Staley Credit Union Decatur IL | Best Auto Loans & Business Banking

Introduction

Welcome to Staley, your trusted financial partner located at 1234 W Eldorado St, Decatur, IL 62522. Since our establishment in 1930, we have been committed to providing exceptional financial services tailored to meet the needs of our community. With a strong membership base of over 18,000 members, we take pride in being more than just a credit union; we are a vital part of your financial journey. At Staley, we manage a robust total asset portfolio worth $208,781,098. Our dedication to helping you achieve your financial goals is reflected in our total loans and leases exceeding 12,710. We understand that every member has unique needs, which is why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our experienced team of 50 employees, led by CEO Kimberly Ervin and Board President James Slade, is here to ensure you receive the best service possible. Whether you need assistance with online banking or have questions about our various loan products, we are always ready to help. You can reach us at (217) 233-7761 or visit our website at www.staleycu.com for more information. While members can visit us at our branch location, official correspondence should be sent to the same address: 1234 West Eldorado St, Decatur, IL 62522. We invite you to join our growing family and experience the Staley difference where member satisfaction is our top priority. Don't hesitate; come see how we can help you today!

Branch History & Mission

Community Focus

Staley is not just about numbers; it's about people. We pride ourselves on our strong community ties and actively engage in outreach programs that make a real difference in lives around us. Whether it's partnering with local organizations or participating in community events, we strive to give back and uplift those we serve. Our drive-thru service provides convenience for busy schedules while our ATM availability ensures easy access to your funds whenever you need them. With operating hours from 8 am to 5 pm Monday through Friday and 8 am to noon on Saturdays, we are here for you when it matters most. While members can visit us at 1234 W Eldorado St, official correspondence should be sent to 1234 West Eldorado St, Decatur, IL 62522.

Join Us Today

As we continue this journey together, we invite you to become part of the Staley family. Experience the benefits of membership where your financial goals meet genuine support from a team dedicated to your success. Whether you're looking for a loan or simply want guidance on managing your finances better, we're here for you every step of the way. For more information or to get started today, call us at 217-233-7761 or visit us online at Staley. Join us in making a positive impact in our community!

Our Mission

At Staley, we believe that banking should be accessible and beneficial for everyone. Our mission is simple yet powerful: to empower our members through personalized financial services while actively supporting our local community. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions all designed with you in mind. In addition to traditional banking services, we embrace digital advancements to ensure your experience is convenient and efficient. Our online banking platform allows you to manage your finances anytime and anywhere. We are also proud to provide ADA-compliant facilities, ensuring that every member can access our services comfortably.

Branch Location & Accessibility

Welcome to Staley's West Eldorado Branch, conveniently located at 1234 W Eldorado St in Decatur, IL. This friendly branch sits in the heart of Macon County, making it easily accessible for all your banking needs. Whether you're coming from a nearby landmark or just passing through, our location is designed to be welcoming and convenient. If you're sending us mail, please use our mailing address: 1234 West Eldorado St, Decatur, IL 62522, which is the same as our physical address. We're proud to offer ample parking right outside the branch, ensuring that you can hop in and out with ease. For those who need accessibility features, rest assured that we comply with ADA guidelines so everyone can feel comfortable visiting us. Our operating hours are tailored to fit your busy schedule. We're open Monday through Friday from 8 am to 5 pm and also welcome you on Saturdays from 8 am until noon at our drive-thru. Need cash after hours? No problem! Our ATM is available for your convenience. At Staley, we offer a range of services designed to meet your banking needs from personal checking and savings accounts to auto loans and credit cards with rewards. Plus, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Have questions or need assistance? Feel free to call us at 217-233-7761. Our dedicated team is here to help you every step of the way. We invite you to visit us soon and experience how banking can be simple and friendly!

Member Eligibility

At Staley, we believe that becoming a member means joining a welcoming community where everyone is valued. If you're looking to become part of our family, you'll find that eligibility is straightforward and inclusive. Typically, anyone who lives, works, worships, or attends school in the area can join us. This means you can enjoy all the benefits we offer, from personalized financial services to competitive loan rates and savings options designed with your needs in mind. For more detailed information on eligibility criteria, feel free to check out our website at . Joining is simple! Once you confirm your eligibility, you can open an account easily by visiting us at our branch located at 1234 W Eldorado St Decatur Il 62522 or by calling us at (217) 233-7761 during our operating hours. We're here to help you every step of the way as you take this exciting step toward better financial health with Staley.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine being able to invest in the latest technology or hire additional staff without worrying about cash flow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services for Everyday Needs

In today's fast-paced world, seamless payment solutions are crucial for success. Our merchant services equip you with tools to accept payments easily, whether online or in-store. This means you can focus on what you do best running your business while we handle the payment processing. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Decatur, IL. Let us help you turn your vision into reality! Visit us at 1234 W Eldorado St Decatur Il 62522 or call us at (217) 233-7761 to learn more about how we can support your business journey.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a vehicle, having the right financing is crucial. At Staley, we offer competitive auto loans and vehicle financing options that make it easier for you to drive away in the car of your dreams. Whether you're buying new or used, our flexible terms mean you can find a loan that fits your budget.

Business Banking

For our entrepreneurial members, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to help ensure that your business has the financial tools it needs to succeed.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. From checking balances to transferring money with just a few taps on your smartphone, managing your finances has never been easier. Plus, our ATM services allow for quick cash withdrawals anytime you need them.

Drive-Thru & Basic Services

For those who prefer face-to-face interactions but still value efficiency, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. If you're on the go and need access to cash or account information, our ATMs are available whenever you need them. At Staley in Decatur, IL, we strive not just to meet but exceed your expectations by providing accessible financial services tailored for every member's needs. If you'd like more information about any of these offerings or wish to speak with one of our friendly representatives, don't hesitate to give us a call at 217-233-7761 or visit us online at Staley Credit Union. We're here to help you every step of the way!

Mortgage Solutions

Buying a home is one of the biggest decisions you'll ever make. That's why our team is here to support you with various mortgage loans and refinancing options. We want to ensure that your journey to homeownership is as smooth as possible, guiding you through each step from application to closing.

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services are tailored to simplify your life. You can open checking and savings accounts that fit your lifestyle, helping you save for those important milestones or just day-to-day expenses. Need some extra funds? Our personal loans and debt consolidation options can help you get back on track without stress.

Digital & Online Banking

At Staley, we know that convenience and security are essential to your banking experience. That's why we offer a range of digital and online banking services designed to keep your finances at your fingertips, 24/7. Whether you're at home or on the go, managing your money has never been easier! Our online banking platform is accessible anytime through this link. You can check balances, pay bills, and transfer funds quickly and securely. Plus, with our electronic signature authorization, signing documents is a breeze no more printing or mailing forms! For those who prefer going paperless, we provide e-statements that make it simple to track your transactions without cluttering your mailbox. It's not just about being eco-friendly; it's about having instant access to your financial information whenever you need it. If you're always on the move, our mobile application is perfect for you. It allows you to make mobile payments easily and offers person-to-person transfers so you can send money to friends or family in seconds. No cash? No problem! With these features, you can handle almost any transaction right from your phone. Security is a top priority at Staley. We use advanced technology to ensure your information is safe while giving you peace of mind as you bank online. Our user-friendly interface makes navigating through our services a smooth experience. With our commitment to accessibility and ease-of-use, banking with Staley means you can manage your accounts in real-time without the hassle. Explore all these amazing features today by visiting us online!

Financial Strength

Commitment to Growth

Our commitment to serving our members is evident in our financial activities. With $22,399,157 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,032 in used auto loans and $146,939,722 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $32,595,708 in share certificates and $22,397,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $22,415,907, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,074 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partner

Net Shares (Funds available for lending and investments): $15,405. Total Share and Deposit Accounts: 35,758, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Staley is your trusted partner. Visit us at 1234 W Eldorado St Decatur Il 62522 or call (217) 233-7761 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,511,227 in used vehicle loans and $21,628,815 in new vehicle loans already helping members get on the road. Whether you're buying a brand-new model or a reliable used car, we have options tailored to fit your budget.

Credit Lines

In addition to auto and mortgage loans, we provide credit lines totaling $43,824,600. These lines offer members the flexibility to borrow as needed for various purposes from unexpected expenses to planned purchases giving you peace of mind. If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to help guide you through the process. For more information about how our loan offerings can assist you in reaching your financial objectives, visit us at Staley's website or call us directly at 217-233-7761. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,988,821, make buying or refinancing simple. We provide guidance throughout the process and ensure you understand all your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,269,082 in loans helping members manage their finances effectively. This option allows for easy access to funds when you need them most without the collateral requirements of traditional loans.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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