Star Credit Union Stark Canton OH | Best Auto Loans & Personal Banking

Introduction

Welcome to Stark Credit Union, your trusted financial partner since 1961. Located at 4100 Dressler Rd NW, Canton, OH 44718, we pride ourselves on being a cornerstone of the community, dedicated to serving over 15,971 members with personalized banking solutions tailored to meet their unique needs. At Stark, we understand that banking is not just about numbers; it's about building relationships. With total assets reaching an impressive $188,448,655 and total deposits of $17,087,328, our commitment to your financial well-being is stronger than ever. Our team, led by CEO Nino Gemma and Board President Gary Tennefoss, works tirelessly to ensure our services ranging from auto loans and mortgages to personal loans and credit cards are accessible and beneficial for everyone. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 4100 Dressler Rd NW, Canton, OH 44718. Our friendly staff is here to assist you Monday through Friday from 9:00 AM to 5:30 PM, and on Saturday from 9:00 AM to 1:00 PM. We invite you to explore how Stark Credit Union can empower your financial journey. Whether you're looking for a new loan or just want some advice on saving for the future, don't hesitate to give us a call at 330-493-8325 or visit our website at starkcu.org. Join us today and experience the difference of banking with a credit union that truly cares!

Branch History & Mission

Welcome to Stark, where our journey began in 1961 in the heart of Canton, OH. Over the years, we have grown from a small community-focused credit union to a trusted financial partner for over 15,971 members. Our branch is conveniently located at 4100 Dressler Rd Nw Canton Oh 44718, a site that has become a cornerstone of support and service in our community. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. At Stark, we believe that everyone deserves access to affordable banking options and personalized support. We strive to empower our members with the tools they need to achieve their financial goals whether that's buying a new home, financing a vehicle, or simply managing everyday expenses. As we reflect on our history, we are proud of the milestones we've achieved. From our humble beginnings, we have steadily increased our total assets to an impressive $188448655, ensuring that we can meet the diverse needs of our members. With modern conveniences like online banking and mobile applications, we're committed to making banking accessible for everyone. Our physical presence includes not only friendly staff but also an ATM and drive-thru services for added convenience. While members can visit us at 4100 Dressler Rd Nw Canton Oh 44718, official correspondence should be sent to 4100 dressler rd nw, canton, OH 44718 if it differs from our branch address. This attention to detail reflects our dedication to serving you better. Community involvement is at the heart of what we do. We actively engage with local organizations and initiatives, supporting events that uplift and strengthen our neighborhood. Our partnerships extend beyond just banking; we aim to create positive change through outreach efforts that resonate with those around us. At Stark, we're here for you every step of the way. Whether you're looking for personal loans, business banking solutions, or simple savings accounts, we take pride in offering tailored services designed with your best interests in mind. Join us as we continue to grow and serve the wonderful people of Canton. Experience firsthand how being part of Stark means being part of a family that truly cares about your financial well-being. Call us today at (330) 493-8325 or visit us during our operating hours: M-F 9:00-5:30 and Saturday 9:00-1:00, and let's embark on this journey together!

Branch Location & Accessibility

Convenient Access and Amenities

At Stark Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can access our services comfortably. You'll find ample parking available right outside our entrance, so you can pop in without any hassle. We offer a drive-thru banking option for those on the go, allowing you to complete simple transactions like deposits and withdrawals without leaving your vehicle. Plus, if you prefer cash transactions, you'll be pleased to know that we have an ATM on-site for your convenience.

Get In Touch!

If you have questions or need assistance, don't hesitate to call us at 330-493-8325. We encourage you to visit us at Stark Credit Union where community meets convenience! We look forward to serving you soon!

Operating Hours

Our friendly staff is ready to assist you during our convenient operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. This means you can stop by before or after work or even on Saturdays when your schedule allows!

Services Tailored For You

Stark Credit Union provides a range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Our team is dedicated to providing personalized support whether you're looking for personal loans or business banking solutions.

Member Eligibility

Becoming a member of Stark feels like joining a close-knit community where everyone is welcome and supported. To become part of our family, you simply need to meet a few friendly eligibility criteria. Generally, if you live, work, worship, or attend school in Stark County, you can join us! We also invite immediate family members of existing members to enjoy the benefits we offer. This means that whether you're looking for personal banking options like checking and savings accounts, auto loans, or even business services, Stark has something for everyone. Opening an account is a breeze! You can find all the details you need by visiting our website at https://my.homecu.net/banking/hcuactivate.prg?cu=starkcu . If you have any questions or want to learn more about membership eligibility, feel free to give us a call at (330) 493-8325. For the most up-to-date information on eligibility criteria, check out our resource page at . We can't wait to welcome you into the Stark family at our branch located at 4100 Dressler Rd Nw Canton Oh 44718!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a partner that simplifies transactions and helps manage cash flow effectively. Our merchant services offer just that allowing you to accept payments easily and efficiently. From credit card processing to point-of-sale systems, we equip you with the tools needed to streamline your operations, ensuring you can focus on what matters most: growing your business. Located at 4100 Dressler Rd Nw Canton Oh 44718 in Canton, OH, we're dedicated to helping local businesses like yours succeed. Reach out at (330) 493-8325 or visit us online at https://www.starkcu.org/ to learn more about how we can support your journey toward success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $9 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $80 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,534,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans offer competitive rates and flexible terms to fit your budget. Whether you're looking for financing for a brand-new car or a reliable used one, we've got you covered with straightforward options that make the car-buying process stress-free.

