Starr County Teachers Credit Union Roma TX | Best Auto Loans & Business Banking

Introduction

Welcome to Starr County Teachers, a trusted financial partner in the heart of Roma, Texas. Located at 801 N Garcia St, our credit union has been serving the community since 1968. With a commitment to our members and a focus on personal service, we understand that banking isn't just about numbers it's about building relationships and supporting your financial journey. At Starr County Teachers, we proudly serve over 4,447 members, helping them achieve their goals through tailored financial solutions. Our total assets amount to an impressive $41,611,169, reflecting our stability and dedication to providing reliable services. With total deposits reaching $8,772,708 and cash in hand of $843,365, we ensure that your money is not only safe but also accessible when you need it. Our experienced team, led by CEO Enedina Nunez and Board President Dario Salinas, is here to guide you every step of the way. Whether you're looking for auto loans, personal banking solutions, or business financing options, we have the tools to help you succeed. In fact, we have facilitated 1,728 loans and leases, empowering our members with the resources they need for various life stages. While members can visit us at our branch in Roma for all their banking needs, official correspondence should be sent to the same address: 801 N. Garcia St., Roma, TX 78584. We invite you to explore our website at www.starrfcu.com for more information on how we can assist you or simply give us a call at 956-847-1376. Join us today and experience firsthand how Starr County Teachers is committed to making a positive impact in our community while providing exceptional financial services tailored just for you!

Branch History & Mission

A Commitment to Service

While members can visit us at our branch location in Roma for all their banking needs, including drive-thru services for convenience, official correspondence should be sent to our mailing address at 801 N. Garcia St., Roma, TX 78584. We maintain operating hours from Monday to Friday, 9:00 AM to 5:00 PM, ensuring that we are available when our members need us most. As part of our commitment to customer satisfaction, we offer shared service center availability for those who may need access beyond our branch location. Although we currently do not have ATMs on-site, our online and mobile banking platforms provide easy access to account management from anywhere.

Growing Together

In addition to providing essential banking services, Starr County Teachers collaborates with local organizations and schools to promote educational programs and financial literacy within the community. This partnership approach allows us to give back meaningfully while helping individuals build stronger financial foundations. Join us today at Starr County Teachers and discover how you can benefit from being part of an organization that truly cares about your financial future and the well-being of the community. Together, let's create a brighter tomorrow! For more information or assistance, feel free to reach out at 956-847-1376 or explore our website at www.starrfcu.com.

Our Mission

Our mission is straightforward yet powerful: to empower our members through quality financial services while fostering a spirit of community support and growth. We understand that every member's journey is unique, and we strive to meet their diverse needs through personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Beyond just offering financial products, we actively engage in community outreach efforts to uplift local initiatives that align with our values.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ADA-compliant features such as ramps and designated parking spots to ensure everyone can access our services comfortably. If you're using drive-thru banking, you'll find it easy to complete transactions right from your vehicle.

Get in Touch!

Have questions? Our dedicated team is ready to assist you! You can reach us at 956-847-1376 for any inquiries or visit us in person at our Roma branch. We look forward to welcoming you and helping you achieve your financial goals! Visit our website at Starr County Teachers for more information about our services and membership eligibility.

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM, making it simple for you to fit banking into your busy schedule. Our lobby and drive-thru services are open during these hours for all your banking needs.

Services Offered

At Starr County Teachers, we offer a variety of services tailored to help you manage your finances effectively. From personal checking and savings accounts to auto loans and credit cards with rewards, we have options designed just for you. Additionally, our drive-thru service allows for quick deposits and withdrawals without leaving your car. If you're looking for shared services, we also participate in shared branching with partner credit unions, enabling even more convenient access to your funds.

Member Eligibility

At Starr County Teachers, we believe that everyone deserves a place to belong and grow financially. Becoming a member is simple and welcoming! If you live, work, or attend school in the Starr County area, you're likely eligible to join our community. We focus on serving those connected to education, making it easy for teachers, staff, and their families to access our range of services designed just for you. You can find detailed eligibility criteria at this link, which outlines everything you need to know about joining us. Once you're ready to become part of our family, opening an account is straightforward! Just visit our website at this page for all the details on how to get started. If you have any questions or need assistance along the way, feel free to give us a call at 956-847-1376. We're here to help you every step of the way as you embark on your financial journey with us at 801 N Garcia St, Roma, TX 78584. Join us today and experience the supportive community that Starr County Teachers has to offer!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments easily, streamline your operations, and boost customer satisfaction. Our merchant services are designed with you in mind. Whether you're a small retail shop or a larger service provider, we equip you with payment processing solutions that fit your business model. This means more time focusing on what you do best growing your business. Located at 801 N Garcia St Roma Tx 78584 in Roma, TX, our team is ready to partner with you on your journey to success. For more information or to start a conversation about your financial needs, give us a call at (956) 847-1376. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Connect With Us

