State Employees CU Annapolis MD Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to State Employees Credit Union of Maryland, Inc., located at 203 Harker Pl Ste 115, Annapolis, MD 21401. Established in 1951, we have proudly served our community for over seven decades, building a foundation of trust and reliability among our 261,235 members. At SECU - Annapolis Towne Centre, we understand that financial needs vary from person to person. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also cater to businesses with merchant services and business loans designed to help you thrive. With total assets exceeding $5.7 billion and deposits amounting to $423,656,042, we are committed to safeguarding your money while providing competitive rates that can help you grow your wealth. Our net worth stands at an impressive $540,110,846, reflecting our strong financial health and dedication to our members' success. Under the leadership of CEO David Sweiderk and Board President Gayle Seward, our team of 362 dedicated employees is always ready to assist you. Whether you're visiting us in-person or accessing our services through online banking or mobile applications, we strive to make your experience seamless and satisfying. While members can visit us at the above address, official correspondence should be sent to our mailing address: 203 Harker Place, Annapolis, MD 21401. If you have questions or need assistance, don't hesitate to reach out by calling us at 410-487-7328. Join us today and discover how SECU can help support your financial journey! For more information about our services or to explore membership options, please visit our website at secumd.org.

Branch History & Mission

Community Commitment

Our branch is equipped with modern conveniences like drive-thru banking for quick transactions while ensuring ADA compliance for accessibility. We prioritize our members' needs with online and mobile banking options that bring banking right to their fingertips. While members can visit us at 203 Harker Pl Ste 115 for all their banking needs, official correspondence should be sent to 203 Harker Place, Annapolis, MD 21401 if it differs from the branch address. As you explore what we have to offer whether it's joining as a new member or learning about our services we invite you to reach out to us at 410-487-7328 or visit our website at www.secumd.org. Experience the State Employees Credit Union of Maryland difference today; together, let's build a brighter financial future!

Our Mission

Our mission is clear: we strive to offer personal banking solutions that make a real difference in the lives of our members. We understand that financial well-being is essential for achieving dreams and aspirations. That's why we provide a comprehensive range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. At State Employees Credit Union of Maryland, Inc., we believe that everyone deserves the opportunity to thrive financially. Our commitment goes beyond traditional banking; we actively engage in community outreach initiatives that support local organizations and events. By partnering with various groups within Annapolis, we aim to uplift those around us and contribute positively to our vibrant community.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to give us a call at 410-487-7328. We're always happy to help! While members can visit us at 203 Harker Pl Ste 115, official correspondence should be sent to our mailing address at 203 Harker Place, Annapolis, MD 21401. We invite you to stop by our branch today and discover how we can support your financial needs!

Easy Access and Amenities

We understand that accessibility is important. Our branch is equipped with features such as ramps and ADA-compliant entrances, ensuring everyone can visit us comfortably. Parking is available nearby, so you won't have to worry about finding a spot when you arrive. If you prefer not to step inside, take advantage of our drive-thru banking services, which allow you to handle deposits and withdrawals without leaving your vehicle. Unfortunately, we currently do not have ATM services on-site.

Operating Hours

Our friendly team is here to assist you Monday through Friday from 9:00 a.m. to 5:00 p.m., and we're open on Saturday from 9:00 a.m. to 1:00 p.m. Whether you need assistance with personal banking, auto loans, or business services, we are dedicated to providing exceptional service during these hours.

Member Eligibility

Becoming a member of State Employees Cu Of Maryland, Inc is like stepping into a welcoming community where your financial needs are prioritized. We believe that everyone deserves access to the tools and support to achieve their financial goals, and we're here to help you every step of the way. To qualify for membership, you simply need to be a state employee or a family member of one, as well as anyone who lives or works in our local community. This makes joining us an inclusive experience for many individuals. If you're curious about the exact eligibility criteria, feel free to visit our resource page at . Once you're ready to open an account, you'll find the process straightforward and friendly. Whether you're looking for checking and savings accounts, auto loans, or even credit cards with rewards, we've got something for everyone. Our team is dedicated to helping you navigate your options smoothly. If you have any questions or want assistance during this journey, don't hesitate to reach out to us at (410) 487-7328. We can't wait to welcome you into the State Employees Cu Of Maryland, Inc family at our branch located at 203 Harker Pl Ste 115 Annapolis Md 21401!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $314 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $74 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $178,063,755, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Picture this: accepting payments easily from customers using credit cards or mobile wallets while keeping track of sales effortlessly. Our systems are built to help you manage your cash flow better, allowing you more time to focus on what matters most growing your business. Visit us at 203 Harker Pl Ste 115 Annapolis Md 21401 in Annapolis, MD, or call us at (410) 487-7328 to learn how we can support your business goals today!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, our business banking services cater specifically to your needs. From merchant services that simplify transactions to business loans that help fuel growth, we're here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Secu - Annapolis Towne Centre offers robust online and mobile banking features. You can easily manage your accounts from anywhere at any time whether it's making transfers, paying bills, or checking balances everything is just a click away. We also provide person-to-person payment options so you can send money directly to friends or family without hassle.

Drive-Thru Services

For those who prefer face-to-face interactions but need quick service, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle. At State Employees Cu Of Maryland, Inc, we're here to make banking easy and accessible for everyone in the community. If you're ready to take the next step in managing your finances or if you have any questions about our services, don't hesitate to reach out! You can call us at (410) 487-7328 or visit us at 203 Harker Pl Ste 115 Annapolis Md 21401. Let us help you achieve financial success today!

Flexible Personal Loans

Life can be unpredictable, which is why having access to personal loans can be beneficial. Whether it's for debt consolidation or unexpected expenses, our personal loans are available with competitive rates to give you peace of mind during challenging times.

Home Financing Solutions

For those considering homeownership or wanting to refinance their current mortgage, our mortgage loans are designed with your needs in mind. We provide personalized assistance throughout the process, ensuring you feel confident every step of the way.

Personal Banking Made Easy

Whether you're looking to open a new checking or savings account, our personal banking options are straightforward and user-friendly. Our accounts come with features that help you manage your money effortlessly, allowing you to focus on what matters most. If you're thinking about purchasing a vehicle, our auto loans offer competitive rates and flexible terms, making it easier for you to drive away in the car of your dreams.

Rewarding Credit Card Options

Our credit cards come with rewards programs that let you earn points for your everyday purchases. This means that every time you swipe your card, you're not just spending you're also earning rewards that can add value back into your life.

Digital & Online Banking

At State Employees Cu Of Maryland, Inc, we understand that convenience and security are essential in today's fast-paced world. That's why we've developed a robust suite of digital and online banking services designed to give you easy access to your finances anytime, anywhere. With our 24/7 online banking services available at https://www.secumd.org/, managing your money has never been easier. You can check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go using our mobile application. Our mobile payments feature allows you to make purchases with just a tap, ensuring that you can handle transactions quickly and securely. For those who prefer to keep track of their statements digitally, we offer e-statements. You can say goodbye to paper clutter and access your financial information whenever you need it. Plus, if you ever need to sign documents electronically, our platform supports electronic signature authorization, making it simple and efficient. If you're looking to send money directly to friends or family, our person-to-person transfer service is here for you. It's an easy way to share costs or send gifts without the hassle of cash or checks. All these features come together in a user-friendly interface that prioritizes your security. We're committed to keeping your information safe while providing you with real-time account management tools. Experience the future of banking today with State Employees Cu Of Maryland, Inc. Visit us online at https://www.secumd.org/ and take full control of your financial journey!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at an impressive 613,109, showing a strong and growing member base that trusts us with their finances. We have available funds for lending and investments totaling $14,460,580. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Employees Cu Of Maryland is your trusted partner. Visit us at 203 Harker Pl Ste 115 Annapolis Md 21401 or call 410-487-7328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,705,008,039 in share certificates and $749,692,233 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This means that our resources are focused on benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which shows our commitment to maintaining low costs while still delivering high-quality service. We also take pride in having 353 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting in Our Community

With $308,586,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,795 in used auto loans and a total of $4,244,538,519 in loans and leases.

Solid Financial Health

With a net worth of $540,110,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $202,427,642 in used vehicle loans and $99,306,079 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our financing options can make it easier for you.

Credit Options

Managing your expenses is important for your financial health. We also offer flexible terms on unsecured credit card loans, with a total of $196,324,858 in loans helping members manage their finances effectively. These cards are designed to give you the spending power you need without breaking the bank. For those looking for additional credit lines, our total credit lines amount to $1,877,392,773, providing ample opportunity for growth and flexibility. If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to assist you every step of the way. Feel free to reach out to us at 410-487-7328 or visit us at 203 Harker Pl Ste 115 Annapolis MD 21401 during our operating hours: Monday to Friday from 9:00 a.m. - 5:00 p.m., Saturday from 9:00 a.m. - 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals may be, State Employees Cu Of Maryland is committed to helping you find the right loan solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $668,187,606, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions. This process guarantees transparency and helps users avoid misleading or outdated information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can see all available options equally. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, ensuring you have the latest information to make an informed choice. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. Every loan listing reflects current rates and terms, allowing users to trust that they are viewing accurate information.

State Employees Cu Of Maryland Inc

Type of Loan Offerings

Personal Loans

Vehicle Loans