State Department Federal Credit Union

In the heart of Arlington, the State Department Credit Union branch at 3100 Clarendon Blvd warmly welcomes you to a community-focused financial experience. Whether you're exploring some of the best auto loans designed to get you behind the wheel with confidence or managing your personal banking needs through convenient checking and savings accounts, this branch is dedicated to helping you achieve your goals. Open Monday through Friday from 8:30 AM to 4:00 PM and Saturdays from 9:00 AM to noon, it’s easy to fit quality service into your busy schedule.
Serving over 88,500 members and managing assets exceeding $2.8 billion, this location also offers competitive mortgage loans and refinancing options that make homeownership more attainable. Business owners can benefit from tailored merchant services and business loans designed to support growth. With easy ATM access for quick withdrawals and balance checks plus secure online and mobile banking platforms available anytime, managing your finances is effortless.
Visit the State Department Credit Union branch in Arlington or call 703-706-5155 today to experience personalized guidance. Discover how our signature auto loans and mortgage programs can help drive your financial future forward!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Owner Occupied
Home Equity ( 125% LTV Owner Occupied)
8.65 %
5 Yrs - 10 Yrs
$100,000
125 %
Owner Occupied
Home Equity Single Advance
6.99 % - 7.74 %
5 Yrs - 20 Yrs
$500,000
90 %
heloc
Home Equity Line-of-Credit (HELOC)
7 % - 9 %
$350,000
80 %
Investment Property
Home Equity Single Advance
8 % - 10 %
5 Yrs - 15 Yrs
$50,000
70 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
Conforming 10 YR Fixed
5.25 - 5.375 %
5.305 - 5.402 %
0.25
10.0 Yrs
CONVENTIONAL
FIXED
Conforming 15 Year Fixed
5.75 - 5.875 %
5.808 - 5.894 %
0.375
15.0 Yrs
CONVENTIONAL
FIXED
Conforming 20 YR Fixed
5.75 - 5.875 %
5.874 - 5.921 %
1
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
Conforming 5/5 ARM
5.75 - 5.875 %
5.926 - 5.963 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
Conforming 7/6 ARM
5.75 - 5.875 %
6.535 - 6.563 %
0.625
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
Conforming 15/15 ARM
6.0 - 6.125 %
6.195 - 6.286 %
0.25
15.0 Yrs
CONVENTIONAL
FIXED
Conforming 30 Year Fixed
6.375 - 6.5 %
6.435 - 6.512 %
0.625
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
Conforming 10/6 ARM
7.5 - 7.625 %
7.433 - 7.519 %
0.125
10.0 Yrs
JUMBO
FIXED
Jumbo 15 Year Fixed
5.75 - 5.875 %
5.808 - 5.894 %
0.375
15.0 Yrs
JUMBO
ADJUSTABLE
Jumbo 5/5 ARM
6.0 - 6.125 %
6.023 - 6.061 %
0.25
5.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed
6.375 - 6.5 %
6.471 - 6.548 %
1
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share secured loan
3.05 %
Moneyline line-of-credit
11.75 - 16.75 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Auto/Boat
4.89 % - 15 %
3 Yrs
Auto
New Auto/Boat
5.49 % - 15 %
5 Yrs
Auto
New Auto/Boat
5.84 % - 15 %
6 Yrs
Auto
New Auto/Boat
6.19 % - 9.89 %
7 Yrs

