giving us a call at 301-582-4590. Let us help you take the next step toward achieving your financial dreams!

Branch History & Mission

Community Commitment

Our dedication goes beyond banking; it encompasses supporting local initiatives and organizations that improve the lives of those around us. We actively participate in community events and sponsor educational programs aimed at fostering financial literacy among all age groups. While members can visit us at 17239 Cole Rd Hagerstown Md 21740, official correspondence should be sent to 17239 Cole Road, Hagerstown, MD 21740 if different from the branch address. As we look toward the future, we invite you to join our growing family at State Employees Credit Union of Maryland, Inc. Whether you are looking for personal banking solutions or business services that cater to your needs, you will find support and guidance here with us. Experience the difference become a member today! For more information or assistance, feel free to call us at (301) 582-4590 during our operating hours: M, T, Th from 8:00 AM to 3:30 PM; W from 8:00 AM to 5:00 PM; F from 8:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM.

Our Evolution

From our humble beginnings nearly 73 years ago, State Employees Cu Of Maryland, Inc has continually adapted to meet the changing needs of our members. We have expanded our offerings significantly over time, now boasting total assets of over $5.7 billion. Our commitment to serving our members extends beyond traditional banking; we also focus on building strong community ties through various outreach programs and partnerships. As a member-focused institution, we pride ourselves on delivering personalized service tailored to the unique needs of individuals and businesses alike. In addition to offering a wide range of services such as checking and savings accounts, auto loans, and mortgage options, we are dedicated to ensuring that our members have access to modern banking technologies like online and mobile banking.

Our Mission

At the heart of State Employees Cu Of Maryland, Inc is a mission to empower our members by providing exceptional financial services while fostering community growth and development. We believe that everyone deserves access to affordable banking solutions that promote financial well-being. Our team is committed to making a positive impact in Hagerstown and beyond. We understand that accessibility is key in today's fast-paced world. While you can visit us at our branch location on Cole Rd for face-to-face assistance or use our convenient drive-thru service for quick transactions, we also offer robust online tools designed to help you manage your finances anytime and anywhere.

Branch Location & Accessibility

Easy Access and Parking

We understand that accessibility is key for our members. Our branch features ADA-compliant entryways and ramps, ensuring that everyone can visit us with ease. There is ample parking available right outside the branch, so you can come and go without any hassle.

Let’s Connect!

Have questions or need assistance? Feel free to give us a call at 301-582-4590. We're excited to help you find the best financial solutions tailored just for you! Come visit us today at State Employees Cu Of Maryland we look forward to seeing you soon!

Operating Hours Tailored to You

At State Employees Cu Of Maryland, Inc, we strive to accommodate your busy schedule. Our lobby hours are designed with your convenience in mind: we are open from 8:00 a.m. to 3:30 p.m. on Mondays, Tuesdays, and Thursdays; until 5:00 p.m. on Wednesdays; and until 6:00 p.m. on Fridays. Plus, we're here for you on Saturdays from 9:00 a.m. to 12:00 p.m., providing flexibility for all your banking needs.

Services Designed for Your Convenience

While you're here, enjoy our wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. If you're short on time but still need to make deposits or withdrawals, take advantage of our drive-thru service that allows for quick transactions without leaving your vehicle.

Member Eligibility

Becoming a member of State Employees Cu Of Maryland, Inc is like joining a family where your financial well-being comes first. Located at 17239 Cole Rd Hagerstown Md 21740, we welcome individuals who are part of specific groups, including state employees, their families, and other eligible members within our community. If you're looking for a supportive place to manage your finances, you've come to the right spot! You can find the detailed eligibility criteria on our website at . Joining us is simple and straightforward. Once you confirm your eligibility, opening an account is just a step away! We provide a range of services that cater to your needs, from checking and savings accounts to loans and credit cards with rewards. If you have any questions or need assistance, feel free to reach out at (301) 582-4590. We're here to help you every step of the way in your journey toward financial empowerment!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, we offer merchant services that make transactions smoother for you and your customers. Imagine accepting payments effortlessly at your storefront or online, allowing you to focus on what matters most growing your business. Our services help simplify payment processing so you can serve your customers better. Located conveniently at 17239 Cole Rd Hagerstown Md 21740, Hagerstown, MD, we're here to help you take the next step in your business journey. Let's work together to bring your vision to life! For more information, feel free to call us at (301) 582-4590 or visit our website at https://www.secumd.org/.

