State Employees CU Fulton MD Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to State Employees Credit Union of Maryland, Inc, located at 8175 Westside Blvd, Fulton, MD 20759. Since our establishment in 1951, we've been dedicated to serving our community with integrity and commitment. With over 261,235 members, we pride ourselves on being more than just a financial institution; we are a trusted partner in your financial journey. At SECU Credit Union Maple Lawn, our total assets have grown to an impressive $5,702,055,189, demonstrating our strong financial health and reliability. We currently manage about $423,656,042 in deposits and have facilitated 125,193 loans and leases, empowering our members to achieve their goals whether it's buying a car or financing a home. With a net worth of $540,110,846 and cash reserves of $30,755,103, you can trust that your money is safe with us. Our leadership team is here for you. Under the guidance of CEO David Sweiderk and Board President Gayle Seward, we continually strive to enhance our services and provide personalized support tailored to your needs. Our dedicated staff of 362 employees works hard every day to ensure you receive exceptional service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 8175 Westside Blvd, Fulton, MD 20759. We invite you to explore the range of services we offer from personal banking options like checking and savings accounts to auto loans and business banking solutions. To learn more about how we can assist you or to speak with one of our friendly representatives, call us at 800-879-7328 or visit our website at SECU Credit Union. Join us today as we work together towards achieving your financial aspirations!

Branch History & Mission

Community Commitment

Our credit union is deeply embedded in the local community. We actively engage in outreach programs that support various local initiatives aimed at enhancing the quality of life for all residents. From educational workshops to partnerships with local organizations, we are dedicated to making a positive impact. While you can visit us at 8175 Westside Blvd, official correspondence should be sent to the same address for your convenience. We also invite you to reach out by phone at 800-879-7328 during our lobby hours: Monday through Thursday from 9 AM to 3 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. In addition to our robust services offered at this branch including personal banking options and vehicle financing we're proud that all facilities comply with ADA standards ensuring accessibility for all members. We invite you to become part of our family at the State Employees Credit Union of Maryland. Join us today and experience firsthand how we can help you achieve your financial goals while contributing to the vibrant community around us! For more information about what we offer or to become a member today, please visit our website at secumd.org.

Our Mission

At the State Employees Credit Union of Maryland, our mission is simple yet powerful: to provide personalized financial solutions while fostering a sense of community and belonging among our members. We believe that everyone deserves access to high-quality banking services, whether it's opening a checking account, applying for an auto loan, or seeking guidance on debt consolidation. We strive to offer transparent and competitive products such as personal loans, credit cards with rewards, mortgage loans, and business banking services. Our commitment to exceptional service extends beyond traditional banking; we also embrace modern technology through online and mobile banking options that make managing finances easier than ever.

Branch Location & Accessibility

Accessibility Features

At State Employees Cu Of Maryland, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features, including ramps and designated parking spots. We want everyone to feel welcome when they visit!

Call Us or Stop By!

If you have any questions or would like more information about our services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions don't hesitate to reach out. Give us a call at 800-879-7328 or simply come by the branch! We look forward to serving you at State Employees Cu Of Maryland.

Convenient Access and Nearby Landmarks

Located just a short drive from the bustling heart of Fulton, our branch is easily accessible for all members. If you're near the Maple Lawn area or heading towards the Columbia Town Center, swing by to see us! We have plenty of parking available, making it simple for you to hop in and out during your busy day.

Operating Hours That Fit Your Schedule

We understand that life can get hectic, so we offer flexible operating hours tailored to fit your schedule. Visit us Monday through Thursday from 9 AM to 3 PM, Friday from 9 AM to 5 PM, and Saturday from 9 AM to 1 PM. Our friendly staff is ready to assist you during these times, ensuring that you receive the best service possible.

Member Eligibility

Becoming a member of State Employees Cu Of Maryland, Inc is like joining a close-knit family that supports your financial journey. If you live, work, or worship in the area, you're likely eligible to join us. We welcome individuals from various backgrounds and professions, making it easy for everyone to access our services. To learn more about the specific eligibility criteria, we invite you to check out our detailed information at . Opening an account with us is simple and straightforward! Just give us a call at (800) 879-7328, and our friendly team will guide you through the process. You'll discover that being part of State Employees Cu Of Maryland, Inc not only provides access to a range of personalized banking services but also connects you with a community that truly cares about your financial well-being. Join us today at our branch located at 8175 Westside Blvd Fulton Md 20759, and let's embark on this journey together!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the tools to streamline your transactions while enhancing customer satisfaction. Our merchant services offer easy payment solutions that can be integrated into your existing systems. From point-of-sale systems to online payment gateways, we ensure your business operates smoothly and efficiently. Explore how State Employees Cu Of Maryland, Inc can empower your business journey today! Visit us at 8175 Westside Blvd Fulton Md 20759, Fulton, MD, or call us at (800) 879-7328 for more information.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we do not currently have ATMs at our branch location, we ensure that cash withdrawal services are readily available through our extensive network partners. No matter what financial service you require, State Employees Cu Of Maryland, Inc is here to support you every step of the way. If you have questions or would like more information about any of our offerings, feel free to contact us at (800) 879-7328 or visit us online at https://www.secumd.org/. We look forward to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing options are designed to help you drive away in the car of your dreams without breaking the bank. With flexible terms and competitive rates, financing your next vehicle is simple and straightforward.

Business Banking

For entrepreneurs and small business owners, we offer tailored Business Banking solutions including merchant services and business loans. We understand that running a business comes with unique challenges, and we're here to provide the financial tools necessary for growth and success.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases that can be redeemed for travel, cash back, or other perks. It's an easy way to get more from your spending while enjoying added benefits like fraud protection and no annual fees.

Mortgage Loans & Refinancing

Homeownership is within reach thanks to our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, our expert team will guide you through every step of the process. We aim to make home financing accessible, allowing you to focus on creating memories in your new space.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services so you can manage your finances anytime, anywhere. With features such as person-to-person payments and e-statements, staying on top of your financial health has never been easier.

Personal Banking

We understand that managing your finances is essential, which is why we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a new home or planning a family vacation, our accounts come with competitive interest rates and low fees. You can easily access your account online or through our mobile app, making banking as convenient as possible.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation solutions can provide the relief you need. With straightforward application processes and quick approvals, we can help you regain control over your finances.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.secumd.org/, you can check your account balance, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, managing your finances is as simple as logging in from your computer or mobile device.

E-Statements for Easy Access

With e-statements available, you'll receive monthly updates on your accounts directly in your inbox. This not only helps reduce paper clutter but also gives you quick access to important information whenever you need it. In summary, the digital and online banking options at State Employees Cu Of Maryland, Inc are tailored to provide convenience, security, and accessibility. So why wait? Explore how we can help simplify your banking experience today!

Mobile Application and Payments

Our user-friendly mobile application puts all the features you need right at your fingertips. You can easily make mobile payments, allowing you to shop hassle-free without needing cash or cards. Plus, if you're sending money to friends or family, our person-to-person transfer feature makes it quick and straightforward no more waiting for checks to clear!

Security You Can Trust

Your security is our top priority. We utilize advanced encryption technologies to protect your personal information and transactions. While we don't currently offer electronic signature authorization for documents, rest assured that our systems are designed with safety in mind so you can bank with confidence.

Financial Strength

At State Employees Cu Of Maryland, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation, which allows us to serve you better every day. With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on meeting your needs evident from the fact that we hold no non-member deposits at this time. With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,795 in used auto loans and $4,244,538,519 in total loans and leases. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $14,460,580. Total Share Accounts: 613,109, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland, Inc is your trusted partner. Visit us at 8175 Westside Blvd Fulton Md 20759 or call (800) 879-7328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Contact Us

For more information about our loan offerings or to discuss eligibility options, don't hesitate to reach out. You can contact us at (800) 879-7328 during our operating hours: Mon-Tue-Wed-Thu 9-3; Fri 9-5; Sat 9-1. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees Cu Of Maryland, Inc, we are committed to supporting our members every step of the way on their financial journey.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing expenses, we provide total credit lines of $1,877,392,773 and unsecured credit card loans amounting to $196,324,858. These options allow our members to manage their finances effectively, whether it's for daily purchases or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home without the stress.

Refinancing Options

If you're considering refinancing an existing loan, our team can assist you in exploring your options. We aim to provide solutions that fit your unique financial situation, potentially lowering your monthly payments or reducing your interest rate.

Loan Aggregator

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State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans