State Employees CU Berwyn Heights MD Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to State Employees Cu Of Maryland, Inc, your trusted financial partner located at 6011 Greenbelt Rd, Berwyn Heights, MD 20740. Since our establishment in 1951, we have proudly served our community, fostering a spirit of cooperation and support among our 261,235 members. Our commitment goes beyond just banking; we strive to enrich the lives of our members and contribute positively to the communities we serve. With total assets exceeding $5.7 billion and a strong net worth of $540 million, we are well-equipped to offer a wide range of financial services tailored to your needs. From personal banking solutions such as checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we ensure that you have access to products that help you achieve your financial goals. At State Employees Cu Of Maryland, Inc, we understand that trust is built through transparency and reliability. That's why our dedicated team of over 360 employees, led by CEO David Sweiderk and Board President Gayle Seward, is here to assist you every step of the way. Whether you're seeking financial advice or looking for competitive loan options our resources are designed with you in mind. While you can visit us at our branch location for in-person assistance, please note that official correspondence should be directed to our mailing address: 6011 Greenbelt Road, College Park, MD 20740. Ready to take control of your finances? Give us a call at 301-441-9002 or explore more about what we offer by visiting our website at www.secumd.org. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Our Mission

At the heart of our operations is a clear mission: to deliver exceptional financial services while prioritizing community support and engagement. We believe that banking should be about more than just transactions; it should empower individuals and strengthen communities. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We understand the importance of accessibility in today's digital world. That's why we offer online and mobile banking options for your convenience. While we don't have ATM facilities at this branch, we do provide basic drive-thru banking services for deposits and withdrawals during our operating hours: - Monday: 8:00 a.m - 4:30 p.m. - Tuesday - Thursday: 8:00 a.m - 3:30 p.m. - Friday: 8:00 a.m - 6:00 p.m. - Saturday: 8:30 a.m - 1:00 p.m. While members can visit us at 6011 Greenbelt Rd, official correspondence should be sent to 6011 Greenbelt Road, College Park, MD 20740. We take pride in being an ADA-compliant establishment, ensuring that everyone can access our services comfortably. Moreover, our partnerships with local organizations amplify our outreach efforts as we work together to uplift the communities we serve. As we look towards the future, we invite you to join us on this incredible journey. Experience the benefits of membership with State Employees Credit Union of Maryland by visiting us or calling us at 301-441-9002 today! Together, let's build a stronger community one member at a time.

Branch Location & Accessibility

Banking Services Just for You

State Employees Cu Of Maryland offers a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we have options for everyone. While we currently do not have ATM services at this location, our knowledgeable staff is always ready to help with transactions or direct you to the nearest ATM. If you need assistance or have inquiries about our offerings, don't hesitate to reach out! Give us a call at 301-441-9002 or visit us in person we'd love to see you!

Convenient Access and Amenities

At our branch, we prioritize your convenience. Parking is readily available, and our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us without hassle. If you're in a hurry, take advantage of our drive-thru service for quick transactions like deposits and withdrawals.

Operating Hours Tailored for You

We understand that life can get busy, which is why our operating hours are designed to accommodate various schedules. Visit us Monday from 8:00 a.m. to 4:30 p.m., Tuesday through Thursday from 8:00 a.m. to 3:30 p.m., Friday from 8:00 a.m. to 6:00 p.m., and Saturday from 8:30 a.m. to 1:00 p.m. Our dedicated team is here during these times to provide personalized assistance and answer any questions you may have.

Member Eligibility

Welcome to the community at State Employees Cu Of Maryland, Inc! We're excited to share how you can become a valued member of our family. Membership is open to individuals who live, work, or worship in the local area, as well as those who have family members already with us. This inclusive approach means that joining us is not just about banking; it's about being part of a supportive network that prioritizes your financial well-being. At State Employees Cu Of Maryland, Inc, you'll enjoy a variety of services tailored to meet your needs from personal and auto loans to convenient online banking options. The process to become a member is straightforward and welcoming. For detailed eligibility requirements, feel free to check out our resource. If you're ready to open an account or have any questions, don't hesitate to give us a call at (301) 441-9002 or visit us at our branch located at 6011 Greenbelt Rd Berwyn Heights Md 20740. We look forward to having you with us!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Simplifying Transactions

In addition to loans, we offer merchant services that make transactions smoother for your customers. Imagine having the ability to accept various payment methods without hassle this means quicker sales and happier clients. Our solutions can help you focus on what matters most: growing your business. Visit us at 6011 Greenbelt Rd Berwyn Heights Md 20740 in Berwyn Heights, MD, or call us at (301) 441-9002 to learn more about how our business banking and commercial services can support your goals. Together, let's make your business vision a reality!

Comprehensive List Of Services

Business Banking Services

If you're an entrepreneur or small business owner, State Employees Cu Of Maryland, Inc has got your back! Our Business Banking services, including Merchant Services and Business Loans, are crafted to support local businesses as they grow and thrive. We understand the challenges of running a business, and we're here to provide the financial backing you need.

Connect with Us Today!

Ready to explore how State Employees Cu Of Maryland, Inc can assist you in reaching your financial goals? Give us a call at (301) 441-9002 or visit us at our branch located at 6011 Greenbelt Rd Berwyn Heights Md 20740 in Berwyn Heights, MD. Let us show you how easy it is to take charge of your finances with our comprehensive suite of services tailored just for you!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we focus heavily on Online & Mobile Banking solutions that let you manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, taking care of your finances is as easy as tapping on your smartphone. For members who prefer face-to-face interactions, our basic Drive-Thru Banking offers an efficient way to handle deposits and withdrawals without leaving your vehicle.

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing options provide various solutions tailored to your unique situation. We'll guide you through each step, making it easier to secure the right mortgage that fits within your budget. Refinancing can also help you lower monthly payments or access cash for other needs perfect for those unexpected expenses life throws your way!

Personal Banking Solutions

Our personal banking services are designed with you in mind. If you're looking to save for a rainy day or manage daily expenses, our Checking & Savings Accounts offer flexible options that fit your lifestyle. Imagine effortlessly tracking your spending and saving goals using our user-friendly online and mobile banking platforms. You can even set up automatic transfers to help build your savings without lifting a finger! When it comes to larger purchases, like a new vehicle, our Auto Loans & Vehicle Financing make the process straightforward and accessible. We understand that getting behind the wheel of a new car is exciting, and our competitive rates ensure that financing is one less thing to worry about.

Support for Your Financial Goals

In addition to loans, we offer Personal Loans & Debt Consolidation options designed to help you regain control over your finances. Whether you're looking to consolidate debt or need funds for an important life event, we have solutions that can work for you. For those who enjoy rewards while spending, check out our Credit Cards with Rewards program! Earn points on everyday purchases and redeem them for exciting benefits because managing money should come with perks.

Digital & Online Banking

Key Services

Our online banking platform allows you to check your balances, transfer funds, and pay bills with just a few clicks. If you're looking for convenience on the go, our mobile application makes it even easier to manage your finances right from your smartphone. You can also make quick payments using our mobile payments feature, ensuring that you never miss a beat. For those who want to stay organized, we offer e-statements to keep all your financial information at your fingertips. Plus, with our person-to-person transfer service, sending money to friends or family is hassle-free and instant.

Security and Ease of Use

We prioritize security in everything we do. Our online banking services are equipped with advanced safety features, so you can rest assured that your personal information is protected. We also make sure that our tools are user-friendly; whether you're tech-savvy or just getting started with digital banking, you'll find it straightforward and easy to navigate. In addition to these great features, we also provide electronic signature authorization for certain transactions, making it quicker for you to manage important documents without the need for printing and mailing. With all these offerings, State Employees Cu Of Maryland, Inc makes digital banking not just convenient but also accessible. Join us today and take control of your finances with confidence!

Financial Strength

At State Employees Cu Of Maryland, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. The strength of our financial foundation reassures you that your money is safe with us, allowing you to focus on what truly matters your financial goals. With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of net worth places us well above the regulatory requirements set by the National Credit Union Administration (NCUA), confirming our commitment to your financial well-being. Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; with non-member deposits at $0, every resource is focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength is further highlighted by $308,586,792 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve you better. With $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases available to our members, we are equipped to support your financial aspirations across various sectors. While our current net income is $0, it reflects our strategic approach during periods of investment in community initiatives and technological advancements to improve member services. Additionally, we take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $14,460,580, showing our capacity to meet your borrowing needs effectively. Our commitment to serving our community is evident with a robust base of 613,109 total share accounts, reflecting the trust our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 6011 Greenbelt Rd Berwyn Heights Md 20740 or call 301-441-9002 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have options that make financing easier.

Credit Lines and Refinancing Options

For those who need more flexibility in their borrowing, our credit lines amounting to $1,877,392,773 can be an excellent choice. Additionally, if you're considering refinancing your existing loans whether it's for vehicles or mortgages we are here to assist you with eligibility options and guide you through potential savings. Our commitment to serving our community is reflected not just in our loan products but also in our dedication to making banking accessible and straightforward. You can explore all these options online at SECU MD or visit us during our operating hours: Monday from 8:00 a.m. - 4:30 p.m., Tuesday through Thursday from 8:00 a.m. - 3:30 p.m., Friday from 8:00 a.m. - 6:00 p.m., and Saturday from 8:30 a.m. - 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product that suits your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We're here to guide you through the process and help you find a mortgage that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. This product can provide you with the purchasing power you need while offering convenience and rewards.

Loan Aggregator

Key Benefits of Using LendMesh

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STATE EMPLOYEES CU OF MARYLAND, INC CREDIT UNION - Berwyn Heights, MD

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Berwyn Heights, MD (20740)

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Banking Services Just for You

Convenient Access and Amenities

Operating Hours Tailored for You

Member Eligibility

Business Banking & Commercial Services

Financing Your Growth

Simplifying Transactions

Comprehensive List Of Services

Business Banking Services

Connect with Us Today!

Digital Banking Convenience

Home Financing Made Easy

Personal Banking Solutions

Support for Your Financial Goals

Digital & Online Banking

Key Services

Security and Ease of Use

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Refinancing Options

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Key Benefits of Using LendMesh

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