Stanford Credit Union Redwood City CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Stanford Credit Union, your trusted financial partner located at 905 Barron Avenue, Redwood City, CA 94063. Since our establishment in 1959, we have been dedicated to supporting our members and the community, providing a range of personal and business banking services designed to meet your needs. With over 90,000 members, we pride ourselves on fostering strong relationships built on trust and transparency. Our commitment is reflected in our impressive financial health, with total assets reaching $4,317,017,202 and total deposits amounting to $641,485,762. Whether you're looking for a new auto loan or need assistance with mortgage refinancing, our team is here to help you every step of the way. At Stanford Credit Union, we understand that the right financial solutions can make all the difference in achieving your goals. Under the leadership of our CEO Joan Opp and Board President Shirley Everett, our dedicated staff of 248 employees is ready to provide exceptional service tailored to your unique circumstances. We strive to ensure that your experience with us is as seamless as possible whether you're visiting us in person or utilizing our online and mobile banking services. While members can visit us at 905 Barron Avenue, official correspondence should be sent to the same address for consistency. We invite you to reach out by phone at 888-723-7328 or explore more about what we offer by visiting our website at sfcu.org. Join us today and discover how we can help you achieve financial success!

Branch History & Mission

Welcome to Stanford in the heart of Redwood City, CA! Since our doors first opened in 1959, we have been dedicated to serving our members and enriching our community. With a proud history that spans over six decades, we have grown from a small organization into a trusted financial partner for over 90,629 members. Located at 905 Barron Avenue Redwood City Ca 94063, our branch is easily accessible and near local landmarks that many of our members frequent. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community support. We strive to empower individuals and families with the resources they need to achieve their financial goals. At Stanford, we understand that each member's journey is unique. That's why we offer a range of services, including personal banking, auto loans, mortgage financing, and business solutions tailored to meet the diverse needs of our community. Whether you're looking for assistance with everyday banking or planning for future investments, our team is here to guide you every step of the way. Over the years, we have embraced advancements in technology to enhance your banking experience. Our commitment to digital banking means you can manage your accounts anytime, anywhere. Additionally, we pride ourselves on being ADA compliant and ensuring that all members can access our services comfortably. We also believe in giving back. Our partnerships with local organizations and participation in community outreach programs reflect our commitment to making a positive impact beyond just banking. We are proud supporters of various initiatives aimed at improving the lives of those around us. While members can visit us at 905 Barron Avenue Redwood City Ca 94063, official correspondence should be sent to 905 Barron Avenue, Redwood City, CA 94063. With convenient operating hours from Monday to Friday, 9:00 AM to 5:00 PM, and ATM availability for easy access to funds, we ensure that banking with us is as straightforward as possible. Join us at Stanford where your financial well-being is our top priority! Experience firsthand how we blend tradition with innovation in service of our valued members. For more information or to open an account, feel free to reach out at (888) 723-7328 or explore our website at Redwood City. We look forward to welcoming you into our family!

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps. Parking is readily available nearby, making it easy for you to stop by without any hassle.

Get in Touch

Ready to experience personalized service? Feel free to call us at 888-723-7328 if you have any questions or need assistance before your visit. We invite you to come by our Stanford branch today we're excited to serve you!

Operating Hours

We understand that life can get busy, which is why we offer convenient lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Whether you're looking to open an account or need assistance with loans, our dedicated staff is ready to help during these hours.

Services Offered

At the Stanford branch, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. You can also take advantage of our ATM availability for quick cash withdrawals or balance checks. If you're part of another credit union, you'll appreciate our shared service center, allowing basic transactions like deposits and withdrawals without any extra steps.

Member Eligibility

At Stanford, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you're living, working, or attending school in the areas we serve, you're likely eligible for membership. We also extend our arms to family members of existing members, making it easier for loved ones to enjoy the benefits we offer. By becoming a member at Stanford, you'll gain access to personalized financial services designed to help you achieve your goals, from checking accounts to loans tailored just for you. To kick off your membership journey, simply visit us at 905 Barron Avenue Redwood City Ca 94063 or give us a call at (888) 723-7328. For more details on eligibility requirements, check out our webpage at https://www.sfcu.org/membership-rewards/ . Ready to get started? You can find everything you need about opening an account at https://www.sfcu.org#open-account . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $428,085,077, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Beyond loans, we offer merchant services designed to make daily operations smoother. Picture this: accepting payments from customers quickly and securely, all while keeping track of transactions effortlessly through our online platform. Our services help you focus on what matters most growing your business. Ready to explore how Stanford can support your business journey? Give us a call at (888) 723-7328 or visit us today!

Comprehensive List Of Services

ATM and Shared Branch Services

For added convenience, we provide ATM & Cash Withdrawal Services, ensuring access to your funds whenever you need them. Plus, through basic shared branch transactions available for partner credit union members, you can make deposits and withdrawals seamlessly at various locations across the country. We invite you to explore how Stanford can assist with all your financial needs. For more information or to speak with one of our representatives, don't hesitate to call us at (888) 723-7328 or visit us online at Redwood City. Join us today and experience personalized service that puts you first!

Business Banking

If you're a business owner, our Business Banking services will help streamline your financial operations. From Merchant Services that allow easy payment processing to tailored Business Loans, we're committed to supporting local businesses like yours in achieving success.

Credit Cards

With our Credit Cards with Rewards, you can earn benefits on every purchase. From cash back to travel rewards, there's something for everyone. Enjoy peace of mind knowing that you have a card that not only helps build your credit but also rewards you along the way.

Home Financing

Thinking about buying a home? Our Mortgage Loans & Refinancing services are designed to help you secure the best financing for your dream home. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team will guide you through the process with ease and clarity.

Personal Banking

When it comes to personal banking, we offer flexible Checking & Savings Accounts designed to fit your lifestyle. Imagine easily managing your day-to-day expenses while building your savings for future goals. With our competitive interest rates, your money can grow while you enjoy easy access through our Online & Mobile Banking services. You can check balances, transfer funds, and pay bills right from your smartphone convenience that fits into your busy life.

Personal Loans

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation solutions. Whether it's medical bills or home repairs, our loans provide the financial relief you need with manageable repayment options.

Vehicle Financing

Are you in the market for a new car? Our Auto Loans & Vehicle Financing options make purchasing a vehicle straightforward and stress-free. We understand that buying a car is a big decision, so we provide competitive rates and flexible terms to help get you behind the wheel without breaking the bank.

Digital & Online Banking

Convenient Online Access

You can start exploring our digital services by visiting https://www.sfcu.org/ . Our online banking system provides you with 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, everything you need is just a few clicks away.

Effortless Money Transfers

Need to send money to a friend? Our person-to-person transfers feature lets you do just that without any hassle. Simply enter their information and send money instantly no need for cash or checks! In summary, Stanford is committed to making your banking experience as smooth and accessible as possible. From secure online banking at Yes to convenient mobile features, we're here to support your financial journey every step of the way.

Go Green with E-Statements

Say goodbye to paper clutter! With our e-statements availability, you can receive your account statements electronically. This not only helps the environment but also makes it easier for you to keep track of your finances. Plus, you'll have instant access to past statements whenever you need them.

Mobile Convenience

For those who prefer banking on their mobile devices, our mobile application is available for easy downloads. It supports mobile payments, enabling you to make quick purchases directly from your phone. Whether you're grabbing coffee or shopping online, it's never been easier to manage payments.

Security You Can Trust

Security is a top priority for us. We offer electronic signature authorization, ensuring that your transactions are both safe and efficient. This feature allows you to complete important documents securely from the comfort of your own home.

Financial Strength

Committed Team

We take pride in having 245 full-time employees and 3 part-time employees ready to serve you with knowledge and commitment. This dedicated team ensures that you receive personalized service every time you visit us at 905 Barron Avenue Redwood City Ca 94063.

Member-Centric Savings

Your savings are our priority. We have secured $1,488,935,221 in share certificates and $380,552,680 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Currently, we focus on benefiting you by ensuring our resources are used wisely.

Our Financial Health

With a net worth of $445,642,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,032 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Loans

We also boast $418,390,366 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $3,549 in used auto loans and $3,260,476,841 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our $27,252,382 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Trustworthy Resource Management

Our net shares (funds available for lending and investments) amount to $10,337,948, showing our ability to manage resources effectively. We are proud to have a growing member base with a total of 181,406 share accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Stanford is your trusted partner. Visit us at 905 Barron Avenue Redwood City Ca 94063 or call (888) 723-7328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,277,066 in used vehicle loans and $130,781,842 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek new model or a reliable used vehicle, we have options that fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $52,377,642 in loans helping members manage their finances effectively. These cards come with various benefits and rewards to help you maximize your spending power.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,800,732, make buying or refinancing simple. We guide you through the process so that owning your dream home becomes a reality.

Other Loan Options

In addition to auto and mortgage loans, we provide credit lines totaling $1,833,397,835, offering you the flexibility to borrow as needed for unexpected expenses or planned purchases. If you're a business owner, our outstanding commercial loans totaling $428,085,077 provide the capital needed to grow and expand. At Stanford, we're here to support your financial journey every step of the way. For more information about our loan offerings or to discuss refinancing options, please reach out at (888) 723-7328 or visit us at 905 Barron Avenue Redwood City Ca 94063 in Redwood City, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product tailored just for you!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. By collaborating with established financial entities, LendMesh ensures that every comparison reflects accurate and reliable information.

STANFORD FEDERAL CREDIT UNION - Redwood City, CA