Comprehensive List Of Services

Business Services

For business owners, we provide robust business banking services, including merchant services and business loans tailored to help you grow. We know running a business comes with its own set of challenges, and we're here to support you every step of the way.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer comprehensive features like ATM services for cash withdrawals and basic drive-thru banking for deposits and simple transactions. Our goal is to make banking as easy as possible so that you can focus on what matters most. Whether you're visiting us at our branch or accessing services online, we're dedicated to providing exceptional service tailored to meet your needs. If you're ready to explore how we can assist you further, give us a call at (301) 582-4590 or visit our website at https://www.secumd.org/. Join us at Secu Credit Union - Hagerstown, where we strive to be more than just a credit union; we aim to be a trusted partner in your financial journey!

Credit Cards

Don't forget about our credit cards with rewards! They offer not only convenience but also benefits that can help you earn points for everyday purchases perfect for those who want to make their spending work for them.

Loans and Financing

For those moments when you need extra funds, our auto loans and vehicle financing options make it easier than ever to drive off in the car of your dreams. Whether it's a brand-new model or a reliable used vehicle, we have competitive rates that can help you save money. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans are designed with you in mind. We work with you throughout the process to ensure it fits your budget. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the financial relief you need.

Personal Banking

Starting with personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking options. You can check your balance, transfer money, and pay bills all from the comfort of your home or on-the-go.

Digital & Online Banking

Key Services Available

With just a visit to https://www.secumd.org/, you can take advantage of our 24/7 online banking services. Need to check your balance or transfer funds? It's all available at your fingertips. Our mobile application further enhances this experience, giving you the ability to make payments, view transactions, and manage your accounts right from your phone. One of the standout features is our person-to-person transfer option. You can easily send money to friends or family without any hassle, making splitting bills or sending gifts a breeze. Plus, if you prefer paperless options, we offer e-statements that help keep your financial documents organized and secure.

Security and Ease of Use

Your security is our top priority. While we currently do not support electronic signature authorization, our robust measures ensure that your information is protected during every transaction. Enjoy peace of mind knowing that banking with us is safe and reliable. Our mobile payments feature makes it even easier for you to pay for goods and services without cash or cards. Just use your smartphone to complete transactions quickly and securely. At State Employees Cu Of Maryland, Inc, we believe banking should be simple and accessible for everyone. With real-time account management and easy navigation through our digital tools, taking control of your finances has never been more straightforward. Join us today and experience the future of banking!

Financial Strength

At State Employees Cu Of Maryland, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing reliable services and products tailored to your needs. Our net worth of $540,110,846 positions us as a strong financial institution, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 945 demonstrates a solid capital foundation. This means we can continue providing loans and competitive savings rates while maintaining uninterrupted services even in uncertain economic times. Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $308,586,792 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports members' financial goals with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases available for various needs. Our operational efficiency is reflected in our net income of $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The numbers tell a story of trust: with 613,109 total share accounts, our growing member base shows confidence in us. The funds available for lending and investments stand at $14,460,580 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 17239 Cole Rd Hagerstown MD 21740 or call 301-582-4590 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options are designed to suit your budget. Plus, we provide refinancing options to help you lower your monthly payments if you already have an auto loan.

Business Financing

For business owners, our outstanding commercial loans totaling $178,063,755 provide the capital needed to grow and expand. We understand that running a business comes with its unique challenges, and our dedicated team is here to help you secure the funding necessary for your ventures. At State Employees Cu Of Maryland, Inc, we strive to empower our members by offering diverse loan products that cater to various needs. If you're ready to take the next step, feel free to contact us at (301) 582-4590, visit us at 17239 Cole Rd Hagerstown Md 21740 in Hagerstown, MD, or explore more about our offerings online at our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you realize your dreams today!

Credit Options

We also recognize that managing day-to-day expenses can sometimes require additional support. That's why we offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. This allows you to make purchases without dipping into your savings or stressing over cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We guide you through every step of the process to ensure you find a mortgage solution that fits your needs and budget.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their financial needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament reflects the platform's effectiveness in assisting individuals in finding suitable loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans