State Employees CU Clarksville MD Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to State Employees Cu Of Maryland, Inc, your trusted partner in financial services located at 12179 Clarksville Pike, Clarksville, MD 21029. Since our establishment in 1951, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a robust membership of 261,235, we pride ourselves on being more than just a credit union; we are a community-focused institution that values each member. Our total assets stand impressively at $5,702,055,189, reflecting our commitment to financial stability and growth. We offer various services designed to empower you on your financial journey, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Currently, our total loans exceed 125,193, while our deposits amount to $423,656,042 demonstrating the trust our members place in us. Under the leadership of our CEO, David Sweiderk, and Board President, Gayle Seward, we strive to create a welcoming environment where your financial success is our priority. Our dedicated team of 362 employees is always ready to assist you with personalized service and expert advice. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to the same address as our mailing address: 12179 Clarksville Pike, Clarksville, MD 21029. We invite you to explore the many ways we can support your financial goals. Whether you're looking for a loan or need help managing your savings, we're here for you. For any inquiries or assistance, feel free to call us at 800-879-7328 or visit our website at www.secumd.org. Let's build a brighter financial future together!

Branch History & Mission

Community Impact

At State Employees Cu Of Maryland, Inc, community is at the forefront of everything we do. We actively participate in local outreach efforts and partnerships that uplift those around us. We believe in giving back and making a positive impact on the lives of individuals and families within Clarksville and beyond. While members can visit us at 12179 Clarksville Pike, official correspondence should be sent to the same mailing address. We operate Monday through Friday from 9:00 am to 3:00 pm, providing easy access for all your banking needs.

Join Us Today!

As we look forward to the future, we invite you to join our family. Experience firsthand the benefits that come with being a member of State Employees Cu Of Maryland, Inc. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 800-879-7328 or visit our website at www.secumd.org. Your journey toward financial empowerment starts here!

Our Evolution

Over the years, we've expanded our services to meet the diverse needs of our members. With total assets now exceeding $5.7 billion, we continue to provide a wide array of financial products and services, including personal banking, auto loans, mortgage refinancing, and business banking solutions. The commitment to our members is reflected in our robust offerings and dedicated service. Our mission is clear: we strive to empower our members by providing exceptional financial solutions while fostering a sense of community and support. We are more than just a credit union; we are your neighbors invested in your financial well-being. Our goal is to help you achieve your dreams whether that's buying your first car or securing a loan for your business.

Branch Location & Accessibility

Convenient Access and Parking

Getting to us is easy! Our branch is situated near popular local landmarks, making it a familiar stop for many. Parking is readily available right outside our entrance, ensuring that you can access our services without any hassle. Plus, our facility is fully ADA compliant, featuring ramps and accessible entrances for all members.

Join Us!

We invite you to come visit us soon! Our team at State Employees Cu Of Maryland, Inc looks forward to welcoming you and helping you achieve your financial goals. Your journey towards better banking starts here!

Services Tailored for You

At State Employees Cu Of Maryland, Inc, we pride ourselves on offering a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Although we currently do not have ATM or drive-thru facilities, our online and mobile banking services make accessing your accounts simple and convenient from anywhere. While members can visit us at 12179 Clarksville Pike, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, feel free to reach out to us at 800-879-7328.

Welcoming Operating Hours

We know your time is valuable. That's why we offer convenient lobby hours from 9:00 AM to 3:00 PM, Monday through Friday. Stop by during these hours and experience personalized service from our friendly staff who are eager to assist you with all your banking needs.

Member Eligibility

At State Employees Cu Of Maryland, Inc, we believe that becoming a member means joining a community that supports you and your financial goals. If you're looking to be part of something special, you'll be happy to know that membership is open to those who live, work, or worship in the area. Whether you're a state employee or simply a resident of our wonderful community, we welcome you with open arms! You can find more detailed eligibility criteria on our website at . Opening an account with us is straightforward and designed to make your transition as smooth as possible. With just a few simple steps, you'll gain access to all the benefits we offer, including competitive rates on loans, credit cards with rewards, and personalized service tailored just for you. To get started or if you have any questions, feel free to reach out to us at (800) 879-7328. We're located at 12179 Clarksville Pike Clarksville Md 21029, and our team is excited to help you take this important step towards better financial health!

Business Banking & Commercial Services

Member and Non-Member Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for you and your customers. Whether you're a retail shop or a service provider, our tools help streamline payments and enhance customer satisfaction. Imagine having the capability to accept various payment methods seamlessly this can be the difference between closing a sale or losing a customer. Located conveniently at 12179 Clarksville Pike Clarksville Md 21029, Clarksville, MD 21029, we're here to partner with you on your business journey. Let's work together to build a brighter future for your enterprise! For more details, visit us online at https://www.secumd.org/.

Comprehensive List Of Services

Access Anytime, Anywhere

With digital banking features such as online banking and mobile payments, accessing your accounts has never been easier. Want to send money to a friend? Use our person-to-person service right from your phone! Plus, while we don't have ATMs or drive-thru services at this branch, our robust online tools ensure you're never far from your finances. We invite you to visit us at 12179 Clarksville Pike Clarksville Md 21029 or give us a call at (800) 879-7328 for more information about how we can support your financial journey. Join the State Employees Cu Of Maryland, Inc family today and experience personalized service tailored just for you!

Empowering Businesses

For our business members in Clarksville, we know how important it is to have reliable financial support. Our business banking services include merchant services and business loans that empower you to grow and succeed. We strive to be a partner in your business journey.

Financing Your Dreams

If you're considering buying a new car, our auto loans and vehicle financing options make it easier than ever. Picture yourself driving off in that dream vehicle with a loan tailored just for you. But that's not all! For those looking to purchase their first home or refinance an existing mortgage, we provide mortgage loans with competitive rates to help you achieve your goal.

Personal Banking Made Easy

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms. You can check your balances, transfer money, and even pay bills from the comfort of your home or on the go. Our goal is to make banking as convenient as possible.

Support for Your Lifestyle

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation options. Whether it's medical bills, home repairs, or consolidating high-interest debts into one manageable payment, we've got you covered. Our credit cards come with rewards too imagine earning points on every purchase you make!

Digital & Online Banking

Key Services

Visit us at https://www.secumd.org/ to explore all our online services. Our platform allows you to check balances, pay bills, and transfer money with just a few clicks. Plus, you can enjoy the convenience of e-statements no more waiting for paper statements in the mail! This feature not only helps you stay organized but also reduces clutter. If you're always on the go, our mobile application is here to help. Available for download, it offers mobile payments and person-to-person transfers, making it simple to send money to friends or family directly from your phone. Whether you're out shopping or catching up with loved ones, banking is now at your fingertips.

Security and Ease of Use

Your security is our priority. While we currently do not offer electronic signature authorization, we take every measure to protect your information during online transactions. Our user-friendly interface ensures that even those new to digital banking will find it straightforward and efficient. Overall, our digital banking services at State Employees Cu Of Maryland, Inc provide a perfect blend of accessibility and real-time account management. Experience the ease of managing your finances on your terms today!

Financial Strength

At State Employees Cu Of Maryland, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to our members' financial well-being, we ensure that our operations are grounded in solid financial practices. With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $14,460,580, while our Total Share Accounts number an impressive 613,109, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 12179 Clarksville Pike Clarksville MD 21029 or call 800-879-7328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned option, we have the financing you need to make it happen.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we provide competitive credit lines with a total amount of $1,877,392,773 available. Additionally, our unsecured credit card loans stand at $196,324,858, allowing members to manage their finances effectively without tying down their assets. These options are perfect for consolidating debt or funding unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We guide you through every step of the process so that you can feel confident in your investment.

Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our team is here to discuss how we can help lower your monthly payments or adjust your terms to better fit your financial situation. For more information about our loan offerings or to speak with a representative directly, please call us at 800-879-7328. We're located at 12179 Clarksville Pike, Clarksville MD 21029, and we're ready to assist you during our lobby hours from 9:00 am to 3:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Employees Cu Of Maryland, Inc., we're committed to supporting our members every step of the way on their financial journeys.

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State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans