State Employees CU Crofton MD Credit Union | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to State Employees Credit Union of Maryland, Inc. located at 1298 Cronson Blvd, Crofton, MD 21114. Established in 1951, we have proudly served our community for over seven decades, providing reliable financial services to more than 261,235 members. With a strong commitment to supporting our members and enhancing their financial well-being, we are here to guide you through your banking journey. At SECU Credit Union - Crofton, we understand the importance of trust and support in managing your finances. Our total assets of over $5.7 billion reflect our stability and dedication to serving you effectively. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, our comprehensive range of services is designed with your needs in mind. Our friendly team, led by CEO David Sweiderk and Board President Gayle Seward, is always ready to assist you. We have a dedicated workforce of 362 employees, ensuring that each member receives personalized attention and expert guidance. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1298 Cronson Boulevard, Crofton, MD 21114. You can reach us at 443-584-3604 for any inquiries or assistance. Join us in experiencing a community-focused approach to banking that prioritizes your financial health. Visit our website at www.secumd.org today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Commitment and Innovation

As part of our commitment to inclusivity and accessibility, we ensure that all our services are ADA compliant. We offer digital banking options like online banking and mobile payments so that you can manage your finances anytime, anywhere. Our branch features an ATM for easy cash withdrawals and drive-thru banking services for your convenience. While members can visit us at 1298 Cronson Blvd, official correspondence should be sent to the same address as our mailing address remains unchanged: 1298 Cronson Boulevard, Crofton, MD 21114.

Join Us Today!

With operating hours from Monday to Thursday between 9:30 AM - 4:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM - 1:00 PM, we invite you to stop by and learn more about how we can assist you in achieving your financial dreams. Call us at 443-584-3604 for any inquiries or visit us online at www.secumd.org. Become a part of the State Employees Cu Of Maryland family today experience the difference of community-focused banking!

Our Mission

At State Employees Cu Of Maryland, our mission is simple yet impactful: to empower our members to achieve their financial goals while fostering a sense of community support. We believe that everyone deserves access to quality financial services. Whether you are looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, we are here to help. We understand that life can be unpredictable; that's why we are committed to offering products tailored to meet the unique needs of each member. Our financial services not only focus on individual growth but also extend support to the local community through various outreach programs and partnerships.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is situated near several local landmarks, making it easy to find us. You can stop by after visiting the nearby Crofton Park or while running errands around the vibrant Crofton community. With ample parking available right outside, you won't have to worry about finding a spot. Plus, our facility is fully ADA compliant, ensuring everyone can access our services comfortably.

Operating Hours Tailored for You

We know that your time is valuable, which is why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:30 AM to 4:00 PM, and on Fridays until 6:00 PM. If you need assistance on weekends, we're open on Saturdays from 9:00 AM to 1:00 PM as well.

Services Designed for Your Convenience

At State Employees Credit Union of Maryland, we pride ourselves on providing a range of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage options, we have you covered. For those who prefer banking on the go, we also offer online and mobile banking services. Additionally, our drive-thru service allows you to complete deposits and withdrawals without leaving your vehicle. With ATM access readily available, getting cash or checking your balance has never been easier. If you're ready to explore what we can do for you or have any questions about our services, please don't hesitate to give us a call at 443-584-3604. We look forward to welcoming you soon!

Member Eligibility

Welcome to the vibrant community at State Employees Cu Of Maryland, Inc! Joining us is not just about opening an account; it's about becoming part of a supportive family that truly cares for your financial well-being. To become a member, you'll need to meet a few simple eligibility criteria. If you live or work in the state of Maryland, you're already on the right path! We also welcome certain groups and organizations, so don't hesitate to reach out if you're unsure. You can check all the detailed criteria on our website at . Once you know you're eligible, opening an account is straightforward. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we have something for everyone. You can visit us in person at our branch located at 1298 Cronson Blvd Crofton Md 21114, or give us a call at (443) 584-3604 for any questions. We're here to help you every step of the way, making your journey into membership as smooth as possible!

Business Banking & Commercial Services

Loan Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, we offer merchant services that streamline your payment processes. Picture this: your customers can easily pay with their cards, while you enjoy quick access to funds. Our merchant solutions cater to various business types and sizes, ensuring that managing transactions is as smooth as possible. Visit us at 1298 Cronson Blvd Crofton Md 21114 in Crofton, MD or call us at (443) 584-3604 to learn how our business banking services can help you succeed today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM services are available for quick withdrawals and balance checks. Plus, if you prefer face-to-face transactions without stepping inside the branch, our drive-thru banking offers basic services like deposits and withdrawals from the comfort of your car. At State Employees Cu Of Maryland, Inc, located at 1298 Cronson Blvd Crofton Md 21114 in Crofton, we strive to provide comprehensive financial solutions tailored for everyone in our community. For questions or assistance, don't hesitate to reach out by calling us at (443) 584-3604. Explore all that we have to offer today your financial success starts here!

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans that support your growth. We understand the unique challenges of running a business and are here to help you navigate them.

Credit Cards

Enjoy the benefits of our credit cards with rewards that give back every time you shop. Whether you're treating yourself or managing monthly bills, our credit cards can help you earn points or cash back on your purchases.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With easy access to account information, bill payments, and fund transfers at your fingertips, banking has never been simpler.

Loans and Financing

When it comes to financing, we offer auto loans and vehicle financing options that make it easier for you to hit the road in a new car. If you're considering buying a home, explore our mortgage loans and refinancing options your dream home is closer than you think! For those unexpected expenses or debt consolidation needs, our personal loans provide flexible solutions designed just for you.

Personal Banking

Start your financial journey with our personal banking services, which include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you manage your daily expenses while earning interest on your savings. With competitive rates and easy access, our accounts ensure that your money works for you.

Digital & Online Banking

Accessibility and Support

Need assistance? Our dedicated support team is always ready to help you navigate any questions about our digital services. We believe that banking should be easy and straightforward for everyone. That's why we offer features like electronic signature authorization to streamline processes and make things more efficient for you. With all these benefits at your fingertips, State Employees Cu Of Maryland, Inc ensures that you can manage your finances with ease and peace of mind. Experience the future of banking today by visiting us at https://www.secumd.org/!

Key Features

Our online banking offers 24/7 access, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can also enjoy the ease of e-statements, which are readily available for your review. This not only helps you stay organized but also contributes to a greener environment by reducing paper waste. For those on the go, our mobile application provides all the functionality of online banking right in your pocket. Whether you're making person-to-person transfers or using mobile payments, managing your money has never been simpler. And with advanced security measures in place, you can feel confident knowing your information is protected.

Financial Strength

Commitment to Service

Total Share Accounts: 613,109, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $14,460,580. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 1298 Cronson Blvd Crofton Md 21114 or call 443-584-3604 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member Savings and Investments

Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our operational efficiency as we work to ensure all funds go back into serving you better. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases.

Loan Offering

Additional Information

At State Employees Cu Of Maryland Inc., we are committed to transparency and providing our members with reliable service. For further details about our loan products or how we can help you reach your financial objectives, please contact us at 443-584-3604. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. We provide financing options that make it easier than ever to drive off in the vehicle you want. Plus, if you're considering refinancing your current auto loan, we can guide you through eligibility options to potentially lower your monthly payments.

Business Financing

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $178,063,755 provide the capital needed for various business ventures. Whether it's purchasing equipment or managing cash flow, our team can work with you to find the right financing solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that fit your budget. If you're interested in refinancing your existing mortgage to secure a better rate or term length, we're here to assist you in exploring those possibilities.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to suit your spending habits.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. LendMesh stands out for several reasons: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces the reliability of LendMesh as a go-to resource for borrowers seeking competitive rates. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans