Star One Credit Union Cupertino CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Star One, your trusted partner in financial well-being! Located at 10991 N De Anza Blvd, Cupertino, CA 95014, our branch has proudly served the community since 1956. With a commitment to providing exceptional service and innovative banking solutions, we now have over 128,165 members who rely on us for their financial needs. At Star One, we believe in building strong relationships with our members. We understand that every member's journey is unique, which is why we offer personalized services tailored to meet your specific requirements. From checking and savings accounts to auto loans and mortgages, our range of services is designed with you in mind. As of now, our total assets stand at an impressive $9,754,304,816, ensuring that we are well-equipped to support you. Our leadership team is dedicated to guiding our credit union with integrity and transparency. Under the direction of CEO Gary Rodrigues and Board President Melissa Henck, we focus on fostering a culture of trust and reliability. Our knowledgeable staff of 260 employees is always ready to assist you with any questions or concerns you may have. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 10991 N De Anza Blvd, Cupertino, CA 95014-6303. If you're looking for a financial institution that puts its members first and values community impact, look no further than Star One. We invite you to explore what we have to offer! For more information or assistance, please call us at (408) 543-5202 or visit our website at starone.org. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Join Us

While you can visit us at our branch location for all your banking needs, official correspondence should be sent to 10991 N De Anza Blvd, Cupertino, CA 95014-6303. We are open Monday through Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday from 9 AM to 6 PM. We invite you to become a part of the Star One family! Experience the difference that comes with being a member of a credit union that truly cares about its community. For more information on joining us or exploring our services further, please call us at 408-543-5202 or visit our website. Let's achieve financial success together!

Our Journey

Star One began its journey with a vision to empower individuals through accessible financial solutions. As we opened our doors at 10991 N De Anza Blvd, Cupertino, CA 95014, we quickly became known for our personalized service and community-focused approach. Our branch is conveniently located near local landmarks that make it easy for members to visit us. Throughout the years, we have embraced change while maintaining our core values. From introducing online banking services to enhancing member experience through mobile applications, we've consistently prioritized technological advancements to meet the needs of our members. Our dedication to staying up-to-date reflects our mission to provide not just banking services but also valuable tools for financial success.

Our Mission

At Star One, our mission is clear: We strive to offer comprehensive financial services that support the well-being of our members while actively contributing to the communities we serve. Whether it's personal banking, auto loans, or business financing, we aim to make every interaction meaningful and impactful. We believe in building long-lasting relationships based on trust and transparency. In addition to financial services, we take pride in our community outreach efforts. Partnering with local organizations allows us to give back and support various initiatives that enrich the lives of those around us.

Branch Location & Accessibility

Additional Services

At Star One, we offer a range of services tailored to suit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, we provide ATM services for quick cash withdrawals and balance checks your banking experience is both flexible and efficient. While members can visit us at 10991 N De Anza Blvd Cupertino Ca 95014, official correspondence should be sent to our mailing address at 10991 N De Anza Blvd, Cupertino, CA 95014-6303.

Connect With Us

If you have any questions or want more information about our services, feel free to give us a call at (408) 543-5202. We invite you to stop by Star One today we can't wait to help you achieve your financial goals!

Convenient Accessibility

At Star One, we prioritize your convenience. Parking is readily available, making it easy for you to pop in. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can visit us with ease.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. You can visit us Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. Whether you need to open an account or speak with one of our friendly staff about loans or credit cards, we're here for you.

Member Eligibility

Joining the Star One community is more than just opening a bank account; it's about becoming part of a supportive family that prioritizes your financial well-being. To become a member of Star One, you'll need to meet certain eligibility criteria, which generally include living or working in the local area, or being related to an existing member. We believe everyone deserves access to great financial services, so our requirements are designed to be inclusive and straightforward. For the most up-to-date details on who can join, feel free to visit our membership page at http://www.starone.org/membership/ . Once you're ready to take the next step, opening an account with us is easy! You can start your application online by visiting http://www.starone.org/apply-now/ . If you have any questions along the way, don't hesitate to reach out to us at (408) 543-5202. Our friendly team is here to help you every step of the way as you embark on this exciting journey with Star One at our convenient location: 10991 N De Anza Blvd Cupertino Ca 95014.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that streamlines your transactions and enhances customer satisfaction. Our merchant services do just that! They help you accept payments easily, whether in-store or online. This means more time focusing on what you do best serving your customers and growing your business. Located at 10991 N De Anza Blvd Cupertino Ca 95014 in Cupertino, CA, we're ready to help you achieve your business goals. Reach out today at (408) 543-5202 to explore how we can assist your business in its journey toward success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services provide convenient access to your funds without hassle. You can withdraw cash or check your balance quickly at any time. In summary, at Star One, we offer a comprehensive suite of services designed with our members in mind from personal banking solutions to business support. Our goal is simple: to empower you with financial tools that enhance your life. If you're ready to learn more or have specific questions about how we can assist you further, please don't hesitate to reach out at (408) 543-5202 or visit us online at Branch - De Anza. Your financial journey starts here!

Auto Loans & Vehicle Financing

If you're planning to buy a new car or need financing for a vehicle, our auto loans offer competitive rates that make it easier for you to drive away in the car of your dreams. We take pride in offering personalized service to help you find the right loan that fits your budget.

Business Banking

For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. Let us help you fuel your passion by providing the financial tools necessary for growth.

Credit Cards with Rewards

Make every purchase count with our credit cards featuring rewards programs. Whether it's cash back or travel points, you'll earn benefits while managing your spending effectively.

Digital Banking Features

With the rise of digital banking, Star One ensures that accessing your accounts is easier than ever. Our online banking platform allows you to conduct transactions anytime, anywhere whether it's checking balances, making transfers, or utilizing person-to-person payment features.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans come with attractive terms to help you secure your dream house. Plus, if you already own a home and are looking to refinance, we can guide you through that process too making it straightforward so you can focus on settling into your new space.

Personal Banking

For everyday banking needs, our personal banking options include checking and savings accounts designed for convenience and flexibility. Imagine having an account that not only helps you save but also provides easy access through online banking and mobile applications. You can check your balance, transfer funds, and pay bills all from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

We know that life can bring unexpected expenses. That's why we offer personal loans that provide quick access to funds when you need them most. If you're juggling multiple debts, consider our debt consolidation options. We can help simplify your payments and potentially reduce your interest rates.

Digital & Online Banking

Accessibility Anytime

With our commitment to providing accessible services, you can trust that you'll have real-time management of your accounts at your fingertips. Whether you're making payments or checking recent transactions, everything is designed for ease of use. No more waiting in lines or dealing with limited hours banking is now available whenever you need it. Join us at Star One today and experience the convenience of modern banking tailored just for you!

Key Features for Your Convenience

We prioritize your security and ease of use with features like electronic signature authorization, which allows you to complete transactions safely without needing to visit a branch. Plus, e-statements are available to help you keep track of your finances without the clutter of paper documents. Our mobile application makes banking on the go a breeze. You can manage your accounts right from your smartphone or tablet, ensuring that you're always in control of your financial situation. And if you need to send money to friends or family, our person-to-person transfer feature lets you do so with just a few taps.

Financial Strength

Dedicated Team

We also take pride in having 260 full-time employees who are knowledgeable and ready to assist you. Our team ensures that every interaction at Star One is positive and productive.

Growing Membership Base

The trust placed in us by our community is evident with a total of 278,780 accounts. This growing member base reflects the confidence others have in our ability to manage their finances effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Star One is your trusted partner. Visit us at 10991 N De Anza Blvd Cupertino Ca 95014 or call (408) 543-5202 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Your Future

With $1,306,523,094 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors, with $9,884 in used auto loans and $5,929,891,487 in total loans and leases available for you.

Member-Centric Savings Options

Members' savings are secured through $377,307,940 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your savings is what sets us apart from traditional banks. Unlike them, we prioritize our members. With non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Robust Financial Health

With a net worth of $1,308,118,583, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,341 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Performance

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. The strength of our operations allows us to provide exceptional service every day.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,223,461 in used vehicle loans and $211,882,023 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you can find the right fit for your budget.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we provide flexible credit line options totaling $4,758,822,848. These lines are perfect for managing larger purchases or unexpected expenses. For those needing immediate access to funds without collateral, our unsecured credit card loans amounting to $54,385,271 can help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $475,972,681, make buying or refinancing simple. We also offer refinancing options that can help lower your monthly payments or shorten the term of your loan.

Why Choose Us?

Our team at Star One, located at 10991 N De Anza Blvd Cupertino Ca 95014, Cupertino, CA, is dedicated to helping you navigate through your borrowing needs. You can reach us at (408) 543-5202 during our operating hours: M, T, Th 9-5; W 10-5; F 9-6. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're a first-time buyer or looking to expand your portfolio, we're here to support you every step of the way. Explore our loan offerings today and see how we can assist you in achieving your financial aspirations!

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

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STAR ONE CREDIT UNION