Introduction

Welcome to State Department, your trusted partner in financial services located at 3100 Clarendon Blvd, Arlington, VA 22201. Established in 1935, we have been dedicated to serving our community with integrity and care for decades. With a robust membership of 88,555 and total assets reaching an impressive $2,896,046,142, we are committed to providing you with personalized banking solutions tailored to your unique needs. At State Department, we understand the importance of reliable financial support. Our diverse offerings include personal banking, auto loans, mortgages, and business banking services. We believe in empowering our members by offering competitive rates and accessible resources that help you achieve your financial goals. Led by our CEO James Hayes and Board President Marlene Schwartz, our team of 210 employees is here to assist you every step of the way. We take pride in fostering a welcoming environment where you can feel confident about your financial choices. While members can visit us at 3100 Clarendon Blvd, official correspondence should be sent to our mailing address if it differs (not applicable in this case). Whether you're looking to open a new account or need assistance with existing services, don't hesitate to reach out to us at 703-706-5155 or explore more on our website at sdfcu.org. Join us today and experience the benefits of being part of a credit union that truly cares about its members!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. We actively participate in local events and initiatives that benefit our neighbors in Arlington. Whether it's supporting local schools or sponsoring community events, we believe in giving back and helping those around us thrive. As part of our ongoing efforts to serve better, we have established partnerships with various organizations aimed at enhancing financial literacy within the community. These programs empower individuals with the knowledge they need to make informed financial decisions. We invite you to become part of something bigger than just banking. Join us at State Department today and experience the difference that comes from being a member of a credit union that truly cares about its community. Visit us during our operating hours: Monday through Friday from 8:30 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM. You can reach us at (703) 706-5155 for any inquiries or assistance. Together, let's pave the way toward a brighter financial future!

Our Mission

Our mission at State Department is straightforward: to provide exceptional financial services while fostering community growth and support. We believe that everyone deserves access to quality banking options, which is why we offer a range of products including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Beyond financial transactions, we aim to build lasting relationships with our members by offering personalized service and understanding their unique needs. We also prioritize making banking easier through digital advancements like online banking and mobile payments. Our commitment extends to ensuring ADA compliance and creating an inclusive environment for all our members.

Branch Location & Accessibility

Welcome to the State Department! Conveniently located at 3100 Clarendon Blvd Arlington Va 22201 in beautiful Arlington, VA, our branch is here to serve you with a variety of financial solutions. If you're near popular spots like the vibrant Clarendon area, popping by is easy and convenient! We know how important accessibility is for our members. Our branch features ADA-compliant entrances and ramps, making it easy for everyone to visit us. Plus, we have ample parking available, so you can focus on your banking needs without any hassle. At State Department, we want your experience to be enjoyable and efficient. Our friendly team is ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 4:00 PM and Saturdays from 9:00 AM to 12:00 PM. Whether you need help with personal banking services like checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. For your convenience, we also offer an ATM onsite for quick cash withdrawals and balance checks. While we do not have a drive-thru service at this location, our dedicated staff is always ready to assist you inside the branch. If you need any official correspondence sent our way, please note that while members can visit us at 3100 Clarendon Blvd Arlington Va 22201, official mail should be directed to our mailing address if different (which currently isn't applicable). Have questions? Feel free to call us at (703) 706-5155. We look forward to welcoming you soon at Sdfcu Clarendon Branch!

Member Eligibility

At State Department, we believe that everyone deserves the chance to be part of a welcoming and supportive community. Becoming a member is simple and open to anyone who shares our values. If you live, work, or attend school in the area or have family members who are already part of our credit union, you're likely eligible to join us! We offer a range of advantages, including personalized service, competitive rates on loans, and access to a variety of financial products designed with your needs in mind. For more specific eligibility details, feel free to check out our website at . If you're ready to take the next step toward joining our community, opening an account is straightforward and can be done easily online. For any questions or assistance along the way, don't hesitate to reach out at (703) 706-5155. We can't wait to welcome you to State Department, located at 3100 Clarendon Blvd Arlington Va 22201!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine effortlessly processing payments while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept credit and debit cards easily. This means happier customers and faster sales, giving you more time to grow your enterprise. Ready to take your business to the next level? Contact us at (703) 706-5155 or visit us at State Department in Arlington, VA to explore how our business banking services can empower your success!

Comprehensive List Of Services

Additional Services

We also provide basic ATM access for withdrawals and balance checks so you can always stay informed about your account status. With all these options available at Sdfcu Clarendon Branch, managing your finances is both convenient and efficient. If you're ready to take control of your financial journey or have questions about any of our services, don't hesitate to reach out! Call us at (703) 706-5155 or visit us at 3100 Clarendon Blvd Arlington Va 22201 in Arlington, VA today. Join us at State Department and experience banking designed around you!

Business Banking Support

For small business owners, we understand how important reliable banking services are. That's why we offer business banking options that include merchant services and business loans to help you manage cash flow and grow your venture. You can count on us to provide personalized support every step of the way.

Convenient Digital Banking

In today's fast-paced world, having access to your finances anytime is essential. Our online and mobile banking features allow you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with ATM and cash withdrawal services available at our branch and throughout the network, accessing your money has never been easier.

Loans Made Easy

Sometimes life requires extra funds, whether it's for unexpected expenses or consolidating debt. Our personal loans offer flexible terms to help you meet your financial needs without added stress. Additionally, our credit cards come with rewards that can benefit you every time you shop. Imagine earning points on purchases you already make that's money back in your pocket!

Personal Banking Solutions

Managing your everyday finances is simple with our personal banking services. We offer checking and savings accounts designed to fit various lifestyles and financial goals. For those considering a new vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If you're thinking about buying a home or refinancing your current mortgage, we provide competitive mortgage loans tailored to your unique situation.

Digital & Online Banking

Key Services

Our online banking platform, accessible at http://www.sdfcu.org, allows you to manage your accounts effortlessly. Whether you want to check your balance, transfer funds, or pay bills, our user-friendly interface makes it simple. Plus, with 24/7 online banking services, you're never far from your financial information. We also offer features like electronic signatures for authorization, which means you can complete important transactions without needing to visit a branch. This is just one way we strive to make banking more convenient for our members.

Mobile Convenience

With our dedicated mobile application available for download, managing your finances has never been easier. Need to send money to a friend? Our person-to-person transfer feature lets you do that instantly. Plus, our mobile payments option allows you to pay for purchases directly from your phone making everyday transactions quick and hassle-free. For those who prefer paperless statements, we provide e-statements that not only help the environment but also keep your financial information secure and organized. You can easily access them whenever needed.

Security First

At State Department, security is our top priority. We employ robust measures to ensure that your personal and financial information remains safe while using our digital services. Our electronic signature authorization adds an extra layer of protection when finalizing agreements online. In summary, whether you're at home or on the move, our digital banking services offer you accessibility and ease-of-use while keeping security front and center. Explore all that we have to offer by visiting us at http://www.sdfcu.org today!

Financial Strength

Building Trust Through Membership

Total Share and Deposit Accounts: 193,352, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $7,262,860, further demonstrating our commitment to empowering members financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Department is your trusted partner. Visit us at 3100 Clarendon Blvd Arlington Va 22201 or call (703) 706-5155 to learn more about how we can help you achieve your financial goals.

Commitment to Innovation and Growth

With $299,266,957 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,184 in used auto loans and $1,471,187,674 in total loans and leases.

Member-Centric Savings Opportunities

Members' savings are secured through $740,344,947 in share certificates and $592,744,079 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 209 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $304,851,044, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,051 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $189,315,107 in used vehicle loans and $62,365,290 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got you covered with flexible terms that fit your budget.

Credit Lines

Need extra flexibility? Our total credit lines amounting to $827,038,207 provide you with access to funds whenever you need them. This can be especially useful for unexpected expenses or ongoing projects. For business owners, our outstanding commercial loans provide the capital needed to grow and expand, although there are currently no outstanding commercial loans available. If you're considering refinancing any existing loans or exploring eligibility options, our team is ready to assist you in navigating these choices for potential savings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At State Department, we pride ourselves on helping our community thrive by offering tailored financial solutions. Stop by today to learn more about how we can help you meet your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $310,437,622, make buying or refinancing simple. We're here to guide you through the process and answer any questions you may have along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,865,457 in loans helping members manage their finances effectively. These cards are perfect for those looking to build credit or make purchases without tying up cash.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, making it easier to compare loans without confusion or hidden costs.

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