State Employees CU Baltimore MD Credit Union | Best Auto Loans & Business Banking

Introduction

At State Employees Cu Of Maryland, Inc, we pride ourselves on being more than just a financial institution; we are a vital part of the community here in Baltimore. Established in 1951, our credit union has grown to serve over 261,000 members, reflecting our commitment to providing personalized banking solutions that meet your needs. Located conveniently at 7906 Rossville Blvd, Baltimore, MD 21236, our doors are always open for you. While members can visit us at our branch address, official correspondence should be sent to 7906 Rossville Boulevard, Baltimore, MD 21236. Our dedicated team, led by CEO David Sweiderk and Board President Gayle Seward, is here to ensure that your experience with us is as seamless as possible. With total assets exceeding $5.7 billion and total deposits of $423 million, we have the stability and resources to help you achieve your financial goals. Whether you're looking for personal banking services like checking accounts and auto loans or business banking solutions such as merchant services and business loans, we've got you covered. Our commitment to member service is evident through our operating hours: Monday to Thursday from 8:00 a.m. to 3:30 p.m., Wednesday until 4:30 p.m., Friday until 6:00 p.m., and Saturday from 8:30 a.m. to 1:00 p.m. You can reach us at 410-665-7328 for any questions or assistance you may need. Join us today and discover how State Employees Cu Of Maryland can make a positive impact on your financial journey. Visit our website at www.secumd.org or stop by the branch we look forward to serving you!

Branch History & Mission

Community Commitment

At State Employees Credit Union, we understand that financial health goes hand-in-hand with community well-being. Our branch offers drive-thru banking for added convenience and supports shared service centers for those who need additional assistance. We focus on creating lasting relationships with our members and are here to help navigate life's financial challenges. As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership today whether you're looking for a checking account, an auto loan, or expert advice on your financial plans. Together, let's build a brighter future for Baltimore! For more information or assistance, feel free to call us at 410-665-7328 or visit us online at State Employees Credit Union. Your financial success is our priority!

Mission Statement

Our mission is simple yet profound: to empower our members through education and support in achieving their financial goals while fostering a strong sense of community. We believe in not just serving our members financially but also giving back through various outreach initiatives. From partnerships with local organizations to sponsoring community events, we actively engage in efforts that uplift Baltimore. While you can visit us at 7906 Rossville Blvd, official correspondence should be sent to 7906 Rossville Boulevard, Baltimore, MD 21236 if needed.

Our Journey

Since opening our doors more than seven decades ago, State Employees Credit Union has continuously evolved to meet the changing needs of our community. We started as a resource for state employees and have expanded our services to include personal banking, auto loans, mortgages, and business banking solutions. Our journey reflects our commitment to making financial services accessible to everyone. Over the years, we have embraced advancements in technology while ensuring that our services remain user-friendly and accessible. Today, members can enjoy features like online and mobile banking, making it easier than ever to manage finances on-the-go. We strive to maintain compliance with ADA standards so that all members can access our facilities comfortably.

Branch Location & Accessibility

Contact Us

If you have any questions or would like more information about our services, feel free to give us a call at 410-665-7328. Our friendly staff is always ready to assist you! While members can visit us at 7906 Rossville Blvd for banking needs, official correspondence should be sent to the same address listed as your mailing address. We look forward to serving you at the State Employees Credit Union of Maryland!

Operating Hours

We understand that your time is valuable. That's why we're open during convenient hours: Monday through Thursday from 8:00 a.m. to 3:30 p.m., with extended hours on Wednesdays until 4:30 p.m. and Fridays until 6:00 p.m. We also welcome you on Saturdays from 8:30 a.m. to 1:00 p.m. Whether you need to stop by during your lunch break or after work, we've got you covered!

Parking and Accessibility

Parking is readily available for our members, ensuring a hassle-free visit. We pride ourselves on being accessible to everyone, featuring ADA-compliant facilities and ramps so that all members can enjoy our services comfortably.

Services Offered

At our Fullerton location, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're here to help you every step of the way. If you prefer the convenience of doing your banking from home, take advantage of our online and mobile banking services. For those who need quick transactions, our drive-thru service allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of State Employees Cu Of Maryland, Inc is like joining a family that genuinely cares about your financial well-being. Located at 7906 Rossville Blvd Baltimore Md 21236, we welcome anyone who works for or is retired from state government, including their family members. It's not just about opening an account; it's about being part of a community where you can find support and resources tailored to your needs. At State Employees Cu Of Maryland, Inc, you'll enjoy benefits like competitive loan rates, savings accounts, and personalized service that makes banking feel easy and friendly. For more details on eligibility, feel free to check out our website at . If you're ready to take the next step, we're here to help! Just give us a call at (410) 665-7328 or visit us in person to get started on your journey with us today.

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Matter

Imagine being able to accept payments seamlessly at your shop or online store. Our merchant services are designed to simplify transactions for your customers while boosting your revenue. With easy integration and reliable support, you can focus on what really matters growing your business. Visit us at 7906 Rossville Blvd Baltimore Md 21236, Baltimore, MD or give us a call at (410) 665-7328 to learn more about how our Business Banking & Commercial Services can work for you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in your dream vehicle. We work with you to find a plan that fits your budget, ensuring that your payments are manageable.

Business Banking Services

For entrepreneurs and business owners, we provide tailored business banking services, including merchant services and business loans. We understand the challenges of running a business and are here to support you with flexible financing options that can help fuel growth.

Convenience at Your Fingertips

In addition to traditional banking services, we also prioritize convenience for our members. Enjoy features like ATM & cash withdrawal services, as well as basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, with our secure online platforms, managing your finances has never been easier. At State Employees Cu Of Maryland, Inc, we aim to make banking simple and accessible for everyone in the community. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out! You can call us at (410) 665-7328 or visit us at our branch location. Explore how we can assist you today! Visit us online at Secu Credit Union - Fullerton for more information about all the ways we can help you thrive financially.

Credit Cards with Rewards

Our credit cards with rewards offer more than just spending power; they come with benefits! Earn points on your purchases that can be redeemed for travel, merchandise, or cash back. It's an excellent way to get more from your everyday spending.

Mortgage Loans & Refinancing

If homeownership is on your mind, explore our mortgage loans and refinancing solutions. We provide competitive rates and personalized service to help guide you through the home-buying process. Our team will assist you every step of the way, from application to closing.

Personal Banking Solutions

For those looking to manage their everyday finances, our personal banking services are a perfect fit. We offer checking and savings accounts that can help you keep your money secure while earning interest. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms perfect for managing your accounts on the go!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at you, which is why we offer personal loans and debt consolidation services. This can be a helpful way to simplify your finances by combining multiple debts into one manageable payment. Let us help you get back on track without the stress.

Digital & Online Banking

Easy Online Access

Visit us at https://www.secumd.org/ to explore our comprehensive online banking options. Whether you want to check your balance, transfer funds, or pay bills, our platform is designed with you in mind. You can access your account 24/7, ensuring that your banking needs are met whenever you need them.

Mobile Banking Made Simple

Stay connected on the go with our mobile application available for download. Our app not only supports mobile payments but also provides all the features of online banking right in your pocket. Whether you're at home or out and about, you'll have real-time access to your accounts.

Safe and Secure Transactions

At State Employees Cu Of Maryland, Inc, we take security seriously. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our digital platforms are protected with the latest security measures. Your financial safety is our top priority. In conclusion, with the digital and online banking services offered by State Employees Cu Of Maryland, Inc, managing your finances has never been easier or more secure. Enjoy the freedom of banking on your terms!

User-Friendly Features

We understand that managing money should be straightforward. Our online services include e-statements, allowing you to receive your account statements electronically no more waiting for the mail! Plus, we offer person-to-person transfers, making it simple to send money to friends and family without any hassle.

Financial Strength

Efficient Operations

Our operations are efficient as reflected by our current net income of $0, which allows us to focus on providing quality services rather than maximizing profits. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our mission is to support your financial journey without distractions from outside interests.

Growing Member Base

With 613,109 total share accounts, our growing member base shows the trust our community places in us. We believe that this trust comes from our consistent performance and dedication to serving every member's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 7906 Rossville Blvd Baltimore Md 21236 or call 410-665-7328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Services

With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment is essential for improving the quality of our offerings.

Secure Savings Options

Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. This level of commitment to securing your savings sets us apart from traditional banks.

Strong Financial Health

With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases. Whether you're looking to buy a car or need financing for other needs, we're here to help you achieve your aspirations.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got you covered with competitive terms and personalized service.

Business Loans

For business owners, our outstanding commercial loans totaling $178,063,755 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, we are here to support your ambitions. If you're considering refinancing options, we have solutions tailored to fit your circumstances. We're committed to finding the right fit for your financial needs. Our team at State Employees Cu Of Maryland, Inc, located at 7906 Rossville Blvd Baltimore Md 21236, is ready to assist you with any questions you may have about our loan products or eligibility requirements. Feel free to give us a call at (410) 665-7328, and let's discuss how we can help you achieve your financial dreams today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We are here to guide you through the process, ensuring you understand your options every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending and help you stay within your budget.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you receive reliable information to help you make informed financial choices.

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans