State Department Federal Credit Union

In the heart of Alexandria, the State Department Credit Union branch at 1630 King St serves as a convenient ATM-only location dedicated to providing quick access to your funds. While this branch specializes in ATM services, members across the credit union’s network enjoy exclusive benefits like some of the best auto loans designed to fit your budget and competitively low mortgage rates that help turn homeownership dreams into reality. Open Monday through Friday from 8 AM to 5 PM, this site offers an easy stop for cash withdrawals and balance inquiries.
Serving over 88,500 members with total assets surpassing $2.8 billion, State Department Credit Union is committed to empowering its community with trusted financial products and personalized service. Whether you’re taking advantage of their signature auto financing or exploring affordable mortgage options, the credit union’s comprehensive offerings are built around your needs.
Visit the State Department Credit Union ATM at 1630 King St or contact us at 703-706-5000 today to experience seamless access to your money and discover how our auto loans and mortgage programs can support your financial goals!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Owner Occupied
Home Equity ( 125% LTV Owner Occupied)
8.65 %
5 Yrs - 10 Yrs
$100,000
125 %
Owner Occupied
Home Equity Single Advance
6.99 % - 7.74 %
5 Yrs - 20 Yrs
$500,000
90 %
heloc
Home Equity Line-of-Credit (HELOC)
7 % - 9 %
$350,000
80 %
Investment Property
Home Equity Single Advance
8 % - 10 %
5 Yrs - 15 Yrs
$50,000
70 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
Conforming 10 YR Fixed
5.25 - 5.375 %
5.305 - 5.402 %
0.25
10.0 Yrs
CONVENTIONAL
FIXED
Conforming 15 Year Fixed
5.75 - 5.875 %
5.808 - 5.894 %
0.375
15.0 Yrs
CONVENTIONAL
FIXED
Conforming 20 YR Fixed
5.75 - 5.875 %
5.874 - 5.921 %
1
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
Conforming 5/5 ARM
5.75 - 5.875 %
5.926 - 5.963 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
Conforming 7/6 ARM
5.75 - 5.875 %
6.535 - 6.563 %
0.625
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
Conforming 15/15 ARM
6.0 - 6.125 %
6.195 - 6.286 %
0.25
15.0 Yrs
CONVENTIONAL
FIXED
Conforming 30 Year Fixed
6.375 - 6.5 %
6.435 - 6.512 %
0.625
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
Conforming 10/6 ARM
7.5 - 7.625 %
7.433 - 7.519 %
0.125
10.0 Yrs
JUMBO
FIXED
Jumbo 15 Year Fixed
5.75 - 5.875 %
5.808 - 5.894 %
0.375
15.0 Yrs
JUMBO
ADJUSTABLE
Jumbo 5/5 ARM
6.0 - 6.125 %
6.023 - 6.061 %
0.25
5.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed
6.375 - 6.5 %
6.471 - 6.548 %
1
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Share secured loan
3.05 %
Moneyline line-of-credit
11.75 - 16.75 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Auto/Boat
4.89 % - 15 %
3 Yrs
Auto
New Auto/Boat
5.49 % - 15 %
5 Yrs
Auto
New Auto/Boat
5.84 % - 15 %
6 Yrs
Auto
New Auto/Boat
6.19 % - 9.89 %
7 Yrs

Introduction

Welcome to State Department, where your financial well-being is our top priority! Located at 1630 King St, Alexandria, VA 22314, we have been serving our community since 1935 with a commitment to trust and reliability. With over 88,555 members and total assets exceeding $2.8 billion, we are dedicated to offering personalized banking services tailored to meet your unique needs. At State Department, our strong financial foundation is reflected in our substantial total deposits of $52,893,945 and a net worth of $304,851,044. We pride ourselves on providing excellent loan options, boasting a total of 59,745 loans and leases to help you achieve your goals. Additionally, our cash reserves of $7,262,517 ensure that we can meet the needs of our members efficiently. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: 1630 King Street, Alexandria, VA 22314-2763. Our team is led by CEO James Hayes and Board President Marlene Schwartz, both of whom are passionate about fostering a community-oriented approach. With a dedicated staff of 210 employees, we are here to assist you every step of the way. We invite you to explore the various services we offer by visiting our website at http://www.sdfcu.org or by calling us at 703-706-5000 during our lobby hours from Monday through Friday, 8 AM to 5 PM. Join us in experiencing the difference that comes with being part of the State Department family!

