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Home Equity Loans
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Mortgage Loans
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Personal Loans
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Introduction
Welcome to the State Department branch of our credit union, where your financial journey is our priority! Located at 1630 King St, Alexandria, VA 22314, we are proud to have been serving our community since 1935. With a membership base of over 88,555 individuals, we are dedicated to providing personalized banking solutions that truly cater to your needs. At the heart of our commitment lies a robust financial foundation. Our total assets exceed $2.89 billion, and we maintain strong liquidity with total deposits amounting to $52,893,945. This solid backing allows us to offer competitive loan options, including more than 59,745 loans and leases that empower our members to reach their goals whether it's buying a new car or securing a mortgage. Our leadership team is led by CEO James Hayes and Board President Marlene Schwartz, who both share a passion for making banking accessible and beneficial for all members. With a dedicated staff of 210 employees, we ensure that each visit or call is met with expert guidance and warm service. While you can always stop by our branch for assistance, please note that official correspondence should be sent directly to our mailing address if it differs from our physical location. To learn more about the services we offer ranging from personal banking to business loans visit us online at www.sdfcu.org. Whether you're considering opening an account or seeking advice on financial matters, we're here for you. Don't hesitate to call us at 703-706-5017 or visit us during our operating hours: Monday through Friday from 8:30 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM. Let's take the next step together towards achieving your financial dreams!
Branch History & Mission
Community Engagement
Our community outreach efforts play a crucial role in fulfilling our mission. By partnering with local organizations and participating in events throughout Alexandria, we aim to make a positive impact on the lives of those around us. Whether it's through financial education workshops or charitable initiatives, we're dedicated to being a responsible neighbor and helping build a stronger community. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of membership at State Department. Together, we can achieve your financial goals while enhancing the well-being of our beloved community. Your path to financial success starts here come be part of something greater!
Our Mission
At State Department, our mission is clear: we strive to provide exceptional financial services while actively supporting the communities we serve. We believe that banking should be more than just transactions; it should be about building relationships. Our commitment goes beyond traditional banking our focus is on empowering our members through personal banking solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are proud of our digital advancements that make banking more accessible for everyone. With features like online banking, mobile payments, and e-statements, we ensure that managing your finances is easy and convenient. Accessibility is important to us; therefore, our branch complies with ADA standards so that every member can receive the support they need.
Branch Location & Accessibility
Welcome to the State Department branch, conveniently located at 1630 King St, Alexandria, VA 22314. Our branch is nestled in the heart of Alexandria, making it easy for you to stop by for all your banking needs. You'll find us just a short walk from popular local spots like the historic King Street and the beautiful waterfront, giving you the perfect reason to visit us while enjoying the vibrant atmosphere of our city. At the State Department branch, we prioritize your accessibility. We offer ample parking options nearby and ensure our facilities are ADA-compliant, so everyone can comfortably access our services. Whether you're visiting during our convenient hours Monday through Friday from 8:30 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM or using our ATM available on-site, we aim to make your banking experience as smooth as possible. Although we don't have drive-thru services at this location, our friendly staff is always ready to assist you inside the branch. If you need any official correspondence sent elsewhere, please note that while you can visit us at 1630 King St, any mail should be directed to our mailing address if it differs (currently not applicable). Ready to experience personalized banking? Give us a call at 703-706-5017 or stop by today! We look forward to serving you and helping you achieve your financial goals with a smile.
Member Eligibility
At State Department, we believe that everyone deserves a place in our supportive community. Becoming a member is easy and welcoming, and we're excited to share how you can join us at our branch located at 1630 King St Alexandria Va 22314. To be eligible for membership, you typically need to be connected to the State Department or live, work, or worship in our local community. This means whether you're an employee of the State Department or simply reside in the area, you're invited to take advantage of our financial services tailored just for you. Joining us comes with numerous benefits, including access to personalized banking solutions like checking and savings accounts, auto loans, and credit cards with rewards. Plus, our friendly team is always ready to help you every step of the way. For detailed eligibility criteria, feel free to visit us online at . If you're ready to open an account or have any questions, don't hesitate to reach out at (703) 706-5017. We can't wait to welcome you into the State Department family!
Business Banking & Commercial Services
Merchant Services That Work for You
Imagine a world where managing transactions is as easy as pie. Our merchant services provide tools that simplify payment processing, making it easier for you to focus on what matters running your business. From accepting card payments to streamlining your accounting, we offer practical solutions that fit right into your daily operations. Visit us at 1630 King St Alexandria Va 22314 in Alexandria, VA or call us at (703) 706-5017 to learn how we can help elevate your business today!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Auto Loans & Vehicle Financing
Thinking about purchasing a new car? Our competitive Auto Loans & Vehicle Financing options can help you hit the road with confidence. We understand that buying a vehicle is an important decision, so we offer personalized support throughout the financing process, ensuring you get the best rates possible.
Business Banking
For our entrepreneurial members, we offer robust Business Banking solutions including Merchant Services & Business Loans. We understand that running a business comes with its own set of challenges, and we're here to support you in achieving success.
