Star One Credit Union Los Altos CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Star One a trusted partner in financial well-being since 1956. Located at 495 S San Antonio Rd, Los Altos, CA 94022, we are dedicated to serving our community with a range of personalized banking solutions. With over 128,165 members and total assets exceeding $9.75 billion, Star One is more than just a credit union; we're a community hub committed to enhancing your financial health. As part of our mission, we focus on fostering relationships with our members through exceptional service and robust financial products. Our offerings include checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions tailored to meet your unique needs. We have provided a total of 68,380 loans, ensuring that our members have access to the funds they need for their goals. At Star One, we pride ourselves on transparency and stability. With total deposits amounting to $612,926,883 and a net worth of $1,308,118,583, you can trust that your finances are in capable hands. Our CEO, Gary Rodrigues, along with Board President Melissa Henck, leads a dedicated team of 260 employees who are here to assist you every step of the way. While members can visit us at our Los Altos branch for all their banking needs, official correspondence should be directed to the same address: 495 S San Antonio Rd, Los Altos, CA 94022-3618. We invite you to explore our services further by visiting our website at Star One or calling us at 408-543-5202. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community Commitment

At Star One, we believe in giving back. Our partnerships with local organizations and community outreach programs allow us to contribute positively to the lives of those around us. We take pride in being more than just a bank; we aim to be a vital part of the fabric of Los Altos. Our operating hours are designed for your convenience: M, T, Th 9-5; W 10-5; F 9-6. Plus, with ATM availability right here at the branch, accessing your funds is easy and hassle-free.

Join Us Today!

We invite you to experience firsthand the benefits of membership at Star One. With competitive rates and a dedicated team ready to assist you, becoming a part of our family means choosing a brighter financial future. Visit us or check out our website at Branch - San Antonio for more information on how you can join today! If you have questions or need assistance, don't hesitate to call us at (408) 543-5202. Together, let's build a prosperous tomorrow!

Our Evolution

From our humble beginnings, Star One has continuously adapted to serve our members better. We started with basic banking services and have since expanded our offerings to include auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Each milestone reflects our commitment to supporting not only your financial goals but also the growth of our community. As part of our mission, we strive to ensure that every member feels valued and supported. Our initiatives focus on providing accessible banking options be it through online and mobile banking or by offering personal service at our branch. We are proud of our ADA compliance efforts, ensuring that all members can access our services comfortably.

Branch Location & Accessibility

Getting Here

When you visit us, you'll notice ample parking available, making it a breeze to stop by. Our facility is designed with accessibility in mind, ensuring that everyone can enjoy our services comfortably. If you're planning to send us any official correspondence, please note that while we welcome you at 495 S San Antonio Rd Los Altos Ca 94022, you can also reach us via our mailing address: 495 S San Antonio Rd, Los Altos, CA 94022-3618.

Operating Hours

We understand that life can be busy, so we've set our operating hours to fit your schedule. Our lobby is open on Mondays, Tuesdays, and Thursdays from 9 AM to 5 PM; Wednesdays from 10 AM to 5 PM; and Fridays from 9 AM to 6 PM. Feel free to give us a call at (408) 543-5202 if you have any questions or need assistance.

Services Offered

At Star One, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts, auto loans, and credit cards with rewards, to business banking services including merchant solutions our team is ready to help. Plus, with ATM availability right at the branch, accessing your funds is quick and easy. While we do not have drive-thru banking at this location or shared service centers available, we are committed to providing excellent service inside our branch. So why wait? We invite you to come down to Star One today! Experience firsthand how we can support your financial journey and become part of our community-focused family.

Member Eligibility

At Star One, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming. If you live, work, or worship in the area or have a family member who is already part of our credit union, you're likely eligible to join! Our members enjoy a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to various financial products tailored just for them. To get started, all you need to do is visit us at 495 S San Antonio Rd Los Altos Ca 94022 or give us a call at (408) 543-5202 for any questions. You can also check out the detailed eligibility criteria by visiting http://www.starone.org/membership/. Once you're ready to open an account, head over to http://www.starone.org/apply-now/ to begin your journey with us. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily while keeping track of sales effortlessly. Whether it's a small café or a larger retail store, our services help streamline operations so you can focus on what matters most: serving your customers. Located at 495 S San Antonio Rd Los Altos Ca 94022, Los Altos, CA 94022, our team is here to guide you through every step of your business journey. Call us at (408) 543-5202 to learn more about how we can help your business succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With convenient ATM access available at our branch and throughout the network, withdrawing cash is simple and hassle-free. You can easily check balances or make withdrawals whenever needed. In today's fast-paced world, convenience matters more than ever. That's why at Star One, we prioritize offering digital banking features such as online account management and mobile access all designed with ease of use in mind. Ready to explore what we have for you? Give us a call at (408) 543-5202 or visit us at 495 S San Antonio Rd Los Altos Ca 94022 in Los Altos, CA. Join us today and experience how Star One can be your trusted partner in all things finance!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easier than ever. We offer competitive rates and flexible terms so you can drive away in the car of your dreams without breaking the bank. Plus, our experienced staff is ready to help you navigate the loan process smoothly.

Business Banking

For our business members, we provide comprehensive business banking services including merchant services and business loans. Your local business deserves support tailored specifically for its needs, and we're committed to helping it thrive.

Credit Cards with Rewards

At Star One, we also offer credit cards with rewards that let you earn points on everyday purchases. Whether it's groceries or gas, enjoy perks while building your credit score responsibly.

Mortgage Loans & Refinancing

For those considering buying a home or refinancing an existing mortgage, our mortgage loans come with various options tailored to fit different budgets and needs. With our guidance, you can find the right mortgage that suits your financial situation, whether you're a first-time buyer or looking to refinance for better terms.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds while also earning interest on your savings. With our online and mobile banking options, managing your money has never been more convenient. You can check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt into one manageable payment, our personal loans can provide the relief you need. We understand that life can throw curveballs, and we're here to help you find solutions that work for you.

Digital & Online Banking

Key Features

For those who prefer the touch of their smartphone, our mobile application makes banking on-the-go effortless. You can manage your accounts right from the palm of your hand! And if you're looking to send money quickly and easily, our person-to-person transfer feature allows you to send funds directly to friends or family without any hassle. Security is our top priority. That's why we offer electronic signature authorization for important transactions, ensuring that everything you do is safe and secure. You'll also enjoy e-statements for quick access to your account information without the clutter of paper statements. Though we currently don't support mobile payments directly, our online services remain robust and reliable. Our goal is to provide you with accessible tools that simplify your financial life while keeping your information protected. With Star One's digital banking solutions, managing your money has never been easier or more efficient. Join us today and discover how simple banking can be!

Financial Strength

At Star One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to being a reliable partner for your financial journey is reflected in our robust financial standing. With a net worth of $1,308,118,583, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further illustrated by our net worth ratio of $1,341, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Members' savings are secured through $377,307,940 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members over non-member deposits, we also ensure that our resources are focused on benefiting you through better loan rates and exclusive perks. We're proud to have $1,306,523,094 in undivided earnings which allow us to reinvest in innovative banking tools and stronger lending options. This means you'll always find enhanced security measures and improved services tailored to meet your needs. Our lending capacity is impressive as well, with $9,884 in used auto loans and $5,929,891,487 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for all members. We take pride in having 260 full-time employees ready to serve you with a knowledgeable team dedicated to your satisfaction. Additionally, our strong member base is evident through our 278,780, showcasing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Star One is your trusted partner. Visit us at 495 S San Antonio Rd Los Altos Ca 94022 or call (408) 543-5202 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,223,461 in used vehicle loans and $211,882,023 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have financing options tailored just for you.

Business Financing

While we currently do not have outstanding commercial loans available, our commitment to supporting local businesses remains strong. We encourage business owners to reach out for potential financing solutions when they become available. At Star One, we're dedicated to providing personalized service and transparent information. If you're interested in any of our loan products or want to learn more about refinancing options, feel free to contact us at (408) 543-5202. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 495 S San Antonio Rd Los Altos Ca 94022 in Los Altos, CA or check out our website for more information on how we can assist you with your borrowing needs!

Credit Card Loans

For those looking for flexibility in managing their finances, we also offer unsecured credit card loans with a total of $54,385,271 available. These loans can help you cover unexpected expenses or consolidate existing debt into one manageable payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $475,972,681, make buying or refinancing simple. We provide competitive rates and flexible terms that can fit your budget and lifestyle. If you're considering refinancing your current mortgage, our team is here to guide you through the process and explore eligibility options.

Loan Aggregator

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Star One