Branch History & Mission

Community Engagement

We understand that true success is measured by the strength of our relationships within the community. That's why we actively participate in local events and collaborate with organizations that share our values. From financial literacy workshops to charitable initiatives, we're committed to being more than just a financial institution we're your partner in progress. As we embrace digital advancements such as online banking and mobile payments, we remain dedicated to ensuring accessibility for all. We're proud to be ADA compliant and offer services that cater to everyone's needs. We invite you to join us on this journey! Experience firsthand the benefits of being part of State Department a place where your financial well-being is at the forefront of what we do. Come visit us or reach out at (703) 706-5000. Together, let's build a brighter future for ourselves and our community!

Mission Statement

At the heart of State Department lies a mission centered around empowerment. We strive to provide comprehensive financial solutions that help our members achieve their goals, whether it's buying a home, saving for education, or planning for retirement. Our commitment extends beyond traditional banking; we aim to make a positive impact in the lives of those we serve. We believe in giving back to the community through various outreach programs and partnerships that uplift and support local initiatives. While members can visit us at 1630 King St Alexandria Va 22314, official correspondence should be sent to 1630 King Street, Alexandria, VA 22314-2763. Our operating hours are Monday through Friday from 8 AM to 5 PM, making it convenient for you to access our services when you need them most.

Branch Location & Accessibility

Connect With Us

Have questions or need more information? Don't hesitate to give us a call at (703) 706-5000. We look forward to welcoming you at State Department and helping you achieve your financial goals!

Location Highlights

Situated near popular landmarks, our branch is easily accessible for all members. If you need assistance, you'll find plenty of parking available right outside. Plus, our facility is ADA-compliant, ensuring that everyone can navigate easily with features like ramps and wide doorways.

Operating Hours

We know that life can get busy, which is why we're open from Monday to Friday, 8 AM to 5 PM. Our friendly staff is ready to assist you during these hours, making it easy for you to fit banking into your schedule.

Services Offered

While we currently do not have ATM services or a drive-thru, we're fully equipped to handle most banking needs inside the branch. Our team can assist you with various services and provide personalized support tailored just for you. If you need to send official correspondence, please note that while members can visit us at 1630 King St Alexandria Va 22314, official mail should be directed to 1630 King Street, Alexandria, VA 22314-2763.

Member Eligibility

Becoming a member of State Department is like joining a close-knit family where everyone supports each other. If you're eager to take part in this welcoming community, you'll be pleased to know that eligibility is quite straightforward. At State Department, membership is typically open to individuals who are affiliated with the State Department or related organizations, which means if you work there or have a family member who does, you're likely eligible! For more specific details on eligibility requirements, feel free to visit our resource page at . Opening an account is just as easy and can be done in no time! Simply give us a call at (703) 706-5000 to learn more about the steps involved. You can also visit our website for more information on how to get started. Once you're a member, you'll enjoy a range of benefits designed to help you thrive financially. We can't wait to welcome you into the State Department family at our location at 1630 King St Alexandria Va 22314!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify transactions for your business. Imagine processing payments effortlessly, managing cash flow effectively, and gaining insights into your sales all of which empower you to focus more on what matters: growing your business. Whether you're at 1630 King St Alexandria Va 22314 in Alexandria, VA, or anywhere else, we're here to provide the financial tools and services you need. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine walking into your new office space or expanding your operations our commercial loans are designed to help you achieve just that.

Comprehensive List Of Services

Emphasizing Accessibility

At State Department, we prioritize accessibility and strive to make banking as simple as possible for all our members. Our digital tools are user-friendly and designed to fit into your busy lifestyle, allowing you to manage your finances effortlessly. In today's fast-paced world, having reliable banking solutions is essential. That's why we're committed to continually enhancing our services and providing the support you need every step of the way. If you're looking for a credit union that puts its members first and offers comprehensive financial services right here in Alexandria, look no further than State Department. Visit us today at 1630 King St Alexandria Va 22314 or check out our website at http://www.sdfcu.org for more information about what we offer. Your financial well-being starts here!

Financial Solutions for Every Need

Our services include ATM Services Only, ensuring that you have easy access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance on-the-go without any hassle. With our ATMs, you can do just that! In addition, we offer a variety of digital banking features designed for convenience and ease of use. Our online banking platform allows you to manage your accounts from the comfort of your home or while you're out and about. You can pay bills, transfer money between accounts, and even deposit checks using your mobile device through our mobile application.

Member-Centric Approach

We understand that every member has different financial needs. That's why our team is here to provide personalized service and support. Whether you have questions about your account or need assistance with transactions, we're just a phone call away at (703) 706-5000. Our operating hours are Monday through Friday from 8 AM to 5 PM, making it easy for you to reach us when it's most convenient for you.

Digital & Online Banking

E-Statements for Easy Access

Say goodbye to paper clutter! Our e-statements provide a simple way to view your account statements electronically. Not only does this option help the environment, but it also allows for easy access to your financial information without sifting through piles of paperwork.

Mobile Banking Made Simple

For those who prefer banking on their mobile devices, our user-friendly mobile application is available for download. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is just a few taps away. You can also set up alerts to keep track of your transactions in real-time. Whether you're transferring funds or checking your balance, every interaction is protected with top-notch security measures to keep your information safe. At State Department, we prioritize your peace of mind while making sure that accessing your finances is straightforward and efficient. Explore all these features today by visiting us online at http://www.sdfcu.org. Your banking experience should be simple and secure let us show you how!

Financial Strength

Commitment to Growth

With $299,266,957 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $11,184 in used auto loans and $1,471,187,674 in total loans and leases. Our operational efficiency is evident with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team for You

We also take pride in having 209 full-time employees and 1 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support.

Growing Member Base

Total Share Accounts stand at 193,352, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Department is your trusted partner. Visit us at 1630 King St Alexandria Va 22314 or call (703) 706-5000 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $740,344,947 in share certificates and $592,744,079 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Capital Foundation

With a net worth of $304,851,044, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,051 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $189,315,107 in used vehicle loans and $62,365,290 in new vehicle loans already helping members get on the road. We provide competitive rates and terms that suit your budget, making the car-buying process as smooth as possible.

Credit Lines

Our total credit lines amount to $827,038,207, providing you with quick access to funds when you need them most. This option is perfect for covering emergencies or managing cash flow without hassle. If you're interested in any of these loan products or have questions about refinancing options, don't hesitate to reach out. You can contact us at (703) 706-5000 or visit us at our branch located at 1630 King St Alexandria Va 22314 in Alexandria, VA. We're here to help you find the right solutions tailored to your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $310,437,622, make buying or refinancing simple. Whether you're purchasing a new home or refinancing an existing mortgage, our knowledgeable staff is ready to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,865,457 in loans helping members manage their finances effectively. These cards can provide the financial flexibility you need while allowing you to build or improve your credit score.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Verified Data: All loan offers are sourced from legitimate financial institutions, which guarantees transparency in the rates presented. Users can trust that they are seeing genuine offers without hidden agendas. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results that reflect the best available options. Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly. This feature is crucial for those looking to secure competitive rates in a fluctuating market. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in facilitating better financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.