Stanwood Credit Union New Stanton PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Stanwood Area, your trusted partner in financial well-being, located at 444 Arona Rd, New Stanton, PA 15672. Established in 1940, we have been serving our community for over 80 years with a commitment to help our members achieve their financial goals. With a strong membership base of 2,222 and total assets reaching an impressive $17,364,841, we pride ourselves on being a reliable resource for all your banking needs. At Stanwood Area, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your individual needs from checking and savings accounts to auto loans and mortgage financing. Whether you're looking to purchase your first car or consolidate debt, our dedicated team is here to guide you every step of the way. While members can visit us at our branch address, official correspondence should be sent to 444 Arona Rd, New Stanton, PA 15672. We maintain a solid foundation with total deposits of $1,034,799 and a net worth of $1,807,557, ensuring that your money is secure with us. Our total loans stand at 1,630, reflecting our ongoing commitment to support both personal and business financial growth. Led by our CEO Charles Frederickson Jr. and Board President John Storey Sr., our experienced team works diligently to foster a welcoming environment where you can feel confident in managing your finances. With a combined workforce of 6 employees, we are proud to provide personalized service that sets us apart from traditional banks. We invite you to explore all that Stanwood Area has to offer! For any questions or assistance, feel free to call us at 724-925-9505 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Join us today and discover how we can help you reach your financial aspirations! Visit our website at stanwoodareafcu.org for more information or to open an account online. Your journey towards financial security starts here!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Stanwood Area family. Experience firsthand how we can help you achieve your financial goals while contributing positively to our shared community. Visit us today or call us at (724) 925-9505 to learn more about membership options and how we can assist you on your financial journey. Together, let's build a brighter future!

Modern Conveniences

Though we've been around since 1940, we're not stuck in the past! Stanwood Area embraces modern technology with features like online banking and mobile payments. We also provide basic drive-thru banking for your convenience during operating hours from 8:30 a.m. to 5:00 p.m., Monday through Thursday, and until 6:00 p.m. on Fridays. For any official correspondence, please note that while members can visit us at our branch address above, communication can also be sent to the same mailing address: 444 Arona Rd, New Stanton, PA 15672.

Our Mission

At Stanwood Area, our mission is clear: we aim to empower our members through exceptional financial services while fostering a strong sense of community. We believe in making banking accessible for everyone, which is why we offer various services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Whether you're looking to save for the future or finance your dream car, we're here for you every step of the way. We understand that community support goes beyond just banking. That's why we actively engage in outreach initiatives and partner with local organizations to uplift those around us. By investing in our community, we strive to create lasting positive change and ensure that everyone has access to the resources they need.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 724-925-9505. We look forward to welcoming you into our branch soon! Come see how we can make your banking experience better at Stanwood Area!

Operating Hours

Our friendly team is here to serve you during our lobby hours from 8:30 a.m. to 5:00 p.m., Monday through Thursday, and until 6:00 p.m. on Fridays. Whether you need assistance with personal banking, loans, or other services, we're ready to help!

Parking and Accessibility

We understand that accessibility is key for our members. Our branch offers ample parking right outside, ensuring that you can get in and out with ease. We're also committed to making banking accessible for everyone, featuring ADA-compliant entrances and ramps.

Services Offered

At Stanwood Area, we pride ourselves on providing a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals. If you ever need to send official correspondence, please note that while you can visit us at 444 Arona Rd, all mail should be directed to the same address.

Member Eligibility

At Stanwood Area, we believe that everyone deserves access to financial services that truly support their needs. Becoming a member is as simple as meeting a few friendly criteria. If you live, work, worship, or attend school in Westmoreland County, you're already eligible! We also welcome family members of current members into our community. This inclusiveness means you can benefit from a range of services designed with your financial well-being in mind. Plus, being part of Stanwood Area opens doors to competitive loan rates, personalized service, and the security of knowing you're with a trusted local institution. Ready to join us? You can find all the details about eligibility at this link. If you have questions or need assistance, don't hesitate to reach out at 724-925-9505. When you're ready, opening an account is easy just follow this link to get started! We can't wait for you to join our Stanwood Area family at 444 Arona Rd New Stanton Pa 15672.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans funded, we are here to help you navigate your financing options when you need them most. Imagine being able to secure the funds necessary for purchasing new equipment or expanding your product line. With flexible loan terms tailored to meet your needs, we aim to empower local businesses in New Stanton, PA.

Merchant Services

In today's fast-paced world, accepting payments shouldn't be a hassle. That's why our merchant services are designed to simplify transactions, whether you're at a brick-and-mortar location or operating online. Picture this: you've just completed a sale, and with our reliable payment processing solutions, you receive funds quickly and securely. This efficiency allows you to focus on what matters growing your business. Explore how our services can elevate your operations by visiting us at 444 Arona Rd New Stanton Pa 15672 or giving us a call at (724) 925-9505. We're here to partner with you on your journey toward success!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our business banking services, including merchant services and business loans designed to help your enterprise thrive. We understand the unique challenges businesses face, and we strive to provide solutions that support growth.

