State Employees CU Glen Burnie MD Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to State Employees Credit Union of Maryland, Inc located at 103 Chesapeake Center Ct, Glen Burnie, MD 21060! Since opening our doors in 1951, we have proudly served our community with a commitment to providing exceptional financial services and support. With a growing membership of 261,235, we understand that our members are the heart of what we do. At our branch, you'll find a dedicated team ready to assist you with a range of personal banking needs from checking and savings accounts to auto loans and mortgage refinancing. Our total assets stand at an impressive $5,702,055,189, ensuring that we have the resources to support your financial journey. We take pride in our $423,656,042 in deposits and maintain a strong net worth of $540,110,846. These figures reflect not only our stability but also our dedication to helping you achieve your financial goals. Led by CEO David Sweiderk and Board President Gayle Seward, our team comprises 362 employees who are passionate about serving you. We strive to create an environment where you feel valued and understood. Whether you're interested in personal loans or business banking options like merchant services, we're here to help. While members can visit us at our Glen Burnie location for all your banking needs, official correspondence should be directed to the same address: 103 Chesapeake Center Court, Glen Burnie, MD 21060. We invite you to explore the many services we offer through our website at www.secumd.org or reach out directly by calling us at 410-553-3535. Let's work together towards securing a brighter financial future for you and your family!

Branch History & Mission

Community Connections

We take pride in being more than just a financial institution; we are an integral part of the Glen Burnie community. Through various partnerships and outreach efforts, we actively support local events and initiatives that uplift those around us. Whether it's sponsoring youth programs or hosting financial literacy workshops, our goal is always focused on making a positive impact. Additionally, we've embraced advancements in technology to serve you better while ensuring compliance with ADA standards for all members. With features like online banking and mobile payments, managing your finances has never been easier or more convenient. We invite you to experience the benefits of being part of the State Employees Cu Of Maryland, Inc family. Join us today and discover how we can help you achieve your financial goals while contributing positively to our shared community! For inquiries or assistance, feel free to reach out at (410) 553-3535 we're here for you!

Our Mission

At the core of State Employees Cu Of Maryland, Inc is our mission: to empower our members by providing accessible financial services while fostering community development. We believe that when our members thrive, so does the community around us. This mission drives everything we do from offering competitive loan rates and savings accounts to supporting local initiatives and outreach programs. Our operating hours are designed to accommodate busy schedules: Monday, Tuesday, and Thursday from 8:00 a.m. to 3:30 p.m., Wednesday from 8:00 a.m. to 4:30 p.m., and Friday from 8:00 a.m. to 6:00 p.m., with Saturday hours available from 8:30 a.m. to 1:00 p.m. While you can visit us at 103 Chesapeake Center Ct Glen Burnie Md 21060, any official correspondence should be sent to our mailing address at 103 Chesapeake Center Court, Glen Burnie, MD 21060.

Branch Location & Accessibility

Get in Touch!

Ready to see how we can help you achieve your financial goals? Feel free to give us a call at (410) 553-3535 or stop by during our operating hours. We look forward to welcoming you into our branch!

Operating Hours

At State Employees Cu Of Maryland, Inc, we want to make your banking experience as smooth as possible. Our lobby hours are Monday, Tuesday, Thursday, and Friday from 8:00 a.m. to 6:00 p.m., while Wednesday we open slightly later until 4:30 p.m. For those busy Saturdays, our drive-thru is open from 8:30 a.m. to 1:00 p.m., ensuring you can manage your banking even on the weekend.

Parking and Accessibility

We understand that convenience matters, which is why our branch offers ample parking options for both cars and those using public transportation. The location is designed with accessibility in mind, featuring ramps and ADA-compliant features to ensure everyone can visit us comfortably.

Services Offered

We offer a variety of services tailored to meet your financial needs from personal checking and savings accounts to auto loans and mortgage refinancing. Need help with business banking? We've got you covered there too! With basic drive-thru services available for quick transactions like deposits and withdrawals, we strive to make banking easy for you.

Member Eligibility

Joining the State Employees Cu Of Maryland, Inc. feels like becoming part of a warm and welcoming family. To be eligible for membership, you simply need to be a state employee, a retiree, or a family member of someone who is. This means that if you work for the state or have loved ones who do, you're already on your way to enjoying all the benefits we offer. Becoming a member at our branch not only opens the door to fantastic financial products like checking accounts, auto loans, and credit cards with rewards, but it also connects you to a community that genuinely cares about your financial well-being. Opening an account with us is straightforward and can be done in no time. Just stop by our branch located at 103 Chesapeake Center Ct, Glen Burnie, MD 21060, or give us a call at (410) 553-3535 for more information. For detailed eligibility criteria and any updates, feel free to check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the funds you need to expand your operations or purchase new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment solutions can make all the difference. Our merchant services streamline transactions, allowing you to focus on what truly matters growing your business. With user-friendly tools and dedicated support, we help ensure that accepting payments is easy and secure. Located at 103 Chesapeake Center Ct Glen Burnie Md 21060 in Glen Burnie, MD, we invite you to explore how State Employees Cu Of Maryland, Inc can be a valuable partner in your business success. Contact us today at (410) 553-3535 to learn more!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have ATMs at this branch, our drive-thru service provides basic banking needs like deposits and withdrawals efficiently. For those quick transactions, our drive-thru is designed to save you time without sacrificing quality service. At State Employees Cu Of Maryland, Inc, we pride ourselves on being more than just a financial institution; we are part of our members' lives in Glen Burnie, MD. Whether you're stopping by our location at 103 Chesapeake Center Ct Glen Burnie Md 21060 or reaching out via phone at (410) 553-3535, we're here to assist you with all your banking needs. Ready to explore how we can help you achieve your financial goals? Visit us today or check out our website at Secu Credit Union - Glen Burnie for more information!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing make it easy to drive away in the vehicle you've always wanted. With competitive rates and personalized service, we help you navigate the financing process smoothly.

Business Banking

For our members who run businesses, we provide specialized Business Banking services, including merchant services and business loans. We understand that running a business comes with its unique challenges, and we're here to help every step of the way.

Credit Cards with Rewards

Looking for a credit card that rewards you? Our Credit Cards with Rewards offer fantastic benefits that fit your spending habits. Earn points on everyday purchases and enjoy perks that enhance your financial experience.

Mortgage Loans & Refinancing

If homeownership is on your mind, our Mortgage Loans & Refinancing options provide the support you need. We work with you to find the best mortgage solution that fits your budget and lifestyle, helping turn your dream of owning a home into reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. With secure access to your finances, you can check balances, pay bills, and transfer funds easily.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services, including checking and savings accounts designed for everyday needs. Whether you're saving for a vacation or need a reliable account for your monthly bills, our options are flexible and user-friendly.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses. That's where our Personal Loans & Debt Consolidation services come in handy. Whether you need funds for medical bills or want to consolidate existing debts into one manageable payment, we've got your back.

Digital & Online Banking

Key Features of Our Online Services

Our online banking provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You won't need to wait for business hours; everything is just a click away. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and hassle-free. For those who prefer managing their finances on the go, our mobile application offers all the functionality of our online banking right in your pocket. You can even make mobile payments directly from your phone! Whether you're out shopping or enjoying time with family, you'll always have access to your account.

Security and Convenience

We prioritize your security with features that keep your information safe while ensuring ease of use. Although we do not currently offer electronic signature authorization, you can still enjoy the peace of mind that comes with secure transactions. Additionally, e-statements are available for members who prefer a paperless option, reducing clutter while keeping you informed about your financial activities. At State Employees Cu Of Maryland, Inc, we strive to provide accessible and user-friendly services that help you manage your money effectively. Join us today and experience the convenience of modern banking tailored just for you!

Financial Strength

Growing Member Base

We have built a strong community of trust among our members, as indicated by our total share accounts of 613,109. This growing base reflects the confidence our members have placed in us to manage their finances wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland, Inc is your trusted partner. Visit us at 103 Chesapeake Center Ct Glen Burnie Md 21060 or call (410) 553-3535 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial wellbeing extends into our lending capacity as well; with $13,795 in used auto loans and $4,244,538,519 in total loans and leases, we support our members' financial goals across various sectors.

Member-Focused Savings

Your savings are safe with us. Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $178,063,755 provide the capital needed to grow and expand. We work closely with local businesses to ensure they have access to the funding necessary for success.

Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $196,324,858 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that add value to your purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process and find the right solution for your needs.

Refinancing Options

If you're considering refinancing any existing loans, we can help you explore eligibility options tailored to your situation. Refinancing can reduce your monthly payments or lower your interest rates, making it an attractive option for many members. At State Employees Cu Of Maryland, Inc, we are dedicated to providing quality service and financial solutions tailored just for you. If you have any questions or would like more information about our loan offerings, feel free to contact us at (410) 553-3535 or visit us at our branch located at 103 Chesapeake Center Ct Glen Burnie Md 21060 in Glen Burnie, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans