Starr County Teachers Credit Union Rio Grande City TX | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Starr County Teachers, where our commitment to serving the community runs as deep as our roots. Since opening our doors in 1968, we have proudly supported the financial needs of our members right here at 1322 E San Benito St, Rio Grande City, TX 78582. With a total membership of 4,447 and assets exceeding $41.6 million, we are dedicated to providing personalized financial solutions tailored to fit your life. At Starr County Teachers, we understand that banking is about more than just numbers; it's about building relationships and fostering trust within our community. Our leadership team, including CEO Enedina Nunez and Board President Dario Salinas, strives to ensure that each member feels valued and supported. With a net worth of $6,651,907 and cash reserves of $843,365, you can be confident that your finances are in safe hands. While members can visit us at our branch for all their banking needs, official correspondence should be sent to P.O. Box 367, Rio Grande City, TX 78582. We invite you to explore our range of services including personal loans, auto financing, and business banking options all designed with you in mind. Our friendly staff is ready to assist you Monday through Friday from 9:00 AM to 5:00 PM in the lobby or until 5:30 PM at the drive-thru. On Saturdays, we're available at the drive-thru from 9:00 AM to 1:00 PM. Join us today and experience firsthand how Starr County Teachers can help you achieve your financial goals. Feel free to reach out by calling us at 956-487-4044 or visit us online at starrfcu.com. Your journey towards financial empowerment starts here!

Branch History & Mission

Join Us

As we continue to grow and adapt to meet the needs of our community, we invite you to become part of the Starr County Teachers family. Experience firsthand the benefits of being a member-focused credit union where your voice matters. For more information on how you can join us or take advantage of our services, call us at 956-487-4044 or visit our website at www.starrfcu.com. Together, let's build a brighter future for Rio Grande City!

Our Mission

At Starr County Teachers, our mission is clear: we strive to empower our members by offering exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality banking options that can enhance their lives. Our range of services includes personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment goes beyond just financial products; we actively engage in community outreach initiatives that support local education and development programs. By partnering with schools and local organizations, we aim to make a positive impact on the lives of those around us. As technology advances, so do we. While we do not currently offer ATM services at our branch, members can enjoy online banking and mobile app functionalities that provide easy access to their accounts anytime and anywhere. We prioritize ADA compliance to ensure that all members feel welcome and supported within our facilities. While members can visit us at 1322 E San Benito St, official correspondence should be sent to P.O. Box 367, Rio Grande City, TX 78582.

Branch Location & Accessibility

Operating Hours

Our lobby hours are welcomingly set from Monday to Friday, opening at 9:00 AM and closing at 5:00 PM. For those who prefer the drive-thru service, we extend our hours until 5:30 PM during the weekdays and are open Saturday from 9:00 AM to 1:00 PM drive-thru only on this day!

Parking and Accessibility

We offer ample parking right outside the branch for your convenience. Our facility is ADA compliant, featuring ramps and accessible entrances so everyone can enjoy a hassle-free experience when visiting us. Whether you're stopping in for a quick deposit or discussing financial options with one of our friendly staff members, we aim to make it as comfortable as possible.

Services Offered

At Starr County Teachers, we provide a range of services tailored for both individuals and businesses. Whether you're interested in personal banking options like checking and savings accounts or looking into auto loans and mortgages, we've got you covered. Our drive-thru also offers simple transactions such as deposits and withdrawals for those on-the-go. If you have any questions or need assistance, feel free to give us a call at 956-487-4044. We look forward to welcoming you into our branch soon!

Member Eligibility

Becoming a member of Starr County Teachers feels like joining a family that truly cares about your financial well-being. To qualify for membership, you simply need to be a teacher or an employee of the school districts in Starr County, or a family member of an existing member. This welcoming approach makes it easy for anyone connected to education in our community to join and benefit from our services. As a member, you'll enjoy personalized financial support, competitive loan rates, and access to various banking services designed with your needs in mind. Ready to take the next step? Opening an account is straightforward! Just visit us at 1322 E San Benito St Rio Grande City Tx 78582 or give us a call at (956) 487-4044 for more details. For full eligibility criteria, check out our resource at http://www.starrfcu.com/about-us/membership. We can't wait to welcome you into the Starr County Teachers family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify daily transactions for your business. Imagine being able to accept payments easily from customers whether they're using credit cards or digital wallets. This convenience not only enhances customer satisfaction but also helps you manage cash flow more effectively. Visit us at 1322 E San Benito St Rio Grande City Tx 78582 in Rio Grande City, TX, or call us at (956) 487-4044 to learn how our business banking and commercial services can help take your enterprise to the next level. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, we provide essential resources through our business banking services. From merchant services that streamline transactions to accessible business loans, we're committed to helping your business thrive in our community.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. Whether you're paying bills or transferring funds between accounts, our digital features make banking easy and efficient.