Convenient Access

We also recognize that convenience is key in today's fast-paced world. That's why we offer basic drive-thru banking for quick transactions like deposits and withdrawals without having to leave your vehicle. While we currently do not have ATM services at our branch, our online banking features ensure you can manage your finances anytime from anywhere. In addition, with mobile payments and person-to-person transfer options available through our app, handling finances has never been easier.

Get Started Today!

Whether you're looking to open an account or need assistance with any of our services, don't hesitate to reach out! Visit us at 444 Arona Rd, New Stanton, PA 15672 or give us a call at 724-925-9505 during our operating hours from 8:30 a.m. to 5:00 p.m., Monday through Thursday, and until 6:00 p.m. on Fridays. Join Stanwood Area today for all your financial needs! Your journey towards better banking starts here.

Home Financing

For those looking to buy their dream home or refinance their current mortgage, we offer mortgage loans tailored to suit your financial situation. Our team is ready to guide you through the process and ensure that you find the best terms available.

Personal Banking

Our personal banking options start with checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds anytime you need them through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and even make deposits right from your phone. If you're considering purchasing a new car or refinancing an existing auto loan, our auto loans and vehicle financing options are competitive and straightforward. We know that buying a car is a big decision, and we're here to help you every step of the way.

Personal Loans & Credit Cards

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can provide the support you need during these times. Plus, our credit cards come with rewards that let you earn while you spend making your purchases even more rewarding.

Digital & Online Banking

Accessibility and Ease-of-Use

No matter where you are, our digital banking tools ensure that you stay connected to your finances. The user-friendly interface allows members to navigate effortlessly through their accounts while keeping an eye on real-time updates. Need help? Our customer support team is always ready to assist you with any questions or concerns. In short, at Stanwood Area, we strive to empower you with the tools needed for effective financial management right at your fingertips. Discover how our digital banking services can enhance your banking experience today!

Key Features

Our online banking platform, accessible at https://www.stanwoodareafcu.org/ , lets you check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can easily enroll in e-statements, allowing you to receive your account statements electronically, which is not only eco-friendly but also keeps your information secure. Plus, if you prefer using mobile payments, you're in luck! Our services include mobile payment options that make transactions simple and fast. For those who enjoy using their smartphones, our mobile application is available for easy access to all your banking needs. Whether you're transferring money between accounts or sending cash to friends through person-to-person transfers, everything is just a few taps away. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with security in mind to protect your personal information.

Financial Strength

Commitment to Growth

With $1,807,557 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is supported by $466 in used auto loans and $10,621,563 in total loans and leases, helping you achieve your financial goals across various sectors.

Growing Trust

Total Share Accounts stand at 3,336, showing a strong and growing member base that trusts us with their finances. This growing community is what drives us to enhance our services continuously. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Stanwood Area is your trusted partner. Visit us at 444 Arona Rd New Stanton Pa 15672 or call (724) 925-9505 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,229,928 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 3 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $1,807,557, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 further demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,143,978 in new vehicle loans and $3,813,021 in used vehicle loans already helping members get on the road. We make it easy for you to secure financing for both new and used vehicles.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $824,196, make buying or refinancing simple. We provide flexible terms and competitive rates that can fit your budget.

Personal and Business Loans

In addition to our personal lending options, we cater to business owners as well. Though we currently do not have outstanding commercial loans available, our credit lines totaling $1,700,000 provide essential support for those looking to expand their businesses when opportunities arise. If you're considering refinancing any of your existing loans or want to check eligibility options for any of our products, our friendly team is here to assist you. We invite you to visit us at our branch located at 444 Arona Rd, New Stanton, PA 15672, or give us a call at 724-925-9505 during our operating hours: Monday - Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

Managing finances can be challenging; that's why we also offer flexible terms on unsecured credit card loans, with a total of $733,740 in loans helping members navigate their expenses effectively.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency helps users navigate their options without the noise often found in loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach is grounded in the latest results, guaranteeing that users receive fair and transparent offers (Source: https://www.ncua.gov ). By relying on verified financial institutions, LendMesh creates a trustworthy platform for consumers looking to make informed decisions. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which means users can trust that they are viewing genuine options. Additionally, LendMesh does not feature sponsored listings. Unlike other comparison tools that may prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results that reflect true market conditions. The platform also provides real-time rate comparisons. This feature ensures that users have access to up-to-date loan rates from multiple institutions, empowering them to compare offers easily and effectively. Thousands of users have already benefited from LendMesh's services. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find the best rates for your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

STANWOOD AREA FEDERAL CREDIT UNION