Star Financial Credit Union Corpus Christi TX | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Star Financial, your trusted partner in banking since 1959. Located at 6009 Holly Rd, Corpus Christi, TX 78412, we are dedicated to serving our community with integrity and care. With a strong membership of 3,467 individuals and total assets reaching an impressive $50,302,111, we pride ourselves on our commitment to providing quality financial services tailored to your needs. At Star Financial, we understand that every member's financial journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Whether you're looking to buy your first car or expand your business, we're here to help you every step of the way. Our leadership team, guided by CEO Holly Luca and Board President Derrick Escobedo, brings years of experience and a passion for community service. They ensure that our operations reflect our core values: trust, responsibility, and commitment to excellence. In fact, with over 20 employees, we strive to deliver personalized service that makes you feel valued as a member. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 10324, Corpus Christi, TX 78460. For any inquiries or assistance, feel free to reach out at (361) 242-7827. Join us at Star Financial today and discover how we can help you achieve your financial goals! Visit our website at starcu.org for more information about our services or to get started on your next loan application. Your future starts here!

Branch History & Mission

Welcome to Star Financial, located at 6009 Holly Rd, Corpus Christi, TX 78412. Since opening our doors in 1959, we have proudly served our community with a commitment to financial well-being and support for our members. With a total membership of 3,467 individuals and assets amounting to over $50 million, Star Financial has grown into a trusted institution within the community. Our journey began more than six decades ago, when a group of forward-thinking individuals came together with a vision to create a financial cooperative focused on people rather than profits. Over the years, we have expanded our services from simple savings accounts to a comprehensive range of offerings that include auto loans, mortgages, personal loans, credit cards, and business banking solutions. Our mission is clear: to empower our members through accessible financial services while fostering a sense of community and mutual support. At Star Financial, we understand that financial needs are diverse and ever-changing. That's why we've embraced digital advancements such as online banking and mobile payments, ensuring our members can manage their finances conveniently and securely. We also prioritize accessibility by offering ADA-compliant facilities and drive-thru banking options for those who prefer face-to-face interactions without leaving their vehicles. Our commitment extends beyond just financial services. We actively engage in community outreach efforts, partnering with local organizations to support initiatives that benefit residents in Corpus Christi. Whether it's sponsoring local events or providing financial education workshops, we strive to make a positive impact in the neighborhoods we serve. While members can visit us at 6009 Holly Rd, official correspondence should be sent to PO BOX 10324, CORPUS CHRISTI, TX 78460. If you have any questions or need assistance, feel free to reach us at 361-242-7827 during our operating hours: - Monday, Tuesday, Thursday: 9:00 AM - 5:00 PM - Wednesday: 10:00 AM - 5:00 PM - Friday: 9:00 AM - 5:30 PM - Saturday: 9:00 AM - 1:00 PM We invite you to join the Star Financial family and experience the difference that comes with being part of a credit union dedicated to serving its members first. Together, we can achieve your financial goals while building a stronger community for all! Visit us today or learn more about becoming a member by checking out our website.

Branch Location & Accessibility

Welcome to Star Financial at our Holly Road branch, conveniently located at 6009 Holly Rd, Corpus Christi, TX 78412. Nestled in the vibrant community of Nueces County, our branch is easily accessible for all your banking needs. If you're looking for us, just head towards the bustling shopping areas nearby, making it a breeze to fit your banking into your day. At Star Financial, we prioritize convenience and accessibility for all our members. Our location offers ample parking and is fully compliant with ADA standards, ensuring that everyone can access our services comfortably. Whether you choose to visit us in person or use our drive-thru service for quick transactions, we've got you covered! Our lobby hours are designed to accommodate your busy schedule: we're open Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; Friday from 9:00 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM. We also offer a drive-thru service from 7:30 AM to 6:00 PM on weekdays for those who prefer quick and easy access. For any inquiries or assistance, feel free to give us a call at 361-242-7827. While members can visit us at 6009 Holly Rd, official correspondence should be sent to our mailing address at PO BOX 10324, Corpus Christi, TX 78460. We invite you to stop by and explore all the services we offer from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Your financial well-being is our priority! Visit us today and see how we can help you achieve your financial goals.

Member Eligibility

At Star Financial, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is straightforward and welcoming. If you live, work, or worship in the area, you are likely eligible to join us! We cater to individuals and families who want to take charge of their financial future with personalized service and great products. Whether you're looking for savings accounts, loans, or other financial services, being part of our credit union means having access to exclusive benefits designed just for you. To learn more about the specific eligibility requirements, please visit our website at https://starcu.org/membership-application/. Once you're ready to take the next step, opening an account is a breeze! Just check out the details at https://www.financial-net.com/starcu/lending/internetloans, or give us a call at (361) 242-7827 if you have any questions. We're excited to welcome you to our Star Financial family located at 6009 Holly Rd Corpus Christi Tx 78412!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's marketplace, having efficient payment solutions is crucial. Our merchant services simplify transactions, allowing you to focus on what you do best growing your business. From credit card processing to online payment systems, we make it easy for you to accept payments from customers. Ready to take your business to the next level? Visit us at 6009 Holly Rd Corpus Christi Tx 78412 in Corpus Christi, TX or call us at (361) 242-7827 to learn more about how we can assist you!

Comprehensive List Of Services

ATM and Drive-Thru Services

Our members enjoy easy access to funds through our ATM services which allow for cash withdrawals and balance checks whenever needed. Additionally, our basic drive-thru banking makes simple transactions like deposits and withdrawals quick and hassle-free. At Star Financial, we believe that financial services should be accessible to everyone. Whether you're visiting us at 6009 Holly Rd Corpus Christi Tx 78412 or using our online tools from home, we're here to support you every step of the way. If you're ready to explore how we can assist you in reaching your financial goals, don't hesitate to reach out! Call us today at (361) 242-7827 or visit us online at http://www.starcu.org to learn more about becoming a member or opening an account. Your journey towards better financial health starts here!

Business Banking Solutions

For entrepreneurs and business owners, Star Financial offers comprehensive business banking services including merchant services and business loans. We understand the challenges small businesses face and are committed to helping you succeed with personalized support and competitive rates.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that let you manage your accounts from anywhere at any time. With features like mobile payments, person-to-person transfers, e-statements, and online banking, keeping track of your finances has never been easier.

Personal Banking and Loans

Whether you are looking to open a checking or savings account, Star Financial has you covered. Our personal banking services allow you to manage your finances easily and securely. For those in need of financing, our auto loans and vehicle financing options can help you drive away in the car of your dreams without breaking the bank. We also offer mortgage loans and refinancing solutions, perfect for homeowners looking to upgrade or save on their current mortgage. If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide flexible terms tailored to your situation. Plus, our credit cards come with rewards that give back for every purchase you make, making it easier to earn while you spend.

Digital & Online Banking

Convenient Online Banking

Our 24/7 online banking services allow you to check balances, make transfers, and pay bills at any time. Whether you're at home or on the go, managing your money has never been easier. You can access your account anytime through our user-friendly interface, making financial management straightforward.

Enhanced Security Features

Security is a top priority for us. With electronic signature authorization available, signing documents online is safe and efficient. Plus, our commitment to protecting your information means you can bank with confidence, knowing that we take the necessary steps to keep your data secure.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We offer e-statements for easy access to your account statements digitally. This not only helps you stay organized but also makes it simple to track your finances over time.

Mobile Convenience at Your Fingertips

With our mobile application, you'll have banking capabilities right in your pocket. Enjoy features like mobile payments and person-to-person transfers, allowing you to send money quickly to friends or family without any hassle. Our app ensures that you're always connected to your accounts. In conclusion, Star Financial is dedicated to providing accessible and user-friendly digital banking options that cater to your lifestyle. Explore all these benefits and more by visiting us online today!

Financial Strength

At Star Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health with you, which helps us serve your needs effectively. With a net worth of $5,213,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,398,264 in share certificates and $3,861,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,003,792 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,886 in used auto loans and $26,160,845 in total loans and leases. Our $209,523 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 5,261, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Star Financial is your trusted partner. Visit us at 6009 Holly Rd Corpus Christi Tx 78412 or call (361) 242-7827 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,243,644 in used vehicle loans and $8,398,442 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find an option that fits your budget.

Business Solutions

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. While we currently have no outstanding commercial loans available, we're always here to discuss future opportunities.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $774,068 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or cover unexpected expenses, our unsecured credit options can be tailored to fit your situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,670, make buying or refinancing simple. We can guide you through the application process and help you secure a mortgage that suits your needs.

Refinancing Options

If you're considering refinancing any existing loans or need guidance on eligibility options, our team is ready to assist you. We aim to make the refinancing process straightforward and beneficial for all our members. At Star Financial, we prioritize your financial well-being and are committed to providing personalized service every step of the way. For more information about our loan offerings or to begin your application process, please feel free to reach out at (361) 242-7827 or visit us at 6009 Holly Rd Corpus Christi Tx 78412 in Corpus Christi, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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Star Financial