Stamford Healthcare Credit Union Stamford CT | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Stamford Healthcare Credit Union, your trusted financial partner located at 4 Hospital Plaza, Stamford, CT 06902. Established in 1978, we have proudly served our community for over four decades, dedicated to helping our members achieve their financial goals. With a total membership of 2,253 and assets exceeding $23,835,028, we are committed to providing personalized service tailored to your needs. At Stamford Healthcare Credit Union, we understand the importance of community and member support. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our focus is on fostering strong relationships with our members while maintaining financial stability; our net worth stands at an impressive $2,732,385. Under the leadership of CEO Rose Coscarelli-Curtis and Board President Robert Salvi, our small but dedicated team of just 3 employees is here to provide you with reliable service. While you can visit us at our branch for all your banking needs, any official correspondence should be sent to our mailing address: 4 HOSPITAL PLAZA, Tandet Center Ste 103, Stamford, CT 06902-3633. If you're looking for a financial institution that values trust and community impact as much as you do, look no further! Call us today at 203-316-9111 or explore more about our services by visiting our website at shccu.org. Join us in making a difference in your financial journey!

Branch History & Mission

Community Commitment

Stamford Healthcare is not just about banking; we are deeply rooted in our community. We actively engage in outreach programs and partnerships that uplift local initiatives. By supporting health-related causes and promoting financial literacy workshops, we aim to make a difference beyond traditional banking services. While members can visit us at 4 Hospital Plaza for all their banking needs, official correspondence should be sent to our mailing address at 4 Hospital Plaza, Tandet Center Ste 103, Stamford, CT 06902-3633.

Innovative Services

To enhance member experience, we've embraced technology by offering online banking services that allow easy access to accounts anytime. Although we currently do not provide ATM services or drive-thru banking at our branch, our commitment to security and accessibility remains steadfast. As part of our dedication to compliance and inclusivity, Stamford Healthcare ensures that our facilities are ADA-compliant so that everyone can enjoy the full range of services we offer.

Join Us Today!

We invite you to become part of the Stamford Healthcare family. Experience firsthand how our member-focused approach can help you achieve your financial goals while contributing positively to your community. Whether you're looking for a loan or simply seeking advice on managing your finances, we're here for you every step of the way. For more information or assistance, please call us at 203-316-9111 or visit our website at www.shccu.org. Join us today and discover the benefits of being a member of Stamford Healthcare!

Our Journey

From the very beginning, Stamford Healthcare has focused on supporting the financial needs of healthcare professionals and their families. Over the years, we have expanded our services to include a wide range of personal banking options, such as checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. As we celebrate more than four decades of service, we remain dedicated to providing accessible financial solutions that empower our members. Our mission is simple yet impactful: to promote financial well-being while fostering a sense of community among our members. We believe that strong financial foundations lead to brighter futures. That's why we emphasize personalized service and strive to create an inclusive environment where every member feels valued.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility matters. Our branch is designed to be welcoming for everyone, featuring ADA-compliant entrances and ramps. Ample parking is available nearby, making it easy for you to stop by without any hassle.

Get in Touch!

If you have questions or need assistance before visiting us, feel free to call us at 203-316-9111. We're eager to help you reach your financial goals! Come visit us at Stamford Healthcare Credit Union we look forward to seeing you soon!

Operating Hours

Our friendly staff is here to assist you during the following hours: Monday through Wednesday from 8:30 AM to 3:00 PM, Thursday from 8:30 AM to 5:00 PM, and Friday from 8:00 AM to 3:00 PM. We strive to accommodate your schedule so you can manage your banking conveniently.

Services Offered

At Stamford Healthcare Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. You can also take advantage of online and mobile banking services for added convenience. Although we currently do not have ATM access or drive-thru services at this location, our team is always ready to help with any transactions or inquiries you may have.

Member Eligibility

Becoming a member of Stamford Healthcare is like joining a warm and welcoming family that truly cares about your financial well-being. If you're associated with Stamford Healthcare whether you're an employee, volunteer, or a family member of someone who works here you can easily join us. We believe that everyone deserves access to quality financial services, so we keep our eligibility simple and inclusive. For more detailed information on the criteria and to ensure you're eligible, feel free to check out our website at http://www.shccu.org/membership.php. Joining is straightforward! Once you confirm your eligibility, opening an account is just a step away. You can reach out to us at (203) 316-9111 for any questions or assistance. Our dedicated team is here to help guide you through the process, making it as smooth as possible. We can't wait for you to experience the benefits of membership at Stamford Healthcare, located conveniently at 4 Hospital Plz Stamford Ct 06902!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are excited about the potential to offer flexible financing solutions that can empower local entrepreneurs and established businesses alike.

