Star Financial Credit Union Corpus Christi TX | Best Auto Loans & Business Banking

Introduction

Welcome to Star Financial, where our mission is to empower our members with reliable financial solutions and a strong sense of community. Located at 10429 Leopard St, Corpus Christi, TX 78410, we have been serving the residents of Corpus Christi since 1959. Our commitment to personal service and member satisfaction has fostered a thriving community of over 3,467 members, all benefiting from our tailored banking services. While you can visit us at our branch for your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 10324, Corpus Christi, TX 78460. At Star Financial, we take pride in our substantial resources, boasting total assets of $50,302,111 and total deposits amounting to $2,348,366. With a net worth of $5,213,315, we ensure the stability and security of your finances. Our total loans and leases stand at 5,987, demonstrating our dedication to helping you achieve your financial goals. Our leadership team is devoted to providing exceptional service. Under the guidance of CEO Holly Luca and Board President Derrick Escobedo, we are constantly looking for ways to improve and expand our offerings. With a dedicated team of 20 employees, we are here to assist you every step of the way. Whether you're looking for personal banking options like checking accounts or auto loans or exploring business banking solutions, Star Financial is your trusted partner. We offer convenient online and mobile banking services for those who prefer managing their finances on-the-go. Ready to experience the difference? Give us a call at 361-242-7827 or visit us today at our branch! Your financial journey starts here at Star Financial!

Branch History & Mission

At Star Financial, we take pride in our rich history and unwavering commitment to serving our community. Established in 1959, our branch has been a cornerstone of financial support in Corpus Christi, Texas, for over six decades. Located at 10429 Leopard St, we are easily accessible to our members and neighbors, making it convenient for you to stop by for any banking needs. Since opening our doors, we've grown significantly, now proudly supporting a total membership of 3,467 individuals and families who trust us with their financial journeys. Over the years, we have expanded our services to include everything from personal banking to business loans, ensuring that we meet the diverse needs of our community. With total assets reaching an impressive $50,302,111, we are committed to maintaining financial stability and providing valuable resources for all. Our mission is clear: we aim to empower our members through accessible and personalized financial services while fostering a spirit of community support. We understand that banking goes beyond just transactions; it's about building relationships and helping individuals achieve their dreams. Whether you're looking for auto loans, mortgage refinancing, or simply a safe place to save your money, we are here for you. While members can visit us at 10429 Leopard St Corpus Christi Tx 78410, official correspondence should be sent to PO Box 10324, Corpus Christi, TX 78460 if needed. Our operating hours are designed to accommodate your schedule: Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; Friday from 9:00 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM. We also offer drive-thru service daily for added convenience. Star Financial is not just about banking; it's about building strong ties within the community. We actively engage in outreach programs that support local initiatives and partnerships aimed at improving the lives of those around us. Our commitment extends beyond our walls as we strive to create opportunities for everyone. Join us at Star Financial today! Experience firsthand how we can help you navigate your financial future with confidence and care. Visit us online at starcu.org or call us at 361-242-7827 for more information on how you can become a member and enjoy the benefits of being part of our family. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Accessibility Features

At Star Financial, we prioritize accessibility for all our members. Our branch is designed to be ADA compliant, featuring ramps and designated parking spaces for individuals with disabilities. We want everyone to feel welcome and comfortable when they visit us.

Get In Touch!

We invite you to come by and see how Star Financial can help you achieve your financial goals. Have questions? Feel free to give us a call at (361) 242-7827. Our team is ready to assist you with all your banking needs!

Operating Hours

Our lobby hours are designed with your busy schedule in mind. We are open Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM; Wednesday from 10:00 AM to 5:00 PM; Friday from 9:00 AM to 5:30 PM; and Saturday from 9:00 AM to 1:00 PM. If you prefer the convenience of banking on-the-go, our drive-thru service operates from 7:30 AM to 6:00 PM, making it easy for you to complete transactions without leaving your car.

Services Offered

Star Financial offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we have something for everyone. You can also enjoy online and mobile banking features that allow you to manage your finances anytime, anywhere. For those who need cash quickly, we have ATM access available right at our branch. Drive-thru banking is also available for deposits, withdrawals, and simple transactions making it easier than ever to bank on your terms. While members can visit us at 10429 Leopard St Corpus Christi Tx 78410, official correspondence should be sent to PO Box 10324, Corpus Christi, TX 78460.

Member Eligibility

Becoming a member of Star Financial is like joining a welcoming family where your financial needs are prioritized and supported. If you're looking to take advantage of personalized banking services, you'll be pleased to know that eligibility is straightforward and inclusive. Residents, employees, or members of certain organizations in the community can join us. You can find all the specific criteria by visiting our eligibility page at https://starcu.org/membership-application/. We believe in making banking accessible for everyone, so if you meet these simple requirements, you're on your way to enjoying the benefits of membership at Star Financial, located at 10429 Leopard St Corpus Christi Tx 78410. Opening an account is just as easy! You can start the process online by checking out our account opening details here: https://www.financial-net.com/starcu/lending/internetloans. If you have any questions or need assistance, feel free to give us a call at (361) 242-7827. We're excited to have you become part of our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly whether through credit cards or mobile payments allowing you to focus on what truly matters: growing your business. Our tools are designed to enhance your customer experience while streamlining your operations. Visit us at 10429 Leopard St Corpus Christi Tx 78410 in Corpus Christi, TX, or call us at (361) 242-7827 to learn how we can partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, Star Financial offers business banking services such as merchant services and business loans. We aim to support your ambitions and provide the tools necessary for your business to thrive.

Drive-Thru and ATM Services

For those who prefer traditional banking methods, we also provide basic drive-thru banking for deposits, withdrawals, and simple transactions. Our ATMs are equipped for quick withdrawals and balance checks, ensuring that your banking needs are met with ease. At Star Financial, we're dedicated to making your financial journey smooth and accessible. With a friendly team ready to assist you at every step, don't hesitate to reach out if you have any questions or need assistance with any of our services. If you're ready to explore how we can help enhance your financial wellbeing, give us a call at (361) 242-7827 or visit us at 10429 Leopard St Corpus Christi Tx 78410 in Corpus Christi, TX. We look forward to serving you!

Loans and Financing

We understand that life can sometimes present unexpected expenses. That's why our personal loans and debt consolidation services are here to help you regain control over your financial situation. Additionally, our credit cards come with rewards that allow you to earn while you spend, giving you more value for your purchases.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features so you can manage your finances anytime, anywhere. With easy access to your accounts through our mobile application, making transactions has never been simpler. Need cash? Our ATM and cash withdrawal services are available whenever you need them.

Personal Banking

Starting with personal banking, we offer various options including checking and savings accounts designed to help you manage your day-to-day finances effortlessly. For those in need of a reliable vehicle, our auto loans and vehicle financing solutions can get you behind the wheel without breaking the bank. Plus, if you're considering homeownership, our mortgage loans and refinancing options make navigating that journey straightforward.

Digital & Online Banking

Convenient Access Anytime

Our 24/7 online banking services at http://www.starcu.org mean you can check your account balance, pay bills, or transfer funds whenever you need to day or night. Whether you're at work or relaxing at home, you have real-time access to your accounts without the hassle of traditional banking hours.

Secure Transactions Made Easy

Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and securely. And if you're a fan of mobile payments, we've got you covered there too! Enjoy the ease of making payments with just a tap from your smartphone. At Star Financial, we prioritize your security while ensuring that every feature is straightforward and accessible. From electronic signatures to mobile payments, our digital banking services are designed for your convenience and peace of mind. Experience the future of banking today by visiting us at http://www.starcu.org!

User-Friendly Features

With our mobile application, available for download now, banking is literally at your fingertips. You can easily navigate through features like electronic signature authorization, which makes signing important documents a breeze. Plus, with e-statements available, you'll receive your account statements electronically no more paper clutter!

Financial Strength

Commitment to Excellence

Our focus on operational efficiency is reflected in our $209,523 for this year. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Star Financial is your trusted partner. Visit us at 10429 Leopard St Corpus Christi Tx 78410 or call (361) 242-7827 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $3,398,264 in share certificates and $3,861,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,213,315, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,036 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $1,886 in used auto loans and $26,160,845 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Total Share Accounts stand at 5,261, showing a strong and growing member base that trusts us with their finances.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,243,644 in used vehicle loans and $8,398,442 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to ensure you can drive away with confidence.

Credit Lines

If you're looking for additional flexibility, our credit lines totaling $1,000,000 can help you cover unexpected expenses or make larger purchases without the hassle of traditional loans. For those considering refinancing options, we encourage you to explore eligibility criteria through our membership application. We're committed to working closely with you to find solutions that suit your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Star Financial, we prioritize transparency and member satisfaction as we help you navigate your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,670, make buying or refinancing simple. We offer various plans to help you find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $774,068 in loans helping members manage their finances effectively. These cards come with rewards that can enhance your spending experience while keeping your budget on track.

Loan Aggregator

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Star Financial