State Employees CU Baltimore MD Credit Union | Quick Auto Loans & Online Banking

Introduction

Welcome to State Employees Cu Of Maryland, Inc, your trusted financial partner located at 7173 Security Blvd, Baltimore, MD 21244. Established in 1951, we are proud to serve over 261,235 members, providing them with tailored financial solutions designed to meet their unique needs. With total assets exceeding $5.7 billion and deposits totaling $423.6 million, our commitment to helping you achieve your financial goals is stronger than ever. At State Employees Cu Of Maryland, we understand that our community thrives on trust and reliability. That's why we prioritize exceptional member service and accessible banking options. Whether you're seeking personal banking services like checking and savings accounts, auto loans, or mortgage refinancing, or business banking solutions such as merchant services and business loans, we are here to support you every step of the way. Under the leadership of our CEO, David Sweiderk, and Board President Gayle Seward, our dedicated team of 362 employees works tirelessly to ensure that your banking experience is seamless and rewarding. Our branch features convenient drive-thru services for quick transactions, and we're always ready to assist you with a friendly smile. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 7173 Security Boulevard, Baltimore, MD 21244. For inquiries or assistance, feel free to reach out at 410-265-7595. Explore our website at secuMD.org for more information about our services and how we can help you navigate your financial journey. Join us today and become part of a community-focused credit union that puts its members first!

Branch History & Mission

Community Focus

We take pride in being part of this vibrant community. Through partnerships with local organizations and participation in events, we strive to make a positive impact. Whether it's through financial literacy workshops or supporting local charities, we're committed to fostering a spirit of collaboration that benefits everyone. As we look toward the future, we invite you to join us on this exciting journey. Experience the difference at State Employees Cu Of Maryland, Inc where your financial goals become ours. Visit us during our operating hours Monday through Thursday from 8:00 a.m. to 3:30 p.m., Wednesday until 4:30 p.m., and Friday until 6:00 p.m., or give us a call at 410-265-7595 for more information. Together, let's build a brighter future!

Mission Statement

At State Employees Cu Of Maryland, Inc, our mission is to improve the financial well-being of our members by offering a range of personal and business banking services tailored to their needs. We believe in creating lasting relationships built on trust and transparency. Our commitment extends beyond banking; we actively engage in community initiatives that uplift those around us. While members can visit us at 7173 Security Blvd, official correspondence should be sent to 7173 Security Boulevard, Baltimore, MD 21244. Our branch is designed with accessibility in mind, ensuring that everyone can benefit from our services. We offer drive-thru banking for convenience and maintain ADA compliance to serve all members effectively.

Our Story

The journey of our branch is one marked by commitment and growth. From our humble beginnings more than seven decades ago, we've expanded our services to meet the evolving needs of our members. Our goal has always been clear: to provide not just financial services but also support that fosters personal and community development. We are proud to be a trusted partner for individuals and families in Baltimore and beyond. Our branch has witnessed many changes technological advancements have enhanced our service delivery, making it easier for members to access their accounts online or through mobile applications. Despite these advancements, our core mission remains steadfast: to empower our members financially while also giving back to the community through various outreach programs.

Branch Location & Accessibility

Operating Hours

Our doors are open at convenient times to fit your busy schedule! You can visit us Monday, Tuesday, and Thursday from 8:00 a.m. to 3:30 p.m., Wednesday from 8:00 a.m. to 4:30 p.m., and Friday from 8:00 a.m. to 6:00 p.m. We even welcome you on Saturdays from 8:30 a.m. to 1:00 p.m.

Services Offered

At our branch, we offer a wide range of services tailored for both personal and business needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we have something for everyone. For quick transactions like deposits or withdrawals, our drive-thru service is here to help make your banking experience smooth and hassle-free. We invite you to connect with us! If you have any questions or need assistance, don't hesitate to call us at 410-265-7595. Our friendly team is ready to help you with all your financial needs. Come visit us today at the State Employees Credit Union of Maryland we look forward to serving you!

Member Eligibility

Joining the State Employees Cu Of Maryland, Inc family is like stepping into a warm, welcoming community where your financial needs are understood and prioritized. To become a member at our branch located at 7173 Security Blvd Baltimore Md 21244, you'll find that eligibility is designed to be inclusive. Generally, if you are a state employee, a family member of an existing member, or reside in our service area, you can easily join us. We believe everyone deserves access to quality financial services tailored to their unique situations. At State Employees Cu Of Maryland, Inc, becoming a member not only opens doors to various banking services but also connects you with a supportive team dedicated to your financial success. Whether you're looking for personal banking options, auto loans, or credit cards with rewards, we've got your back. Plus, the process of opening an account is straightforward and user-friendly. For more detailed eligibility criteria and updates, feel free to check out our website or give us a call at (410) 265-7595. We're excited to welcome you!

Business Banking & Commercial Services

Business Loans for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine your customers effortlessly making purchases using various payment methods while you focus on running your business. Our services are tailored to meet the needs of local businesses, ensuring you have the tools necessary for efficient operations. Located at 7173 Security Blvd Baltimore Md 21244, Baltimore, MD MD, we invite you to explore how our business banking solutions can empower your success. Reach out to us today at (410) 265-7595 or visit our website at https://www.secumd.org/ to learn more!

Comprehensive List Of Services

Business Banking Solutions

For business owners, State Employees Cu Of Maryland, Inc offers specialized banking solutions such as merchant services and business loans. We understand the challenges of running a business, which is why we aim to provide flexible financing options that can help you achieve your goals.

Convenience at Your Fingertips

We know that convenience matters in today's fast-paced world. That's why we offer online and mobile banking services so you can manage your accounts on-the-go. With features like person-to-person payments, managing your finances has never been easier. If you prefer face-to-face transactions, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.

Get Started Today!

With so many services available at State Employees Cu Of Maryland, Inc, it's easy to see how we strive to be a one-stop financial resource for our community. Our friendly team is ready to assist you with any questions or concerns. Feel free to reach out by calling us at (410) 265-7595 or visit us at our branch location. Let us help you take the next step toward achieving your financial goals! For more information about our offerings, please visit our website at Secu Credit Union - Security At Chadwick.

Personal Banking Services

Our personal banking offerings include checking and savings accounts designed to help you manage your finances effortlessly. Imagine having the freedom to check your balance or transfer funds anytime, anywhere through our online and mobile banking platforms. We also provide auto loans and vehicle financing, making it easier for you to hit the road in a new car. If you're considering buying a home, our mortgage loans and refinancing options are tailored to meet your unique circumstances, ensuring that you get the support you need during this significant milestone. In addition to these services, we offer personal loans for those unexpected expenses or debt consolidation options that can help simplify your financial life. With our credit cards featuring rewards programs, every purchase can earn you points towards something special.

Digital & Online Banking

Key Features

One of the standout features of our digital banking service is the ability to receive e-statements. This not only helps you stay organized but also supports the environment by reducing paper waste. You can easily opt in for e-statements and enjoy all your financial information at your fingertips. For those on the go, our mobile application allows you to manage your finances right from your smartphone. Plus, with mobile payments enabled, making purchases is quick and hassle-free. You can even send money to friends and family using our person-to-person transfer feature perfect for splitting bills or sending gifts. While convenience is key, we never compromise on security. Although we do not currently offer electronic signature authorization, rest assured that our online banking platform employs advanced security measures to keep your information safe. At State Employees Cu Of Maryland, Inc, we're committed to providing you with the tools you need for real-time account management while ensuring that accessing your funds is as straightforward as possible. Experience the ease of modern banking today!

Financial Strength

At State Employees Cu Of Maryland, Inc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reassuring you that your money is in safe hands. With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $308,586,792 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $14,460,580. Total Share Accounts: 613,109, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 7173 Security Blvd Baltimore Md 21244 or call 410-265-7595 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Additional Information

If you're considering refinancing options or want to know about eligibility, feel free to contact us at (410) 265-7595 or visit us at our branch located at 7173 Security Blvd Baltimore Md 21244 in Baltimore, MD. Our goal is to empower you with financial tools that work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used car, we've got options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $178,063,755 provide the capital needed to grow and expand. We understand the importance of having reliable financing options for businesses and are here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We aim to provide straightforward solutions so you can focus on making your house a home.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible unsecured credit card loans. With a total of $196,324,858 in loans helping members manage their finances effectively, our credit cards come with competitive terms to ensure you have access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information every time they search for a loan.

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans