State Employees CU Bel Air MD Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to State Employees Cu Of Maryland, Inc, your trusted partner in financial well-being since 1951. Located conveniently at 210 Plumtree Rd, Bel Air, MD 21015, we are dedicated to serving our community with a full range of banking services tailored to meet the unique needs of our members. With a robust membership base of over 261,000 individuals and total assets exceeding $5.7 billion, we pride ourselves on our strength and commitment to providing exceptional financial solutions. At State Employees Cu Of Maryland, Inc, we understand that every financial decision counts. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking options designed to help you thrive. Our members enjoy access to $423.7 million in deposits and a net worth of $540.1 million, ensuring that your savings are secure and your financial future is bright. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 210 PLUMTREE RD, Bel Air, MD 21015-6011. Our team is here to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Led by our CEO David Sweiderk and Board President Gayle Seward, we are proud of our dedicated staff of 362 employees, who are ready to help you navigate your financial journey with confidence and care. Our commitment to community impact is reflected in our efforts to provide affordable loans over 125,193 loans issued ensuring that every member has the opportunity to succeed. If you're looking for a credit union that puts its members first, look no further! Connect with us today at 410-487-7328 or explore our website at www.secumd.org for more information about how we can support your financial goals. Join us as we continue to build a brighter future together!

Branch History & Mission

At State Employees Cu Of Maryland, Inc., we take pride in our rich history and dedication to serving our community. Founded in 1951, our branch has grown from its humble beginnings to become a vital financial resource for the residents of Bel Air, MD. Nestled at 210 Plumtree Rd, we are easily accessible for members and visitors alike, making it convenient to meet your banking needs. Over the decades, we have welcomed over 261,000 members into our credit union family. With total assets exceeding $5.7 billion, we have continually adapted to serve our members better while maintaining our commitment to community support and financial empowerment. Our mission is clear: to provide exceptional financial services that help our members achieve their goals while fostering a sense of belonging and trust. Our branch's opening hours reflect our commitment to service; we are open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. This flexibility allows us to cater to your busy schedule. While you can visit us at our main branch address, official correspondence should be sent to our mailing address at 210 PLUMTREE RD, Bel Air, MD 21015-6011. We understand that banking is not just about transactions; it's about building relationships. That's why we offer personalized services ranging from checking and savings accounts to auto loans and mortgages. In addition, we provide digital banking solutions like online banking and mobile payments for those who prefer convenience at their fingertips. Our commitment extends beyond banking; we actively engage in community outreach efforts, partnering with local organizations to support initiatives that make a real difference in people's lives. We believe that by investing in our community, we invest in the well-being of every member. We also value accessibility; our drive-thru service ensures that even during busy times, you can conduct simple transactions without leaving your vehicle. Join us at State Employees Cu Of Maryland, Inc., where you will find more than just a bank you will discover a partner committed to your financial success and community growth. Explore the benefits of membership today! For more information or assistance, feel free to reach out at 410-487-7328 or visit us online at secumd.org.

Branch Location & Accessibility

Convenient Access

Our location is close to local landmarks and businesses, allowing you to swing by easily during your busy day. Plus, we offer ample parking right at the entrance, ensuring that your visit is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can contact us at 410-487-7328. Our friendly staff is here to help you with any inquiries or banking needs you might have. We invite you to come by and experience the personal touch that makes State Employees Credit Union of Maryland special!

Operating Hours

At the State Employees Credit Union - Bel Air, we want to serve you when it's convenient for you. Our lobby hours are Monday through Thursday from 9:00 a.m. to 5:00 p.m., and we extend our hours on Friday until 6:00 p.m. Need assistance on Saturday? Our drive-thru is open from 9:00 a.m. until 1:00 p.m., providing additional flexibility for your banking needs.

Services We Offer

We pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. If you're short on time, our drive-thru service allows you to complete simple transactions quickly perfect for those on the go! While members can visit us at our physical location, official correspondence should be sent to our mailing address: 210 PLUMTREE RD, Bel Air, MD 21015-6011.

Member Eligibility

At State Employees Cu Of Maryland, Inc, becoming a member means joining a welcoming community that truly cares about your financial well-being. If you're looking to be part of something special, you'll be happy to know that membership is open to individuals who live, work, or worship in our community, as well as their family members. This means that you're not just gaining access to exceptional banking services; you're also joining a network of supportive people who understand your needs. Opening an account at our branch located at 210 Plumtree Rd Bel Air Md 21015 is simple and straightforward. Just reach out to us at (410) 487-7328, and our friendly team will guide you through the process. For more details on eligibility criteria, feel free to visit this link. We can't wait for you to experience all the benefits of being a member at State Employees Cu Of Maryland, Inc!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer robust merchant services that simplify daily transactions. Imagine seamlessly processing payments while focusing on what you do best running your business. Our merchant services provide easy payment options, ensuring your customers have a smooth shopping experience. Located at 210 Plumtree Rd Bel Air Md 21015 in Bel Air, MD, we're here to help your business thrive. Contact us today at (410) 487-7328 and explore how we can assist you in achieving your financial goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Online & Mobile Banking

In today's fast-paced world, having control over your finances at your fingertips is essential. That's why we provide robust Online & Mobile Banking features. You can check balances, pay bills, transfer funds, and even make mobile payments all from the comfort of your home or on-the-go.

Credit Cards with Benefits

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases that can lead to exciting rewards. Imagine using your card for groceries or gas and getting cash back or travel points in return it's just one more way we work for you!

Drive-Thru Services for Quick Transactions

Need to make a deposit or withdrawal quickly? Our Basic Drive-Thru Banking allows you to handle simple transactions without stepping inside the branch. It's perfect for busy days when time is limited.

Get in Touch!

With all these services available at Secu Credit Union - Bel Air, there's no better time than now to take advantage of what we have to offer. Our dedicated team is always ready to assist you with any questions or needs you may have. Feel free to call us at (410) 487-7328 or visit us during our operating hours: Monday through Thursday from 9:00 AM - 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM - 1:00 PM. Experience the difference of personalized service at State Employees Cu Of Maryland, Inc we're here for all your financial needs!

Personal Banking Made Easy

Our Personal Banking options include checking and savings accounts that cater to different lifestyles. Need a place to keep your savings safe? We have accounts that help you grow your money while keeping it easily accessible. If you're considering purchasing a new car or need funds for another significant expense, our Auto Loans & Vehicle Financing make it simple to get on the road with favorable rates and flexible terms. For those who dream of homeownership or want to refinance their existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process with ease. And if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options provide quick access to funds so you can tackle those challenges head-on.

Supporting Your Business Needs

For small business owners, we also offer Business Banking solutions. Our merchant services and business loans are designed with entrepreneurs in mind, helping you manage expenses and grow your business without unnecessary hurdles.

Digital & Online Banking

Key Features of Our Digital Banking Services

Imagine checking your balance, transferring funds, or paying bills without stepping foot in a branch. Our 24/7 online banking services make that a reality. Whether you're at home or on the go, you have real-time access to your accounts right at your fingertips. Our mobile application enhances this experience even further. It allows you to manage your finances through mobile payments, making transactions quick and simple. You can send money easily with our person-to-person transfer feature perfect for splitting bills with friends or sending a little extra cash to family. Security is our top priority. While we don't currently offer electronic signature authorization, rest assured that your information is protected with advanced security measures. Plus, with e-statements available, you can keep track of your financial activities without the hassle of paper clutter. Whether you're using our website or mobile app, you'll find both user-friendly and accessible options tailored for everyone. At State Employees Cu Of Maryland, Inc, we're committed to making banking not just easier but also more efficient for all our members. Dive into the world of digital banking today and experience the convenience firsthand!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 613,109, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $14,460,580. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland, Inc is your trusted partner. Visit us at 210 Plumtree Rd Bel Air Md 21015 or call (410) 487-7328 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is illustrated by $13,795 in used auto loans and $4,244,538,519 in total loans and leases, supporting members' financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options to suit your needs.

Credit Lines and Business Financing

For those looking for flexibility in borrowing, our credit lines are designed to meet various financial needs. With total credit lines amounting to $1,877,392,773, you can access funds as needed without the hassle of applying for multiple loans. Additionally, our outstanding commercial loans totaling $178,063,755 provide business owners with the capital necessary to grow and expand their ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606. With competitive rates and flexible terms, we aim to make your homeownership journey smooth and straightforward.

Refinancing Options

If you're considering refinancing your current loans for better terms or lower rates, we've got you covered. Our team is here to guide you through eligibility options that may allow you to save money and reduce your monthly payments. Whether you're looking for an auto loan, mortgage options, unsecured credit cards, or business financing solutions, State Employees Cu Of Maryland is here to support your financial journey. For more information on any of our loan products or to discuss eligibility requirements further, feel free to reach out at 410-487-7328 or visit us at 210 Plumtree Rd Bel Air Md 21015. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We currently have a total of $196,324,858 in these loans available for our members. Enjoy flexible terms that help you manage your finances effectively while earning rewards on your purchases.

Loan Aggregator

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State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans