State Department Credit Union Washington DC: Best Auto Loans & Business Banking

Introduction

Welcome to State Department, your trusted credit union located at Room B641, Washington, DC 20521. Established in 1935, we have proudly served our community for nearly nine decades, fostering a culture of financial empowerment and support. With a total membership of 88,555 individuals, we are dedicated to providing personalized banking solutions that truly meet the needs of our members. At State Department, we understand that financial well-being is not just about numbers; it's about people and their dreams. That's why we manage over $2.8 billion in assets and maintain a solid net worth of $304,851,044, ensuring that your funds are safe with us. Our commitment to you is further reflected in our robust deposit offerings, which amount to $52,893,945, and our extensive lending capabilities, with total loans reaching 59,745. Under the leadership of our CEO, James Hayes, and Board President, Marlene Schwartz, we strive to create a welcoming environment where every member feels valued. Our team of 210 employees is here to assist you with services ranging from personal banking and auto loans to business financing and online banking solutions. While members can visit us at our branch for all their banking needs, we encourage you to explore more about what we offer on our website: www.sdfcu.org. Whether you're looking to open an account or need assistance with loans, we're just a phone call away at 703-706-5010. Join us at State Department today and experience the difference of being part of a member-focused credit union committed to your financial success!

Branch History & Mission

Commitment to Community

At State Department, we believe in giving back. Our partnerships with local organizations and participation in community outreach initiatives reflect our dedication to making a positive impact. We recognize that a thriving community enhances the lives of all its members, and we're proud to play our part. Additionally, we embrace technology as a means of improving your banking experience. With features like online banking and mobile payment options available at your fingertips, managing your finances has never been easier. We also maintain ADA compliance standards to ensure that everyone can access our services comfortably.

Join Us

While you can visit us at Room B641, official correspondence should be sent here if needed: [insert mailing address if applicable]. We invite you to reach out during our operating hours: Monday through Friday from 9:00 AM to 3:30 PM (with earlier opening on Thursdays at 8:30 AM). You can contact us at 703-706-5010 for any inquiries or assistance. As we look forward to the future, we encourage you to become a part of our legacy. Experience firsthand the benefits of joining State Department today! Together, let's build a stronger community and achieve your financial dreams.

Our Journey

From our humble beginnings nearly nine decades ago, State Department has consistently prioritized community well-being and financial accessibility. Our address at Room B641, Washington DC 20521 places us right where you need us close to government offices and key landmarks that define this vibrant city. As we grew, so did our commitment to providing exceptional banking services tailored to the unique needs of our members. Our mission is simple yet powerful: to empower individuals and families through personalized financial solutions while fostering a strong sense of community. We aim to make banking straightforward and accessible for everyone. Whether it's through auto loans, mortgages, or personal banking services, we are dedicated to helping you achieve your financial goals.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is ADA compliant, featuring ramps and easy entry points so everyone can feel welcome. No matter your needs, we're dedicated to making your banking experience comfortable.

Call-to-Action

We invite you to stop by and see how we can help you achieve your financial goals! If you have any questions or need assistance before visiting, please don't hesitate to give us a call at 703-706-5010. Our friendly staff looks forward to welcoming you at the State Department branch!

Convenient Access and Nearby Landmarks

Situated in a bustling area, our branch is close to several local landmarks that make it easy to find. Whether you're visiting us on your lunch break or stopping by after work, you'll appreciate how accessible we are. Plus, we offer ample parking options nearby, ensuring that your visit is hassle-free.

Operating Hours

Our team is ready to assist you during convenient hours: Monday through Wednesday from 9 AM to 3:30 PM, Thursday from 8:30 AM to 3:30 PM, and Friday from 9 AM to 3:30 PM. We strive to accommodate your schedule as best as we can.

Services Offered

At the State Department branch, we provide a variety of services tailored just for you! From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we've got your financial needs covered. Additionally, our ATM availability allows for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

Joining State Department is like becoming part of a close-knit community that truly cares about your financial well-being. If you're looking to become a member, you'll be glad to know that eligibility is open to individuals who are associated with the U.S. Department of State, including employees, retirees, and their family members. This means that if you have a connection to the Department, you can enjoy all the benefits our credit union has to offer. For more detailed eligibility requirements, feel free to check out our comprehensive guidelines at . Becoming a member is a straightforward process! Simply visit us at Room B641 Washington Dc 20521 or give us a call at (703) 706-5010 for assistance in opening your account. At State Department, we pride ourselves on offering personalized service and a range of financial products tailored just for you from checking and savings accounts to auto loans and mortgages. We're here to help you every step of the way as you take advantage of the many perks of membership. Let's embark on this journey together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for business owners. Imagine a busy café using our services to accept payments easily, allowing them to focus on what they do best serving great coffee and delicious pastries. Our solutions are built to enhance your operations, giving you the tools needed to thrive in today's competitive market. Whether you're just starting out or looking to expand, State Department is here to partner with you every step of the way. Reach out at (703) 706-5010 for more information about how we can support your business goals.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we provide essential services such as merchant services and business loans that help your company thrive. We understand the challenges of managing a business, and our dedicated team is ready to assist you in finding the right financial tools.