Merchant Services

Imagine running a café and needing an easy way for customers to pay our merchant services could streamline transactions, helping you focus on what matters most: serving your clients. By integrating seamless payment options, we enable businesses to enhance customer satisfaction while managing their cash flow effectively. Whether you're starting a new venture or expanding an existing one, Stamford Healthcare is here to support you every step of the way. Visit us at 4 Hospital Plz Stamford Ct 06902 in Stamford, CT or call us at (203) 316-9111 to learn more about how we can assist you in achieving your business goals.

Comprehensive List Of Services

Additional Financial Solutions

In today's world, unexpected expenses can arise at any moment. That's where our Personal Loans & Debt Consolidation services come into play. Whether you're looking to consolidate debt or cover unforeseen costs, we provide straightforward solutions with competitive rates. If you're interested in building credit while enjoying perks, consider our Credit Cards with Rewards. These cards not only help you manage purchases but also earn rewards along the way, making every dollar spent work harder for you.

Business Banking

For our business members, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. These services are designed to support local businesses in achieving their financial goals while simplifying day-to-day operations.

Digital Banking Convenience

In addition to traditional services, our robust Online & Mobile Banking features allow you to handle all your banking needs from the comfort of your home or on the go. From checking balances and transferring funds to paying bills and managing loans, everything is just a click away. Plus, with our Person-to-Person payment service, sending money has never been easier!

Personal Banking

When it comes to personal banking, we offer a variety of options to help you manage your money effectively. Our Checking & Savings Accounts provide flexibility and convenience, allowing you to access your funds whenever you need them. With features designed for everyday use, members can enjoy easy online access to monitor their accounts and make transactions effortlessly. Need a new car? Our Auto Loans & Vehicle Financing options make it simple for you to get behind the wheel without breaking the bank. We work with you to find a plan that fits your budget, whether you're purchasing a new vehicle or refinancing an existing loan. Thinking about buying a home? Our Mortgage Loans & Refinancing services are tailored to help you navigate the home-buying process smoothly. We understand that every member's situation is unique, and our team is here to guide you through the available options.

Visit Us Today!

At Stamford Healthcare, we take pride in offering personalized service and comprehensive financial solutions that cater to your lifestyle. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (203) 316-9111 or visit us in person at 4 Hospital Plz Stamford Ct 06902 in Stamford, CT. Join us today and discover the benefits of being part of our community at Stamford Healthcare Credit Union, Inc.!

Digital & Online Banking

At Stamford Healthcare, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to make managing your finances easier, anytime and anywhere. With our robust online banking platform, accessible at https://www.shccu.org/, you can check your account balances, pay bills, and transfer funds with just a few clicks. Whether it's day or night, our 24/7 online banking services ensure you have access to your accounts whenever you need it. Plus, if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it a breeze. We also prioritize your security. While we do not currently offer electronic signature authorization, we continually enhance our systems to keep your personal information safe. For those who prefer going paperless, we provide e-statements that give you a clear view of your account activity without the clutter of physical statements. For members who are always on the go, our mobile application is in development to bring even more convenience right to your fingertips. Although we currently do not support mobile payments, we're working toward incorporating features that will make transactions even smoother in the future. At Stamford Healthcare, managing your finances should feel effortless. Join us today and discover how our digital banking services can simplify your life while keeping your information secure! If you have any questions or need assistance, feel free to reach out at (203) 316-9111.

Financial Strength

At Stamford Healthcare, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to serve our community effectively. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $2,732,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1142 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $126,620 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,376,917 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our total loans and leases amount to $4,425,486, including 140 used auto loans that support our members' financial goals across various sectors. While our current net income stands at $0, it reflects our focus on stability during challenging times. We also take pride in having 3 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts amount to 3,563, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Stamford Healthcare is your trusted partner. Visit us at 4 Hospital Plz Stamford Ct 06902 or call 203-316-9111 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,947,688 in used vehicle loans and $726,184 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have flexible terms to fit your budget.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, our total credit lines amount to $2,000,000, offering you access to funds when you need them most. We also provide unsecured credit card loans, although currently we have no outstanding balances in this category. This means you can manage your expenses without tying up your assets. If you're considering refinancing any of these loans or would like to learn more about eligibility options, our team is here to help. We believe in making borrowing straightforward and transparent so that you can focus on what matters most. For more information on our loan offerings or to speak with a representative, feel free to contact us at (203) 316-9111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 4 Hospital Plz Stamford Ct 06902 in Stamford, CT, and let's start working toward your financial success together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $524,180, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your options and can make informed decisions.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Their goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make decisions based on current data rather than outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback showcases the effectiveness of the tool in helping borrowers secure better deals. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to trust the information they receive.