Empowering Your Financial Journey

If you're facing unexpected expenses or need assistance consolidating debt, our personal loans and debt consolidation services provide a straightforward path to financial relief. Additionally, for those looking to earn rewards while managing their spending, we offer credit cards with rewards, giving you more for your everyday purchases.

Home Financing Made Easy

When it comes to buying a home, navigating mortgage options can feel overwhelming. At Starr County Teachers, we simplify this process with our mortgage loans and refinancing services. Our knowledgeable staff will guide you through the various options available, ensuring that you find the perfect solution for your circumstances.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why our personal banking services are designed with you in mind. Our checking and savings accounts offer flexibility and convenience, allowing you to easily manage your day-to-day expenses while building your savings. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help make that dream a reality, offering competitive rates to fit your budget.

Quick Transactions at Your Fingertips

While we may not have an ATM on-site, our drive-thru service enables quick access for deposits, withdrawals, and simple transactions without leaving your vehicle. This means you can enjoy the ease of banking without the hassle of parking or waiting in line. At Starr County Teachers, we believe that everyone deserves access to reliable financial services that cater to their unique needs. With our comprehensive offerings ranging from personal banking solutions to business support and convenient online tools, we're here for you. For more information or assistance with any of our services, don't hesitate to reach out! Call us at (956) 487-4044 or visit us online at Starr County Teachers Fcu. Your financial journey starts here let's take that first step together!

Digital & Online Banking

Accessibility and Ease-of-Use

We know that life can get busy, which is why we've designed our online banking experience with you in mind. You can set up e-statements to keep track of your finances without the clutter of paper statements. Accessing your financial information anytime, anywhere means you can make informed decisions when it matters most. At Starr County Teachers, we prioritize making banking accessible and straightforward for all our members. Whether you're tech-savvy or new to online banking, our friendly support team is always ready to help if you have questions or need assistance. Join us today and experience the convenience of digital banking with Starr County Teachers!

Key Services

Imagine checking your account balances, paying bills, and transferring money to friends and family without leaving your home. Our online banking platform gives you real-time access to your accounts, ensuring you can stay on top of your finances whenever you need to. Plus, our person-to-person transfer feature allows you to send money quickly and easily to anyone making those group outings or shared expenses a breeze. For those who prefer mobile banking, our user-friendly mobile application makes it simple to bank on the go. Whether you're commuting or enjoying a weekend getaway, you can manage your accounts right from your smartphone. While we currently do not offer mobile payments or electronic signatures for transactions, we are committed to providing secure services that keep your information safe.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Starr County Teachers is your trusted partner. Visit us at 1322 E San Benito St Rio Grande City Tx 78582 or call (956) 487-4044 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Dedicated Team Ready to Assist You

We also take pride in having 14 full-time employees who are ready to serve you with a knowledgeable and committed team. This ensures that whether you're visiting us at our branch or reaching out by phone at (956) 487-4044, you will receive personalized service tailored to your needs.

Member-Centric Savings Options

Members' savings are secured through $2,177,176 in share certificates, offering stable and rewarding financial growth opportunities. While we have $0 in money market shares, these options allow our members to grow their funds with peace of mind.

Prioritizing Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members is reflected in our impressive $6,203,186 in undivided earnings, which we reinvest into innovative banking tools and stronger lending options.

Solid Financial Foundation

With a net worth of $6,651,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,599 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $116 in used auto loans and $9,720,284 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,991,892 in used vehicle loans and $3,065,412 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring that whether you're looking for something brand new or a reliable pre-owned option, we have you covered.

Credit Lines

For those who need extra flexibility in their finances, our credit lines totaling $1,000,000 provide an easy way to access funds as needed. This can be particularly beneficial for emergencies or short-term cash flow needs. Our team is dedicated to helping you navigate the loan application process smoothly. You can reach us at 956-487-4044 during our lobby hours from Monday through Friday from 9:00 AM to 5:00 PM and drive-thru hours on Saturday from 9:00 AM to 1:00 PM. For more details about eligibility or to apply for any of our loan products, visit our website at Starr County Teachers FCU or check out our membership page here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to support your journey toward financial success!

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are here to guide you through the mortgage process when you're ready. If you're looking into refinancing options or seeking eligibility information, don't hesitate to reach out!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $343,654 in loans helping members manage their finances effectively. These cards come with no collateral required and can be a great tool for budgeting or unexpected expenses.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. The platform prioritizes accuracy, allowing users to trust that they are viewing legitimate loan options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can rest assured knowing the information is reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results for every user. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of the platform in delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.