Stanford Credit Union Palo Alto CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Stanford, your trusted financial partner nestled in the heart of Palo Alto, CA at 1860 Embarcadero Rd, 94303. Established in 1959, we have proudly served our community for over six decades, building strong relationships with our 90,629 members. At Stanford, we believe that banking should be personal and accessible, which is why we strive to provide tailored services that meet your unique needs. With a robust asset base of over $4.3 billion, we are committed to ensuring your financial growth and security. Our total deposits stand at an impressive $641,485,762, backed by a net worth of $445,642,748, highlighting our stability and reliability. Whether you're looking to secure a loan from our total portfolio of 42,882 loans and leases or interested in exploring various savings options through our extensive deposit accounts, we're here to support you every step of the way. Our dedicated team of 248 employees, led by CEO Joan Opp and Board President Shirley Everett, is passionate about fostering a welcoming environment where your financial goals can flourish. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1860 Embarcadero Road, Palo Alto, CA 94303-3335. For any inquiries or assistance, feel free to reach out at (650) 842-6049. Join us today at Stanford Credit Union and experience the difference that personalized service makes in achieving your financial dreams! Visit our website at sfcu.org for more information or to open an account online. Your journey towards financial wellness starts here!

Branch History & Mission

Commitment to Innovation

As we move forward, we remain focused on embracing digital advancements while ensuring ADA compliance so that everyone can easily access our services. Our online banking platform allows you to manage your finances from anywhere, and features like mobile payments and person-to-person transfers simplify everyday transactions. While members can visit us at 1860 Embarcadero Rd Palo Alto Ca 94303, official correspondence should be sent to 1860 Embarcadero Road, Palo Alto, CA 94303-3335. If you have any questions or need assistance, feel free to contact us at (650) 842-6049 during our operating hours of 8:00 a.m. to 5:00 p.m. We invite you to join the Stanford family today! Experience the benefits of being part of a credit union that puts people first. Visit us online at https://www.sfcu.org or explore membership options here. Together, let's build a brighter financial future!

Our Mission

At Stanford, our mission goes beyond just providing financial services. We are committed to enhancing the well-being of our members and uplifting the entire community. Our purpose is to empower you with tools for financial success whether it's through checking and savings accounts, auto loans, or mortgage refinancing. We believe that everyone deserves access to quality financial products that meet their needs. In addition to our core services, we actively engage in community outreach initiatives, partnering with local organizations to make a meaningful impact. We understand that a thriving community is essential for all of us, and we are proud to contribute positively through various programs designed to support education, health, and economic development.

Branch Location & Accessibility

Convenient Access and Amenities

At Stanford, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and designated parking to ensure everyone can easily reach us. If you're looking for an ATM, you'll be pleased to know that we have one available for your convenience. While we don't have drive-thru banking at this location, our staff is always ready to assist you inside the branch.

Operating Hours

We understand that life can get busy, which is why our lobby hours are designed to fit your schedule. Visit us from 8:00 a.m. to 5:00 p.m., Monday through Friday. Whether you need assistance with personal banking, loans, or simply want to ask questions about our services, our friendly team is here to help.

Stay Connected

For official correspondence, please note that while you can visit us at 1860 Embarcadero Rd Palo Alto Ca 94303, any mail should be sent to our mailing address at 1860 Embarcadero Road, Palo Alto, CA 94303-3335. If you have questions or need immediate assistance, don't hesitate to give us a call at (650) 842-6049. We invite you to stop by and explore all that we have to offer! At Stanford, we're more than just a credit union; we're a community partner dedicated to helping you achieve your financial goals.

Member Eligibility

Joining the Stanford family means becoming part of a community that truly cares about your financial journey. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and welcoming! Generally, you can qualify if you live, work, or go to school in the area, or have a family member who is already a member. This inclusiveness fosters a supportive environment where everyone can thrive together. For more detailed information about eligibility criteria, feel free to check out our website at https://www.sfcu.org/membership-rewards/ . Opening an account with us is designed to be simple and hassle-free. You can explore all the options available for account opening by visiting https://www.sfcu.org#open-account . Should you have any questions or need assistance, don't hesitate to give us a call at (650) 842-6049. We're here to help you every step of the way as you embark on this rewarding membership experience!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $334 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $428,085,077, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services make transactions simple and secure, allowing you to focus on what you do best serving your customers. Whether it's in-person payments or online sales, we offer tools that fit seamlessly into your operations. Located at 1860 Embarcadero Rd Palo Alto Ca 94303 in Palo Alto, CA, our team is ready to help you navigate the financial landscape with ease. Call us at (650) 842-6049 to learn more about how we can assist your business thrive!

Comprehensive List Of Services

ATM Services and Shared Branch Transactions

With ATM availability right here at Stanford, accessing cash is hassle-free. You can perform basic transactions like withdrawals and balance checks easily. Additionally, if you're a member of partner credit unions, our shared branch transactions allow you to make deposits and withdrawals conveniently. We're committed to providing top-notch service at every level. If you have any questions or want more information about our offerings, don't hesitate to reach out! You can call us at (650) 842-6049 during our operating hours from 8:00 AM to 5:00 PM. Ready to take the next step? Visit us today at 1860 Embarcadero Rd Palo Alto Ca 94303 or explore more on our website at Corporate Office. Let us be part of your financial journey!

Business Banking Solutions

If you're a business owner, we have tailored solutions just for you. Our business banking services include merchant services and business loans designed to help you grow and manage your company smoothly. You can focus on what matters most running your business while we take care of the financial details.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features, ensuring that you can manage your accounts anytime, anywhere. From making deposits to checking balances or transferring funds between accounts, everything is just a few taps away on our user-friendly app.

Loans for Every Purpose

Need financing? Our auto loans and vehicle financing options make it easy for you to hit the road in style. Picture yourself driving your dream car without the stress of complicated loan terms. Additionally, if you're considering buying a home or refinancing your current mortgage, our mortgage loans come with flexible options to fit your budget. For those moments when life throws unexpected expenses your way, our personal loans and debt consolidation services offer a straightforward solution to manage your finances effectively. And don't forget about our credit cards with rewards, allowing you to earn while you spend.

Personal Banking Made Easy

Our personal banking services are tailored to meet the diverse needs of our members. Whether you're looking for checking and savings accounts, we've got you covered. Imagine having a checking account that suits your lifestyle, paired with a savings account that helps you reach your future aspirations. With our competitive rates and easy online access, managing your finances has never been simpler.

Digital & Online Banking

Key Features

Our digital banking platform provides a user-friendly experience tailored for all members. Need to send money quickly? Our person-to-person transfer feature allows you to easily send money to friends and family without any hassle. Plus, with mobile payments integrated into our services, making purchases is as simple as tapping your phone. If you prefer using apps, you're in luck! Our mobile application is designed for ease of use and gives you access to all the features of online banking right at your fingertips. And for those who prefer paperless options, e-statements are readily available, allowing you to view your account statements securely online without cluttering your inbox.

Security and Accessibility

At Stanford, we prioritize your security. With electronic signature authorization capabilities, signing documents has never been more straightforward or secure. Our commitment to protecting your personal information means you can bank with confidence. With these tools at your disposal, managing your finances has never been easier. Experience real-time account management and enjoy the flexibility of accessing your banking needs whenever it suits you best. Join us at Stanford today and discover how our digital and online banking services can simplify your financial life!

Financial Strength

Committed to Growth and Innovation

Our strong $418,390,366 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have a substantial lending capacity with $3,549 in used auto loans and $3,260,476,841 in total loans and leases. This means we're equipped to support your financial goals across various sectors.

Growing Member Base

Our strength is demonstrated by the trust placed in us by our community. With a total of 181,406 share and deposit accounts, it's clear that more people are choosing Stanford as their preferred financial partner. Our net shares available for lending stand at an impressive $10,337,948, which reinforces our capability to meet your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Stanford is your trusted partner. Visit us at 1860 Embarcadero Rd Palo Alto Ca 94303 or call (650) 842-6049 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Solutions

Members' savings are secured through $1,488,935,221 in share certificates and $380,552,680 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects operational efficiency with a net income of $27,252,382, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 245 full-time employees and 3 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $445,642,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to solid capital management is reflected in our net worth ratio of $1,032, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're interested in refinancing any existing loans or exploring eligibility options, please don't hesitate to reach out. Our team is ready to assist you with personalized advice based on your specific needs. At Stanford, we believe that financial empowerment starts with accessible loan options. For more information about our offerings or to get started on your loan application today, contact us at (650) 842-6049 or visit our website at https://www.sfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $61,277,066 in used vehicle loans and $130,781,842 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible financing options ensure that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $428,085,077 provide the capital needed to grow and expand. We understand that every business has unique challenges, and our team is dedicated to finding the right financial solutions for you.

Credit Card Loans

Managing everyday expenses is crucial, and that's why we also offer flexible terms on unsecured credit card loans. With a total of $52,377,642 in loans helping members manage their finances effectively, our credit cards provide an excellent way to handle both planned and unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $287,800,732, make buying or refinancing simple. We are here to guide you through every step of the process, making it easier for you to invest in your future.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers presented are fair and transparent. Each listing is verified for accuracy, allowing users to make well-informed decisions without the worry of hidden fees or misleading information.

STANFORD FEDERAL CREDIT UNION