Digital Banking Convenience

Emphasizing convenience, State Department offers robust online and mobile banking features that let you handle your finances anytime, anywhere. With easy access through our mobile application, you can check balances, transfer funds, and pay bills on the go. Our members also enjoy secure ATM and cash withdrawal services, ensuring access to their funds whenever needed.

Member Support

We recognize that great service goes beyond just products. That's why we prioritize member support with helpful resources like basic ATM access for withdrawals and balance checks. Our commitment is not only to serve but also to educate our members about their financial choices. If you're ready to explore these services or have any questions about how we can assist you further, please don't hesitate to reach out! Call us at (703) 706-5010 or visit us at our branch in Washington, DC. Your financial well-being is important to us, and we're excited to be part of your journey!

Personal Banking Services

Our personal banking options include checking and savings accounts that help you manage your daily finances efficiently. If you're considering a new vehicle, take advantage of our auto loans and vehicle financing solutions designed to get you behind the wheel quickly and affordably. For those ready to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services are here to guide you through every step. We also offer personal loans and debt consolidation options for members looking to simplify their financial commitments. Plus, our credit cards with rewards allow you to earn points on everyday purchases making it easier for you to enjoy what matters most.

Digital & Online Banking

Accessibility and User Experience

Navigating our digital services is designed to be straightforward and user-friendly. Whether you're tech-savvy or just getting started with online banking, you'll find everything intuitive and easy to use. Plus, if you ever need assistance, our dedicated support team is just a phone call away at (703) 706-5010. With the combination of accessibility, real-time account management, and enhanced security features at State Department, taking control of your finances has never been simpler or more secure. Enjoy the freedom of banking on your terms!

Key Services

Our online banking services at http://www.sdfcu.org include everything you need for efficient money management. You can easily set up e-statements, which allow you to receive your account statements electronically. This not only reduces paper clutter but also makes it simple to access your financial history whenever you need it. We know how important security is when it comes to your finances. That's why our electronic signature authorization feature allows you to sign documents securely from the comfort of your home. No more printing, signing, and scanning just a few clicks and you're done! For those on the go, our mobile application brings banking right to your fingertips. You can make mobile payments, send money with our person-to-person transfer option, and manage your accounts seamlessly all while enjoying the peace of mind that comes with robust security measures.

Financial Strength

At State Department, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that benefits you, our valued members. With a net worth of $304,851,044, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,051 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $740,344,947 in share certificates and $592,744,079 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $299,266,957 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $11,184 in used auto loans and $1,471,187,674 in total loans and leases, we support members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 209 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $7,262,860. Total Share Accounts: 193,352, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, State Department is your trusted partner. Visit us at Room B641 Washington Dc 20521 or call (703) 706-5010 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $189,315,107 in used vehicle loans and $62,365,290 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible terms to fit your budget. Whether you're buying new or used, our auto financing options are here to help you drive home with confidence.

Credit Lines

For those needing extra cash flow, we provide credit lines that allow you to borrow as needed while only paying interest on what you use. With a total of $827,038,207 available in credit lines, you can enjoy peace of mind knowing that funds are readily accessible when necessary. At State Department, we prioritize understanding your individual needs and providing personalized service. Our dedicated team is here to assist you with every step of the borrowing process. You can reach us at (703) 706-5010 for any inquiries or guidance on which loan products may be best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at Room B641 Washington Dc 20521, Washington, DC, and let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $310,437,622, make buying or refinancing simple. We aim to provide an accessible pathway for our members towards securing their dream homes. If you are considering refinancing your existing mortgage, we also offer tailored solutions to help you lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $114,865,457 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to give you more value while shopping or managing daily expenses.

Loan Aggregator

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STATE DEPARTMENT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Community

Join Us

Our Journey

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Convenient Access and Nearby Landmarks

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Digital Banking Convenience

Member Support

Personal Banking Services

Digital & Online Banking

Accessibility and User Experience

Key Services

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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