Business Banking

If you're a business owner, you'll appreciate our comprehensive business banking services. From merchant services that simplify transactions to business loans designed to help you grow, we are committed to supporting local businesses in achieving their objectives.

Convenience Services

At Stark, convenience is key. We offer ATM access for quick withdrawals and balance checks, as well as basic drive-thru banking for deposits and withdrawals without leaving your car. Our operating hours are designed with your busy schedule in mind; visit us Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Whether you're managing day-to-day finances or planning for the future, Stark is here for you every step of the way. Feel free to contact us at (330) 493-8325 or visit us at Main Office for personalized assistance tailored just for you. Let's work together toward building a brighter financial future!

Credit Cards with Rewards

Our credit card options come with rewarding benefits that can enhance your spending experience. Enjoy cashback rewards and other perks tailored to fit your lifestyle, making every purchase count.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. We provide various mortgage options to suit first-time buyers and seasoned homeowners alike. If you're considering refinancing, our team can guide you through the process to potentially lower your monthly payments or tap into your home's equity.

Personal Banking

We understand that each member's journey is unique. That's why our personal banking services include checking and savings accounts designed to help you manage your finances with ease. You can access your accounts anytime through our online and mobile banking platforms, making it simple to check balances, transfer funds, and pay bills on the go.

Personal Loans & Debt Consolidation

For unexpected expenses or consolidating debt, our personal loans offer a helping hand. With flexible repayment terms, you can manage your finances more effectively while alleviating the burden of high-interest debts.

Digital & Online Banking

Accessibility & Ease-of-Use

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and hassle-free. Just link your accounts and send money in real-time no need for checks or cash. Security is a top priority at Stark. Our online banking platform uses advanced encryption technologies to protect your personal information and ensure that your transactions are safe. With these robust security measures in place, you can feel confident while managing your finances from anywhere. In summary, whether you're looking to check balances, make transfers, or simply stay on top of your account activity, Stark's digital and online banking services provide all the tools you need for effective money management. Explore all these features today by visiting us at https://www.starkcu.org/ !

Key Features

With our online banking services, you can check your balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to manage your finances from your smartphone, our user-friendly mobile application is available for download, allowing you to bank wherever life takes you. One of the standout features of our digital banking is the ability to set up electronic signatures. This means you can authorize transactions and agreements without the need for paper forms, making everything quicker and more efficient. We also provide e-statements, so you can easily keep track of your financial activities while reducing paper waste.

Financial Strength

Growing Together

We're proud to report that our total share accounts stand at 26,740, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Stark is your trusted partner. Visit us at 4100 Dressler Rd Nw Canton Oh 44718 or call (330) 493-8325 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member Savings and Investments

Members' savings are secured through $30,785,301 in share certificates and $19,841,166 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,208,003 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $24,216,205, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,285 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Improvement

With $21,958,354 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $3,431 in used auto loans and $108,285,001 in total loans and leases supporting members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,114,503 in used vehicle loans and $12,043,298 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Commercial Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $1,534,475 provide the funding needed for various business needs. Our friendly team at Stark is ready to assist you with any questions regarding eligibility or refinancing options that may benefit your situation. You can reach us at 330-493-8325 or visit us at 4100 Dressler Rd Nw Canton Oh 44718. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings and find out how we can support your journey toward financial success!

Credit Lines

For those who need additional financial flexibility, our credit lines totaling $9,000,000 are designed to provide quick access to funds when you need them most. This option allows you to borrow only what you need and pay interest only on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,288,757, make buying or refinancing simple. We provide flexible terms and competitive rates that can fit your budget. If you're considering refinancing your current mortgage, we have options available that could potentially lower your monthly payments.

Unsecured Credit Card Loans

Managing everyday expenses or unexpected costs can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $2,341,177 in loans helping members manage their finances effectively. These cards come with benefits that can help simplify your spending.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers are fair and transparent. You can trust that the information you receive reflects current market conditions and adheres to regulatory standards.

STARK FEDERAL CREDIT UNION