Convenient Access
Accessing your accounts has never been easier! With our ATM & Cash Withdrawal Services, you can withdraw cash or check your balance conveniently at any time. Our ATM is available 24/7 for your convenience. In today's fast-paced world, having reliable banking at your fingertips is essential. That's why at State Department, we prioritize digital banking features such as mobile payments and person-to-person transfers, making it simple for you to manage your finances from anywhere. We invite you to visit us at 1630 King St Alexandria Va 22314 or give us a call at (703) 706-5017 to learn more about how our services can benefit you and become part of our community today!
Credit Cards with Rewards
Enhance your spending power with our Credit Cards with Rewards. Not only do these cards offer convenience, but they also allow you to earn rewards on everyday purchases. It's like getting paid for shopping!
Mortgage Loans & Refinancing
If you're considering buying a home or refinancing your current mortgage, we are here to assist you every step of the way. Our Mortgage Loans & Refinancing services are designed with your needs in mind. Picture settling into your dream home with a manageable payment plan that fits your budget perfectly.
Personal Banking
Whether you are starting your financial journey or looking to enhance it, our Personal Banking options are tailored just for you. We offer a variety of Checking & Savings Accounts that help you manage your money efficiently. Imagine having the flexibility to access your funds anytime, anywhere with our digital banking features. Our online and mobile banking platforms make it easy for you to check balances, transfer money, and pay bills on the go.
Personal Loans & Debt Consolidation
Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. Whether it's an emergency repair or consolidating debt for easier management, we provide flexible loan options that cater to your unique situation.
Digital & Online Banking
Key Features
Our online banking platform, accessible at http://www.sdfcu.org, allows you to view your account balances, transfer funds, and pay bills anytime, anywhere. With 24/7 access to your accounts, you can stay on top of your financial activities without ever stepping foot inside a branch. Plus, our user-friendly mobile application lets you handle your banking tasks directly from your smartphone. For those who prefer going paperless, we offer e-statements for easy access to your account statements. You'll receive them right in your inbox, making it easier to track your spending and manage your finances without cluttering up your mailbox. And if you need to sign documents electronically, our electronic signature authorization feature makes it quick and hassle-free.
Security and Convenience
Your security is our priority. Our digital banking services are equipped with advanced security measures to ensure that your personal information remains safe. Additionally, we provide a mobile payments feature so you can make purchases quickly using just your phone no need for cash or cards! Need to send money to a friend? With our person-to-person transfer option, sending money is as easy as a few taps on your screen. This feature is perfect for splitting bills or paying back friends. With all these features combined, managing your finances has never been easier. Join us at State Department and experience the freedom of digital banking that keeps pace with your busy lifestyle!
Financial Strength
Dedicated Team
We also take pride in having 209 full-time employees and 1 part-time employees dedicated to serving you with expertise and care. Our team is always ready to assist you with any questions or needs you may have regarding your finances.
Focused on Members
Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored to meet your needs.
Growing Membership Base
Our commitment is further demonstrated by our growing community of trust; we currently serve 193,352 total share accounts. This indicates a strong base of satisfied members who have chosen us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Department is your trusted partner. Visit us at 1630 King St Alexandria Va 22314 or call (703) 706-5017 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Reinvestment for Growth
With $299,266,957 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to continuously improve our services and provide you with the best banking experience possible.
Secure Savings Options
Members' savings are secured through $740,344,947 in share certificates and $592,744,079 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings with products designed to yield the best returns for your investment.
Solid Financial Health
With a net worth of $304,851,044, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,051 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means our members can rely on us during any financial climate.
Support for Your Financial Goals
Our lending capacity is robust, with $11,184 in used auto loans and $1,471,187,674 in total loans and leases supporting members' financial goals across various sectors. Whether you're looking to buy a car or finance a new project, we've got the resources to help you succeed. Additionally, our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $189,315,107 in used vehicle loans and $62,365,290 in new vehicle loans already helping members get on the road. We provide financing options tailored for both new and pre-owned vehicles, ensuring that you can drive away with confidence.
Credit Lines
Our total credit lines amount to $827,038,207, providing an additional safety net for unexpected expenses or planned purchases. This service gives you access to funds when you need them most. Whether you're considering refinancing an existing loan or exploring eligibility options, our team is here to guide you through every step of the process. We strive to make borrowing straightforward and accessible for all our members. For more information about our loan offerings or to schedule a consultation, please don't hesitate to reach out. You can contact us at (703) 706-5017 or visit us at 1630 King St Alexandria Va 22314 in Alexandria, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support your financial journey today!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $310,437,622, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams without breaking the bank.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $114,865,457 in loans helping members manage their finances effectively. These cards come with features that make it easy to control spending while earning rewards for your purchases.
Loan Aggregator
Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This platform is designed to help you navigate the complexities of borrowing by offering clear and straightforward insights into your options. LendMesh ensures accurate loan comparisons through a reliable sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every offer is fair and transparent, allowing you to make informed choices without hidden surprises. The benefits of using LendMesh are significant. First, you get verified data loan offers come from legitimate financial institutions, ensuring transparency in what you're seeing. Additionally, LendMesh operates on a strict policy of no sponsored listings; lenders are not prioritized based on paid promotions. Instead, the goal is to provide unbiased results that serve your best interests. Furthermore, with real-time rate comparisons, you'll have access to up-to-date loan rates from multiple institutions at your fingertips, enabling you to compare and decide confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the value that users find in this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*