Star Of Texas Credit Union Austin TX | Basic Drive-Thru & ATM Services

Introduction

Welcome to Star Of Texas Credit Union, where your financial well-being is our top priority! Located at 114 E Huntland Dr, Austin, TX 78752, we have been proudly serving our community since 1952. With a strong membership of 2,753 and total assets reaching an impressive $66,423,660, we are committed to providing personalized financial services that cater to your unique needs. At Star Of Texas, we believe in fostering lasting relationships with our members. Our dedicated team of 11 employees, led by CEO David Van Buskirk and Board President Youssef Lahlou, works tirelessly to ensure you receive the best support possible. We understand that every member has distinct goals and aspirations, which is why we offer a range of services including loans, deposits, and shared branch transactions. While members can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 114 E Huntland Dr, Austin, TX 78752. Our financial strength is highlighted by total loans amounting to 1,466, total deposits of $4,826,007, and a net worth of $12,329,355. We take pride in maintaining a robust cash position with $541,145 available for our members. Whether you're looking for savings solutions or loan options that suit your lifestyle, we're here to help you navigate your financial journey with ease. We invite you to explore more about our offerings by visiting our website at Star Of Texas Credit Union. For any inquiries or assistance, feel free to call us at 512-458-8253 during our lobby hours from Monday to Friday (9:00 AM - 5:00 PM) and Saturday (9:00 AM - 1:00 PM). Join us today and experience the difference that comes with being a member of the Star Of Texas family!

Branch History & Mission

A Commitment to Innovation

As times change, so do we. Star Of Texas embraces digital advancements that make banking easier and more accessible for our members. With features such as online banking, mobile payments, and electronic signatures available, we ensure that everyone can manage their finances conveniently while staying compliant with ADA standards. We encourage you to be part of our growing family at Star Of Texas Credit Union. Join us today and experience firsthand the benefits of being a member at a credit union that truly cares about your financial future and community welfare. For more information or to open an account, please visit our website or give us a call at (512) 458-8253. Your journey toward better financial health starts here!

Our Journey

Starting from humble beginnings, Star Of Texas was founded with a mission to provide accessible financial services to those in need. Over the decades, we have expanded our reach and services, now boasting a membership of over 2,700 individuals who trust us to manage their finances. Our total assets have reached an impressive $66,423,660, reflecting our dedication to sustainable growth and responsible banking practices. Our branch is conveniently located at 114 E Huntland Dr, Austin, TX 78752. Just a stone's throw away from local landmarks like the Northcross Mall and the vibrant community parks, we invite you to visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. For those who prefer drive-thru banking, we're happy to offer services from 8:30 AM to 6:00 PM.

Our Mission

At the heart of Star Of Texas lies a strong mission statement that emphasizes not only providing exceptional financial products but also fostering community well-being. We aim to empower our members by offering personalized financial solutions tailored to their unique needs. Whether it's through basic banking transactions or shared services for partner credit union members, we strive to create an environment where everyone feels valued and supported. We believe that our success is intertwined with the prosperity of our community. That's why we engage in various outreach programs designed to uplift those around us. From financial literacy workshops to community sponsorships, we are committed to making a positive impact in Austin.

Branch Location & Accessibility

Welcome to the Star Of Texas Credit Union, conveniently located at 114 E Huntland Dr in Austin, TX. Nestled in the heart of Travis County, our branch is easy to find and accessible for all members. Whether you're popping in for a quick transaction or need assistance with your financial needs, our location ensures you can do so with ease. While members can visit us at 114 E Huntland Dr, official correspondence should be sent to the same address. We're proud to offer ample parking spaces right outside our branch, making it simple to stop by. Our facility is ADA compliant, featuring ramps and other accessibility options to ensure everyone can access our services comfortably. At Star Of Texas Credit Union, we prioritize convenience. Our lobby hours are designed around your busy schedule: we're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM. If you need a quick visit, our drive-thru service operates from 8:30 AM to 6:00 PM on weekdays, allowing you to complete basic transactions without leaving your vehicle. In addition to standard banking services, we proudly participate in shared services. This means that members of partner credit unions can also perform deposits and withdrawals here. While we currently do not have ATM services available at this location, our friendly staff is always ready to assist you with any banking needs you may have. We invite you to come by and see how we can serve you better! Feel free to call us at 512-458-8253 if you have any questions or need further information about our services. At Star Of Texas Credit Union, we're here for you every step of the way!

Member Eligibility

At Star Of Texas, we believe that everyone deserves the chance to be part of a warm and supportive community. If you're looking to join us, you'll be glad to know that membership is open to anyone who lives, works, or worships in our local area. It's as simple as meeting those criteria! Once you're eligible, becoming a member comes with a host of benefits designed to enhance your financial journey, including personalized service and competitive rates. To get started, you can find all the details about eligibility by visiting this link. If you're ready to open your account and begin enjoying the perks of membership, you can easily check out the account opening process at this page. Should you have any questions or need assistance along the way, feel free to give us a call at (512) 458-8253. We can't wait for you to join us at Star Of Texas, located at 114 E Huntland Dr Austin Tx 78752!

Business Banking & Commercial Services

Business Loan Options

Imagine unlocking the potential of your business with tailored financing solutions. We're proud to invest in local businesses, providing commercial loans that help turn dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment solutions are crucial. Our merchant services simplify transactions, ensuring you can focus on what matters most growing your business. From easy card processing to integrated payment systems, we provide the tools you need to enhance customer experiences and streamline operations. Visit us at 114 E Huntland Dr Austin Tx 78752 in Austin, TX or call us at (512) 458-8253 to discover how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Connect With Us

If you have any questions about our services or want to learn more about how we can support your financial journey, don't hesitate to reach out! You can call us at (512) 458-8253 during our lobby hours: Monday to Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Experience the friendly service and dedication that sets Star Of Texas apart. We look forward to serving you soon!

Everyday Banking Made Easy

Managing your money should be straightforward. At Star Of Texas Credit Union, we offer Basic Drive-Thru Banking which allows you to handle deposits, withdrawals, and simple transactions without leaving your car. This convenient service means you can quickly get back to your day without the hassle of long lines. For members who belong to partner credit unions, our Basic Shared Branch Transactions make it easy to conduct deposits and withdrawals seamlessly. This means no matter where you are, your banking needs can be met efficiently.

Flexible Banking Solutions

While we currently have ATM services only, we prioritize ease and accessibility through our drive-thru options. Imagine being able to quickly deposit a check during your lunch break or withdraw cash on the go this is what we strive to provide at Star Of Texas. In addition to these services, members can also access their accounts through digital banking features. Our online banking platform ensures that you can manage your finances from the comfort of your home or on the go with our mobile application. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away.

Digital & Online Banking

Always Here for You

Our commitment to accessibility means that you have 24/7 online banking services available. Whether it's late at night or during a busy weekend, you're just a few clicks away from managing your finances effectively. With all these tools at your disposal, Star Of Texas makes it easier than ever for you to take control of your financial journey. In short, our digital and online banking services are tailored for convenience and security, ensuring that managing your finances fits into your lifestyle effortlessly!

E-Statements and Security

We know how important it is to keep your information safe. That's why we offer e-statements, allowing you to view your account statements securely online. You'll receive timely updates while reducing paper clutter at home. Our robust security measures ensure that your personal information is protected, so you can bank with peace of mind.

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application makes it simple! With features like mobile payments and person-to-person transfers, sending money to friends or family is quick and straightforward. You can also use the app to pay bills or manage your accounts whenever and wherever suits you best.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Star Of Texas is your trusted partner. Visit us at 114 E Huntland Dr Austin Tx 78752 or call (512) 458-8253 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $17,895,023 in share certificates and $7,113,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $994,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 5,768, showing a strong and growing member base that trusts us with their finances.

Reinvesting in Your Future

With $11,773,238 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $400 in used auto loans and $50,235,956 in total loans and leases.

Solid Financial Foundation

With a net worth of $12,329,355, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,855 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,185,187 in used vehicle loans and $4,412,912 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you find the best fit for your budget.

Credit Lines

Our credit line loans totaling $27,861,800 give members access to funds when they need them most. This flexibility allows you to cover emergencies or make larger purchases without the stress of high-interest rates. At Star Of Texas, we prioritize our members' needs and work hard to provide personalized solutions. If you're considering refinancing or exploring eligibility options, our team can guide you through the process to find what works best for you. For more information about our loan offerings and how they can benefit you, visit us online at https://www.staroftexascu.org/ or stop by our branch today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $77,547, make buying or refinancing simple. We provide competitive rates and flexible terms that can help turn your dream of owning a home into reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $791,965 in loans helping members manage their finances effectively. This product can be an excellent choice for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures that its loan data is accurate and trustworthy. The information is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means you can rely on LendMesh to present fair and transparent offers.

Star Of Texas