Located at 801 N Garcia St, Roma, TX 78584, we're here for all your financial needs. Feel free to give us a call at 956-847-1376 during lobby hours from Monday through Friday from 9:00 AM to 5:00 PM. At Starr County Teachers, we pride ourselves on being more than just a credit union; we are part of the community's fabric. Visit us today or check out our website at starrfcu.com for more information on how we can assist you!

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. With just a few clicks on your smartphone or computer, you can manage your accounts anytime, anywhere. Our members appreciate the ability to make transactions easily through online platforms. For those who prefer traditional methods, we also offer basic drive-thru banking services where you can conduct deposits and withdrawals quickly and efficiently without leaving your car.

Credit Cards and Business Banking

We also offer credit cards with rewards, perfect for those who love to earn while they spend. Whether you're planning a vacation or just enjoy dining out, our rewards program allows you to get more from your purchases. For local businesses, our business banking services, including merchant services and business loans, are designed to support your growth and success. We know how vital it is for businesses in our community to have access to financial resources that can help them thrive.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts tailored for everyday needs. Imagine having an account that not only helps you manage your money but also earns you interest. We want to make saving easy and rewarding for our members. When it comes to financing your next vehicle, our auto loans and vehicle financing options are competitive and flexible. Picture yourself driving away in your dream car without the stress of high payments. We aim to provide affordable solutions that suit your budget. For those considering homeownership or refinancing their existing mortgage, our mortgage loans and refinancing services can help make that dream a reality. Our knowledgeable staff will walk you through the process, ensuring you understand every detail. If you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation options can be lifesavers. We work with you to find a solution that fits your circumstances.

Shared Branching Options

If you're a member of another credit union, don't worry! Our basic shared branch transactions allow you to perform deposits and withdrawals at partner locations too. This means more flexibility for managing your funds when you're on the go.

Digital & Online Banking

Accessible Banking Anytime

We believe in making banking accessible for everyone. With our online banking services, you can check balances, pay bills, and manage your finances without ever needing to visit a branch. If you have questions or need assistance, don't hesitate to reach out! Our friendly team is here to help you navigate through any queries you may have. Join us at Starr County Teachers today and take advantage of the flexibility and convenience of digital banking. Your financial wellness is just a click away!

User-Friendly Features

Our mobile application makes banking simple and efficient. You can view your account balances, make deposits, and manage transactions right from your smartphone. Although we currently do not offer mobile payments or e-statements, our app still provides essential features that enhance your banking experience. When it comes to security, rest assured that we prioritize keeping your information safe. While we do not use electronic signature authorization for transactions at this time, our systems are designed with robust security measures to protect your data.

Financial Strength

Commitment to Growth and Innovation

With $6,203,186 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $116 in used auto loans and $9,720,284 in total loans and leases. Our operational efficiency is reflected in our $193,280, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees dedicated to serving you with knowledgeable assistance.

Growing Membership Base

The trust placed in us by our community is evident through our 7,106 total share accounts, showcasing a strong and growing member base that relies on us for their financial needs. With net shares available for lending and investments totaling $2,603,636, we are well-equipped to support our members effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Starr County Teachers is your trusted partner. Visit us at 801 N Garcia St Roma Tx 78584 or call (956) 847-1376 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $2,177,176 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $6,651,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,991,892 in used vehicle loans and $3,065,412 in new vehicle loans already helping members get on the road. We provide competitive rates and terms that fit your budget. Plus, if you're considering refinancing your current auto loan, we have options available to make it easy for you.

Credit Lines

Need extra cash flow? Our total credit lines amount to $1,000,000, providing an excellent safety net for those unforeseen expenses or projects that require additional funding. At Starr County Teachers in Roma, TX (801 N Garcia St), we prioritize our members' financial well-being and offer personalized service. If you have questions about eligibility or would like to explore refinancing options further, feel free to reach out at 956-847-1376 during our operating hours from Monday to Friday between 9:00 am and 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can empower your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We guide you through the process every step of the way and ensure that you understand all your financing choices.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $343,654 in loans helping members manage their finances effectively. These cards come with various benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

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STARR COUNTY TEACHERS FEDERAL CREDIT UNION - Roma, TX

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